Root Insurance Quotes API

openapi: 3.1.0
info:
  version: 1.0.1
  title: Root Applications Quotes API
  description: Root is an end-to-end digital insurance platform that enables you to launch new products and digital engagement channels fast.
  termsOfService: https://rootplatform.com/about
  contact:
    name: Root support team
    url: https://rootplatform.com/contact
    email: support@root.co.za
servers:
- url: https://sandbox.uk.rootplatform.com/v1/insurance
  description: United Kingdom multi-tenant - sandbox
- url: https://api.uk.rootplatform.com/v1/insurance
  description: United Kingdom multi-tenant - production
- url: https://sandbox.rootplatform.com/v1/insurance
  description: South Africa multi-tenant - sandbox
- url: https://api.rootplatform.com/v1/insurance
  description: South Africa multi-tenant - production
security:
- basicAuth: []
tags:
- name: Quotes
paths:
  /quotes:
    post:
      operationId: create-quote
      summary: Create a quote
      description: Note that additional fields may be required based on the product module type being used. See [product modules](doc:product-modules-overview) for more details.
      tags:
      - Quotes
      x-additional-tags:
      - Endpoints
      parameters:
      - name: version
        in: query
        description: Whether to use the live or draft version of the product module definition to create the quote.
        required: false
        schema:
          type: string
          enum:
          - live
          - draft
          default: live
          example: live
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - type
              properties:
                type:
                  type: string
                  description: The module identifier of the pricing module. If you have a custom module, use the identifier given to you by the Root team.
              additionalProperties: true
              example:
                type: root_gadgets
                model_name: iPhone 6s 64GB LTE
            example:
              type: root_gadgets
              model_name: iPhone 6s 64GB LTE
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/quote-packages'
              example:
              - package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                suggested_premium: 18749
                created_at: '2017-10-12T15:47:34.281Z'
                quote_package_id: f4397823-db4a-4d6a-a06b-08e1a2a3172c
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
              - package_name: Theft only
                sum_assured: 1199900
                base_premium: 5000
                suggested_premium: 6250
                created_at: '2017-10-12T15:47:34.281Z'
                quote_package_id: 5d8606c7-3cf9-4167-b65a-937384dea73e
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
components:
  schemas:
    quote-package:
      type: object
      description: Quote packages are designed to be low-fidelity and fast to generate,  and are used to generate and display new quotes rapidly on a customer-facing front-end.  They expire after one week. <br/><br/> See the [issing policies](https://docs.rootplatform.com/docs/policy-issuing) guide  and the [quote hook](https://docs.rootplatform.com/docs/quote-hook) guide for more details.
      required:
      - quote_package_id
      - package_name
      - sum_assured
      - base_premium
      - suggested_premium
      - module
      - created_at
      - currency
      - billing_frequency
      - product_module_definition_id
      properties:
        quote_package_id:
          type: string
          description: Must be a UUID. Unique identifier of the quote package.
        package_name:
          type: string
          description: The package name.
        sum_assured:
          type: integer
          description: The maximum insured value in cents.
        base_premium:
          type: integer
          description: The combined risk and platform fee in cents. `monthly_premium` should be calculated from this.
        suggested_premium:
          type: integer
          description: The suggested `monthly_premium` amount in cents. This is the total premium for display to the customer.
        module:
          type: object
          description: Custom, product-specific information saved to the quote for later reference.  These parameters are set in the [quote hook](https://docs.rootplatform.com/docs/quote-hook) in the product module code.
          additionalProperties: true
        restricted_data:
          type: object
          description: Optional restricted product-specific information saved to the quote. This field is only returned when the requestee has access to restricted quote module data.
          additionalProperties: true
        input_data:
          type: object
          description: Quote input parameters as received over the [create a quote](https://docs.rootplatform.com/reference/getting-a-quote-2) endpoint.
          additionalProperties: true
        created_at:
          type: string
          format: date-time
          description: The date/time at which the quote package was created.
        currency:
          type: string
          description: The currency used for the quote package, in [ISO 4217] (https://en.wikipedia.org/wiki/ISO_4217) format.
        billing_frequency:
          type: string
          enum:
          - monthly
          - yearly
          - once_off
          description: The frequency at which the policy will be billed. See the [billing settings](https://docs.rootplatform.com/docs/billing-settings#billing-frequency) guide for more details on the billing frequency.
        product_module_definition_id:
          type: string
          description: Must be a UUID. Unique identifier of the product module definition associated with this quote package. If a policy is issued from this quote, this product module definition will be associated with the policy.
      example:
        quote_package_id: 3822b8fb-43e7-43f7-94ad-63e94e6ce1e3
        package_name: Theft + comprehensive
        sum_assured: 1199900
        base_premium: 14999
        suggested_premium: 18749
        module:
          type: root_gadgets
          make: Apple
          model: iPhone 6S 64GB LTE
        restricted_data:
          internal_commission_bps: 2500
        created_at: '2023-02-03T11:17:09.747Z'
        currency: ZAR
        billing_frequency: monthly
        product_module_definition_id: 4889a9e0-d5f9-4971-8ac2-2175a9d15477
    quote-packages:
      type: array
      items:
        $ref: '#/components/schemas/quote-package'
  securitySchemes:
    basicAuth:
      type: http
      scheme: basic
x-readme:
  explorer-enabled: true
  proxy-enabled: true
  samples-enabled: true