bswift

bswift is a benefits administration platform used by employers, brokers and channel partners to run health and welfare benefits — eligibility, annual enrollment, life events, COBRA, billing and ACA compliance — with an AI assistant (Emma) layered over the employee experience. Founded in Chicago in 2000, bswift was acquired by Aetna in 2014, moved into CVS Health, and has operated as an independent company backed by Francisco Partners since the 2022 carve-out. It runs a large connectivity estate: 450+ active carrier file feeds, 300+ pre-built and API integrations, and 150+ API and SSO connections into HCM and payroll platforms including ADP, UKG, Paylocity and Workday. Its production API gateway is live at api.bswift.com, but the REST contract — along with the OpenAPI specs, sandbox environments and webhook event topics bswift describes publicly — is issued only to alliance, integration and channel partners; there is no public developer portal or API reference.

bswift is listed with 1 API on the APIs.io network. Tagged areas include Company, Benefits Administration, Human Resources, Insurance, and Health Insurance.

bswift’s developer surface includes engineering blog, changelog, and 12 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

22.1/100 emerging ▬ flat Agent 3/100 human only Front door AI 6/6 dominant Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API

Company Benefits Administration Human Resources Insurance Health Insurance Employee Benefits HR Technology COBRA Enrollment Payroll Health & Welfare Compliance

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 22.1/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 2.4 / 17

Access Clarity 4.5 / 17

Operational Transparency 2.9 / 11

Contract Governance 1.9 / 10

Discoverability 5.6 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/bswift/"><img src="https://apis.io/badge/bswift/card.svg" alt="bswift on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 14.3 — up to +17.1 composite points
Access Clarity scores 26.3 — up to +14.7 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bswift/apis.yml: open an issue on github.com/api-evangelist/bswift to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
HCM and Payroll Marketplaces (ADP, Workday, UKG, Paylocity)	builds-on	17.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

bswift Partner API

bswift's partner-facing REST API, served from an AWS API Gateway at api.bswift.com. bswift publicly describes API coverage for demographics and employment data, with lifecycle d...

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bswift Domain Security

TLSv1.3 · DMARC

SECURITY

Bswift Vulnerability Disclosure

disclosure policy published

SECURITY

Bswift Trust Center

SOC 1 Type II, SOC 2 Type II, SOC 3, HIPAA, HITRUST

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 5

Authentication, authorization, and security posture

Security

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

TrustCenter

TrustCenter

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

ChangeLog

ChangeLog

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

Partners

Partners

Other 1

Properties that don't map to a standard resource type

ParentCompany

ParentCompany

Source (apis.yml)

aid: bswift
name: bswift
description: 'bswift is a benefits administration platform used by employers, brokers and channel partners to run health and
  welfare benefits — eligibility, annual enrollment, life events, COBRA, billing and ACA compliance — with an AI assistant
  (Emma) layered over the employee experience. Founded in Chicago in 2000, bswift was acquired by Aetna in 2014, moved into
  CVS Health, and has operated as an independent company backed by Francisco Partners since the 2022 carve-out. It runs a
  large connectivity estate: 450+ active carrier file feeds, 300+ pre-built and API integrations, and 150+ API and SSO connections
  into HCM and payroll platforms including ADP, UKG, Paylocity and Workday. Its production API gateway is live at api.bswift.com,
  but the REST contract — along with the OpenAPI specs, sandbox environments and webhook event topics bswift describes publicly
  — is issued only to alliance, integration and channel partners; there is no public developer portal or API reference.'
url: https://raw.githubusercontent.com/api-evangelist/bswift/refs/heads/main/apis.yml
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: gated
  source:
  - security
  generated: '2026-11-06'
  method: derived
image: https://www.bswift.com/wp-content/uploads/2024/10/header-logo.svg
x-type: company
x-source: harvest:insurance-benefits-admin
specificationVersion: '0.23'
created: '2026-08-06'
modified: '2026-08-06'
tags:
- Company
- Benefits Administration
- Human Resources
- Insurance
- Health Insurance
- Employee Benefits
- HR Technology
- COBRA
- Enrollment
- Payroll
- Health & Welfare
- Compliance
tags_raw:
- Company
- Benefits Administration
- Human Resources
- Insurance
- Health Insurance
- Employee Benefits
- HR Technology
- COBRA
- Enrollment
- Payroll
- Health and Welfare
- Compliance
apis:
- name: bswift Partner API
  description: bswift's partner-facing REST API, served from an AWS API Gateway at api.bswift.com. bswift publicly describes
    API coverage for demographics and employment data, with lifecycle domains (plan, rate, enrollment) plus standardized schemas,
    OpenAPI specs, sandbox environments and event-driven webhook subscriptions as active investments. Every route on the gateway
    answers MISSING_AUTHENTICATION_TOKEN without partner credentials; the contract is not published.
  humanURL: https://www.bswift.com/connectivity-hub/
  baseURL: https://api.bswift.com
  tags:
  - Benefits Administration
  - Eligibility
  - Enrollment
  - Employee Benefits
  properties:
  - type: Authentication
    url: https://www.bswift.com/partnership-opportunities/
    name: API credentials are issued through the partner/alliance program
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: ParentCompany
  url: https://apis.io/providers/aetna/
  name: Aetna
  x-relationship: acquired
  x-evidence: Founded in Chicago in 2000, bswift was acquired by Aetna in 2014, moved into CVS Health, and has operated as
    an independent company backed by Francisco Partners since the 2022 carve-out.
- type: Website
  url: https://www.bswift.com/
- type: Blog
  url: https://www.bswift.com/research-insights/
- type: PrivacyPolicy
  url: https://www.bswift.com/privacy-policy/
- type: Security
  url: https://www.bswift.com/bswift-vulnerability-disclosure-program/
- type: VulnerabilityDisclosure
  url: security/bswift-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/bswift-trust-center.yml
- type: Compliance
  url: https://trust.bswift.com/
- type: DomainSecurity
  url: security/bswift-domain-security.yml
- type: Conformance
  url: conformance/bswift-conformance.yml
- type: ChangeLog
  url: changelog/bswift-changelog.yml
- type: ChangeLog
  url: https://www.bswift.com/research-insights/product-updates/
  name: bswift Product Updates
- type: LLMsTxt
  url: llms/bswift-llms.txt
- type: Partners
  url: https://www.bswift.com/connectivity-hub/
  name: bswift Connectivity Hub
x-enrichment:
  date: '2026-08-06'
  status: minimal
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: api.bswift.com is a live AWS API Gateway whose /ping route returns 200 "healthy", but every functional route answers
    MISSING_AUTHENTICATION_TOKEN and the only public path to the OpenAPI specs, sandbox and webhook topics bswift says it
    ships is the Partnership Opportunities contact form — bswift runs no developer portal, docs host or API reference anywhere
    on bswift.com.
  evidence:
  - url: https://api.bswift.com/ping
    status: 200
  - url: https://api.bswift.com/openapi.json
    status: 400
  - url: https://api.bswift.com/v1/openapi.json
    status: 403
  - url: https://www.bswift.com/connectivity-hub/
    status: 200
  checked: '2026-08-06'

bswift API — frequently asked questions

Does bswift have an API?

Yes. APIs.io lists 1 API from bswift, including bswift Partner API.

How do I authenticate with the bswift API?

bswift uses bearer-token authentication.

Is the bswift API ready for AI agents?

bswift has a Kin Score of 22.1 out of 100 (emerging) and an Agent Readiness score of 2.5 (human-only), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/bswift"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/bswift/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/bswift/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.