Spektr

Spektr is an AI-powered compliance automation platform for banks and fintechs, backed by Northzone and Seedcamp. It automates KYB and KYC onboarding, continuous customer monitoring, risk scoring, remediation, and transaction monitoring using configurable processes and a library of AI agents (KYB, document review, network/ownership discovery, address and license verification, source-of-funds, and false-positive reduction). The REST API (documented on ReadMe at spektr.readme.io, served from ingest.spektr.com) covers dataset and customer-record import, process execution and onboarding orchestration, event and transaction ingestion, workspace field definitions, and HMAC-signed webhooks. Authentication is via an x-api-key header, with idempotency-key support and Live/Sandbox/Test environments.

Spektr publishes 9 APIs on the APIs.io network, including Action API API, Events API API, Execution API API, and 6 more. Tagged areas include Company, Compliance, RegTech, KYB, and KYC.

The Spektr catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Spektr’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, changelog, authentication, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub
56.6/100 developing ▬ flat Agent 80/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
9 APIs 1 MCP Servers
CompanyComplianceRegTechKYBKYCOnboardingTransaction MonitoringFinancial ServicesArtificial IntelligenceEnterprise

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 56.6/100 · developing
Contract Quality 17.0 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 7.4 / 20
Operational Transparency 6.2 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 80/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/spektr: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Spektr Action API API

The Action API API from Spektr — 1 operation(s) for action api.

Spektr Events API API

The Events API API from Spektr — 1 operation(s) for events api.

Spektr Execution API API

The Execution API API from Spektr — 3 operation(s) for execution api.

Spektr Import API API

The Import API API from Spektr — 2 operation(s) for import api.

Spektr Orchestration API API

The Orchestration API API from Spektr — 6 operation(s) for orchestration api.

Spektr Records API API

The Records API API from Spektr — 9 operation(s) for records api.

Spektr Transaction Definitions API

The Transaction Definitions API from Spektr — 2 operation(s) for transaction definitions.

Spektr Transactions API

The Transactions API from Spektr — 1 operation(s) for transactions.

Spektr Workspace Fields API API

The Workspace Fields API API from Spektr — 2 operation(s) for workspace fields api.

Scroll for all 9

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

spektr-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Spektr Webhooks

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Spektr Authentication

apiKey · 1 scheme

SECURITY

Spektr Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Spektr Trust Center

SOC 2, ISO 27001, GDPR

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Spektr Agentic Access

35 operations · 25 acting · 25 human-in-the-loop

35 operations · 25 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill
 AgenticAccess
AgenticAccess

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Idempotency
Idempotency
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel
 Webhooks
Webhooks

Scroll for all 7

Build 2

SDKs, sample code, and the tooling you integrate with

Packages
Packages
 SDKs
SDKs

Access & Security 4

Authentication, authorization, and security posture

Compliance
Compliance
 Authentication
Authentication
 DomainSecurity
DomainSecurity
 TrustCenter
TrustCenter

Operate 4

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 Deprecation
Deprecation
 ChangeLog
ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Blog
Blog
 Website
Website

