Root Insurance website screenshot

Root Insurance

Root Insurance is a usage-based auto insurance company that prices policies primarily based on driving behavior captured via smartphone telematics. Root provides a REST API platform for insurers, MGAs, and distribution partners to build, embed, and operate insurance products — covering quoting, policy administration, claims processing, premium collections, and data management. The Root Bind API enables partners to embed auto insurance quoting and checkout directly into their applications.

2 APIs 0 Features
InsuranceAuto InsuranceTelematicsEmbedded InsurancePolicy AdministrationClaimsUsage-Based InsuranceInsurTech

APIs

Root Platform API

The Root Platform REST API enables insurers, MGAs, and distribution partners to build and operate full insurance products. Capabilities include application management, quote gen...

Root Bind API

The Root Bind API enables distribution partners to embed auto insurance quoting, checkout, and servicing within their own applications. Supports both a hosted experience (Root-m...

Pricing Plans

Root Plans Pricing

4 plans

PLANS

Rate Limits

Root Rate Limits

0 limits

RATE LIMITS

FinOps

Root Finops

FINOPS

Semantic Vocabularies

Root Platform Api Context

0 classes · 272 properties

JSON-LD

Example Payloads

Acknowledge Approved Request

1 fields

EXAMPLE

Acknowledge Approved Response 200

12 fields

EXAMPLE

Acknowledge Goodwill Request

1 fields

EXAMPLE

Acknowledge Goodwill Response 200

13 fields

EXAMPLE

Acknowledge No Claim Request

1 fields

EXAMPLE

Acknowledge No Claim Response 200

14 fields

EXAMPLE

Acknowledge Repudiated Request

1 fields

EXAMPLE

Acknowledge Repudiated Response 200

13 fields

EXAMPLE

Activate Policy Response 200

23 fields

EXAMPLE

Add Application Attachments Response 200

8 fields

EXAMPLE

Apply Alteration Package Response 200

14 fields

EXAMPLE

Apply Application Alteration Package Response 200

14 fields

EXAMPLE

Approve Claim Request

2 fields

EXAMPLE

Approve Claim Response 200

12 fields

EXAMPLE

Approve Fulfillment Request Response 200

11 fields

EXAMPLE

Archive Application Attachment Response 200

8 fields

EXAMPLE

Archive Data Store Entity Response 200

8 fields

EXAMPLE

Archive Data Store Response 200

7 fields

EXAMPLE

Archive Scheduled Data Export Response 200

10 fields

EXAMPLE

Archive Webhook Response 200

1 fields

EXAMPLE

Assign Policy Payment Method Request

1 fields

EXAMPLE

Assign Policy Payment Method Response 200

3 fields

EXAMPLE

Bulk Reassign Policy User Groups Request

1 fields

EXAMPLE

Bulk Reassign Policy User Groups Response 200

2 fields

EXAMPLE

Cancel Payment Coupon Response 200

9 fields

EXAMPLE

Cancel Policy Request

1 fields

EXAMPLE

Cancel Policy Response 200

26 fields

EXAMPLE

Claim Add Note Request

1 fields

EXAMPLE

Claim Add Note Response 200

5 fields

EXAMPLE

Claim Archive Attachment Response 200

4 fields

EXAMPLE

Claim Create Attachment Request

4 fields

EXAMPLE

Claim Create Attachment Response 200

8 fields

EXAMPLE

Claim Link Policy Request

3 fields

EXAMPLE

Claim Link Policy Response 200

13 fields

EXAMPLE

Close Claim Request

1 fields

EXAMPLE

Close Claim Response 200

12 fields

EXAMPLE

Close Complaint Response 200

8 fields

EXAMPLE

Complaint Archive Attachment Response 200

4 fields

EXAMPLE

Complaint Create Attachment Response 200

8 fields

EXAMPLE

Complaint Create Note Response 200

5 fields

EXAMPLE

Complaint Link Policy Response 200

9 fields

EXAMPLE

Complaint Update Complainant Response 200

10 fields

EXAMPLE

Create A Complaint Response 200

10 fields

EXAMPLE

Create Alteration Package Request

2 fields

EXAMPLE

Create Call Request

11 fields

EXAMPLE

Create Call Response 200

11 fields

EXAMPLE

Create Claim Request

9 fields

EXAMPLE

Create Claim Response 200

15 fields

EXAMPLE

Create Data Store Entity Request

2 fields

EXAMPLE

