Reach

Reach is the premier partner for ambitious, forward‑thinking online brands that want to connect with consumers around the world. Using its unique, local service provider model, Reach helps retailers process global payment transactions wherever a merchant’s customer is based. The company brings consistency to cross‑border currency conversions with its Guaranteed FX solution, has relationships with banks worldwide to enable local credit‑card processing, offers consumers alternative payment methods where they are accustomed to using them, and provides best‑in‑class fraud detection and prevention services.

Reach publishes 6 API contracts indexed on the APIs.io network, including Transaction Details API, GET API, Order API, and 3 more. Tagged areas include Company, Payments, Tax, Compliance, and E-commerce.

The Reach catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Reach’s developer surface includes changelog, authentication, getting-started guide, documentation, API reference, support, and 24 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

48.2/100 developing Agent 50/100 agent ready Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

4 published contracts 1 MCP Servers 3 Agent Skills

Company Payments Tax ComplianceE-commerceMerchant of Record

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Consumer Commerce

AE-140

OrderPostSession

POST /v1/session POST /checkout POST /refund POST /v1/orders

Tax Management

BC-220

Quote

POST /v1/tax/quote

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 48.2/100 · developing

Contract Quality 15.0 / 21

Developer Ergonomics 10.8 / 17

Access Clarity 1.8 / 17

Operational Transparency 5.2 / 11

Contract Governance 2.2 / 10

Discoverability 6.0 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 50/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
Pagination +5 pts — share of collection GETs (an array, or one wrapped in data/items/results ...) that declare a page/limit/offset/cursor parameter, a Link header or a next/cursor field; na with no collection GETs
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's

3 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 10.5 — up to +17.9 composite points
Contract Governance scores 22.0 — up to +9.4 composite points
Developer Ergonomics scores 63.7 — up to +7.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/withreach/apis.yml: open an issue on github.com/api-evangelist/withreach to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Transaction Details API

The Transaction Details API lets partners submit comprehensive transaction data, including line-item tax breakdowns, to Reach.

Reach GET API

The GET API from Reach — 7 operation(s) for get.

Reach Order API

Manage a Order within Reach.

Reach POST API

The POST API from Reach — 8 operation(s) for post.

Reach Quote API

The Quote API from Reach — 1 operation(s) for quote.

Reach Session API

Manage a Session within Reach.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Reach MCP Server

Remote MCP server at docs.withreach.com.

MCP SERVER

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

withreach-create-manage-session

AGENT SKILL

reach-checkout-api

AGENT SKILL

reach-drop-in-api

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Withreach Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Withreach Context

22 classes · 83 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Reach API Rules

13 rules · 10 errors 2 warnings 1 info

SPECTRAL

OpenAPI Overlays 4

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Withreach Reach Checkout Api Overlay

1 action · update · withreach-reach-checkout-api-openapi.yml

DERIVED

Withreach Reach S Drop In Api Overlay

1 action · update · withreach-reach-s-drop-in-api-openapi.yml

DERIVED

Withreach Tax Quote Api Overlay

1 action · update · withreach-tax-quote-api-openapi.yml

DERIVED

Withreach Transaction Details Api Overlay

1 action · update · withreach-transaction-details-api-openapi.yml

DERIVED

JSON Schema 7

Standalone JSON Schema definitions for this provider's data models.

CaptureResultResource

1 properties

JSON SCHEMA

Order

28 properties

JSON SCHEMA

Quote

9 properties

JSON SCHEMA

Refund

5 properties

JSON SCHEMA

Session

24 properties

JSON SCHEMA

Tax linking

13 properties

JSON SCHEMA

Tax only

10 properties

JSON SCHEMA

Scroll for all 7

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Withreach Authentication

1 scheme

SECURITY

Withreach Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Withreach Agentic Access

28 operations · 15 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgentSkill

LLMsTxt

MCPServer

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

ErrorCatalog

Conformance

Build 3

SDKs, sample code, and the tooling you integrate with

SDKs

SDKs

Packages

Packages

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

SecurityTxt

SecurityTxt

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

StatusPage

StatusPage

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Other 4

Properties that don't map to a standard resource type

CapabilityMap

Overlay

Hosts

Vendors

Source (apis.yml)

aid: withreach
name: Reach
description: Reach is the premier partner for ambitious, forward‑thinking online brands that want to connect with consumers
  around the world. Using its unique, local service provider model, Reach helps retailers process global payment transactions
  wherever a merchant’s customer is based. The company brings consistency to cross‑border currency conversions with its Guaranteed FX
  solution, has relationships with banks worldwide to enable local credit‑card processing, offers consumers alternative payment
  methods where they are accustomed to using them, and provides best‑in‑class fraud detection and prevention services.
url: https://artifacts.apis.io/withreach/apis.yml
x-type: company
x-source: harvest:new-submission
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-28 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-28'
modified: '2026-10-28'
tags:
- Company
- Payments
- Tax
- Compliance
- E-commerce
- Merchant of Record
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
image: https://zncv0trv7vajq2xt.public.blob.vercel-storage.com/Reach-OG-Image-1200x630.png
common:
- type: CapabilityMap
  url: capabilities/withreach-capability-edges.yml
  name: Reach Business Capability Map
- type: AgenticAccess
  url: agentic-access/withreach-agentic-access.yml
- type: Spectral
  url: rules/withreach-rules.yml
- type: JSONLD
  url: json-ld/withreach-context.jsonld
- type: Vocabulary
  url: vocabulary/withreach-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/withreach-data-model.yml
- type: ChangeLog
  url: changelog/withreach-changelog.yml
- type: Authentication
  url: authentication/withreach-authentication.yml
- type: ErrorCatalog
  url: errors/withreach-problem-types.yml
- type: Conformance
  url: conformance/withreach-conformance.yml
- type: Overlay
  url: overlays/withreach-reach-checkout-api-overlay.yml
- type: LLMsTxt
  url: llms/withreach-llms.txt
- type: MCPServer
  url: mcp/withreach-mcp.yml
- type: SecurityTxt
  url: well-known/withreach-status-security.txt
- type: WellKnown
  url: well-known/withreach-well-known.yml
- type: Hosts
  url: hosts/withreach-hosts.yml
- type: Vendors
  url: vendors/withreach-vendors.yml
- type: SDKs
  url: packages/withreach-packages.yml
- type: Packages
  url: packages/withreach-packages.yml
- type: StatusPage
  url: https://status.withreach.com/
- type: PrivacyPolicy
  url: https://www.withreach.com/privacy-center
- type: GettingStarted
  url: https://docs.withreach.com/docs/shopify-getting-started
- type: GitHubOrganization
  url: https://github.com/withreach
- type: DomainSecurity
  url: security/withreach-domain-security.yml
- type: Website
  url: https://www.withreach.com/
- type: Documentation
  url: https://docs.withreach.com/
- type: APIReference
  url: https://docs.withreach.com/reference
- type: Support
  url: https://www.withreach.com/request-a-call
- type: DeveloperPortal
  url: https://docs.withreach.com/
apis:
- name: Transaction Details API
  description: The Transaction Details API lets partners submit comprehensive transaction data, including line-item tax breakdowns,
    to Reach.
  humanURL: https://docs.withreach.com/reference/transaction-details
  baseURL: https://api.withreach.com
  properties:
  - type: OpenAPI
    url: openapi/withreach-transaction-details-api-openapi.yml
  - type: JSONSchema
    url: json-schema/withreach-transaction-details-mode-a-schema.json
  - type: JSONSchema
    url: json-schema/withreach-transaction-details-mode-b-schema.json
  aid: withreach:transaction-details-api
- aid: withreach:withreach-get-api
  name: Reach GET API
  description: The GET API from Reach — 7 operation(s) for get.
  humanURL: https://docs.withreach.com/docs/checkout-api.md
  baseURL: https://checkout.rch.how/v2.22
  tags:
  - GET
  properties:
  - type: OpenAPI
    url: openapi/withreach-get-api-openapi.yml
