Acko

aid: acko
name: Acko
description: Acko (ACKO Technology & Services Private Limited) is an Indian digital-first general insurance company founded
  in 2016 and headquartered in Bengaluru, Karnataka. Acko sells car, bike, health, term life and travel insurance entirely
  online, along with group health and personal-accident cover and embedded insurance for partners. It is a portfolio company
  of Accel. Acko exposes insurance policy certificates to citizens through India's government API Setu / DigiLocker platform
  (car, health and two-wheeler certificate fetch), and operates a separate enterprise/partner issuance API covering token
  generation, Loan-Shield, Trip, GIG, Health, House, Credit Life, Fire, Cyber and Electronics products plus policy and claims
  management.
url: https://raw.githubusercontent.com/api-evangelist/acko/refs/heads/main/apis.yml
x-type: company
x-source: accel-portfolio
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://www.acko.com/favicon.ico
tags:
- Company
- Consumer
- Insurance
- Insurtech
- Financial Services
- Digital Insurance
- India
- Embedded Insurance
tags_raw:
- Company
- Consumer
- Insurance
- InsurTech
- Financial Services
- Digital Insurance
- India
- Embedded Insurance
- Financial-Services
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: acko:acko-apis-api
  name: Acko APIs API
  description: The APIs API from Acko — 3 operation(s) for apis.
  humanURL: https://betadirectory.api-setu.in/api-collection/acko
  baseURL: https://apisetu.gov.in/acko/v3
  tags: []
  tags_raw:
  - APIs
  properties:
  - type: OpenAPI
    url: openapi/acko-apis-api-openapi.yml
common:
- type: Overlay
  url: overlays/acko-apisetu-overlay.yaml
- type: AgenticAccess
  url: agentic-access/acko-agentic-access.yml
- type: Authentication
  url: authentication/acko-authentication.yml
- type: API Keys
  url: authentication/acko-authentication.yml
- type: Conventions
  url: conventions/acko-conventions.yml
- type: ErrorCatalog
  url: errors/acko-problem-types.yml
- type: Conformance
  url: conformance/acko-conformance.yml
- type: DataModel
  url: data-model/acko-data-model.yml
- type: Lifecycle
  url: lifecycle/acko-lifecycle.yml
- type: X-MCPServerCandidate
  url: mcp/acko-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/acko-llms.txt
- type: WellKnown
  url: well-known/acko-well-known.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/acko-domain-security.yml
- type: Website
  url: http://www.acko.com
- type: Documentation
  url: https://www.acko.com/enterprise/documentation/enterprise.html
- type: APIReference
  url: https://www.acko.com/enterprise/documentation/enterprise.html
- type: Blog
  url: https://www.acko.com/articles/
- type: Support
  url: https://www.acko.com/contact-us/
- type: TermsOfService
  url: https://www.acko.com/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.acko.com/privacy-policy/
- type: About
  url: https://www.acko.com/about-us/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence