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Underwriting Standards
A curated collection of data standards, APIs, and specifications used in insurance underwriting. This covers the landscape of industry-wide data interchange formats, protocol standards, and API ecosystems that enable carriers, MGAs, brokers, and InsurTech platforms to exchange underwriting data programmatically. Key standards include ACORD (Property & Casualty, Life, Reinsurance), LIMRA LDEx (employee benefits), and emerging OpenInsurance initiatives.
Resources
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ACORD Next-Generation Digital Standards API
ACORD (Association for Cooperative Operations Research and Development) provides the insurance industry's primary data standards. The Next-Generation Digital Standards (NGDS) are JSON/YAML-based transaction-centric standards for RESTful AP…
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LIMRA LDEx Data Exchange Standards
The LIMRA Data Exchange (LDEx) Standards are free, collaboratively developed standards for exchanging employee workplace benefits data between carriers and benefits administration platforms. LDEx provides REST API endpoints compliant with…
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Providers working in Underwriting Standards
Providers whose own tags share at least two of this topic's tags, most shared first — the top 30 of 313.
| Provider | About | Rating | APIs |
|---|---|---|---|
| Whitespace | Whitespace Software Limited is a London-based digital placing platform for the Lloyd's and London (re)insurance market, and one of only two electronic placing systems given fully recognised status by Lloyd's. Acquired by Verisk (via Sequel… | developing | 1 |
| Lloyd's of London | Lloyd's of London is the world's specialist insurance and reinsurance market, operating as a regulated marketplace rather than as a carrier: the Corporation of Lloyd's oversees syndicates, managing agents, brokers and coverholders who unde… | thin | 4 |
| Artificial Labs | Artificial Labs is a London-based insurance technology company building algorithmic and digital underwriting software for the specialty and reinsurance market, with the Lloyd's of London subscription market as its home ground. Founded and… | thin | 0 |
| Send Technology | Send Technology Solutions Ltd is a London-headquartered insurtech software company, founded in 2017, that builds an underwriting workbench for commercial and specialty insurers, MGAs and reinsurers. Its platform covers submission managemen… | emerging | 0 |
| Kalepa | Kalepa is a New York–headquartered insurtech founded in 2018 by Paul Monasterio and Daniel Hillman that builds Copilot, an AI underwriting workbench sold to commercial property and casualty carriers, MGAs, mutuals and brokers in its home m… | emerging | 0 |
| EIS Group | EIS Group (EIS Ltd) is a United States core-systems vendor for insurance, founded in 2008 out of Exigen Insurance Solutions and headquartered in San Francisco, California. EIS sells the EIS Platform and EIS OneSuite — a cloud-native, micro… | emerging | 0 |
| Bestow | Bestow is a Dallas, Texas life insurance technology company building a unified SaaS platform for life insurance carriers, agents, and embedded partners. Founded in 2016, Bestow provides end-to-end and modular solutions across new business… | minimal | 0 |
| ACORD | ACORD is the global standards-setting body for the insurance industry, publishing the data standards that insurers, reinsurers, brokers, MGAs and software vendors use to exchange policy, claims, party, underwriting, accounting and settleme… | strong | 6 |
| Origami Risk | Origami Risk is a Chicago-headquartered risk, safety and insurance SaaS company founded in 2009 that began as a single-version cloud RMIS (risk management information system) and grew into a core-systems platform for the United States prop… | developing | 4 |
| Socotra | Socotra is a cloud-native insurance core platform that lets carriers, MGAs, and program administrators configure, launch, and operate insurance products across any line, geography, or distribution channel. Its Connected Core / Insurance Su… | developing | 1 |
| Evari | Evari is an insurance technology company founded in Sydney by Daniel Fogarty (former CEO of Zurich Australia and New Zealand), Robert Jeffery and Brack Norris, and now operating as Evari Services UK Ltd. It launched as a digital small-busi… | developing | 1 |
| PPL | PPL (Placing Platform Limited) is the London Market's not-for-profit electronic placing platform, incorporated in England and Wales in 2013 and trading since the first risk was bound on the platform in July 2016. Owned collectively by the… | developing | 5 |
