HiPay bank-info API

Manage bank informations of a HiPay account

Operations 2

POST /user-account/bank-info.{_format} Register new bank details on a HiPay account #
GET /user-account/bank-info/{locale}.{_format} Get bank details registered on a HiPay account #

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OpenAPI Specification

hipay-bank-info-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  version: '0.3'
  title: HiPay Marketplace Bank Info API
  description: "\nThe implementation of HiPay Marketplace involves establishing connections between your marketplace platform and HiPay based on a simple integration through a set of APIs.\n\n## Account creation:\n\n  1) The agent checks the e-mail availability with the [Is-available API](#/user-account/post_user-account_is-available).\n\n  2) The agent creates a HiPay account for merchants using the [User-account API](#/user-account/post_user-account).\n\n  3) The agent sends us the account number and the identification/KYC information using the [Identification API](#/identification/post_Identification). HiPay validates the identification/KYC information within three days and sends the agent a notification confirming that the merchant is fully operational.\n\n## Bank account information submission:\n\nPlease note that it is possible to submit bank account information any time between account creation and withdrawal requests.\nTo register a HiPay account bank information, use the [Bank-info API.](#/bank-info/post_user-account)\n\n## Fund allocation:\n\nFund allocation is only possible if the merchant's account is validated by HiPay.\n\nAll the funds are held in escrow before being deposited on the technical account.\n\nThe [Transfer API](#/transfer/post_transfer]) is then used to allocate funds from the technical account to the merchant's account.\nThe [Transfer API](#/transfer/post_transfer]) allows transfer requests to be made on the agent’s behalf or on the behalf of a third party.\n\nThe technical account is therefore a monitoring tool that provides a clear view of fund allocation (fund remittance, refunds, chargebacks).\n\n## Withdrawal requests:\n\nWithdrawal is only possible if the merchant's account AND banking informations are validated by HiPay.\n\nOnce funds are allocated, there are two withdrawal possibilities:\n\n  - Whenever a transaction is made – please note that this option is not recommended by HiPay,\n  - Whenever a withdrawal request is made by the merchant – for example, every ten days, depending on the agent.\n\nWhen agents want to do a withdrawal, they need to check the merchant’s account balance with the [Balance API.](#/balance/get_user-account)\n\n  - In case of a zero balance, funds must be allocated with the [Transfer API](#/transfer/post_transfer]).\n  - If the balance equals the amount of the allocated funds, a fund withdrawal request can be made with the [Withdrawal API](#/withdrawal/post_withdrawal). (The Withdrawal API allows for a withdrawal request to transfer money to the merchant’s bank account and also to the partner’s bank account.)\n  - There must be a zero balance in the end.\n\n## Marketplace live testing:\n\nThis documentation describes the Marketplace API parameters and response fields and allows you to test the platform in real time.\n\n## Marketplace API base URLs:\n\n| Environment | Base URL |\n| --- | --- |\n| Test | https://test-professional.hipay.com/api/ |\n| Production | https://professional.hipay.com/api/ |\n\n## Authentication:\n\nAll requests to the HiPay Marketplace API require you to authenticate yourself using the HTTP *Basic Authentication* to convey your identity. Your API credentials can be found in [your Test HiPay Professional back office](https://test-merchant.hipaywallet.com/login). Most HTTP clients (including web browsers) have built-in support for HTTP Basic Authentication. If not, the following header must be included in all HTTP requests.\n\n`Authorization: Basic base64(\"<API login>:<API password>\")`\n"
servers:
- url: https://test-professional.hipay.com/api
tags:
- name: bank-info
  description: Manage bank informations of a HiPay account
paths:
  /user-account/bank-info.{_format}:
    post:
      description: "\n### Information\nRegister new bank-details on an HiPay account.\n\nMust be called with the bank identity document and bank info together\n\n\n__In test environment__\n\n\nYou can choose if the document will be accepted or not by changing the 3 first characters of the uploaded file name.\n  - Filename starts with `01_`: document will be refused because unrecognized\n\n  - Filename starts with `02_`: document will be refused because falsified\n\n  - Filename starts with `03_`: document will be refused because unreadable\n\n  - Filename starts with `06_`: document will be refused because inconsistent\n\n  - Filename starts with `07_`: document will be refused because expired\n\n  - Any other name : document will be automatically accepted"
      operationId: post_user-account_bank-info
      parameters:
      - in: path
        name: _format
        required: true
        schema:
          type: string
          enum:
          - json
          - xml
          default: json
      - description: Account ID if operations must be made on an account other than yours (you must have specific rights on this account).
        in: header
        name: php-auth-subaccount-id
        schema:
          type: integer
      - description: Account login (email address) if operations must be made on an account other than yours (you must have specific rights on this account).
        in: header
        name: php-auth-subaccount-login
        schema:
          type: string
      responses:
        '201':
          description: Success response.
          content:
            application/json:
              schema:
                properties:
                  code:
                    description: Status code of the answer. 0 => Successful response 2 => Missing parameter 3 => Invalid parameter 7 => Not found 13 => An error occurred, please try again 400 => Bad request
                    format: int32
                    type: integer
                  message:
                    description: Description of the answer.
                    type: string
                  status_code:
                    description: Bank details status code (1=>No bank information, 2=>Validation in progress, 3=>Validated).
                    format: int32
                    type: integer
                  status:
                    description: Bank details status.
                    type: string
                  bank_country:
                    description: Country of the bank.
                    type: string
                  bank_name:
                    description: Name of the bank.
                    type: string
                  bank_address:
                    description: Address of the bank.
                    type: string
                  bank_zip_code:
                    description: Zip code of the bank.
                    type: string
                  bank_city:
                    description: City of the bank.
                    type: string
                  iban:
                    description: 'IBAN eg: GR9608100010000001234567890.'
                    type: string
                  swift:
                    description: 'SWIFT/BIC eg: AGRIFRPP836.'
                    type: string
                  aba_num:
                    description: ABA number.
                    type: string
                  bsb_num:
                    description: BSB number.
                    type: string
                  bank_num:
                    description: Bank number.
                    type: string
                  acct_num:
                    description: Account number.
                    type: string
                  transit_num:
                    description: Transit number.
                    type: string
        '400':
          description: Validation failed.
        '401':
          description: Authentication failed.
      summary: Register new bank details on a HiPay account
      tags:
      - bank-info
      security:
      - basicAuth: []
      requestBody:
        content:
          multipart/form-data:
            schema:
              type: object
              properties:
                file:
                  type: string
                  format: binary
                  description: Bank details file to upload (`jpg`, `gif`, `png`, `pdf`). Must match bank details to be validated.
                bank_country:
                  type: string
                  default: FR
                  description: Country of the bank.
                bank_name:
                  type: string
                  default: BNP
                  description: Name of the bank (50 characters max.).
                bank_address:
                  type: string
                  default: 1 Avenue des Champs-Élysées
                  description: Address of the bank.
                bank_zip_code:
                  type: string
                  default: '75001'
                  description: Zip code of the bank.
                bank_city:
                  type: string
                  default: Paris
                  description: City of the bank (50 characters max.).
                iban:
                  type: string
                  default: FR1420041010050500013M02606
                  description: IBAN.
                swift:
                  type: string
                  default: PSSTFRPPXXX
                  description: SWIFT / BIC.
                aba_num:
                  type: string
                  description: ABA number.
                bsb_num:
                  type: string
                  description: BSB number.
                bank_num:
                  type: string
                  description: Bank number.
                acct_num:
                  type: string
                  description: Account number.
                transit_num:
                  type: string
                  description: Transit number.
              required:
              - file
              - bank_country
  /user-account/bank-info/{locale}.{_format}:
    get:
      description: '

