ACKO General Insurance

ACKO General Insurance Limited is an India-based digital-first general insurer (IRDAI registration number 157, CIN U66000KA2016PLC138288) selling car, bike, health, travel, home and device cover direct to consumers, and embedding insurance into partner platforms through ACKO for Business. Its enterprise partnership API stack issues, endorses, retrieves and files claims against policies for credit and loan protection, gig-workforce cover, group health, trip, home, fire, cyber protection and electronic-device products. The partnership surface is published as a public OpenAPI 3.0.1 contract of 30 operations across issuance, proposal, endorsement, policy retrieval and claims, authenticated with OAuth 2.0 client-credential tokens issued from a Keycloak partnership realm.

ACKO General Insurance publishes 1 API on the APIs.io network: ACKO for Enterprise Partnership API. Tagged areas include Insurance, Insurtech, Embedded Insurance, Health Insurance, and Travel Insurance.

The ACKO General Insurance catalog on APIs.io includes 1 event-driven AsyncAPI specification.

ACKO General Insurance’s developer surface includes documentation, API reference, support, engineering blog, authentication, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub

41.2/100 developing Agent 39/100 agent ready Full breakdown ↓
scored 2026-09-06 · rubric v0.19.0

1 APIs

Insurance Insurtech Embedded Insurance Health Insurance Travel Insurance Claims Policy AdministrationFinancial ServicesIndia Enterprise

Kin Score

Kin Score How this is scored →
scored 2026-09-06 · rubric v0.19.0

Composite quality — 41.2/100 · developing

Contract Quality 12.0 / 21

Developer Ergonomics 8.0 / 17

Access Clarity 4.9 / 17

Operational Transparency 0.9 / 11

Contract Governance 0.5 / 10

Discoverability 6.5 / 9

Regulatory Posture 6.8 / 15

Agent readiness — 39/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/ackogeneralinsurance: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Conformance

