🇧🇷Banking & Open Banking in Brazil

22 banking & open banking providers in Brazil, publishing 28 APIs.

22 providers 28 published APIs 138 indexed documents

Banking & Open Banking in Brazil — 22 providers on the APIs.io network sit in both cohorts, and between them they publish 28 indexed APIs.

13 of the 22 publish at least one machine-readable API; 9 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 7 minimal, 6 thin, 5 emerging, 3 developing, and 1 exemplar.

Leading by rating: Efí Pay (Gerencianet), CloudWalk, Stark Bank, Datanomik, Kanastra, Celcoin, and 16 more.

Country membership is exact-tag only. A provider lands in Brazil when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a banking & open banking company headquartered in Brazil that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (22)

Provider Description APIs Rating
Efí Pay (Gerencianet) Efí Pay (formerly Gerencianet) is a Brazilian fintech and Banco Central-licensed payment institution headquartered in Belo Horizonte, Brazil. It provides a developer-first payme... 6 exemplar
CloudWalk CloudWalk, Inc. is a Sunnyvale- and São Paulo-based payments and financial-infrastructure company that builds an AI-native transaction layer for small businesses. It operates th... 1 developing
Stark Bank Stark Bank is a regulated Brazilian financial institution (authorized by the Banco Central do Brasil, not a payment service provider) that exposes end-to-end money movement thro... 1 developing
Datanomik Datanomik is a Brazilian open finance and treasury-management platform that gives mid-to-large enterprises real-time, consolidated visibility across their bank accounts, balance... 2 developing
Kanastra Kanastra is a Brazilian fintech building full-stack infrastructure for banking and the private credit market. Its Banking API offers banking-as-a-service capabilities to financi... 1 thin
Celcoin Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto, TED transfers, bill payments, prepaid and post-paid cards, digital... 3 thin
Iniciador Iniciador is a Brazilian Open Finance infrastructure company that provides the regulated rails, APIs, and managed operations banks, payment institutions, fintechs, and platforms... 1 thin
Efí Efí (formerly Gerencianet) is a Brazilian payment institution and digital bank that exposes well-documented public REST APIs for the Brazilian financial system - Pix (immediate ... 1 thin
Cora Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking, Pix, boletos, transfers, payment initiation and financial manag... 1 thin
Cumbuca Cumbuca is a Banco Central do Brasil-licensed Payment Institution that provides regulated "proxy" access to Brazil's Pix and Open Finance networks. Acting as a thin, transparent... 0 thin
Alt Bank alt.bank (Alt Bank) is a Brazilian fintech providing a fully integrated, turnkey credit-card and consumer-credit platform for partners who want to launch prepaid and postpaid ca... 1 emerging
PicPay PicPay is a Brazilian fintech super-app and digital bank serving over 67 million users with a digital wallet, payment account, credit and debit cards, personal loans, investment... 4 emerging
Traive Traive is a Brazilian agri-fintech that connects agribusiness with financial investors, using AI and data analytics to simplify credit access in the agricultural sector. Its Tra... 0 emerging
Nu (Nubank) Nu Holdings (Nubank) is Latin America's largest digital bank, with tens of millions of customers across Brazil, Mexico, and Colombia. Its core product surface - credit card, acc... 5 emerging
Dock Dock is a Latin American financial technology infrastructure provider — formerly Conductor Technology — that delivers card issuing and processing, core banking, digital accounts... 1 emerging
Juno Juno is a Brazilian B2B payments fintech, acquired by EBANX in October 2021, that provides a complete billing and payments platform for Brazilian companies. Founded in 2014 in M... 0 minimal
Creditas Creditas is a Brazilian digital lending fintech founded in 2012 and headquartered in Sao Paulo, operating in Brazil and Mexico. It provides secured consumer credit - loans backe... 0 minimal
Noh Noh is a Brazilian consumer fintech (neobank) founded in November 2021 by Ana Zucato and Octavio Turra, headquartered in Sao Paulo, SP. Noh pioneered Brazil's first joint accoun... 0 minimal
Velotax Velotax is a Brazilian digital-credit fintech (mobile app plus velotax.com.br), operating 100% online, that offers unsecured personal loans and income-tax (IRPF) refund advances... 0 minimal
Inventa Inventa is a Brazilian B2B commerce platform — a "B2B commerce cloud" — that integrates technology, credit, and logistics on a single platform so brands and distributors can sca... 0 minimal
Vixtra Vixtra (VIXTRA Tecnologia e Serviços Financeiros LTDA., CNPJ 43.443.444/0001-04) is a Brazilian trade-finance fintech founded in July 2021 and headquartered in São Paulo, positi... 0 minimal
Lanistar Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card with an on-card keypa... 0 minimal

