🇫🇷Financial Technology in France
22 financial technology providers in France, publishing 9 APIs.
22 providers
9 published APIs
44 indexed documents
Financial Technology in France — 22 providers on the APIs.io network sit in both cohorts, and between them they publish 9 indexed APIs.
3 of the 22 publish at least one machine-readable API; 19 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 10 emerging, 8 minimal, 2 thin, 1 strong, and 1 developing.
Leading by rating: Pennylane, Defacto, Swan, Goodvest, Bitstack, helios, and 16 more.
Country membership is exact-tag only. A provider lands in France when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a financial technology company headquartered in France that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.
Providers (22)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Pennylane | Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration partners access and sy... | 1 | strong |
| Defacto | Defacto is an ACPR-authorized French fintech providing instant, embedded financing for small and medium-sized businesses across Europe. Through a single REST API, partners (mark... | 1 | developing |
| Swan | Swan is a European embedded-banking / Banking-as-a-Service (BaaS) platform, headquartered in France, that lets companies embed accounts, IBANs, cards, and SEPA payments into the... | 7 | thin |
| Goodvest | Goodvest is a French mission-driven fintech (entreprise à mission) based in Paris that sells climate-aligned retail savings and investment products: an ISR assurance-vie (Goodvi... | 0 | thin |
| Bitstack | Bitstack is a French consumer Bitcoin savings application operated by Bitstack Digital Assets SAS (Meyreuil, France), which lets retail users accumulate Bitcoin through automati... | 0 | emerging |
| helios | helios is a French sustainable-banking company (HELIOS SAS, Paris) offering current, Premium, joint, youth, Liberté and independent/professional accounts, a green savings passbo... | 0 | emerging |
| Graneet | Graneet is a French vertical-SaaS ERP for the construction and public-works (BTP) sector, built for small and mid-sized contractors (roughly EUR 2M to 100M in revenue) to protec... | 0 | emerging |
| Sumeria | Sumeria is a French fintech and mobile-first banking service created by Lydia Solutions in 2024 as a consumer spinoff of the Lydia payment app. It offers free online banking acc... | 0 | emerging |
| DoorFeed | DoorFeed is a technology-led residential real estate investment platform, founded in 2021 and headquartered in Paris, that helps institutional investors, funds, and family offic... | 0 | emerging |
| Regular Finance | Regular Finance (Regular) is a French fintech offering a consumer digital-asset yield account. Customers deposit euros by bank transfer and earn roughly 5.50% annual interest pa... | 0 | emerging |
| Epsor | Epsor is a French fintech, founded in 2017, that manages employee savings and retirement plans (épargne salariale et retraite) for companies and helps them turn that benefit int... | 0 | emerging |
| Happypal | Happypal (HappyPal) is a Paris-based HR-tech and fintech company, founded in 2019, that operates the most widely used digital platform for French works councils (Comite Social e... | 0 | emerging |
| Matera | Matera is a French proptech company providing a digital platform for condominium management (syndic de copropriété), rental property management (gestion locative), and real esta... | 0 | emerging |
| Plus Simple | +Simple (Plus Simple) is a French digital insurance underwriting agency (agence de souscription) founded in 2015 and headquartered in Marseille. Operating as one of France's lar... | 0 | emerging |
| Joko | Joko is a French fintech company operating a consumer cashback, rewards, and savings application that connects shoppers with more than 3,500 partner brands online and in physica... | 0 | minimal |
| RockFi | RockFi is a French private wealth management firm positioning itself as a modern family office, pairing experienced private-banking advisors with technology to serve high-net-wo... | 0 | minimal |
| Trezy | Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium businesses across Europe... | 0 | minimal |
| Tulyp | Tulyp is a SaaS treasury platform from French company SmarTrade SAS that gives CFOs and treasurers of SMEs and mid-caps (10-200M euro revenue) real-time visibility into their fo... | 0 | minimal |
| ValueCo | ValueCo (ValueCo Metrics SAS) is a Paris-based fintech building an objective ESG market view from the proprietary ESG scores of asset managers and institutional investors. Its p... | 0 | minimal |
| Alassio | Alassio is a French financial-technology company building a next-generation payroll software platform (logiciel de paie nouvelle generation) for businesses. Alassio positions it... | 0 | minimal |
| Grace | Grace (Grâce) is a Paris-based insurtech that lets luxury maisons offer their clients complimentary, embedded protection against theft, loss, and damage for high-value goods suc... | 0 | minimal |
| Lydia | Lydia is a French fintech, founded in 2013, that built one of Europe's most popular mobile peer-to-peer payments apps, letting users send money, split bills, and pay merchants f... | 0 | minimal |
Indexed API documents (44)
Two numbers, both real: these providers publish 9 APIs as their own documents, which the catalog indexes split one-per-resource into 44 documents.
Pennylane Account API
Pennylane
The Account API from Pennylane — 1 operation(s) for account.
Pennylane Accounting Exports API
Pennylane
The Accounting Exports API from Pennylane — 2 operation(s) for accounting exports.
Pennylane Bank Accounts API
Pennylane
The Bank Accounts API from Pennylane — 2 operation(s) for bank accounts.
Pennylane Billing Subscriptions API
Pennylane
The Billing Subscriptions API from Pennylane — 1 operation(s) for billing subscriptions.
Pennylane Categories API
Pennylane
The Categories API from Pennylane — 2 operation(s) for categories.