  - type: JSONSchema
    url: json-schema/withreach-order-schema.json
  - type: JSONSchema
    url: json-schema/withreach-session-schema.json
  - type: JSONSchema
    url: json-schema/withreach-refund-schema.json
  - type: JSONSchema
    url: json-schema/withreach-capture-result-resource-schema.json
  - type: JSONSchema
    url: json-schema/withreach-quote-schema.json
- aid: withreach:withreach-order-api
  name: Reach Order API
  description: Manage a Order within Reach.
  humanURL: https://docs.withreach.com/docs/checkout-api.md
  baseURL: https://api.withreach.com
  tags:
  - Order
  properties:
  - type: OpenAPI
    url: openapi/withreach-order-api-openapi.yml
  - type: JSONSchema
    url: json-schema/withreach-order-schema.json
  - type: JSONSchema
    url: json-schema/withreach-session-schema.json
  - type: JSONSchema
    url: json-schema/withreach-refund-schema.json
  - type: JSONSchema
    url: json-schema/withreach-capture-result-resource-schema.json
  - type: JSONSchema
    url: json-schema/withreach-quote-schema.json
- aid: withreach:withreach-post-api
  name: Reach POST API
  description: The POST API from Reach — 8 operation(s) for post.
  humanURL: https://docs.withreach.com/docs/checkout-api.md
  baseURL: https://checkout.rch.how/v2.22
  tags:
  - POST
  properties:
  - type: OpenAPI
    url: openapi/withreach-post-api-openapi.yml
  - type: JSONSchema
    url: json-schema/withreach-order-schema.json
  - type: JSONSchema
    url: json-schema/withreach-session-schema.json
  - type: JSONSchema
    url: json-schema/withreach-refund-schema.json
  - type: JSONSchema
    url: json-schema/withreach-capture-result-resource-schema.json
  - type: JSONSchema
    url: json-schema/withreach-quote-schema.json
- aid: withreach:withreach-quote-api
  name: Reach Quote API
  description: The Quote API from Reach — 1 operation(s) for quote.
  humanURL: https://docs.withreach.com/docs/checkout-api.md
  baseURL: https://api.withreach.com
  tags:
  - Quote
  properties:
  - type: OpenAPI
    url: openapi/withreach-quote-api-openapi.yml
  - type: JSONSchema
    url: json-schema/withreach-order-schema.json
  - type: JSONSchema
    url: json-schema/withreach-session-schema.json
  - type: JSONSchema
    url: json-schema/withreach-refund-schema.json
  - type: JSONSchema
    url: json-schema/withreach-capture-result-resource-schema.json
  - type: JSONSchema
    url: json-schema/withreach-quote-schema.json
- aid: withreach:withreach-session-api
  name: Reach Session API
  description: Manage a Session within Reach.
  humanURL: https://docs.withreach.com/docs/checkout-api.md
  baseURL: https://api.withreach.com
  tags:
  - Session
  properties:
  - type: OpenAPI
    url: openapi/withreach-session-api-openapi.yml
  - type: JSONSchema
    url: json-schema/withreach-order-schema.json
  - type: JSONSchema
    url: json-schema/withreach-session-schema.json
  - type: JSONSchema
    url: json-schema/withreach-refund-schema.json
  - type: JSONSchema
    url: json-schema/withreach-capture-result-resource-schema.json
  - type: JSONSchema
    url: json-schema/withreach-quote-schema.json
x-submission-probe: 200 2026-10-25
x-enrichment:
  date: '2026-10-28'
  status: enriched
  artifacts_added: 48
  pass: modular-v1
  engine: identity=oss,contract=oss,surfaces=oss,docs=oss,regulatory=oss

Reach API — frequently asked questions

Does Reach have an API?

Yes. APIs.io lists 6 APIs from Reach, including Transaction Details API, Reach GET API and Reach Order API, and 3 more.

Is there an OpenAPI specification for the Reach API?

Yes. APIs.io indexes 6 OpenAPI specifications for Reach, each linked for download from this page.

How do I authenticate with the Reach API?

Reach documents its authentication (1 scheme). The details are profiled on APIs.io as Withreach Authentication.

Does Reach have an MCP server?

Yes. APIs.io lists 1 MCP server for Reach: Remote MCP server at docs.withreach.com.

Is the Reach API ready for AI agents?

Reach has a Kin Score of 48.2 out of 100 (developing) and an Agent Readiness score of 49.6 (agent-ready), scored by API Evangelist on 2026-10-31.

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get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
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get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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