Indexed API documents (138)

Two numbers, both real: these providers publish 28 APIs as their own documents, which the catalog indexes split one-per-resource into 138 documents.

Efí Pay (Gerencianet) Account API

The Account API from Efí Pay (Gerencianet) — 2 operation(s) for account.

Efí Pay (Gerencianet) Accounts API

The Accounts API from Efí Pay (Gerencianet) — 3 operation(s) for accounts.

Efí Pay (Gerencianet) Authorization API

The Authorization API from Efí Pay (Gerencianet) — 2 operation(s) for authorization.

Efí Pay (Gerencianet) Automatic Charges API

The Automatic Charges API from Efí Pay (Gerencianet) — 3 operation(s) for automatic charges.

Efí Pay (Gerencianet) Automatic Pix API

The Automatic Pix API from Efí Pay (Gerencianet) — 2 operation(s) for automatic pix.

Efí Pay (Gerencianet) Bill Payments API

The Bill Payments API from Efí Pay (Gerencianet) — 3 operation(s) for bill payments.

Efí Pay (Gerencianet) Biometric Pix API

The Biometric Pix API from Efí Pay (Gerencianet) — 2 operation(s) for biometric pix.

Efí Pay (Gerencianet) Card Payments API

The Card Payments API from Efí Pay (Gerencianet) — 3 operation(s) for card payments.

Efí Pay (Gerencianet) Carnets API

The Carnets API from Efí Pay (Gerencianet) — 12 operation(s) for carnets.

Efí Pay (Gerencianet) Charges API

The Charges API from Efí Pay (Gerencianet) — 12 operation(s) for charges.

Efí Pay (Gerencianet) Configuration API

The Configuration API from Efí Pay (Gerencianet) — 1 operation(s) for configuration.

Efí Pay (Gerencianet) Devolutions API

The Devolutions API from Efí Pay (Gerencianet) — 1 operation(s) for devolutions.

Efí Pay (Gerencianet) Due Charge Batches API

The Due Charge Batches API from Efí Pay (Gerencianet) — 2 operation(s) for due charge batches.

Efí Pay (Gerencianet) Due Charges API

The Due Charges API from Efí Pay (Gerencianet) — 2 operation(s) for due charges.

Efí Pay (Gerencianet) Immediate Charges API

The Immediate Charges API from Efí Pay (Gerencianet) — 2 operation(s) for immediate charges.

Efí Pay (Gerencianet) Immediate Pix API

The Immediate Pix API from Efí Pay (Gerencianet) — 2 operation(s) for immediate pix.

Efí Pay (Gerencianet) Locations API

The Locations API from Efí Pay (Gerencianet) — 3 operation(s) for locations.

Efí Pay (Gerencianet) MED Infractions API

The MED Infractions API from Efí Pay (Gerencianet) — 2 operation(s) for med infractions.

Efí Pay (Gerencianet) Notifications API

The Notifications API from Efí Pay (Gerencianet) — 1 operation(s) for notifications.

Efí Pay (Gerencianet) Participants API

The Participants API from Efí Pay (Gerencianet) — 1 operation(s) for participants.

