MX

aid: mx
url: https://raw.githubusercontent.com/api-evangelist/mx/refs/heads/main/apis.yml
name: MX
kind: company
description: MX Technologies is a privately held financial data platform headquartered in Lehi, Utah, operating as a B2B data
  aggregator and open-finance infrastructure provider rather than a chartered bank or credit union. MX connects consumer and
  business accounts across tens of thousands of financial institutions and fintechs, then cleanses, categorizes, and enhances
  the resulting transaction data so banks and fintechs can build verification, aggregation, and personal-finance experiences.
  Unlike most US banks, MX runs a real, self-documented developer surface — the MX Platform API (HTTP Basic auth over https://api.mx.com),
  a Consent Management API, and a Data Access product that shares and consumes institution data using FDX and OAuth standards
  — with downloadable OpenAPI 3.0 specifications published at docs.mx.com. MX is one of the major US open-finance aggregators
  (alongside Plaid, Finicity, and Akoya) and positions Data Access as FDX-conformant, consumer-permissioned, tokenized data
  sharing.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-11'
  method: derived
accessModel:
  pricing: paid
  onboarding: partner
  trial: false
  try_now: false
  public: false
  label: Paid · Partner/sales onboarding (API keys via developer portal)
  confidence: medium
  source:
  - documentation
  - authentication
  generated: '2026-07-23'
  method: manual
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Open Finance
- Data Aggregation
- FDX
- Fintech
- Financial Data
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: mx:mx-platform-api
  name: MX Platform API
  description: The MX Platform API aggregates and enhances financial data, connecting apps and websites to tens of thousands
    of financial institutions. Covers users, members, accounts, transactions, categorization, insights, verification, and
    widgets. OpenAPI 3.0 (version v20250224), HTTP Basic authentication.
  humanURL: https://docs.mx.com/api-reference/platform-api/reference/mx-platform-api
  baseURL: https://api.mx.com
  tags:
  - Financial Data
  - Aggregation
  - Data Enhancement
  - Verification
  properties:
  - type: OpenAPI
    url: openapi/mx-platform-api-openapi.yml
  - type: Documentation
    url: https://docs.mx.com/api-reference/platform-api/overview/architecture-and-security
  - type: APIReference
    url: https://docs.mx.com/api-reference/platform-api/reference/mx-platform-api
  - type: Authentication
    url: https://docs.mx.com/resources/oauth-guide
  - type: MCPServer
    url: mcp/mx-mcp.yml
  - type: ToolCrosswalk
    url: mcp/mx-tool-crosswalk.yml
  - type: Overlay
    url: overlays/mx-platform-api-overlay.yaml
- aid: mx:mx-data-access
  name: MX Data Access
  description: Data Access is MX's open-finance API platform for sharing an institution's financial data and accessing other
    institutions' data using FDX and OAuth standards, with tokenized, consumer-permissioned access that consumers can grant,
    modify, and revoke at any time.
  humanURL: https://docs.mx.com/products/data/data-access
  tags:
  - Open Finance
  - FDX
  - OAuth
  - Data Access
  properties:
  - type: Documentation
    url: https://docs.mx.com/products/data/data-access
- aid: mx:mx-consent-management-openapi
  name: MX Consent Management V4 API
  description: MX Consent Management V4 API from MX — 4 path(s) described in OpenAPI.
  humanURL: https://docs.mx.com/api-reference/platform-api/reference/mx-platform-api
  baseURL: https://api.mx.com
  properties:
  - type: OpenAPI
    url: openapi/mx-consent-management-openapi.yml
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/mx/overview
- type: TrustCenter
  url: security/mx-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/mx-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/mx-domain-security.yml
- type: Authentication
  url: authentication/mx-authentication.yml
- type: Website
  url: https://www.mx.com/
- type: DeveloperPortal
  url: https://developer.mx.com/
- type: Documentation
  url: https://docs.mx.com/
- type: GitHubOrganization
  url: https://github.com/mxenabled
- type: LinkedIn
  url: https://www.linkedin.com/company/425337
- type: Blog
  url: https://www.mx.com/blog/
- type: TermsOfService
  url: https://www.mx.com/terms/
- type: PrivacyPolicy
  url: https://www.mx.com/privacy/
- type: Support
  url: https://support.mx.com/
- type: StatusPage
  url: https://status.mx.com/
- type: Deprecation
  url: https://docs.mx.com/api-reference/platform-api/overview/versioning
- type: Security
  url: https://mx.com/security-policy/
- type: SecurityTxt
  url: well-known/mx-security.txt
- type: WellKnown
  url: well-known/mx-well-known.yml
- type: Compliance
  url: https://www.mx.com/trust/
- type: Packages
  url: packages/mx-packages.yml
- type: SDKs
  url: packages/mx-packages.yml
- type: LLMsTxt
  url: llms/mx-llms.txt
- type: Conventions
  url: conventions/mx-conventions.yml
- type: ErrorCatalog
  url: errors/mx-problem-types.yml
- type: RateLimits
  url: rate-limits/mx-rate-limits.yml
- type: Lifecycle
  url: lifecycle/mx-lifecycle.yml
- type: ChangeLog
  url: changelog/mx-changelog.yml
- type: Sandbox
  url: sandbox/mx-sandbox.yml
- type: Components
  url: components/mx-components.yml
- type: DataModel
  url: data-model/mx-data-model.yml
- type: Conformance
  url: conformance/mx-conformance.yml
- type: Webhooks
  url: asyncapi/mx-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: SignUp
  url: https://dashboard.mx.com/sign_up
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com