Create Data Store Entity Response 200

8 fields

EXAMPLE

Create Data Store Request

4 fields

EXAMPLE

Create Data Store Response 200

10 fields

EXAMPLE

Create External Notification Request

5 fields

EXAMPLE

Create External Notification Response 200

11 fields

EXAMPLE

Create Lead Request

7 fields

EXAMPLE

Create Lead Response 200

12 fields

EXAMPLE

Create Or Update Lead Request

7 fields

EXAMPLE

Create Or Update Lead Response 200

12 fields

EXAMPLE

Create Policy Payment Request

1 fields

EXAMPLE

Create Policy Payment Response 200

22 fields

EXAMPLE

Create Policyholder Payment Method Request Collection_Module

4 fields

EXAMPLE

Create Policyholder Payment Method Request Debit_Order

4 fields

EXAMPLE

Create Policyholder Payment Method Request Eft

2 fields

EXAMPLE

Create Policyholder Payment Method Request External

3 fields

EXAMPLE

Create Policyholder Payment Method Response 200 Card

3 fields

EXAMPLE

Create Policyholder Payment Method Response 200 Debit_Order

3 fields

EXAMPLE

Create Policyholder Payment Method Response 200 Eft

2 fields

EXAMPLE

Create Policyholder Request Company

11 fields

EXAMPLE

Create Policyholder Request Individual

11 fields

EXAMPLE

Create Quote Request

2 fields

EXAMPLE

Create Scheduled Data Export Request

6 fields

EXAMPLE

Create Scheduled Data Export Response 200

10 fields

EXAMPLE

Create Secret Key Request

3 fields

EXAMPLE

Create Secret Key Response 200

9 fields

EXAMPLE

Create Webhook Request

5 fields

EXAMPLE

Create Webhook Response 200

1 fields

EXAMPLE

Creating Policy Receipt Request

2 fields

EXAMPLE

Disable Webhook Response 200

9 fields

EXAMPLE

Dismiss Payment Method Response 200

7 fields

EXAMPLE

Do Not Acknowledge Approved Request

1 fields

EXAMPLE

Do Not Acknowledge Approved Response 200

12 fields

EXAMPLE

Do Not Acknowledge Goodwill Request

1 fields

EXAMPLE

Do Not Acknowledge Goodwill Response 200

12 fields

EXAMPLE

Do Not Acknowledge No Claim Request

1 fields

EXAMPLE

Do Not Acknowledge No Claim Response 200

12 fields

EXAMPLE

Do Not Acknowledge Repudiated Request

1 fields

EXAMPLE

Do Not Acknowledge Repudiated Response 200

12 fields

EXAMPLE

Download File Response 400

1 fields

EXAMPLE

Download File Response 404

1 fields

EXAMPLE

Enable Webhook Response 200

9 fields

EXAMPLE

Goodwill Claim Request

2 fields

EXAMPLE

Goodwill Claim Response 200

12 fields

EXAMPLE

Issue A Policy Request

2 fields

EXAMPLE

Issue A Policy Response 200

24 fields

EXAMPLE

Issue Aggregated Policy Response 200

7 fields

EXAMPLE

Lookup Embed Session Response 200

4 fields

EXAMPLE

Manual Verify Payment Method Response 200

7 fields

EXAMPLE

No Claim Request

1 fields

EXAMPLE

No Claim Response 200

12 fields

EXAMPLE

Paid Out Claim Response 200

8 fields

EXAMPLE

Pause Scheduled Data Export Response 200

10 fields

EXAMPLE

Ping Webhook Response 200

1 fields

EXAMPLE

Policy Add Note Request

1 fields

EXAMPLE

Policy Add Note Response 200

5 fields

EXAMPLE

Policy Allocate Eft Payment Request

5 fields

EXAMPLE

Policy Allocate Eft Payment Response 200

16 fields

EXAMPLE

Policy Archive Attachment Response 200

4 fields

EXAMPLE

Policy Collection Request Request

4 fields

EXAMPLE

Policy Collection Request Response 200

16 fields

EXAMPLE

Policy Create Attachment Request

4 fields

EXAMPLE

Policy Create Attachment Response 200

8 fields

EXAMPLE

Policy Debicheck Mandate Response 200

17 fields

EXAMPLE

Policyholder Add Note Request

1 fields

EXAMPLE

Policyholder Add Note Response 200

5 fields

EXAMPLE

Policyholder Create Attachment Request

4 fields

EXAMPLE

Policyholder Create Attachment Response 200

8 fields

EXAMPLE

Prevent Policy Lapse And Ntu Request Preventlapse

5 fields

EXAMPLE

Prevent Policy Lapse And Ntu Request Resumelapse

2 fields

EXAMPLE

Reactivate Policy Response 200

26 fields

EXAMPLE

Redeem Payment Coupons Request

1 fields

EXAMPLE