Efí Pay (Gerencianet) Payment Links API

The Payment Links API from Efí Pay (Gerencianet) — 3 operation(s) for payment links.

Efí Pay (Gerencianet) Pix Keys API

The Pix Keys API from Efí Pay (Gerencianet) — 3 operation(s) for pix keys.

Efí Pay (Gerencianet) Pix Send API

The Pix Send API from Efí Pay (Gerencianet) — 6 operation(s) for pix send.

Efí Pay (Gerencianet) Plans API

The Plans API from Efí Pay (Gerencianet) — 3 operation(s) for plans.

Efí Pay (Gerencianet) QR Codes API

The QR Codes API from Efí Pay (Gerencianet) — 2 operation(s) for qr codes.

Efí Pay (Gerencianet) Receipts API

The Receipts API from Efí Pay (Gerencianet) — 1 operation(s) for receipts.

Efí Pay (Gerencianet) Received Pix API

The Received Pix API from Efí Pay (Gerencianet) — 2 operation(s) for received pix.

Efí Pay (Gerencianet) Recurring Pix API

The Recurring Pix API from Efí Pay (Gerencianet) — 11 operation(s) for recurring pix.

Efí Pay (Gerencianet) Reports API

The Reports API from Efí Pay (Gerencianet) — 2 operation(s) for reports.

Efí Pay (Gerencianet) Scheduled Pix API

The Scheduled Pix API from Efí Pay (Gerencianet) — 3 operation(s) for scheduled pix.

Efí Pay (Gerencianet) SFTP API

The SFTP API from Efí Pay (Gerencianet) — 1 operation(s) for sftp.

Efí Pay (Gerencianet) Splits API

The Splits API from Efí Pay (Gerencianet) — 6 operation(s) for splits.

Efí Pay (Gerencianet) Statement Files API

The Statement Files API from Efí Pay (Gerencianet) — 2 operation(s) for statement files.

Efí Pay (Gerencianet) Statement Schedules API

The Statement Schedules API from Efí Pay (Gerencianet) — 3 operation(s) for statement schedules.

Efí Pay (Gerencianet) Subscriptions API

The Subscriptions API from Efí Pay (Gerencianet) — 9 operation(s) for subscriptions.

Efí Pay (Gerencianet) Webhooks API

The Webhooks API from Efí Pay (Gerencianet) — 8 operation(s) for webhooks.

CloudWalk Checkout Links API

Create InfinitePay-hosted checkout payment links.

CloudWalk InfinitePay Checkout API

The InfinitePay Checkout API API from CloudWalk — 0 operation(s) for infinitepay checkout api.

CloudWalk Payments API

Query the payment status of a checkout link.

Stark Bank Balance API

The balance entity holds the total funds available in your workspace and can be calculated as the sum of its transactions (cash-in + cash...

Stark Bank Boleto API

A boleto is a method you can use to charge your customers or load your Stark Bank account. Here we will teach you how to create and manag...

Stark Bank Boleto Holmes API

Honoring the famous Sherlock Holmes, this feature allows your application to investigate updated boleto status according to CIP in less t...

Stark Bank Boleto Payment API

Here we will teach you how to create and manage boleto payments.

Stark Bank Brcode Payment API

Here we will teach you how to create and manage brcode payments.

Stark Bank Darf Payment API

Here we will explain how to manually pay DARFs without bar codes.

Stark Bank Deposit API

Deposits represent passive cash-ins received by your account from external transfers or payments. In this section, we will teach you how ...

Stark Bank Dynamic Brcode API

Note:This is a basic Pix QR Code solution for one time payment. For a complete Pix QR Code receivable, check the Invoice resource. When a...

Stark Bank Event API

Every time a log is created, a corresponding event will be generated and sent to you by webhook, if the appropriate subscription was set....

Stark Bank Event Attempt API

When an Event delivery fails, an event attempt will be registered. It carries information meant to help you debug event reception issues.

Stark Bank Institutions API

An Institution is used to query institutions registered by the Brazilian Central Bank for Pix and Ted transactions.

Stark Bank Invoice API

The Invoice resource is used to request payments from customers. Your customer can pay it by scanning the Pix QR Code or making a deposit...

Stark Bank Invoice Pull Request API

An Invoice Pull Request is a command sent to the payer's bank to trigger the automatic debit of a previously issued invoice linked to an ...

Stark Bank Invoice Pull Subscription API

An Invoice Pull Subscription is a recurring payment agreement between a payer and a receiver, authorized through the Pix Automatic infras...

Stark Bank Merchant Card API

The Merchant Card resource stores information about cards used in approved purchases. These cards can be used in new purchases without th...

Stark Bank Merchant Installment API

Merchant Installments are created for every installment in a purchase. These resources will track its own due payment date and settlement...

Stark Bank Merchant Purchase API

The Merchant Purchase resource can be used to charge customers with credit or debit cards. If a card hasn't been used before, a Merchant ...

Stark Bank Merchant Session API

The Merchant Session resource can be created by a merchant and used by the card holder in order to collect their card data without having...

Stark Bank Payment Preview API

A Payment Preview is used to get information from multiple types of payment to confirm any information before actually paying. If the 'sc...

Stark Bank Payment Request API

Here we will teach you how to create and manage your payment requests. The payment request is the main element of our approval flow, whic...

Stark Bank Pix Key API

The Pix keys are saved in the DICT (Diretório de Identificadores de Contas Transacionais), the centralized Pix service managed by Bacen (...

Stark Bank Public Key API

Some of our responses will be signed using our own private key, such as the messages we send by webhook. In order to verify that it was r...

Stark Bank Split API

The Split resource is used to split an Invoice or Boleto between different receivers.

Stark Bank Split Profile API

The Split Profile resource is used to configure the behavior of split operations.

Stark Bank Split Receiver API

You can create a Receiver to an Invoice or Boleto split by using the Split Receiver resource.

Stark Bank Tax Payment API

Here we will explain how to create and manage tax payments, such as ISS and DAS.

Stark Bank Transaction API

Since Stark Bank is centralized, we have a private ledger to keep track of all transactions. It's important to understand that every fina...

Stark Bank Transfer API

Transfers are used to send money to any bank account in Brazil using the Ted or Pix systems. Here we will show you how to create and mana...

Stark Bank Utility Payment API

Here we will teach you how to create and manage utility payments, such as electricity and water bills.

Stark Bank Webhook API

You can create webhook subscriptions to receive events whenever a new log is created. We send the event by making a POST request to your ...

Stark Bank Workspace API

Workspaces are bank accounts. They have independent balances, statements, operations and permissions. The only property that is shared be...

Datanomik Accounts API

The Accounts API from Datanomik — 5 operation(s) for accounts.

Datanomik Applications API

The Applications API from Datanomik — 1 operation(s) for applications.

Datanomik Balances API

The Balances API from Datanomik — 1 operation(s) for balances.

Datanomik General Owners API

The General Owners API from Datanomik — 2 operation(s) for general owners.

Datanomik Investments API

The Investments API from Datanomik — 4 operation(s) for investments.

Datanomik Links API

The Links API from Datanomik — 1 operation(s) for links.

Datanomik Payment Slips API

The Payment Slips API from Datanomik — 1 operation(s) for payment slips.

Datanomik Payments API

The Payments API from Datanomik — 2 operation(s) for payments.

Datanomik Pix Transactions API

The Pix Transactions API from Datanomik — 2 operation(s) for pix transactions.

Datanomik Transactions API

The Transactions API from Datanomik — 2 operation(s) for transactions.

Kanastra Accounts API

The Accounts API from Kanastra — 3 operation(s) for accounts.

Kanastra Amendment API

The Amendment API from Kanastra — 1 operation(s) for amendment.