Pennylane Change Events API
Pennylane
The Change Events API from Pennylane — 2 operation(s) for change events.
Pennylane Customer Invoices API
Pennylane
The Customer Invoices API from Pennylane — 7 operation(s) for customer invoices.
Pennylane Customers API
Pennylane
The Customers API from Pennylane — 4 operation(s) for customers.
Pennylane E-Invoicing API
Pennylane
The E-Invoicing API from Pennylane — 1 operation(s) for e-invoicing.
Pennylane File Attachments API
Pennylane
The File Attachments API from Pennylane — 1 operation(s) for file attachments.
Pennylane Journals API
Pennylane
The Journals API from Pennylane — 2 operation(s) for journals.
Pennylane Ledger Accounts API
Pennylane
The Ledger Accounts API from Pennylane — 2 operation(s) for ledger accounts.
Pennylane Ledger Entries API
Pennylane
The Ledger Entries API from Pennylane — 4 operation(s) for ledger entries.
Pennylane Mandates API
Pennylane
The Mandates API from Pennylane — 2 operation(s) for mandates.
Pennylane Products API
Pennylane
The Products API from Pennylane — 2 operation(s) for products.
Pennylane Quotes API
Pennylane
The Quotes API from Pennylane — 2 operation(s) for quotes.
Pennylane Supplier Invoices API
Pennylane
The Supplier Invoices API from Pennylane — 4 operation(s) for supplier invoices.
Pennylane Suppliers API
Pennylane
The Suppliers API from Pennylane — 2 operation(s) for suppliers.
Pennylane Transactions API
Pennylane
The Transactions API from Pennylane — 2 operation(s) for transactions.
Defacto Accounting API
Defacto
The Accounting API from Defacto — 1 operation(s) for accounting.
Defacto Billing API
Defacto
The Billing API from Defacto — 4 operation(s) for billing.
Defacto Business and accounts API
Defacto
The Business and accounts API from Defacto — 1 operation(s) for business and accounts.
Defacto Counterparty API
Defacto
The Counterparty API from Defacto — 2 operation(s) for counterparty.
Defacto Credit card API
Defacto
The Credit card API from Defacto — 6 operation(s) for credit card.
Defacto Eligibility and credit limit API
Defacto
The Eligibility and credit limit API from Defacto — 6 operation(s) for eligibility and credit limit.
Defacto Financial product API
Defacto
The Financial product API from Defacto — 1 operation(s) for financial product.
Defacto Invoice API
Defacto
The Invoice API from Defacto — 4 operation(s) for invoice.
Defacto Loan API
Defacto
The Loan API from Defacto — 7 operation(s) for loan.
Defacto Onboarding API
Defacto
The Onboarding API from Defacto — 9 operation(s) for onboarding.
Defacto Payment API
Defacto
The Payment API from Defacto — 3 operation(s) for payment.
Defacto Recollection API
Defacto
The Recollection API from Defacto — 5 operation(s) for recollection.
Defacto Repay API
Defacto
The Repay API from Defacto — 1 operation(s) for repay.
Defacto Sharing business data API
Defacto
The Sharing business data API from Defacto — 5 operation(s) for sharing business data.
Defacto Subscription API
Defacto
The Subscription API from Defacto — 1 operation(s) for subscription.
Defacto Testing API
Defacto
The Testing API from Defacto — 5 operation(s) for testing.
Defacto Translation API
Defacto
The Translation API from Defacto — 2 operation(s) for translation.
Defacto Webhook API
Defacto
The Webhook API from Defacto — 2 operation(s) for webhook.
Swan Accounts API
Swan
Create and manage bank accounts and their account holders through the GraphQL Partner API - open accounts, read balances and status, and ...
Swan Account Memberships API
Swan
Bind users to accounts and manage their permissions. Mutations include addAccountMemberships (add up to 200 memberships with a single con...
Swan Cards API
Swan
Issue and manage virtual and physical payment cards attached to account memberships. The addCards mutation adds up to 200 cards (includin...
Swan Payments API
Swan
Initiate and track SEPA payments. The initiateCreditTransfers mutation sends SEPA Credit Transfers, including SEPA Instant Credit Transfe...
Swan Transactions API
Swan
Read the transaction ledger for an account - list and filter transactions through Relay-style connections, inspect their status (Pending,...
Swan Onboarding API
Swan
Onboard individual and company account holders before they have a session. Started against the Unauthenticated GraphQL endpoint, onboardi...
Swan Users and Consents API
Swan
Read users and drive Swan's strong-customer-authentication consent flow. Sensitive mutations (adding memberships, issuing cards, initiati...
Other industries in France
Artificial Intelligence 22
Climate & Sustainability 19
Payments & Money Movement 19
Digital Health & Telehealth 18
Retail 15
E-Commerce Platform 14
Education & EdTech 13
Insurance 13
Banking & Open Banking 12
Cybersecurity & Identity 12
Healthcare 11
Human Resources & Payroll 11
All of France →
Financial Technology elsewhere
Europe 229
North America 176
Latin America 150
India & South Asia 111
United Kingdom & Ireland 104
Africa 86
Southeast Asia 81
Middle East 65
DACH (Germany · Austria · Switzerland) 44
France & Iberia 33
Japan & Korea 21
Greater China 20
All of Financial Technology →
This page is the intersection of two independently computed cohorts:
France and
Financial Technology. A provider appears here only when it is
already a member of both. France membership is matched on tag,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.