Lithic
Lithic is a modern card-issuing and program-management platform offering REST APIs for cards, accounts, transactions, authorization control, ACH/wire payments, external bank accounts, account-holder KYC/KYB, 3-D Secure, tokenization, disputes, and webhooks. OpenAPI spec is published via Stainless and powers official SDKs in Node, Python, Go, Java, Kotlin.
Lithic publishes 29 APIs on the APIs.io network, including 3DS API, Account API, Account Holder API, and 26 more. Tagged areas include FinTech, BaaS, Card Issuing, Payments, and Embedded Finance.
The Lithic catalog on APIs.io includes 1 Spectral governance ruleset.
Lithic’s developer surface includes authentication, engineering blog, and 11 more developer resources.
Kin Score
Kin Score
How this is scored →scored 2026-07-28 · rubric v0.6
APIs 31
Individual APIs this provider publishes, each with its own machine-readable definition.
Lithic Auth Stream Access (ASA)
Real-time HTTP endpoint customers expose for Lithic to call synchronously during authorization for custom approve/decline logic.
Lithic Webhooks
Outbound HTTP webhook delivery for transaction, card, account-holder, dispute, and payment events.
Lithic 3DS API
The 3DS API from Lithic — 6 operation(s) for 3ds.
Lithic Account API
The Account API from Lithic — 4 operation(s) for account.
Lithic Account Holder API
The Account Holder API from Lithic — 8 operation(s) for account holder.
Lithic Auth Rules API
The Auth Rules API from Lithic — 10 operation(s) for auth rules.
Lithic Auth Stream Access (ASA) API
The Auth Stream Access (ASA) API from Lithic — 2 operation(s) for auth stream access (asa).
Lithic Balance API
The Balance API from Lithic — 2 operation(s) for balance.
Lithic Book Transfer API
The Book Transfer API from Lithic — 5 operation(s) for book transfer.
Lithic Card API
The Card API from Lithic — 16 operation(s) for card.
Lithic Card Bulk Orders API
The Card Bulk Orders API from Lithic — 2 operation(s) for card bulk orders.
Lithic Chargeback API
The Chargeback API from Lithic — 4 operation(s) for chargeback.
Lithic Credit Product API
The Credit Product API from Lithic — 2 operation(s) for credit product.
Lithic Event API
The Event API from Lithic — 12 operation(s) for event.
Lithic External Bank Account API
The External Bank Account API from Lithic — 7 operation(s) for external bank account.
Lithic External Payments API
The External Payments API from Lithic — 6 operation(s) for external payments.
Lithic Financial Account API
The Financial Account API from Lithic — 9 operation(s) for financial account.
Lithic Fraud Report API
The Fraud Report API from Lithic — 1 operation(s) for fraud report.
Lithic Funding Events API
The Funding Events API from Lithic — 3 operation(s) for funding events.
Lithic Hold API
The Hold API from Lithic — 3 operation(s) for hold.
Lithic Managed Disputes API
The Managed Disputes API from Lithic — 2 operation(s) for managed disputes.
Lithic Management Operations API
The Management Operations API from Lithic — 3 operation(s) for management operations.
Lithic Network Program API
The Network Program API from Lithic — 2 operation(s) for network program.
Lithic Payment API
The Payment API from Lithic — 8 operation(s) for payment.
Lithic Responder Endpoints API
The Responder Endpoints API from Lithic — 1 operation(s) for responder endpoints.
Lithic Settlement Report API
The Settlement Report API from Lithic — 4 operation(s) for settlement report.
Lithic Statements API
The Statements API from Lithic — 8 operation(s) for statements.
Lithic Status API
The Status API from Lithic — 1 operation(s) for status.
Lithic Tokenization API
The Tokenization API from Lithic — 13 operation(s) for tokenization.
Lithic Transaction API
The Transaction API from Lithic — 12 operation(s) for transaction.
Lithic Transfer Limits API
The Transfer Limits API from Lithic — 1 operation(s) for transfer limits.
Scroll for all 31
Open Collections 1
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Lithic Developer API
OPEN COLLECTIONGraphQL 1
GraphQL schemas published by this provider.
Lithic GraphQL Schema
This document describes a conceptual GraphQL schema for the Lithic card-issuing and program-management platform. Lithic provides a REST API; this schema represents the same doma...
GRAPHQLPricing Plans 1
Published pricing tiers and plan structures.
Lithic Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Lithic Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals for API financial operations.