Kanastra Authentication API

The Authentication API from Kanastra — 2 operation(s) for authentication.

Kanastra Balance API

The Balance API from Kanastra — 1 operation(s) for balance.

Kanastra Bank Account Beneficiary API

The Bank Account Beneficiary API from Kanastra — 2 operation(s) for bank account beneficiary.

Kanastra Bank Slip (Boleto) API

The Bank Slip (Boleto) API from Kanastra — 5 operation(s) for bank slip (boleto).

Kanastra CNAB API

The CNAB API from Kanastra — 2 operation(s) for cnab.

Kanastra Commercial Note API

The Commercial Note API from Kanastra — 4 operation(s) for commercial note.

Kanastra Create API

The Create API from Kanastra — 1 operation(s) for create.

Kanastra File Return API

The File Return API from Kanastra — 5 operation(s) for file return.

Kanastra Guarantees API

The Guarantees API from Kanastra — 6 operation(s) for guarantees.

Kanastra Issuers API

The Issuers API from Kanastra — 2 operation(s) for issuers.

Kanastra Pagamentos API

The Pagamentos API from Kanastra — 1 operation(s) for pagamentos.

Kanastra PIX Deposit API

The PIX Deposit API from Kanastra — 2 operation(s) for pix deposit.

Kanastra PIX Keys API

The PIX Keys API from Kanastra — 5 operation(s) for pix keys.

Kanastra PIX Transfer API

The PIX Transfer API from Kanastra — 1 operation(s) for pix transfer.

Kanastra QRCodes API

The QRCodes API from Kanastra — 3 operation(s) for qrcodes.

Kanastra TED Transfer API

The TED Transfer API from Kanastra — 3 operation(s) for ted transfer.

Kanastra Transactions API

The Transactions API from Kanastra — 1 operation(s) for transactions.

Kanastra Wallet API

The Wallet API from Kanastra — 2 operation(s) for wallet.

Celcoin Card Solutions API

APIs for white-label card account creation and management, card issuance and tracking, transaction simulation, post-paid invoice manageme...

Celcoin Payments API

Embedded payment APIs covering bill payments, mobile recharges, vehicle debit, payment gateway with multi-acquirer support, Pix instant p...

Celcoin Open Finance API

Open Finance and Open Banking APIs for Payment Initiation (ITP with and without redirect), account linking with FIDO biometrics, data sha...

Celcoin AnnotationCompetenceCalendar API

The AnnotationCompetenceCalendar API from Celcoin — 1 operation(s) for annotationcompetencecalendar.

Celcoin BankCorrespondentAgent API

The BankCorrespondentAgent API from Celcoin — 2 operation(s) for bankcorrespondentagent.

Celcoin Consignee API

The Consignee API from Celcoin — 1 operation(s) for consignee.

Celcoin Files API

The Files API from Celcoin — 1 operation(s) for files.

Celcoin Guarantee API

The Guarantee API from Celcoin — 21 operation(s) for guarantee.

Celcoin LegacyGuarantee API

The LegacyGuarantee API from Celcoin — 1 operation(s) for legacyguarantee.

Celcoin LegalPerson API

The LegalPerson API from Celcoin — 1 operation(s) for legalperson.

Celcoin NaturalPerson API

The NaturalPerson API from Celcoin — 2 operation(s) for naturalperson.

Celcoin OutstandingBalance API

The OutstandingBalance API from Celcoin — 4 operation(s) for outstandingbalance.

Celcoin Proposal API

The Proposal API from Celcoin — 2 operation(s) for proposal.

Celcoin Settlement API

The Settlement API from Celcoin — 2 operation(s) for settlement.

Celcoin TaggingJourney API

The TaggingJourney API from Celcoin — 1 operation(s) for taggingjourney.

Iniciador Open Finance API

Iniciador's regulated Open Finance Brasil API surface for payment initiation and financial data sharing (accounts, credit cards, loans, f...

