Hippo Insurance website screenshot

Hippo Insurance

Hippo is a modern homeowners insurance carrier that also offers landlord, fire, flood, pet, and auto add-ons, backed by 70+ carrier partners. Hippo's smart-home angle is the Hippo Home app, which delivers DIY maintenance checklists, seasonal guidance, and a home health score. Hippo's B2B distribution runs through First Connect, an API-driven independent-agent platform with 100+ carriers and MGAs, and Spinnaker for MGA carrier paper.

Hippo Insurance publishes 4 APIs on the APIs.io network. Tagged areas include Insurance, Homeowners, Insurtech, Smart Home, and Agents.

Hippo Insurance’s developer surface includes engineering blog, FAQ, and 10 more developer resources.

17.8/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessFree
4 APIs
InsuranceHomeownersInsurtechSmart HomeAgentsMGAEmbedded InsuranceCarrier

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 17.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 7.4 / 20
Operational Transparency 2.7 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hippo-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Hippo Consumer Quote & Bind

Direct-to-consumer homeowners quote, bind, and policy management. Quotes delivered in under 60 seconds. No public API; carrier partnerships are managed via First Connect.

Hippo Home App

Hippo Home is the consumer smart-home companion app for iOS and Android. Provides DIY maintenance checklists, seasonal guidance, and a home health score. No public API; integrat...

First Connect (Independent Agent Platform)

First Connect, a Hippo subsidiary, is an API-first digital platform giving independent agents one-stop access to 100+ home, auto, cyber, small business, life, and specialty carr...

Spinnaker Insurance (MGA Carrier Paper)

Spinnaker is Hippo's affiliated specialty admitted carrier providing paper for MGAs and program administrators. Integrations are sales-led.

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Hippo Insurance Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hippo Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Hippo Insurance Trust Center

SOC 2, CSA STAR

SECURITY

Resources

Access & Security 2

Authentication, authorization, and security posture

Learn 1

Tutorials, courses, talks, and written guidance

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: hippo-insurance
url: https://raw.githubusercontent.com/api-evangelist/hippo-insurance/refs/heads/main/apis.yml
name: Hippo Insurance
kind: company
description: Hippo is a modern homeowners insurance carrier that also offers landlord, fire, flood, pet, and auto add-ons,
  backed by 70+ carrier partners. Hippo's smart-home angle is the Hippo Home app, which delivers DIY maintenance checklists,
  seasonal guidance, and a home health score. Hippo's B2B distribution runs through First Connect, an API-driven independent-agent
  platform with 100+ carriers and MGAs, and Spinnaker for MGA carrier paper.
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hippo-insurance.png
tags:
- Insurance
- Homeowners
- Insurtech
- Smart Home
- Agents
- MGA
- Embedded Insurance
- Carrier
created: '2026-05-23'
modified: '2026-05-23'
specificationVersion: '0.19'
apis:
- aid: hippo-insurance:hippo-consumer
  name: Hippo Consumer Quote & Bind
  description: Direct-to-consumer homeowners quote, bind, and policy management. Quotes delivered in under 60 seconds. No
    public API; carrier partnerships are managed via First Connect.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.hippo.com/
  baseURL: https://www.hippo.com
  tags:
  - Consumer
  - Quote
  - Bind
  - Homeowners
  properties:
  - type: ProductPage
    url: https://www.hippo.com/
  - type: HippoPlus
    url: https://www.hippo.com/hippo-plus
  - type: Landlord
    url: https://www.hippo.com/landlord-insurance
  - type: LearnCenter
    url: https://www.hippo.com/learn-center
  - type: FAQ
    url: https://faq.hippo.com/en/
- aid: hippo-insurance:hippo-home
  name: Hippo Home App
  description: Hippo Home is the consumer smart-home companion app for iOS and Android. Provides DIY maintenance checklists,
    seasonal guidance, and a home health score. No public API; integrations are sales-led.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.hippo.com/
  baseURL: https://www.hippo.com
  tags:
  - Mobile
  - Smart Home
  - Maintenance
  - Consumer
  properties:
  - type: ProductPage
    url: https://www.hippo.com/
- aid: hippo-insurance:first-connect
  name: First Connect (Independent Agent Platform)
  description: First Connect, a Hippo subsidiary, is an API-first digital platform giving independent agents one-stop access
    to 100+ home, auto, cyber, small business, life, and specialty carriers and MGAs. The portal bridges to carrier APIs for
    quote and bind in as few keystrokes as possible. Access is gated; commercial terms are agent commission split, zero access
    fees.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.firstconnectinsurance.com/
  baseURL: https://portal.firstconnectinsurance.com
  tags:
  - Agents
  - Portal
  - API
  - Quote
  - Bind
  - Carrier Network
  properties:
  - type: ProductPage
    url: https://www.firstconnectinsurance.com/
  - type: AgentPortal
    url: https://portal.firstconnectinsurance.com/
  - type: HippoCarrierPage
    url: https://www.firstconnectinsurance.com/carriers/hippo/
  - type: CarrierSearch
    url: https://www.firstconnectinsurance.com/carrier-search/
  - type: HippoAgentInfo
    url: https://www.hippo.com/agents
  - type: AgentApplication
    url: https://info.firstconnectinsurance.com/get-hippo
- aid: hippo-insurance:spinnaker
  name: Spinnaker Insurance (MGA Carrier Paper)
  description: Spinnaker is Hippo's affiliated specialty admitted carrier providing paper for MGAs and program administrators.
    Integrations are sales-led.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://spinnakerins.com/
  baseURL: https://spinnakerins.com
  tags:
  - MGA
  - Carrier
  - Specialty
  - B2B
  properties:
  - type: ProductPage
    url: https://spinnakerins.com/
common:
- type: TrustCenter
  url: security/hippo-insurance-trust-center.yml
- type: DomainSecurity
  url: security/hippo-insurance-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/hippo-insurance
- type: Website
  url: https://www.hippo.com/
- type: Blog
  url: https://www.hippo.com/blog
- type: LearnCenter
  url: https://www.hippo.com/learn-center
- type: FAQ
  url: https://faq.hippo.com/en/
- type: FirstConnect
  url: https://www.firstconnectinsurance.com/
- type: Spinnaker
  url: https://spinnakerins.com/
- type: Plans
  url: plans/hippo-insurance-plans-pricing.yml
- type: RateLimits
  url: rate-limits/hippo-insurance-rate-limits.yml
- type: FinOps
  url: finops/hippo-insurance-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com