Lithic Finops
FINOPSSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Lithic API Rules
SPECTRALJSON Schema 396
Standalone JSON Schema definitions for this provider's data models.
Account Financial Account Type
JSON SCHEMAAccount Holder Created
JSON SCHEMAAccount Holder Document Updated
JSON SCHEMAAccount Holder
JSON SCHEMAAccount Holder Updated
JSON SCHEMAAccount Holder Verification
JSON SCHEMAAccount Standing
JSON SCHEMAAccount State
JSON SCHEMAAuth Rule Account Tokens
JSON SCHEMAAccount Type External
JSON SCHEMASearchable Account Type
JSON SCHEMAAccountConfiguration
JSON SCHEMAAccountHolder
JSON SCHEMAAccountHolderBusinessResponse
JSON SCHEMAAccountHolderIndividualResponse
JSON SCHEMAAccountHolderVerificationApplication
JSON SCHEMAAccountSpendLimits
JSON SCHEMAACH Action
JSON SCHEMAAchMethodAttributes
JSON SCHEMAaction_explanation
JSON SCHEMAAddress Match Result
JSON SCHEMAAddress
JSON SCHEMAAddress
JSON SCHEMAAmount Due
JSON SCHEMAAmount
JSON SCHEMAAmountTotals
JSON SCHEMAAppleWebPushProvisioningResponse
JSON SCHEMAasa_network_specific_data_mastercard
JSON SCHEMANetwork Specific Data
JSON SCHEMAasa_network_specific_data_visa
JSON SCHEMAPoint of Sale Terminal
JSON SCHEMAasa_request_card
JSON SCHEMAFleet Info
JSON SCHEMAasa_request_pos_entry_mode
JSON SCHEMAasa-request
JSON SCHEMAasa_request_status
JSON SCHEMAasa-response
JSON SCHEMAAuth Rule Feature State
JSON SCHEMAAuth Rule Name
JSON SCHEMAAuth Rule Parameters
JSON SCHEMAAuth Rule Result
JSON SCHEMAAuth Rule
JSON SCHEMAAuth Rule State
JSON SCHEMAAuth Rule Token
JSON SCHEMAAuth Rule Types
JSON SCHEMAAuth Rule Version
JSON SCHEMAAuth Rule Version
JSON SCHEMAAuth Rule Version State
JSON SCHEMAAuthentication (3DS) Action
JSON SCHEMA3DS Authentication object
JSON SCHEMAAuthorization Action
JSON SCHEMAAuto Collection Configuration Request
JSON SCHEMAAuto Collection Configuration Response
JSON SCHEMAAddress Verification Service
JSON SCHEMABacktest List Item
JSON SCHEMAAuth Rules Backtest Report
JSON SCHEMABacktest Request Parameters
JSON SCHEMAAuth Rules Backtest Results
JSON SCHEMABacktest Simulation Parameters
JSON SCHEMAAuth Rule Backtest Statistics
JSON SCHEMABacktest Status
JSON SCHEMAAuth Rule Backtest Token
JSON SCHEMABalance Details
JSON SCHEMAbalance
JSON SCHEMABalance Updated
JSON SCHEMABalances
JSON SCHEMABank Account Api Response
JSON SCHEMABank Account Api Response
JSON SCHEMABank Accounts Api Response
JSON SCHEMABank Verified Verification Methods
JSON SCHEMATransaction Response
JSON SCHEMAbase_transaction
JSON SCHEMAActivity Response
JSON SCHEMABook Transfer Category
JSON SCHEMABook Transfer Detailed Results
JSON SCHEMABook Transfer Event
JSON SCHEMABook Transfer Transaction Created
JSON SCHEMABook Transfer Transaction
JSON SCHEMABook Transfer Transaction Updated
JSON SCHEMABook Transfer Type
JSON SCHEMABulk Order Response
JSON SCHEMAAuth Rule Business Account Tokens
JSON SCHEMABusinessEntity
JSON SCHEMACard Authorization Challenge Response
JSON SCHEMACard Converted
JSON SCHEMACard Created
JSON SCHEMACard Reissued
JSON SCHEMACard Renewed
JSON SCHEMACard Shipped
JSON SCHEMAAuth Rule Card Tokens
JSON SCHEMACard Transaction Enhanced Data Created
JSON SCHEMACard Transaction Enhanced Data Updated
JSON SCHEMACard Transaction
JSON SCHEMACard Transaction Status Filter
JSON SCHEMACard Transaction Update Action
JSON SCHEMAcard-type
JSON SCHEMACard Updated