Reject A Fulfillment Request Response 200

11 fields

EXAMPLE

Reopen Claim Request

1 fields

EXAMPLE

Reopen Claim Response 200

12 fields

EXAMPLE

Reopen Complaint Response 200

9 fields

EXAMPLE

Repudiate Claim Request

1 fields

EXAMPLE

Repudiate Claim Response 200

13 fields

EXAMPLE

Requote Application Response 200

10 fields

EXAMPLE

Requote Policy Request

1 fields

EXAMPLE

Requote Policy Response 200

26 fields

EXAMPLE

Reschedule Scheduled Payment Response 200

1 fields

EXAMPLE

Resume Scheduled Data Export Response 200

10 fields

EXAMPLE

Retrieve A Block State Response 200

3 fields

EXAMPLE

Retrieve A Claim Response 200

16 fields

EXAMPLE

Retrieve A Complaint Response 200

9 fields

EXAMPLE

Retrieve An Application Response 200

10 fields

EXAMPLE

Retrieve Application Alteration Package Response 200

14 fields

EXAMPLE

Retrieve Call Playback Url Response 200 Legacy_Url

1 fields

EXAMPLE

Retrieve Call Playback Url Response 200 With_Attachment

6 fields

EXAMPLE

Retrieve Call Playback Url Response 404

2 fields

EXAMPLE

Retrieve Call Response 200

11 fields

EXAMPLE

Retrieve Claim Attachments Response 200

7 fields

EXAMPLE

Retrieve Data Export Run Response 200

6 fields

EXAMPLE

Retrieve Data Store Entity Response 200

8 fields

EXAMPLE

Retrieve Data Store Response 200

10 fields

EXAMPLE

Retrieve Policy Attachments Response 200

7 fields

EXAMPLE

Retrieve Policy Notes Response 200

3 fields

EXAMPLE

Retrieve Policy Payment Method Response 200

3 fields

EXAMPLE

Retrieve Policy Response 200

26 fields

EXAMPLE

Retrieve Policyholder Response 200

14 fields

EXAMPLE

Retrieve Scheduled Data Export Response 200

10 fields

EXAMPLE

Retrieve Webhook Response 200

1 fields

EXAMPLE

Retry Webhook Queue Event Response 200

12 fields

EXAMPLE

Sandbox Only Update Policy Request

2 fields

EXAMPLE

Sandbox Only Update Policy Response 200

22 fields

EXAMPLE

Sandbox Only Update Policy Response 403

1 fields

EXAMPLE

Send To Capture Request

1 fields

EXAMPLE

Send To Capture Response 200

9 fields

EXAMPLE

Send To Review Request

1 fields

EXAMPLE

Send To Review Response 200

12 fields

EXAMPLE

Trigger Scheduled Data Export Response 200

10 fields

EXAMPLE

Unschedule Scheduled Payment Response 200

1 fields

EXAMPLE

Update A Payout Request Request

2 fields

EXAMPLE

Update A Payout Request Response 200

14 fields

EXAMPLE

Update Application Beneficiaries Request

1 fields

EXAMPLE

Update Application Beneficiaries Response 200

11 fields

EXAMPLE

Update Billing Amount Request

1 fields

EXAMPLE

Update Billing Amount Response 200

26 fields

EXAMPLE

Update Claimant Request

6 fields

EXAMPLE

Update Claimant Response 200

9 fields

EXAMPLE

Update Complaint Response 200

9 fields

EXAMPLE

Update Data Store Entity Request

2 fields

EXAMPLE

Update Data Store Entity Response 200

8 fields

EXAMPLE

Update Data Store Request

1 fields

EXAMPLE

Update Data Store Response 200

8 fields

EXAMPLE

Update External Notification Request

2 fields

EXAMPLE

Update External Notification Response 200

11 fields

EXAMPLE

Update Multiple Block States Response 200

3 fields

EXAMPLE

Update Payment Batch Request

2 fields

EXAMPLE

Update Payment Batch Response 200

18 fields

EXAMPLE

Update Payment Request

1 fields

EXAMPLE

Update Payment Response 200

22 fields

EXAMPLE

Update Policy Beneficiaries Request

1 fields

EXAMPLE

Update Policy Beneficiaries Response 200

23 fields

EXAMPLE

Update Policy Request

2 fields

EXAMPLE

Update Policy Response 200

22 fields

EXAMPLE

Update Policyholder Request

6 fields

EXAMPLE

Update Policyholder Response 200

14 fields

EXAMPLE

Update Scheduled Data Export Request

7 fields

EXAMPLE

Update Scheduled Data Export Response 200

10 fields

EXAMPLE

Update Webhook Request

3 fields

EXAMPLE

Update Webhook Response 200

7 fields

EXAMPLE

Updating A Block State Request

3 fields

EXAMPLE

