Figure Technology Solutions
Figure Technology Solutions is a Reno, Nevada financial-technology company (founded 2018) that builds and operates blockchain-based platforms for lending, capital markets, and asset management. Its public Partner APIs let integrators originate and manage Home Equity Line of Credit (HELOC) loans end to end: non-licensed pre-qualification and offer retrieval, full HELOC inquiry lifecycle management (start inquiry, select property, add income/SSN, verify liens, select offer, documents), loan-originator directory management, and Portfolio Manager reporting over owned and pledged loan pools. Figure also runs Figure Connect, a blockchain-based loan marketplace connecting loan sellers and buyers. The REST/JSON APIs authenticate with an apikey header and protect PII in transit with JWE encryption (RSA-OAEP-256 + A256GCM).
Figure Technology Solutions publishes 8 API contracts indexed on the APIs.io network, including Encryption API, HELOC application requests API, HELOC Offers API, and 5 more. Tagged areas include Company, Fintech, Lending, HELOC, and Home Equity.
The Figure Technology Solutions catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Figure Technology Solutions’ developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, sandbox, and 25 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Consumer Lending Licensing (UK, US, Canada credit licence registers) | undeclared | - | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 1
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 8
Individual APIs this provider publishes, each with its own machine-readable definition.
Figure Technology Solutions Encryption API
The Encryption API from Figure Technology Solutions — 1 operation(s) for encryption.
Figure Technology Solutions HELOC application requests API
The HELOC application requests API from Figure Technology Solutions — 19 operation(s) for heloc application requests.
Figure Technology Solutions HELOC Offers API
The HELOC Offers API from Figure Technology Solutions — 2 operation(s) for heloc offers.
Figure Technology Solutions Loan Originator requests API
The Loan Originator requests API from Figure Technology Solutions — 1 operation(s) for loan originator requests.
Figure Technology Solutions Loan Tape V1 API
The Loan Tape V1 API from Figure Technology Solutions — 6 operation(s) for loan tape v1.
Figure Technology Solutions Loan Tape V2 API
The Loan Tape V2 API from Figure Technology Solutions — 3 operation(s) for loan tape v2.
Figure Technology Solutions Payment History V1 API
The Payment History V1 API from Figure Technology Solutions — 3 operation(s) for payment history v1.
Figure Technology Solutions Payment History V2 API
The Payment History V2 API from Figure Technology Solutions — 1 operation(s) for payment history v2.
Scroll for all 8
Open Collections 8
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
HELOC Inquiries Encryption API
OPEN COLLECTIONHELOC Inquiries Encryption HELOC application requests API
OPEN COLLECTIONHELOC Inquiries Encryption HELOC Offers API
OPEN COLLECTIONHELOC Inquiries Encryption Loan Originator requests API
OPEN COLLECTIONHELOC Inquiries Encryption Loan Tape V1 API
OPEN COLLECTIONHELOC Inquiries Encryption Loan Tape V2 API
OPEN COLLECTIONHELOC Inquiries Encryption Payment History V1 API
OPEN COLLECTIONHELOC Inquiries Encryption Payment History V2 API
OPEN COLLECTIONScroll for all 8
Agent Skills 2
Packaged agent skills for driving this provider's APIs from an AI assistant.
Pre-qualify a HELOC lead
AGENT SKILLRun a Figure HELOC inquiry end to end
AGENT SKILLEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Spectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
OpenAPI Overlays 3
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 6
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 4
Properties that don't map to a standard resource type
Source (apis.yml)
Figure Technology Solutions API — frequently asked questions
Does Figure Technology Solutions have an API?
Yes. APIs.io lists 8 APIs from Figure Technology Solutions, including Figure Technology Solutions Encryption API, Figure Technology Solutions HELOC application requests API and Figure Technology Solutions HELOC Offers API, and 5 more.
Is there an OpenAPI specification for the Figure Technology Solutions API?
Yes. APIs.io indexes 8 OpenAPI specifications for Figure Technology Solutions, each linked for download from this page.
How do I authenticate with the Figure Technology Solutions API?
Figure Technology Solutions uses bearer-token authentication (apiKey · 2 schemes). The details are profiled on APIs.io as Figure Technology Solutions Authentication.
Is the Figure Technology Solutions API ready for AI agents?
Figure Technology Solutions has a Kin Score of 43.6 out of 100 (developing) and an Agent Readiness score of 25.6 (agent-aware), scored by API Evangelist on 2026-11-02.
Work with this as data
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