DataModel

Lifecycle

Webhooks

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

Packages

Packages

Access & Security 3

Authentication, authorization, and security posture

Compliance

Compliance

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Plans

Plans

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: ackogeneralinsurance
name: ACKO General Insurance
description: ACKO General Insurance Limited is an India-based digital-first general insurer (IRDAI registration number 157,
  CIN U66000KA2016PLC138288) selling car, bike, health, travel, home and device cover direct to consumers, and embedding insurance
  into partner platforms through ACKO for Business. Its enterprise partnership API stack issues, endorses, retrieves and files
  claims against policies for credit and loan protection, gig-workforce cover, group health, trip, home, fire, cyber protection
  and electronic-device products. The partnership surface is published as a public OpenAPI 3.0.1 contract of 30 operations
  across issuance, proposal, endorsement, policy retrieval and claims, authenticated with OAuth 2.0 client-credential tokens
  issued from a Keycloak partnership realm.
image: https://acko-cms.ackoassets.com/logo_flat_darktext_lightbg_horizontal_notagline_c93af46624.png
url: https://raw.githubusercontent.com/api-evangelist/ackogeneralinsurance/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-09-06'
modified: '2026-09-06'
tags:
- Insurance
- Insurtech
- Embedded Insurance
- Health Insurance
- Travel Insurance
- Claims
- Policy Administration
- Financial Services
- India
- Enterprise
tags_raw:
- insurance
- insurtech
- embedded-insurance
- health-insurance
- travel-insurance
- claims
- policy-administration
- financial-services
- india
- enterprise
apis:
- name: ACKO for Enterprise Partnership API
  description: Embedded-insurance partnership API for issuing, endorsing, retrieving and claiming against ACKO policies. Covers
    credit life and loan-shield, trip, gig-workforce, group health, house, fire, cyber protection and electronic-device issuance
    (V1 and V2), credit-life proposals and bulk proposals, financial and non-financial endorsements (cancellation, pre-closure,
    session creation, nominee and dependent updation), policy retrieval and FNOL claim creation and retrieval. OAuth 2.0 client-credential
    bearer tokens.
  image: https://acko-cms.ackoassets.com/logo_flat_darktext_lightbg_horizontal_notagline_c93af46624.png
  humanURL: https://www.acko.com/enterprise/documentation/enterprise.html
  baseURL: https://www.acko.com
  tags:
  - Insurance
  - Insurtech
  - Embedded Insurance
  - Claims
  - Policy Administration
  tags_raw:
  - insurance
  - insurtech
  - embedded-insurance
  - claims
  - policy-administration
  properties:
  - type: OpenAPI
    url: openapi/ackogeneralinsurance-enterprise-openapi.yml
  - type: Documentation
    url: https://www.acko.com/enterprise/documentation/enterprise.html
  - type: APIReference
    url: https://www.acko.com/enterprise/documentation/enterprise.html
  - type: Authentication
    url: authentication/ackogeneralinsurance-authentication.yml
  - type: Conventions
    url: conventions/ackogeneralinsurance-conventions.yml
  - type: Idempotency
    url: conventions/ackogeneralinsurance-conventions.yml
  - type: ErrorCatalog
    url: errors/ackogeneralinsurance-problem-types.yml
  - type: DataModel
    url: data-model/ackogeneralinsurance-data-model.yml
  - type: Overlay
    url: overlays/ackogeneralinsurance-enterprise-overlay.yaml
  - type: Webhooks
    url: asyncapi/ackogeneralinsurance-webhooks.yml
  - type: RateLimits
    url: rate-limits/ackogeneralinsurance-rate-limits.yml
  - type: X-MCPServerCandidate
    url: mcp/ackogeneralinsurance-mcp.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.acko.com/
- type: DeveloperPortal
  url: https://www.acko.com/gi/enterprise/
- type: Documentation
  url: https://www.acko.com/enterprise/documentation/enterprise.html
- type: APIReference
  url: https://www.acko.com/enterprise/documentation/enterprise.html
- type: Support
  url: https://www.acko.com/contact-us/
- type: HelpCenter
  url: https://www.acko.com/gi/customer-service/
- type: Blog
  url: https://www.acko.com/articles/
- type: TermsOfService
  url: https://www.acko.com/gi/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.acko.com/gi/privacy-policy/
- type: Compliance
  url: https://www.acko.com/gi/public-disclosure/
- type: Authentication
  url: authentication/ackogeneralinsurance-authentication.yml
- type: Conventions
  url: conventions/ackogeneralinsurance-conventions.yml
- type: Idempotency
  url: conventions/ackogeneralinsurance-conventions.yml
- type: ErrorCatalog
  url: errors/ackogeneralinsurance-problem-types.yml
- type: Conformance
  url: conformance/ackogeneralinsurance-conformance.yml
- type: DataModel
  url: data-model/ackogeneralinsurance-data-model.yml
- type: Lifecycle
  url: lifecycle/ackogeneralinsurance-lifecycle.yml
- type: Overlay
  url: overlays/ackogeneralinsurance-enterprise-overlay.yaml
- type: Webhooks
  url: asyncapi/ackogeneralinsurance-webhooks.yml
- type: LLMsTxt
  url: llms/ackogeneralinsurance-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Packages
  url: packages/ackogeneralinsurance-packages.yml
- type: Plans
  url: plans/ackogeneralinsurance-plans-pricing.yml
- type: RateLimits
  url: rate-limits/ackogeneralinsurance-rate-limits.yml
- type: DomainSecurity
  url: security/ackogeneralinsurance-domain-security.yml
x-enrichment:
  date: '2026-09-06'
  status: enriched
  artifacts_added: 22
  pass: local-v3

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ACKO General Insurance

Kin Score

APIs 1

ACKO for Enterprise Partnership API

Pricing Plans 1

Ackogeneralinsurance Plans Pricing