Hippo Insurance

Hippo is a modern homeowners insurance carrier that also offers landlord, fire, flood, pet, and auto add-ons, backed by 70+ carrier partners. Hippo's smart-home angle is the Hippo Home app, which delivers DIY maintenance checklists, seasonal guidance, and a home health score. Hippo's B2B distribution runs through First Connect, an API-driven independent-agent platform with 100+ carriers and MGAs, and Spinnaker for MGA carrier paper.

Hippo Insurance publishes 4 APIs on the APIs.io network. Tagged areas include Insurance, Homeowners, Insurtech, Smart Home, and Agents.

Hippo Insurance’s developer surface includes engineering blog, FAQ, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.4/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

AccessFree

4 APIs

Insurance Homeowners Insurtech Smart Home Agents MGA Embedded Insurance Carrier

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 16.4/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 6.3 / 17

Operational Transparency 2.3 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 2.5 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hippo-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Hippo Insurance Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Access & Security 2

Authentication, authorization, and security posture

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Learn 1

Tutorials, courses, talks, and written guidance

LearnCenter

LearnCenter

Operate 2

Status, limits, changes, and where to get help

FAQ

FAQ

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

FirstConnect

FirstConnect

Spinnaker

Spinnaker

Source (apis.yml)

aid: hippo-insurance
url: https://raw.githubusercontent.com/api-evangelist/hippo-insurance/refs/heads/main/apis.yml
name: Hippo Insurance
kind: company
description: Hippo is a modern homeowners insurance carrier that also offers landlord, fire, flood, pet, and auto add-ons,
  backed by 70+ carrier partners. Hippo's smart-home angle is the Hippo Home app, which delivers DIY maintenance checklists,
  seasonal guidance, and a home health score. Hippo's B2B distribution runs through First Connect, an API-driven independent-agent
  platform with 100+ carriers and MGAs, and Spinnaker for MGA carrier paper.
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hippo-insurance.png
tags:
- Insurance
- Homeowners
- Insurtech
- Smart Home
- Agents
- MGA
- Embedded Insurance
- Carrier
created: '2026-05-23'
modified: '2026-05-23'
specificationVersion: '0.23'
apis:
- aid: hippo-insurance:hippo-consumer
  name: Hippo Consumer Quote & Bind
  description: Direct-to-consumer homeowners quote, bind, and policy management. Quotes delivered in under 60 seconds. No
    public API; carrier partnerships are managed via First Connect.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.hippo.com/
  baseURL: https://www.hippo.com
  tags:
  - Consumer
  - Quotes
  - Bind
  - Homeowners
  tags_raw:
  - Consumer
  - Quote
  - Bind
  - Homeowners
  properties:
  - type: ProductPage
    url: https://www.hippo.com/
  - type: HippoPlus
    url: https://www.hippo.com/hippo-plus
  - type: Landlord
    url: https://www.hippo.com/landlord-insurance
  - type: LearnCenter
    url: https://www.hippo.com/learn-center
  - type: FAQ
    url: https://faq.hippo.com/en/
- aid: hippo-insurance:hippo-home
  name: Hippo Home App
  description: Hippo Home is the consumer smart-home companion app for iOS and Android. Provides DIY maintenance checklists,
    seasonal guidance, and a home health score. No public API; integrations are sales-led.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.hippo.com/
  baseURL: https://www.hippo.com
  tags:
  - Mobile
  - Smart Home
  - Maintenance
  - Consumer
  properties:
  - type: ProductPage
    url: https://www.hippo.com/
- aid: hippo-insurance:first-connect
  name: First Connect (Independent Agent Platform)
  description: First Connect, a Hippo subsidiary, is an API-first digital platform giving independent agents one-stop access
    to 100+ home, auto, cyber, small business, life, and specialty carriers and MGAs. The portal bridges to carrier APIs for
    quote and bind in as few keystrokes as possible. Access is gated; commercial terms are agent commission split, zero access
    fees.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.firstconnectinsurance.com/
  baseURL: https://portal.firstconnectinsurance.com
  tags:
  - Agents
  - Portal
  - Quotes
  - Bind
  - Carrier Network
  tags_raw:
  - Agents
  - Portal
  - API
  - Quote
  - Bind
  - Carrier Network
  properties:
  - type: ProductPage
    url: https://www.firstconnectinsurance.com/
  - type: AgentPortal
    url: https://portal.firstconnectinsurance.com/
  - type: HippoCarrierPage
    url: https://www.firstconnectinsurance.com/carriers/hippo/
  - type: CarrierSearch
    url: https://www.firstconnectinsurance.com/carrier-search/
  - type: HippoAgentInfo
    url: https://www.hippo.com/agents
  - type: AgentApplication
    url: https://info.firstconnectinsurance.com/get-hippo
- aid: hippo-insurance:spinnaker
  name: Spinnaker Insurance (MGA Carrier Paper)
  description: Spinnaker is Hippo's affiliated specialty admitted carrier providing paper for MGAs and program administrators.
    Integrations are sales-led.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://spinnakerins.com/
  baseURL: https://spinnakerins.com
  tags:
  - MGA
  - Carrier
  - Specialty
  - B2B
  properties:
  - type: ProductPage
    url: https://spinnakerins.com/
common:
- type: TrustCenter
  url: security/hippo-insurance-trust-center.yml
- type: DomainSecurity
  url: security/hippo-insurance-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/hippo-insurance
- type: Website
  url: https://www.hippo.com/
- type: Blog
  url: https://www.hippo.com/blog
- type: LearnCenter
  url: https://www.hippo.com/learn-center
- type: FAQ
  url: https://faq.hippo.com/en/
- type: FirstConnect
  url: https://www.firstconnectinsurance.com/
- type: Spinnaker
  url: https://spinnakerins.com/
- type: Plans
  url: plans/hippo-insurance-plans-pricing.yml
- type: RateLimits
  url: rate-limits/hippo-insurance-rate-limits.yml
- type: FinOps
  url: finops/hippo-insurance-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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Hippo Insurance

Kin Score

APIs 4

Hippo Consumer Quote & Bind

Hippo Home App

First Connect (Independent Agent Platform)

Spinnaker Insurance (MGA Carrier Paper)

Pricing Plans 1

Hippo Insurance Plans Pricing