JSON SCHEMACardholder Authentication
JSON SCHEMACardholder Liability Event Data
JSON SCHEMACardProgram
JSON SCHEMACardSpendLimits
JSON SCHEMACarrier
JSON SCHEMACategory Balances
JSON SCHEMACategory Details
JSON SCHEMACategory Tier
JSON SCHEMA3DS Challenge webhook event
JSON SCHEMAChallenge Response object
JSON SCHEMAChallenge Response Unprocessable
JSON SCHEMA3DS Challenge object
JSON SCHEMACommonData
JSON SCHEMAConditional Action (3DS) Parameters
JSON SCHEMAConditional Action (ACH) Parameters
JSON SCHEMAConditional Block Parameters
JSON SCHEMAConditional Operation
JSON SCHEMAConditional Action (Tokenization) Parameters
JSON SCHEMAConditional Value
JSON SCHEMAConverted Amount
JSON SCHEMAAuth Rule Parameters
JSON SCHEMACreate Book Transfer Request
JSON SCHEMACreate Bulk Order Request
JSON SCHEMAAccount Holder Entity Create Request
JSON SCHEMAAccount Holder Entity Create Response
JSON SCHEMACreate External Bank Account Api Response
JSON SCHEMACreate External Payment Request
JSON SCHEMACreate Hold Request
JSON SCHEMACreate Management Operation Request
JSON SCHEMACreateFinancialAccountRequest
JSON SCHEMACreatePaymentRequest
JSON SCHEMACredit Details
JSON SCHEMACurrency
JSON SCHEMAAuth Rule Current Version
JSON SCHEMAcustomer-tokenization-decision
JSON SCHEMADebit Details
JSON SCHEMAResult of the transaction
JSON SCHEMADetailed Result
JSON SCHEMADetailed Results
JSON SCHEMAdevice
JSON SCHEMAdigital-wallet-token-metadata
JSON SCHEMAdigital-wallet-tokenization-approval-request
JSON SCHEMADigital Wallet Tokenization Result
JSON SCHEMADigital Wallet Tokenization Updated
JSON SCHEMADigitalCardArt
JSON SCHEMADirectional Limits
JSON SCHEMADispute Evidence
JSON SCHEMADispute Evidence Upload Failed
JSON SCHEMADispute
JSON SCHEMADispute Updated
JSON SCHEMADispute
JSON SCHEMADisputes Response
JSON SCHEMAAccount Holder KYC Document
JSON SCHEMAAccount Holder document types
JSON SCHEMAAccount holder document upload status
JSON SCHEMAAuth Rule Draft Version
JSON SCHEMAEnhancedData
JSON SCHEMAEnhancedDataListResponse
JSON SCHEMAAccount Holder Entity
JSON SCHEMAAccount Holder Entity Status
JSON SCHEMAAccount Holder Entity Type
JSON SCHEMAerror
JSON SCHEMAEvent
JSON SCHEMAEvent Stream Types
JSON SCHEMAevent_type
JSON SCHEMAEventSubscription
JSON SCHEMAAuth Rule Excluded Account Tokens
JSON SCHEMAAuth Rule Excluded Business Account Tokens
JSON SCHEMAAuth Rule Excluded Card Tokens
JSON SCHEMAExtended Credit
JSON SCHEMAExternal Bank Account Address
JSON SCHEMAExternal Payment Action Request
JSON SCHEMAExternal Payment Category
JSON SCHEMAExternal Payment Direction
JSON SCHEMAExternal Payment Event
JSON SCHEMAExternal Payment Event Type
JSON SCHEMAExternal Payment Progress To
JSON SCHEMAExternal Payment Response
JSON SCHEMAExternal Payments Response
JSON SCHEMAExternalResource
JSON SCHEMAExternalResourceType
JSON SCHEMAExternally Verified Verification Methods
JSON SCHEMAFinancial Account Balance
JSON SCHEMAFinancial Account Credit Config
JSON SCHEMAFinancial Account Response
JSON SCHEMAFinancial Account State
JSON SCHEMAFinancial Account Status
JSON SCHEMAFinancial Account Substatus
JSON SCHEMAfinancial-account-transaction
JSON SCHEMAFinancial Accounts Response
JSON SCHEMAFinancial Event Data
JSON SCHEMAFinancial Event
JSON SCHEMAFinancial Event Type
JSON SCHEMAFinancial Transaction
JSON SCHEMAFleet
JSON SCHEMAFraud Report Parameters
JSON SCHEMAFraud Report Response
