Prescience

Prescience, Inc. is a Y Combinator (Summer 2026) health benefits platform for employers, building "healthcare for the age of abundant intelligence." It uses machine-learning underwriting to design custom, largely self-insured health plans that aim to cut employer healthcare spend 20-50% versus traditional PEO and insurer plans, pairing $0-deductible coverage, included GLP-1 medications, wearables, and a 24/7 AI Care Companion for members. The company sells to employers, private-equity portfolios, and providers, and publicly attests to SOC 2 and HIPAA compliance. As of this profile it exposes a marketing and member/employer web application only - no public API, developer portal, SDKs, MCP server, or machine-readable specification was found.

Prescience is profiled on the APIs.io network. Tagged areas include Company, Healthcare, Health Insurance, Employee Benefits, and Insurance.

Prescience’s developer surface includes pricing, signup flow, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

18.3/100 emerging ▬ flat Agent 0/100 human only Front door AI 3/6 light saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFree

0 APIs

Company Healthcare Health Insurance Employee Benefits Insurance Artificial Intelligence Machine Learning Startups Y Combinator

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 18.3/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 11.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.1 / 9

Regulatory Posture 2.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

13 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 0.0 — up to +20.0 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/prescience-inc/apis.yml: open an issue on github.com/api-evangelist/prescience-inc to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Prescience API pricing

Prices published by Prescience, read 2026-10-07 from www.getprescience.com/smbs.

Plan	Price
No admin fees	$0 Includes: Plan setup and ongoing admin included

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Prescience Inc Plans Pricing

1 plans

PLANS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Prescience Inc Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Commercial 4

Pricing, plans, and the legal terms of use

Pricing

Plans

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

About

About

Careers

Careers

Source (apis.yml)

aid: prescience-inc
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/prescience-inc.png
name: Prescience
description: Prescience, Inc. is a Y Combinator (Summer 2026) health benefits platform for employers, building "healthcare
  for the age of abundant intelligence." It uses machine-learning underwriting to design custom, largely self-insured health
  plans that aim to cut employer healthcare spend 20-50% versus traditional PEO and insurer plans, pairing $0-deductible coverage,
  included GLP-1 medications, wearables, and a 24/7 AI Care Companion for members. The company sells to employers, private-equity
  portfolios, and providers, and publicly attests to SOC 2 and HIPAA compliance. As of this profile it exposes a marketing
  and member/employer web application only - no public API, developer portal, SDKs, MCP server, or machine-readable specification
  was found.
url: https://raw.githubusercontent.com/api-evangelist/prescience-inc/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Healthcare
- Health Insurance
- Employee Benefits
- Insurance
- Artificial Intelligence
- Machine Learning
- Startups
- Y Combinator
tags_raw:
- Company
- Healthcare
- Health Insurance
- Employee Benefits
- Insurance
- Artificial Intelligence
- Machine Learning
- Startups
- Y Combinator
- Machine-Learning
apis: []
common:
- type: Pricing
  url: https://www.getprescience.com/smbs
- type: Plans
  url: plans/prescience-inc-plans-pricing.yml
- type: DomainSecurity
  url: security/prescience-inc-domain-security.yml
- type: Website
  url: https://www.getprescience.com
- type: About
  url: https://www.getprescience.com/about
- type: Careers
  url: https://careers.getprescience.com
- type: SignUp
  url: https://www.getprescience.com/get-started
- type: Login
  url: https://www.getprescience.com/signin
- type: TermsOfService
  url: https://www.getprescience.com/terms
- type: PrivacyPolicy
  url: https://www.getprescience.com/privacy
- type: Compliance
  url: https://www.getprescience.com/privacy#soc-2
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1
x-legal-name: Prescience Inc

Prescience API — frequently asked questions

How much does the Prescience API cost?

Prescience publishes its prices; its No admin fees plan is $0 as of 2026-10-07. APIs.io lists 1 pricing plan for Prescience, with each plan's price, limits and inclusions under Pricing on this page.

Is the Prescience API ready for AI agents?

Prescience has a Kin Score of 18.3 out of 100 (emerging) and an Agent Readiness score of 0.0 (human-only), scored by API Evangelist on 2026-11-06.

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get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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