Xero Accounting website screenshot

Xero Accounting

Xero is a cloud accounting platform for small businesses, accountants, and bookkeepers that provides invoicing, bank reconciliation, payroll, expense management, and financial reporting. The Xero Accounting API exposes full-featured REST endpoints for invoices, contacts, bank transactions, accounts, items, journals, reports, and more. All Xero APIs share a single OAuth 2.0 authorization layer, require the Xero-Tenant-Id header to scope requests to an organization, and are served from api.xero.com.

Xero Accounting publishes 6 APIs on the APIs.io network, including Accounts API, BankTransactions API, BankTransfers API, and 3 more. Tagged areas include Accounting, Small Business, Invoicing, Bookkeeping, and Financial Reporting.

Xero Accounting’s developer surface includes authentication, engineering blog, documentation, pricing, signup flow, and 8 more developer resources.

29.6/100 thin ▬ flat Agent 38/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessSelf serve
7 APIs 1 MCP Servers
AccountingSmall BusinessInvoicingBookkeepingFinancial ReportingSaaS

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 29.6/100 · thin
Contract Quality 13.4 / 25
Developer Ergonomics 6.1 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 38/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/xero-accounting: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Xero Connections API

OAuth 2.0 connections endpoint for listing the Xero tenants authorized under an access token.

Xero Accounting Accounts API

The Accounts API from Xero Accounting — 3 operation(s) for accounts.

Xero Accounting BankTransactions API

The BankTransactions API from Xero Accounting — 2 operation(s) for banktransactions.

Xero Accounting BankTransfers API

The BankTransfers API from Xero Accounting — 1 operation(s) for banktransfers.

Xero Accounting BatchPayments API

The BatchPayments API from Xero Accounting — 1 operation(s) for batchpayments.

Xero Accounting Contacts API

The Contacts API from Xero Accounting — 1 operation(s) for contacts.

Xero Accounting Invoices API

The Invoices API from Xero Accounting — 1 operation(s) for invoices.

Scroll for all 7

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Xero Accounting API

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

MCP Server

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Xero Accounting Authentication

oauth2 · 1 scheme

SECURITY

Xero Accounting Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Xero Accounting Scopes

6 scopes · authorizationCode

6 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Xero Accounting Agentic Access

17 operations · 8 acting

17 operations · 8 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Commercial 1