| Zinnia | Zinnia is an Eldridge-backed insurance technology and third-party administration company that provides the policy administration, new business, order entry, illustration, document and in-force servicing infrastructure behind a large share… | developing | 20 |
| Ripe Insurance | Ripe Insurance Services Limited, trading as Ripe and part of Ripe Thinking Limited, is a Stockport-based United Kingdom digital Managing General Agent and specialist insurance intermediary authorised and regulated by the Financial Conduct… | developing | 2 |
| Open | Open Insurance Pty Limited (ABN 23 166 949 444, AFSL 451712), trading as Open, is an Australian insurtech and underwriting agency that packages car, home and contents, landlord and travel cover as an embedded product other brands can sell.… | developing | 1 |
| Majesco | Majesco is a global provider of cloud-native insurance software for Property & Casualty and Life, Annuity & Health carriers, serving 130+ insurers worldwide from its Morristown, New Jersey headquarters. Founded in 1989, it unifies Policy,… | developing | 1 |
| Hiscox | Hiscox Ltd is a diversified international specialist insurance and reinsurance group with roots in the Lloyd's of London market dating to 1901, domiciled in Bermuda and listed on the London Stock Exchange, operating from 31 offices across… | thin | 4 |
| INSTANDA | INSTANDA is a London-headquartered no-code insurance core-systems vendor, trading as F2X Group Limited (England and Wales no. 05236974) from 70 Gracechurch Street in the City of London, a few streets from Lloyd's. Founded in 2015 by Tim Ha… | thin | 0 |
| Archipelago | Archipelago is a San Francisco-based insurtech company, founded in 2018, that operates an AI-powered platform and agent for property and casualty (P&C) insurance risk data. Its software helps commercial property owners, brokers, and insura… | thin | 1 |
| Coverforce | CoverForce is a commercial insurance distribution infrastructure platform headquartered in New York City. It provides a unified RESTful API and white-label software that let insurance agencies, agency networks, wholesalers, carriers, insur… | thin | 1 |
| Accelerant | Accelerant Holdings (NYSE: ARX) operates the Accelerant Risk Exchange, a data-driven marketplace that connects underwriters of specialty insurance risk — MGAs, program administrators, captive managers and retail brokers, referred to as Mem… | thin | 1 |
| Cytora | Cytora is a London-headquartered insurtech, founded in 2012 as a University of Cambridge spinout, that sells a digital risk processing platform to commercial insurers, wholesale brokers, MGAs and reinsurers. Its software ingests inbound su… | thin | 2 |
| Ki Insurance | Ki is the first fully digital, algorithmically driven syndicate at Lloyd's of London, launched in 2020 out of Brit with Google Cloud and University College London and capitalised with US$500m from Blackstone Tactical Opportunities and Fair… | emerging | 1 |
| Honey Insurance | Honey Insurance is an Australian direct-to-consumer insurtech selling smart home, contents, renters and landlord insurance, founded by Richard Joffe and headquartered in Sydney. Honey Insurance Pty Ltd (ABN 52 643 672 628, AFSL 528244) dis… | emerging | 0 |
| Definity Financial | Definity Financial Corporation is a Canadian property and casualty insurance group headquartered in Waterloo, Ontario and listed on the Toronto Stock Exchange (DFY). It is the demutualized successor to Economical Mutual Insurance Company,… | emerging | 0 |
| Wynsure | Wynsure is an end-to-end insurance policy administration platform from Mphasis Wyde that delivers Quote-to-Claims capabilities across Group, Individual, Life, Annuities, Health, Disability, Accident, Dental, and Vision lines. The multi-lan… | emerging | 6 |
| Marshmallow | Marshmallow is a London-headquartered UK insurtech founded in 2017 by twins Alexander and Oliver Kent-Braham with engineer David Goate, built around a single underserved segment: people who have recently moved to the United Kingdom. Tradit… | emerging | 0 |
| Certificial | Certificial operates the Smart COI Network, a real-time certificate of insurance (COI) tracking, issuance and compliance platform used by requestors, insureds, and insurance agents and brokers. Instead of a static PDF certificate that goes… | emerging | 2 |
| Resilience | Resilience is a United States cyber-risk company that underwrites cyber insurance and technology errors-and-omissions coverage while running the security analytics and claims service around it. Founded in 2016 by operators out of US milita… | emerging | 1 |
| Open GI | Open GI is a Worcester-headquartered insurance software house that has supplied the UK and Ireland general insurance market for more than 45 years, serving over 600 broker, MGA and insurer customers across personal and commercial lines. It… | emerging | 1 |
Tags
UnderwritingInsuranceStandardsACORDData ExchangeInsurtech