PagBank website screenshot

PagBank

PagBank (formerly PagSeguro) is a Brazilian digital bank and payment platform operated by PagoSeguro Internet Instituição de Pagamento S/A, a subsidiary of Universo Online (UOL). It provides REST APIs for Pix instant transfers, credit and debit card processing, e-commerce checkout, boleto bancário, recurring payments, POS terminal integration, and financial account management. PagBank serves e-commerce merchants, SaaS platforms, and marketplaces across Brazil and supports over 29.5 million customers.

PagBank publishes 18 APIs on the APIs.io network, including Accounts API, Charges API, Checkout API, and 15 more. Tagged areas include Payments, Digital Banking, Brazil, Pix, and Fintech.

PagBank’s developer surface includes documentation, getting-started guide, API reference, engineering blog, pricing, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub
31.1/100 thin ▬ flat Agent 20/100 agent aware saas Full breakdown ↓
scored 2026-10-04 · rubric v0.23.0
AccessFreemium
12 published contracts
PaymentsDigital BankingBrazilPixFintechE-CommercePoint-of-SaleRecurring PaymentsBoleto

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-04 · rubric v0.23.0
Composite quality — 31.1/100 · thin
Contract Quality 8.5 / 19
Developer Ergonomics 3.9 / 15
Access Clarity 5.6 / 15
Operational Transparency 2.1 / 10
Contract Governance 0.0 / 9
Discoverability 5.4 / 8
Regulatory Posture 0.8 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 20/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/pagbank: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 18

Individual APIs this provider publishes, each with its own machine-readable definition.

PagBank PIX API

Dedicated API for PIX instant payment infrastructure in Brazil. Supports immediate charge creation via QR codes, payment receipt confirmation, and real-time notifications for PI...

PagBank Recurring Payments API

Subscription billing API for managing recurring charges. Handles subscription creation, billing cycles, payment method updates, and recurring payment indicators for installment ...

PagBank Boleto API

Boleto Bancário issuance and collection. Generates a printable / scannable boleto tied to an Order, with status callbacks once the buyer pays at a bank, lottery house, or via in...

PagBank Marketplace / Split API

Payment-division (split) settlement for marketplaces and platforms. Splits a single charge across multiple receivers (with optional custody / release control) so each seller is ...

PagBank EDI API

Electronic Data Interchange surface for downloading transaction and settlement statements for reconciliation — a structured replacement for manual CSV/PDF statement processing.

PagBank Digital Certificate (mTLS) API

Issues digital certificates for mTLS authentication, layered on top of bearer-token auth for higher-trust integrations and sensitive payouts / Pix Bacen flows.

PagBank Accounts API

The Accounts API from PagBank — 2 operation(s) for accounts.

PagBank Charges API

The Charges API from PagBank — 4 operation(s) for charges.

PagBank Checkout API

The Checkout API from PagBank — 4 operation(s) for checkout.

PagBank Connect API

The Connect API from PagBank — 6 operation(s) for connect.

PagBank Coupons API

The Coupons API from PagBank — 2 operation(s) for coupons.

PagBank Invoices API

The Invoices API from PagBank — 2 operation(s) for invoices.

PagBank Orders API

The Orders API from PagBank — 2 operation(s) for orders.

PagBank Plans API

The Plans API from PagBank — 4 operation(s) for plans.

PagBank Public Keys API

The Public Keys API from PagBank — 2 operation(s) for public keys.

PagBank Refunds API

The Refunds API from PagBank — 2 operation(s) for refunds.

PagBank Subscribers API

The Subscribers API from PagBank — 3 operation(s) for subscribers.

PagBank Subscriptions API

The Subscriptions API from PagBank — 5 operation(s) for subscriptions.

Scroll for all 18

Pricing Plans 1

Published pricing tiers and plan structures.

Pagbank Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Pagbank Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Pagbank Finops

FINOPS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pagbank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted
GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg
GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Other 2

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap
 X
X

Source (apis.yml)

