Nayya website screenshot

Nayya

Nayya is an AI-powered health and wealth benefits decision-support platform used by employers, brokers, carriers, and benefits-administration partners to help employees choose and use their benefits. Its "Choose" experience delivers personalized plan recommendations, and its agentic adviser can answer benefits questions and file supplemental-health claims on an employee's behalf. Nayya exposes a partner-facing REST API — Nayya Integrate — with three surfaces (Accounts, Benefits, and Choose) that let integrators map employers, employees, and dependents, configure benefits, snapshot an employee's context, retrieve recommendations, and record enrollments, plus an embedded UI that partners drop into their own enrollment flow via SSO.

Nayya publishes 11 APIs on the APIs.io network, including Benefits API, Carriers API, Connections API, and 8 more. Tagged areas include Company, Employee Benefits, Insurance, Insurtech, and Health.

Nayya’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, and 22 more developer resources.

🌐 Visit website 📡 Source on GitHub
54.7/100 strong ▬ flat Agent 24/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
3 APIs
CompanyEmployee BenefitsInsuranceInsurtechHealthDecision SupportHR TechEnrollmentRecommendationsArtificial Intelligence

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 54.7/100 · strong
Contract Quality 10.1 / 19
Developer Ergonomics 8.8 / 15
Access Clarity 5.5 / 15
Operational Transparency 2.6 / 10
Contract Governance 1.6 / 9
Discoverability 6.1 / 8
Regulatory Posture 8.2 / 15
Create-or-Update Ergonomics 5.0 / 10
Agent readiness — 24/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/nayya: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Nayya Benefits API

The Benefits API from Nayya — 4 operation(s) for benefits.

Nayya Carriers API

The Carriers API from Nayya — 1 operation(s) for carriers.

Nayya Connections API

The Connections API from Nayya — 2 operation(s) for connections.

Nayya Dependents API

The Dependents API from Nayya — 2 operation(s) for dependents.

Nayya Employees API

The Employees API from Nayya — 2 operation(s) for employees.

Nayya Employers API

The Employers API from Nayya — 3 operation(s) for employers.

Nayya Enrollments API

The Enrollments API from Nayya — 2 operation(s) for enrollments.

Nayya Recommendations API

The Recommendations API from Nayya — 1 operation(s) for recommendations.

Nayya Rule Templates API

The Rule Templates API from Nayya — 1 operation(s) for rule templates.

Nayya Snapshots API

The Snapshots API from Nayya — 1 operation(s) for snapshots.

Nayya Token API

The Token API from Nayya — 1 operation(s) for token.

Scroll for all 11

Open Collections 12

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Accounts Benefits API

OPEN COLLECTION

Accounts Benefits Carriers API

OPEN COLLECTION

Accounts Benefits Connections API

OPEN COLLECTION

Accounts Benefits Dependents API

OPEN COLLECTION

Accounts Benefits Employees API

OPEN COLLECTION

Accounts Benefits Employers API

OPEN COLLECTION

Accounts Benefits Enrollments API

OPEN COLLECTION

Accounts Benefits Recommendations API

OPEN COLLECTION

Accounts Benefits Rule Templates API

OPEN COLLECTION

Accounts Benefits Snapshots API

OPEN COLLECTION

Accounts Benefits Token API

OPEN COLLECTION

Scroll for all 12

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Nayya Authentication

http · 1 scheme

SECURITY

Nayya Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Nayya Vulnerability Disclosure

Hackerone · contact published

SECURITY

Nayya Trust Center

SOC 2, HIPAA

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Nayya Agentic Access

35 operations · 21 acting

35 operations · 21 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 X-MCPServerCandidate
X-MCPServerCandidate
 AgentSkill
AgentSkill
 LLMsTxt
LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 DataModel
DataModel
 Conformance
Conformance
 Components
Components

Access & Security 6

Authentication, authorization, and security posture

Compliance
Compliance
 TrustCenter
TrustCenter
 DomainSecurity
DomainSecurity
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 2