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: spektr
name: Spektr
description: Spektr is an AI-powered compliance automation platform for banks and fintechs, backed by Northzone and Seedcamp.
  It automates KYB and KYC onboarding, continuous customer monitoring, risk scoring, remediation, and transaction monitoring
  using configurable processes and a library of AI agents (KYB, document review, network/ownership discovery, address and
  license verification, source-of-funds, and false-positive reduction). The REST API (documented on ReadMe at spektr.readme.io,
  served from ingest.spektr.com) covers dataset and customer-record import, process execution and onboarding orchestration,
  event and transaction ingestion, workspace field definitions, and HMAC-signed webhooks. Authentication is via an x-api-key
  header, with idempotency-key support and Live/Sandbox/Test environments.
url: https://raw.githubusercontent.com/api-evangelist/spektr/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- northzone
- seedcamp
x-tier: active
x-tier-reason: enriched-has-api
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/687e48ff717957204d88189a/69de85d328817d3ae0691be5_spektr-com.png
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Compliance
- RegTech
- KYB
- KYC
- Onboarding
- Transaction Monitoring
- Financial Services
- Artificial Intelligence
- Enterprise
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: spektr:spektr-action-api-api
  name: Spektr Action API API
  description: The Action API API from Spektr — 1 operation(s) for action api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Action API
  properties:
  - type: OpenAPI
    url: openapi/spektr-action-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-events-api-api
  name: Spektr Events API API
  description: The Events API API from Spektr — 1 operation(s) for events api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Events API
  properties:
  - type: OpenAPI
    url: openapi/spektr-events-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-execution-api-api
  name: Spektr Execution API API
  description: The Execution API API from Spektr — 3 operation(s) for execution api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Execution API
  properties:
  - type: OpenAPI
    url: openapi/spektr-execution-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-import-api-api
  name: Spektr Import API API
  description: The Import API API from Spektr — 2 operation(s) for import api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Import API
  properties:
  - type: OpenAPI
    url: openapi/spektr-import-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-orchestration-api-api
  name: Spektr Orchestration API API
  description: The Orchestration API API from Spektr — 6 operation(s) for orchestration api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Orchestration API
  properties:
  - type: OpenAPI
    url: openapi/spektr-orchestration-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-records-api-api
  name: Spektr Records API API
  description: The Records API API from Spektr — 9 operation(s) for records api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Records API
  properties:
  - type: OpenAPI
    url: openapi/spektr-records-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-transaction-definitions-api
  name: Spektr Transaction Definitions API
  description: The Transaction Definitions API from Spektr — 2 operation(s) for transaction definitions.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Transaction Definitions
  properties:
  - type: OpenAPI
    url: openapi/spektr-transaction-definitions-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-transactions-api
  name: Spektr Transactions API
  description: The Transactions API from Spektr — 1 operation(s) for transactions.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/spektr-transactions-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-workspace-fields-api-api
  name: Spektr Workspace Fields API API
  description: The Workspace Fields API API from Spektr — 2 operation(s) for workspace fields api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Workspace Fields API
  properties:
  - type: OpenAPI
    url: openapi/spektr-workspace-fields-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
common:
- type: DeveloperPortal
  url: https://spektr.readme.io/
- type: Documentation
  url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
- type: APIReference
  url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
- type: GettingStarted
  url: https://spektr.readme.io/docs/getting-started
- type: Blog
  url: https://www.spektr.com/blog
- type: Support
  url: https://www.spektr.com/talk-to-us
- type: TermsOfService
  url: https://www.spektr.com/terms-of-service
- type: PrivacyPolicy
  url: https://www.spektr.com/privacy-policy
- type: Compliance
  url: https://www.spektr.com/trust
- type: StatusPage
  url: https://spektr.statuspage.io
- type: Deprecation
  url: lifecycle/spektr-lifecycle.yml
- type: ChangeLog
  url: changelog/spektr-changelog.yml
- type: Authentication
  url: authentication/spektr-authentication.yml
- type: Idempotency
  url: conventions/spektr-conventions.yml
- type: Conventions
  url: conventions/spektr-conventions.yml
- type: ErrorCatalog
  url: errors/spektr-problem-types.yml
- type: Lifecycle
  url: lifecycle/spektr-lifecycle.yml
- type: Sandbox
  url: sandbox/spektr-sandbox.yml
- type: Conformance
  url: conformance/spektr-conformance.yml
- type: DataModel
  url: data-model/spektr-data-model.yml
- type: Webhooks
  url: asyncapi/spektr-webhooks.yml
- type: MCPServer
  url: mcp/spektr-mcp.yml
- type: LLMsTxt
  url: llms/spektr-llms.txt
- type: Overlay
  url: overlays/spektr-openapi-overlay.yaml
- type: Packages
  url: packages/spektr-packages.yml
- type: SDKs
  url: packages/spektr-packages.yml
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/spektr-agentic-access.yml
- type: DomainSecurity
  url: security/spektr-domain-security.yml
- type: TrustCenter
  url: security/spektr-trust-center.yml
- type: Website
  url: https://spektr.com
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 18
  pass: local-v1