        ### Information

        Get bank details of a HiPay account.'
      operationId: get_user-account_bank-info_locale
      parameters:
      - in: path
        name: locale
        required: true
        description: '

          Enter locale code [using this convention.](https://www.softaculous.com/docs/Scripts_Language_Codes) Examples of values: `fr_FR`, `de_DE`, `es_ES`, `uk_UA`...'
        schema:
          type: string
          default: fr_FR
      - in: path
        name: _format
        required: true
        schema:
          type: string
          enum:
          - json
          - xml
          default: json
      responses:
        '200':
          description: Success response.
          content:
            application/json:
              schema:
                properties:
                  code:
                    description: /merchant-group/Status code of the answer. 0 => Successful response 2 => Missing parameter 3 => Invalid parameter 7 => Not found 13 => An error occurred, please try again 400 => Bad request
                    format: int32
                    type: integer
                  message:
                    description: Description of the answer.
                    type: string
                  status_code:
                    description: Bank details status code (1=>No bank information, 2=>Validation in progress, 3=>Validated).
                    format: int32
                    type: integer
                  status:
                    description: Bank details status.
                    type: string
                  bank_country:
                    description: Country of the bank.
                    type: string
                  bank_name:
                    description: Name of the bank.
                    type: string
                  bank_address:
                    description: Address of the bank.
                    type: string
                  bank_zip_code:
                    description: Zip code of the bank.
                    type: string
                  bank_city:
                    description: City of the bank.
                    type: string
                  iban:
                    description: 'IBAN eg: GR9608100010000001234567890.'
                    type: string
                  swift:
                    description: 'SWIFT/BIC eg: AGRIFRPP836.'
                    type: string
                  aba_num:
                    description: ABA number.
                    type: string
                  bsb_num:
                    description: BSB number.
                    type: string
                  bank_num:
                    description: Bank number.
                    type: string
                  acct_num:
                    description: Account number.
                    type: string
                  transit_num:
                    description: Transit number.
                    type: string
        '400':
          description: Validation failed.
        '401':
          description: Authentication failed.
      summary: Get bank details registered on a HiPay account
      tags:
      - bank-info
      security:
      - basicAuth: []
components:
  securitySchemes:
    basicAuth:
      type: http
      scheme: basic