Updating A Block State Response 200

1 fields

EXAMPLE

Updating A Claim Request

5 fields

EXAMPLE

Updating A Claim Response 200

10 fields

EXAMPLE

Upsert Policyholder Request Company

11 fields

EXAMPLE

Upsert Policyholder Request Individual

11 fields

EXAMPLE

Upsert Secret Key Request

2 fields

EXAMPLE

Upsert Secret Key Response 200

9 fields

EXAMPLE

Resources

🔗
Website
Website
🔗
Documentation
Documentation
👥
GitHubOrg
GitHubOrg
🔗
LinkedIn
LinkedIn
📰
Blog
Blog
💰
Pricing
Pricing
🟢
StatusPage
StatusPage
🔗
X
X
🔗
Plans
Plans
🔗
RateLimits
RateLimits
🔗
FinOps
FinOps

Sources

Raw ↑ 
aid: root
name: Root Insurance
description: Root Insurance is a usage-based auto insurance company that prices policies primarily based on driving behavior
  captured via smartphone telematics. Root provides a REST API platform for insurers, MGAs, and distribution partners to build,
  embed, and operate insurance products — covering quoting, policy administration, claims processing, premium collections,
  and data management. The Root Bind API enables partners to embed auto insurance quoting and checkout directly into their
  applications.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/root/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
type: Index
tags:
- Insurance
- Auto Insurance
- Telematics
- Embedded Insurance
- Policy Administration
- Claims
- Usage-Based Insurance
- InsurTech
apis:
- aid: root:root-platform-api
  name: Root Platform API
  description: The Root Platform REST API enables insurers, MGAs, and distribution partners to build and operate full insurance
    products. Capabilities include application management, quote generation, policy issuance and lifecycle management, claims
    processing, premium collections, policyholder management, webhooks, and data exports.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.rootplatform.com/docs/overview
  baseURL: https://api.rootplatform.com/
  tags:
  - Insurance Platform
  - Policy Management
  - Claims
  - Quotes
  - Collections
  - Webhooks
  properties:
  - type: Documentation
    url: https://docs.rootplatform.com/docs/overview
  - type: OpenAPI
    url: https://api.rootplatform.com/v1/docs/insurance/openapi
  - type: Authentication
    url: https://docs.rootplatform.com/reference/getting-started-1
  - type: Sandbox
    url: https://sandbox.rootplatform.com/
  - type: StatusPage
    url: https://status.rootplatform.com/
- aid: root:root-bind-api
  name: Root Bind API
  description: The Root Bind API enables distribution partners to embed auto insurance quoting, checkout, and servicing within
    their own applications. Supports both a hosted experience (Root-managed checkout) and a fully embedded experience where
    partners control the entire customer journey through Root's APIs.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://root-bind-api.readme.io/docs/embedded-insurance-101
  baseURL: https://production.joinroot.com/bind_api/v3/
  tags:
  - Embedded Insurance
  - Auto Insurance
  - Quote and Bind
  - Partner API
  - Telematics
  properties:
  - type: Documentation
    url: https://root-bind-api.readme.io/docs/getting-started
  - type: GettingStarted
    url: https://root-bind-api.readme.io/docs/getting-started
  - type: Sandbox
    url: https://sandbox.joinroot.com/bind_api/v3/
common:
- type: Website
  url: https://www.joinroot.com/
- type: Documentation
  url: https://docs.rootplatform.com/
- type: GitHubOrg
  url: https://github.com/Root-App
- type: LinkedIn
  url: https://www.linkedin.com/company/rootinsurance
- type: Blog
  url: https://blog.joinroot.com/
- type: Pricing
  url: https://rootplatform.com/plans
- type: StatusPage
  url: https://status.rootplatform.com/
- type: X
  url: https://x.com/joinroot
- type: Plans
  url: plans/root-plans-pricing.yml
- type: RateLimits
  url: rate-limits/root-rate-limits.yml
- type: FinOps
  url: finops/root-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com