apis.yml Raw ↑ 
aid: pagbank
name: PagBank
description: PagBank (formerly PagSeguro) is a Brazilian digital bank and payment platform operated by PagoSeguro Internet
  Instituição de Pagamento S/A, a subsidiary of Universo Online (UOL). It provides REST APIs for Pix instant transfers, credit
  and debit card processing, e-commerce checkout, boleto bancário, recurring payments, POS terminal integration, and financial
  account management. PagBank serves e-commerce merchants, SaaS platforms, and marketplaces across Brazil and supports over
  29.5 million customers.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/pagbank.png
url: https://raw.githubusercontent.com/api-evangelist/pagbank/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-04
tags:
- Payments
- Digital Banking
- Brazil
- Pix
- Fintech
- E-Commerce
- Point-of-Sale
- Recurring Payments
- Boleto
tags_raw:
- Payments
- Digital Banking
- Brazil
- PIX
- Fintech
- E-Commerce
- POS
- Recurring Payments
- Boleto
apis:
- name: PagBank PIX API
  description: Dedicated API for PIX instant payment infrastructure in Brazil. Supports immediate charge creation via QR codes,
    payment receipt confirmation, and real-time notifications for PIX transactions.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Pix
  - Instant Payments
  - QR Codes
  tags_raw:
  - PIX
  - Instant Payments
  - QR Code
  properties:
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
- name: PagBank Recurring Payments API
  description: Subscription billing API for managing recurring charges. Handles subscription creation, billing cycles, payment
    method updates, and recurring payment indicators for installment plans.
  humanURL: https://developer.pagbank.com.br/docs/apis-pagbank
  baseURL: https://api.pagseguro.com
  tags:
  - Recurring Payments
  - Subscription
  - Billing
  tags_raw:
  - Recurring Payments
  - Subscriptions
  - Billing
  properties:
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
- aid: pagbank:boleto
  name: PagBank Boleto API
  description: Boleto Bancário issuance and collection. Generates a printable / scannable boleto tied to an Order, with status
    callbacks once the buyer pays at a bank, lottery house, or via internet banking.
  humanURL: https://developer.pagbank.com.br/reference/criar-pedido-com-boleto
  baseURL: https://api.pagseguro.com
  tags:
  - Boleto
  - Brazil
  - Collection
  tags_raw:
  - Boleto
  - Brazil
  - Collections
  properties:
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
- aid: pagbank:split
  name: PagBank Marketplace / Split API
  description: Payment-division (split) settlement for marketplaces and platforms. Splits a single charge across multiple
    receivers (with optional custody / release control) so each seller is settled directly by PagBank.
  humanURL: https://developer.pagbank.com.br/reference/criar-pedido-com-split
  baseURL: https://api.pagseguro.com
  tags:
  - Marketplace
  - Split
  - Settlement
  properties:
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
- aid: pagbank:edi
  name: PagBank EDI API
  description: Electronic Data Interchange surface for downloading transaction and settlement statements for reconciliation
    — a structured replacement for manual CSV/PDF statement processing.
  humanURL: https://developer.pagbank.com.br/docs/edi
  baseURL: https://api.pagseguro.com
  tags:
  - EDI
  - Reconciliation
  - Statements
  properties:
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
- aid: pagbank:certificates
  name: PagBank Digital Certificate (mTLS) API
  description: Issues digital certificates for mTLS authentication, layered on top of bearer-token auth for higher-trust integrations
    and sensitive payouts / Pix Bacen flows.
  humanURL: https://developer.pagbank.com.br/docs/certificado-digital
  baseURL: https://api.pagseguro.com
  tags:
  - mTLS
  - Security
  - Certificates
  properties:
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
- aid: pagbank:pagbank-accounts-api
  name: PagBank Accounts API
  description: The Accounts API from PagBank — 2 operation(s) for accounts.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/pagbank-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-charges-api
  name: PagBank Charges API
  description: The Charges API from PagBank — 4 operation(s) for charges.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Charges
  properties:
  - type: OpenAPI
    url: openapi/pagbank-charges-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-checkout-api
  name: PagBank Checkout API
  description: The Checkout API from PagBank — 4 operation(s) for checkout.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/pagbank-checkout-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-connect-api
  name: PagBank Connect API
  description: The Connect API from PagBank — 6 operation(s) for connect.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Connect
  properties:
  - type: OpenAPI
    url: openapi/pagbank-connect-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-coupons-api
  name: PagBank Coupons API
  description: The Coupons API from PagBank — 2 operation(s) for coupons.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Coupons
  properties:
  - type: OpenAPI
    url: openapi/pagbank-coupons-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-invoices-api
  name: PagBank Invoices API
  description: The Invoices API from PagBank — 2 operation(s) for invoices.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/pagbank-invoices-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-orders-api
  name: PagBank Orders API
  description: The Orders API from PagBank — 2 operation(s) for orders.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Order
  tags_raw:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/pagbank-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-plans-api
  name: PagBank Plans API
  description: The Plans API from PagBank — 4 operation(s) for plans.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Plans
  properties:
  - type: OpenAPI
    url: openapi/pagbank-plans-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-public-keys-api
  name: PagBank Public Keys API
  description: The Public Keys API from PagBank — 2 operation(s) for public keys.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - PublicKeys
  tags_raw:
  - Public Keys
  properties:
  - type: OpenAPI
    url: openapi/pagbank-public-keys-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-refunds-api
  name: PagBank Refunds API
  description: The Refunds API from PagBank — 2 operation(s) for refunds.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/pagbank-refunds-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-subscribers-api
  name: PagBank Subscribers API
  description: The Subscribers API from PagBank — 3 operation(s) for subscribers.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Subscribers
  properties:
  - type: OpenAPI
    url: openapi/pagbank-subscribers-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
- aid: pagbank:pagbank-subscriptions-api
  name: PagBank Subscriptions API
  description: The Subscriptions API from PagBank — 5 operation(s) for subscriptions.
  humanURL: https://developer.pagbank.com.br/reference/introducao
  baseURL: https://api.pagseguro.com
  tags:
  - Subscription
  tags_raw:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/pagbank-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/apis-pagbank
  - type: APIReference
    url: https://developer.pagbank.com.br/reference/introducao
  - type: Documentation
    url: https://developer.pagbank.com.br/docs/checkout
common:
- type: CapabilityMap
  url: capabilities/pagbank-capability-edges.yml
  name: PagBank Business Capability Map
- type: DomainSecurity
  url: security/pagbank-domain-security.yml
- type: Website
  url: https://pagbank.com.br/
- type: Documentation
  url: https://developer.pagbank.com.br/docs/apis-pagbank
- type: GettingStarted
  url: https://developer.pagbank.com.br/docs/primeiros-passos
- type: APIReference
  url: https://developer.pagbank.com.br/reference/introducao
- type: GitHubOrg
  url: https://github.com/pagseguro/
- type: Blog
  url: https://developer.pagbank.com.br/changelog
- type: Pricing
  url: https://pagbank.com.br/
- type: StatusPage
  url: https://status.pagbank.com.br/
- type: X
  url: https://twitter.com/PagBank
- type: LinkedIn
  url: https://www.linkedin.com/company/pagbank
- type: Plans
  url: plans/pagbank-plans-pricing.yml
- type: RateLimits
  url: rate-limits/pagbank-rate-limits.yml
- type: FinOps
  url: finops/pagbank-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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