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: xero-accounting
name: Xero Accounting
description: Xero is a cloud accounting platform for small businesses, accountants, and bookkeepers that provides invoicing,
  bank reconciliation, payroll, expense management, and financial reporting. The Xero Accounting API exposes full-featured
  REST endpoints for invoices, contacts, bank transactions, accounts, items, journals, reports, and more. All Xero APIs share
  a single OAuth 2.0 authorization layer, require the Xero-Tenant-Id header to scope requests to an organization, and are
  served from api.xero.com.
type: Index
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/xero-accounting.png
tags:
- Accounting
- Small Business
- Invoicing
- Bookkeeping
- Financial Reporting
- SaaS
url: https://raw.githubusercontent.com/api-evangelist/xero-accounting/refs/heads/main/apis.yml
created: '2026-05-11'
modified: '2026-05-19'
specificationVersion: '0.19'
apis:
- aid: xero-accounting:connections
  name: Xero Connections API
  description: OAuth 2.0 connections endpoint for listing the Xero tenants authorized under an access token.
  humanURL: https://developer.xero.com/documentation/guides/oauth2/auth-flow
  baseURL: https://api.xero.com/connections
  tags:
  - OAuth
  - Tenants
  properties:
  - type: Documentation
    url: https://developer.xero.com/documentation/guides/oauth2/auth-flow
- aid: xero-accounting:xero-accounting-accounts-api
  name: Xero Accounting Accounts API
  description: The Accounts API from Xero Accounting — 3 operation(s) for accounts.
  humanURL: https://developer.xero.com/documentation/api/accounting/overview
  baseURL: https://api.xero.com/api.xro/2.0
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/xero-accounting-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.xero.com/documentation/api/accounting/overview
  - type: OAuth 2.0 Guide
    url: https://developer.xero.com/documentation/guides/oauth2/overview
- aid: xero-accounting:xero-accounting-banktransactions-api
  name: Xero Accounting BankTransactions API
  description: The BankTransactions API from Xero Accounting — 2 operation(s) for banktransactions.
  humanURL: https://developer.xero.com/documentation/api/accounting/overview
  baseURL: https://api.xero.com/api.xro/2.0
  tags:
  - BankTransactions
  properties:
  - type: OpenAPI
    url: openapi/xero-accounting-banktransactions-api-openapi.yml
  - type: Documentation
    url: https://developer.xero.com/documentation/api/accounting/overview
  - type: OAuth 2.0 Guide
    url: https://developer.xero.com/documentation/guides/oauth2/overview
- aid: xero-accounting:xero-accounting-banktransfers-api
  name: Xero Accounting BankTransfers API
  description: The BankTransfers API from Xero Accounting — 1 operation(s) for banktransfers.
  humanURL: https://developer.xero.com/documentation/api/accounting/overview
  baseURL: https://api.xero.com/api.xro/2.0
  tags:
  - BankTransfers
  properties:
  - type: OpenAPI
    url: openapi/xero-accounting-banktransfers-api-openapi.yml
  - type: Documentation
    url: https://developer.xero.com/documentation/api/accounting/overview
  - type: OAuth 2.0 Guide
    url: https://developer.xero.com/documentation/guides/oauth2/overview
- aid: xero-accounting:xero-accounting-batchpayments-api
  name: Xero Accounting BatchPayments API
  description: The BatchPayments API from Xero Accounting — 1 operation(s) for batchpayments.
  humanURL: https://developer.xero.com/documentation/api/accounting/overview
  baseURL: https://api.xero.com/api.xro/2.0
  tags:
  - BatchPayments
  properties:
  - type: OpenAPI
    url: openapi/xero-accounting-batchpayments-api-openapi.yml
  - type: Documentation
    url: https://developer.xero.com/documentation/api/accounting/overview
  - type: OAuth 2.0 Guide
    url: https://developer.xero.com/documentation/guides/oauth2/overview
- aid: xero-accounting:xero-accounting-contacts-api
  name: Xero Accounting Contacts API
  description: The Contacts API from Xero Accounting — 1 operation(s) for contacts.
  humanURL: https://developer.xero.com/documentation/api/accounting/overview
  baseURL: https://api.xero.com/api.xro/2.0
  tags:
  - Contacts
  properties:
  - type: OpenAPI
    url: openapi/xero-accounting-contacts-api-openapi.yml
  - type: Documentation
    url: https://developer.xero.com/documentation/api/accounting/overview
  - type: OAuth 2.0 Guide
    url: https://developer.xero.com/documentation/guides/oauth2/overview
- aid: xero-accounting:xero-accounting-invoices-api
  name: Xero Accounting Invoices API
  description: The Invoices API from Xero Accounting — 1 operation(s) for invoices.
  humanURL: https://developer.xero.com/documentation/api/accounting/overview
  baseURL: https://api.xero.com/api.xro/2.0
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/xero-accounting-invoices-api-openapi.yml
  - type: Documentation
    url: https://developer.xero.com/documentation/api/accounting/overview
  - type: OAuth 2.0 Guide
    url: https://developer.xero.com/documentation/guides/oauth2/overview
common:
- type: AgenticAccess
  url: agentic-access/xero-accounting-agentic-access.yml
- type: DomainSecurity
  url: security/xero-accounting-domain-security.yml
- type: Authentication
  url: authentication/xero-accounting-authentication.yml
- type: OAuthScopes
  url: scopes/xero-accounting-scopes.yml
- url: https://blog.xero.com/feed/
  type: Blog
- type: LinkedIn
  url: https://www.linkedin.com/company/xero
- type: Website
  url: https://www.xero.com
- type: Documentation
  url: https://developer.xero.com/documentation
- type: Pricing
  url: https://www.xero.com/pricing
- type: Signup
  url: https://developer.xero.com/app/manage
- type: GitHubOrganization
  url: https://github.com/XeroAPI
- type: OpenAPI Specifications
  url: https://github.com/XeroAPI/Xero-OpenAPI
- name: MCP Server
  url: https://github.com/XeroAPI/xero-mcp-server
  type: MCPServer
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com