Encompass Developer Connect

Encompass Developer Connect is the ICE Mortgage Technology REST API platform that allows developers to configure, customize, and administer loan information and resources programmatically. It covers loan manufacturing, loan pipeline, product and pricing, compliance, documents and eFolder, loan data extracts, and loan folders. Access is authenticated via OAuth 2.0 with support for user impersonation, ISV partner API users, and federated SAML SSO.

Encompass Developer Connect publishes 3 APIs on the APIs.io network: Authentication API, Loan Pipeline API, and Loans API. Tagged areas include Encompass, ICE Mortgage Technology, Loan Origination, Lending, and Mortgage.

Encompass Developer Connect’s developer surface includes authentication, documentation, getting-started guide, release notes, pricing, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

32.7/100 thin ▬ flat Agent 23/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessFreemiumSelf serve⚡ Free to try

1 APIs

EncompassICE Mortgage Technology Loan Origination Lending Mortgage REST API

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 32.7/100 · thin

Contract Quality 12.8 / 23

Developer Ergonomics 5.1 / 18

Access Clarity 2.8 / 18

Operational Transparency 3.1 / 12

Contract Governance 0.0 / 11

Discoverability 6.2 / 9

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 23/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/encompass-developer-connect: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Encompass Developer Connect Authentication API

OAuth 2.0 token operations for issuing and revoking access tokens against Encompass Developer Connect. Supports user impersonation, ISV partner API user, and federated SAML SSO ...

Encompass Developer Connect Loan Pipeline API

Operations for searching and filtering Encompass loan pipelines, including saved pipeline views and ad-hoc cursor-based queries across the loan portfolio.

Encompass Developer Connect Loans API

Operations for retrieving, creating, updating, and deleting Encompass loan files and the rich loan field data model used across the mortgage origination lifecycle.

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Encompass Developer Connect Authentication API

OPEN COLLECTION

Encompass Developer Connect Authentication Loan Pipeline API

OPEN COLLECTION

Encompass Developer Connect Authentication Loans API

OPEN COLLECTION

Encompass Developer Connect API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Encompass Developer Connect Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Encompass Developer Connect Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Encompass Developer Connect Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Encompass Developer Connect Authentication

oauth2 · 1 scheme

SECURITY

Encompass Developer Connect Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Encompass Developer Connect Scopes

2 scopes · password/clientCredentials

2 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Encompass Developer Connect Agentic Access

6 operations · 5 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

OAuthScopes

Authentication

Operate 2

Status, limits, changes, and where to get help

Forums

Forums

ReleaseNotes

ReleaseNotes

Commercial 1

Pricing, plans, and the legal terms of use

Pricing

Pricing

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: encompass-developer-connect
name: Encompass Developer Connect
description: Encompass Developer Connect is the ICE Mortgage Technology REST API platform that allows developers to configure,
  customize, and administer loan information and resources programmatically. It covers loan manufacturing, loan pipeline,
  product and pricing, compliance, documents and eFolder, loan data extracts, and loan folders. Access is authenticated via
  OAuth 2.0 with support for user impersonation, ISV partner API users, and federated SAML SSO.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
position: Consuming
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/encompass-developer-connect.png
tags:
- Encompass
- ICE Mortgage Technology
- Loan Origination
- Lending
- Mortgage
- REST API
created: '2025-02-21'
modified: '2026-05-19'
url: https://raw.githubusercontent.com/api-evangelist/encompass-developer-connect/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: encompass-developer-connect:encompass-developer-connect-authentication-api
  name: Encompass Developer Connect Authentication API
  description: OAuth 2.0 token operations for issuing and revoking access tokens against Encompass Developer Connect. Supports
    user impersonation, ISV partner API user, and federated SAML SSO grant flows.
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
  baseURL: https://api.elliemae.com/encompass/v3
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/encompass-developer-connect-authentication-api-openapi.yml
  - type: Documentation
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
  - type: GettingStarted
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/getting-started
  - type: Authentication
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/authentication-and-authorization
  - type: Postman
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/postman
  - type: Forums
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/developer-forum
  - type: ReleaseNotes
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/release-notes
- aid: encompass-developer-connect:encompass-developer-connect-loan-pipeline-api
  name: Encompass Developer Connect Loan Pipeline API
  description: Operations for searching and filtering Encompass loan pipelines, including saved pipeline views and ad-hoc
    cursor-based queries across the loan portfolio.
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
  baseURL: https://api.elliemae.com/encompass/v3
  tags:
  - Loan Pipeline
  properties:
  - type: OpenAPI
    url: openapi/encompass-developer-connect-loan-pipeline-api-openapi.yml
  - type: Documentation
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
  - type: GettingStarted
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/getting-started
  - type: Authentication
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/authentication-and-authorization
  - type: Postman
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/postman
  - type: Forums
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/developer-forum
  - type: ReleaseNotes
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/release-notes
- aid: encompass-developer-connect:encompass-developer-connect-loans-api
  name: Encompass Developer Connect Loans API
  description: Operations for retrieving, creating, updating, and deleting Encompass loan files and the rich loan field data
    model used across the mortgage origination lifecycle.
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
  baseURL: https://api.elliemae.com/encompass/v3
  tags:
  - Loans
  properties:
  - type: OpenAPI
    url: openapi/encompass-developer-connect-loans-api-openapi.yml
  - type: Documentation
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
  - type: GettingStarted
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/getting-started
  - type: Authentication
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/authentication-and-authorization
  - type: Postman
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/postman
  - type: Forums
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/developer-forum
  - type: ReleaseNotes
    url: https://developer.icemortgagetechnology.com/developer-connect/docs/release-notes
common:
- type: AgenticAccess
  url: agentic-access/encompass-developer-connect-agentic-access.yml
- type: DomainSecurity
  url: security/encompass-developer-connect-domain-security.yml
- type: Authentication
  url: authentication/encompass-developer-connect-authentication.yml
- type: OAuthScopes
  url: scopes/encompass-developer-connect-scopes.yml
- type: GitHubOrganization
  url: https://github.com/ICEMortgageTechnology
- type: Website
  url: https://developer.icemortgagetechnology.com/
- type: Documentation
  url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
- type: GettingStarted
  url: https://developer.icemortgagetechnology.com/developer-connect/docs/getting-started
- type: Authentication
  url: https://developer.icemortgagetechnology.com/developer-connect/docs/authentication-and-authorization
- type: Forums
  url: https://developer.icemortgagetechnology.com/developer-connect/docs/developer-forum
- type: ReleaseNotes
  url: https://developer.icemortgagetechnology.com/developer-connect/docs/release-notes
- type: Pricing
  url: https://www.icemortgagetechnology.com/encompass
- url: https://developer.icemortgagetechnology.com/developer-connect/docs/blogs
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-parent: encompass
x-relationship: product

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