JSON SCHEMAFuelData
JSON SCHEMAFuelType
JSON SCHEMAFuelUnitOfMeasure
JSON SCHEMAfunding_account
JSON SCHEMAFunding Event Details Response
JSON SCHEMAFunding Event Response
JSON SCHEMAFunding Event Responses
JSON SCHEMAFunding Event Settlement
JSON SCHEMAFunding Event Webhook
JSON SCHEMAGoogleWebPushProvisioningResponse
JSON SCHEMAHold Event
JSON SCHEMAHold Event Type
JSON SCHEMAHold Status
JSON SCHEMAHold Transaction
JSON SCHEMAHolds Response
JSON SCHEMAIndividual
JSON SCHEMAIndividual
JSON SCHEMAInstance Financial Account Type
JSON SCHEMAInterest Calculation method
JSON SCHEMAInterest Details
JSON SCHEMAInterest Rate
JSON SCHEMAInternal Adjustment Event
JSON SCHEMAInternal Adjustment Transaction
JSON SCHEMAKYB Business Entity
JSON SCHEMAKYB Business Entity
JSON SCHEMAKYB Individual
JSON SCHEMABusiness/Individual Patch Response
JSON SCHEMABusiness Patch Request
JSON SCHEMAKyb
JSON SCHEMAKybDelegated
JSON SCHEMAKybDelegatedBusinessEntity
JSON SCHEMAKybDelegatedIndividual
JSON SCHEMAKybIndividual
JSON SCHEMAIndividual Patch Request
JSON SCHEMAKyc
JSON SCHEMAKycExempt
JSON SCHEMAKycIndividual
JSON SCHEMALiability Allocation
JSON SCHEMALimit With Progress
JSON SCHEMALineItem
JSON SCHEMAList Transactions Response
JSON SCHEMALoan Tape Configuration
JSON SCHEMALoan Tape Rebuild Configuration
JSON SCHEMALoan Tape Response
JSON SCHEMALoan Tapes Response
JSON SCHEMAManagement Operation Action Request
JSON SCHEMAManagement Operation Category
JSON SCHEMAManagement Operation Direction
JSON SCHEMAManagement Operation Event
JSON SCHEMAManagement Operation Event Type
JSON SCHEMAManagement Operation Transaction
JSON SCHEMAManagement Operation Transactions Response
JSON SCHEMAMastercard Network Specific Data
JSON SCHEMAMerchant Currency
JSON SCHEMAMerchant Lock Inputs
JSON SCHEMAMerchant
JSON SCHEMAMessageAttempt
JSON SCHEMAMicro Deposit Verification Request
JSON SCHEMANetwork Information
JSON SCHEMANetwork Risk Score
JSON SCHEMANetwork Specific Data
JSON SCHEMANetwork Total
JSON SCHEMANetwork Totals Response
JSON SCHEMANetworkProgram
JSON SCHEMAnon_pci_card_response
JSON SCHEMAOn Closed Account
JSON SCHEMAOwner Type
JSON SCHEMAAuth Rule Patch Request
JSON SCHEMALegacy Patch Request
JSON SCHEMALegacy Patch Response
JSON SCHEMAPayment Allocation
JSON SCHEMAPayment Details
JSON SCHEMAPayment Event
JSON SCHEMAPayment Event Type
JSON SCHEMAPayment Return Request
JSON SCHEMAPayment Transaction Created
JSON SCHEMAPayment Transaction
JSON SCHEMAPayment Transaction Updated
JSON SCHEMAPaymentMethodRequestAttributes
JSON SCHEMAPayoff Details
JSON SCHEMApci_card_response
JSON SCHEMAAuth Rule Performance Report V2
JSON SCHEMAPeriod State
JSON SCHEMAPoint of Sale Entry Mode
JSON SCHEMAPoint of Sale
JSON SCHEMAPoint of Sale Terminal
JSON SCHEMAPostPaymentResponse
JSON SCHEMAPrime Rates Response
JSON SCHEMAAuth Rule Program Level Parameter
JSON SCHEMARegister Account Number Request
JSON SCHEMARelated Account Tokens
JSON SCHEMAAuth Rule Version Report Statistics
JSON SCHEMAAccount Holder Required Document
JSON SCHEMAAuthentication (3DS) Action (Result)
JSON SCHEMAAuthorization Action (Result)
JSON SCHEMAResult
JSON SCHEMARetry Book Transfer Request
JSON SCHEMARetry Micro Deposit Verification Request
JSON SCHEMARetry Prenote Verification Request
JSON SCHEMARule Feature
JSON SCHEMADetailed Rule Result
JSON SCHEMAService Location
JSON SCHEMAFuelServiceType