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: nayya
name: Nayya
description: Nayya is an AI-powered health and wealth benefits decision-support platform used by employers, brokers, carriers,
  and benefits-administration partners to help employees choose and use their benefits. Its "Choose" experience delivers personalized
  plan recommendations, and its agentic adviser can answer benefits questions and file supplemental-health claims on an employee's
  behalf. Nayya exposes a partner-facing REST API — Nayya Integrate — with three surfaces (Accounts, Benefits, and Choose)
  that let integrators map employers, employees, and dependents, configure benefits, snapshot an employee's context, retrieve
  recommendations, and record enrollments, plus an embedded UI that partners drop into their own enrollment flow via SSO.
url: https://raw.githubusercontent.com/api-evangelist/nayya/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- felicis
- iconiq-capital
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://logo.clearbit.com/nayya.com
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Employee Benefits
- Insurance
- Insurtech
- Health
- Decision Support
- HR Tech
- Enrollment
- Recommendations
- Artificial Intelligence
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: nayya:nayya-benefits-api
  name: Nayya Benefits API
  description: The Benefits API from Nayya — 4 operation(s) for benefits.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Benefits
  properties:
  - type: OpenAPI
    url: openapi/nayya-benefits-api-openapi.yml
- aid: nayya:nayya-carriers-api
  name: Nayya Carriers API
  description: The Carriers API from Nayya — 1 operation(s) for carriers.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Carriers
  properties:
  - type: OpenAPI
    url: openapi/nayya-carriers-api-openapi.yml
- aid: nayya:nayya-connections-api
  name: Nayya Connections API
  description: The Connections API from Nayya — 2 operation(s) for connections.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Connections
  properties:
  - type: OpenAPI
    url: openapi/nayya-connections-api-openapi.yml
- aid: nayya:nayya-dependents-api
  name: Nayya Dependents API
  description: The Dependents API from Nayya — 2 operation(s) for dependents.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Dependents
  properties:
  - type: OpenAPI
    url: openapi/nayya-dependents-api-openapi.yml
- aid: nayya:nayya-employees-api
  name: Nayya Employees API
  description: The Employees API from Nayya — 2 operation(s) for employees.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Employees
  properties:
  - type: OpenAPI
    url: openapi/nayya-employees-api-openapi.yml
- aid: nayya:nayya-employers-api
  name: Nayya Employers API
  description: The Employers API from Nayya — 3 operation(s) for employers.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Employers
  properties:
  - type: OpenAPI
    url: openapi/nayya-employers-api-openapi.yml
- aid: nayya:nayya-enrollments-api
  name: Nayya Enrollments API
  description: The Enrollments API from Nayya — 2 operation(s) for enrollments.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Enrollments
  properties:
  - type: OpenAPI
    url: openapi/nayya-enrollments-api-openapi.yml
- aid: nayya:nayya-recommendations-api
  name: Nayya Recommendations API
  description: The Recommendations API from Nayya — 1 operation(s) for recommendations.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Recommendations
  properties:
  - type: OpenAPI
    url: openapi/nayya-recommendations-api-openapi.yml
- aid: nayya:nayya-rule-templates-api
  name: Nayya Rule Templates API
  description: The Rule Templates API from Nayya — 1 operation(s) for rule templates.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Rule Templates
  properties:
  - type: OpenAPI
    url: openapi/nayya-rule-templates-api-openapi.yml
- aid: nayya:nayya-snapshots-api
  name: Nayya Snapshots API
  description: The Snapshots API from Nayya — 1 operation(s) for snapshots.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Snapshots
  properties:
  - type: OpenAPI
    url: openapi/nayya-snapshots-api-openapi.yml
- aid: nayya:nayya-token-api
  name: Nayya Token API
  description: The Token API from Nayya — 1 operation(s) for token.
  humanURL: https://docs.nayya.com/reference/create-employer
  baseURL: https://integrate.nayya.com/accounts
  tags:
  - Token
  properties:
  - type: OpenAPI
    url: openapi/nayya-token-api-openapi.yml
common:
- type: CapabilityMap
  url: capabilities/nayya-capability-edges.yml
  name: Nayya Business Capability Map
- type: Overlay
  url: overlays/nayya-accounts-overlay.yaml
- type: Website
  url: https://nayya.com
- type: DeveloperPortal
  url: https://docs.nayya.com
- type: Documentation
  url: https://docs.nayya.com
- type: APIReference
  url: https://docs.nayya.com/reference/create-employer
- type: GettingStarted
  url: https://docs.nayya.com/docs/getting-started-with-choose
- type: Support
  url: https://support.nayya.com/
- type: Blog
  url: https://www.nayya.com/blog
- type: StatusPage
  url: https://status.nayya.com
- type: TermsOfService
  url: https://legal.nayya.com/end-user-terms/
- type: PrivacyPolicy
  url: https://www.nayya.com/privacy-policy
- type: Compliance
  url: https://trust.nayya.com/
- type: TrustCenter
  url: security/nayya-trust-center.yml
- type: DomainSecurity
  url: security/nayya-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/nayya-vulnerability-disclosure.yml
- type: Security
  url: https://trust.nayya.com/
- type: Authentication
  url: authentication/nayya-authentication.yml
- type: AgenticAccess
  url: agentic-access/nayya-agentic-access.yml
- type: Conventions
  url: conventions/nayya-conventions.yml
- type: ErrorCatalog
  url: errors/nayya-problem-types.yml
- type: Lifecycle
  url: lifecycle/nayya-lifecycle.yml
- type: DataModel
  url: data-model/nayya-data-model.yml
- type: Conformance
  url: conformance/nayya-conformance.yml
- type: Components
  url: components/nayya-components.yml
- type: X-MCPServerCandidate
  url: mcp/nayya-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/nayya-llms.txt
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 23
  pass: local-v1

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