Efí Authorization API

OAuth2 client-credentials token endpoints (per host).

Efí Carnê API

Installment booklets. Host cobrancas.api.efipay.com.br, no mTLS.

Efí Cobranças API

Boleto / card / Pix charges. Host cobrancas.api.efipay.com.br, no mTLS.

Efí Open Finance API

Pix payment initiation via Open Finance. Host openfinance.api.efipay.com.br, mTLS required.

Efí Pix Charges API

Immediate (cob) and dated (cobv) Pix charges and payload locations. Host pix.api.efipay.com.br, mTLS required.

Efí Pix Payments API

Received Pix, sent Pix, and refunds. Host pix.api.efipay.com.br, mTLS required.

Efí Pix Webhooks API

Webhook registration for received-Pix notifications. Host pix.api.efipay.com.br, mTLS required.

Cora API

Cora's transactional banking API for Direct Integration: registered boleto and carnê (installment) issuance, Pix QR codes, account data, ...

GUARD API

Real-time consumer credit underwriting / risk-assessment API. Partners POST an underwriting request for a credit-card applicant and recei...

CC Integration API

Credit-card module integration API (private, partner B2B) for issuing and managing alt.bank white-label credit cards.

SDK KYC API

Identity verification / KYC SDK and API for onboarding and verifying applicants as part of the alt.bank credit and card flows.

Alt Bank Underwriting API

Credit underwriting and risk scoring for partner card issuance.

PicPay Ecommerce Checkout API

Public REST API on appws.picpay.com that lets merchants charge a PicPay user's wallet from an ecommerce checkout. Creates a payment with ...

PicPay Gateway Checkout API

Unified payment gateway API for accepting credit cards, PIX, and the PicPay wallet through transparent, standard, or lightbox checkout fl...

PicPay PIX API

REST API for accepting PIX (Brazil's instant payment rail) as a payment method in ecommerce. Supports PIX cobrança (charge / QR code gene...

PicPay Payment Link API

Lets merchants accept remote sales by generating a hosted PicPay checkout link that can be paid with credit card, PIX, or the PicPay wall...

Nubank Open Finance Brasil API

Open Finance Brasil endpoints registered by Nubank in the Central Bank directory. Provides consent-driven access to account, credit-card,...

NuPay for Business - Checkout API

REST API for creating and managing NuPay checkout orders, querying payment status, cancelling unpaid orders, and processing refunds for c...

NuPay for Business - Authentication API

OAuth2 app-based authorization, CIBA (Client-Initiated Backchannel Authentication) for web flows, OTP validation, and token issuance / re...

NuPay for Business - Beneficiary Management API

Register, query, and version final beneficiaries on NuPay orders with document validation across CPF, CNPJ, and international identifier ...

NuPay for Business - Event Webhooks

Signed webhook callbacks delivering payment-status and refund-status updates to merchant-configured endpoints. Includes signature validat...

Dock Caradhras API

Dock's financial infrastructure API, branded Caradhras, covering card issuing and processing, digital accounts, transfers, Pix, bank slip...

Other industries in Brazil

Data & Analytics 17 Financial Services 17 Government & Public Sector 15 Supply Chain & Procurement 11 Artificial Intelligence 9 Cybersecurity & Identity 9 Blockchain, Crypto & Web3 8 Insurance 8 Logistics 8 Healthcare 7 Digital Health & Telehealth 6 Education & EdTech 6 All of Brazil →

Banking & Open Banking elsewhere

North America 170 Europe 151 United Kingdom & Ireland 87 Australia & New Zealand 66 Latin America 43 India & South Asia 32 Africa 22 France & Iberia 18 DACH (Germany · Austria · Switzerland) 16 Middle East 16 Southeast Asia 10 Nordics 8 All of Banking & Open Banking →

This page is the intersection of two independently computed cohorts: Brazil and Banking & Open Banking. A provider appears here only when it is already a member of both. Brazil membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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