JSON SCHEMASet Verification Method Request
JSON SCHEMASettlement Report
JSON SCHEMAsettlement Summary Details
JSON SCHEMASettlementDetail
JSON SCHEMAShippingAddress
JSON SCHEMASignals Response
JSON SCHEMASimulate Action Request
JSON SCHEMA3DS Simulation Request object
JSON SCHEMASimulate Origination Release Request
JSON SCHEMASimulate Origination Return Request
JSON SCHEMASimulate Payment Response
JSON SCHEMASimulate Receipt Request
JSON SCHEMASpend Feature State
JSON SCHEMAspend_limit_duration
JSON SCHEMASpend Velocity Filters
JSON SCHEMAStatement Line Item Response
JSON SCHEMAStatement Line Items Response
JSON SCHEMAStatement Response
JSON SCHEMAStatement Totals
JSON SCHEMAStatement Type
JSON SCHEMAStatement Webhook
JSON SCHEMAStatements Response
JSON SCHEMAKYC/KYB Status Reasons
JSON SCHEMAKYC/KYB Status
JSON SCHEMASupported Simulation Decline Reasons
JSON SCHEMASupported Simulation Types
JSON SCHEMATags
JSON SCHEMATaxData
JSON SCHEMATaxExemptIndicator
JSON SCHEMA3DS Decision Response object
JSON SCHEMATier Schedule Entry
JSON SCHEMATier Schedule Response
JSON SCHEMAToken Info
JSON SCHEMATokenization Action
JSON SCHEMAtokenization-approval-request
JSON SCHEMAtokenization-decisioning-response
JSON SCHEMATokenization Decline Reason
JSON SCHEMATokenization Event Outcome
JSON SCHEMATokenization Event
JSON SCHEMAtokenization-request-base
JSON SCHEMATokenization Result
JSON SCHEMATokenization Rule Result
JSON SCHEMATokenization
JSON SCHEMATokenization TFA Reason
JSON SCHEMATokenization Two Factor Authentication Code
JSON SCHEMATokenization Updated
JSON SCHEMATransaction Amounts
JSON SCHEMATransaction Category
JSON SCHEMATransaction Event Amounts
JSON SCHEMATransaction Event
JSON SCHEMATransaction Merchant
JSON SCHEMATransaction Result
JSON SCHEMATransaction Series
JSON SCHEMATransaction Status
JSON SCHEMATransfer Limit Item
JSON SCHEMATransfer Limits Response
JSON SCHEMATransfer
JSON SCHEMATransfer Type
JSON SCHEMATypeScript Code Parameters
JSON SCHEMAUnverified Create Bank Account Api Request
JSON SCHEMAUnverified Verification Methods
JSON SCHEMAUpdate Bank Account Api Request
JSON SCHEMAUpdate Bulk Order Request
JSON SCHEMAUpdate financial account status request
JSON SCHEMAUpdate Financial Account Substatus
JSON SCHEMAUpdate Tier Schedule Entry Request
JSON SCHEMAUpdateFinancialAccountRequest
JSON SCHEMAVelocity Limits Filters
JSON SCHEMAVelocity Limit Parameters
JSON SCHEMAVelocity Limit Period
JSON SCHEMAVelocity Limits Scope
JSON SCHEMAVerification Application
JSON SCHEMAVerification Method
JSON SCHEMAVerification State
JSON SCHEMAVisa Network Specific Data
JSON SCHEMAVoid Hold Request
JSON SCHEMAwallet-decisioning-info
JSON SCHEMAWebPushProvisioningResponse
JSON SCHEMAWebPushProvisioningResponseHeader
JSON SCHEMAWebPushProvisioningResponseJws
JSON SCHEMAWire Party Details
JSON SCHEMAWireMethodAttributes
JSON SCHEMAWorkflow Event Data
JSON SCHEMAScroll for all 396
JSON Structure 1
JSON Structure definitions describing this provider's data shapes.
Lithic Structure
JSON STRUCTUREExamples 49
Example request and response payloads for these APIs.
Lithic Getaccounts Example
EXAMPLELithic Getembedcard Example
EXAMPLELithic Getevents Example
EXAMPLELithic Postcardrenew Example
EXAMPLELithic Postcards Example
EXAMPLELithic Postdisputes Example
EXAMPLEScroll for all 49
Security Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API