Spektr

Spektr is an AI-powered compliance automation platform for banks and fintechs, backed by Northzone and Seedcamp. It automates KYB and KYC onboarding, continuous customer monitoring, risk scoring, remediation, and transaction monitoring using configurable processes and a library of AI agents (KYB, document review, network/ownership discovery, address and license verification, source-of-funds, and false-positive reduction). The REST API (documented on ReadMe at spektr.readme.io, served from ingest.spektr.com) covers dataset and customer-record import, process execution and onboarding orchestration, event and transaction ingestion, workspace field definitions, and HMAC-signed webhooks. Authentication is via an x-api-key header, with idempotency-key support and Live/Sandbox/Test environments.

Spektr publishes 9 APIs on the APIs.io network, including Action API API, Events API API, Execution API API, and 6 more. Tagged areas include Company, Compliance, RegTech, KYB, and KYC.

The Spektr catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Spektr’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, changelog, authentication, and 25 more developer resources.

🌐 Visit website 📡 Source on GitHub

50.2/100 developing ▬ flat Agent 40/100 agent native saas Full breakdown ↓
scored 2026-09-06 · rubric v0.19.0

1 APIs

Company Compliance RegTech KYB KYC Onboarding Transaction Monitoring Financial-Services Artificial Intelligence Enterprise

Kin Score

Kin Score How this is scored →
scored 2026-09-06 · rubric v0.19.0

Composite quality — 50.2/100 · developing

Contract Quality 16.1 / 25

Developer Ergonomics 10.8 / 20

Access Clarity 7.4 / 20

Operational Transparency 6.2 / 13

Contract Governance 2.2 / 12

Discoverability 7.6 / 10

Agent readiness — 40/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/spektr: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

LLMsTxt

AgentSkill

AgenticAccess

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Idempotency

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Webhooks

Scroll for all 7

Build 2

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

Access & Security 4

Authentication, authorization, and security posture

Compliance

Authentication

DomainSecurity

TrustCenter

Operate 4

Status, limits, changes, and where to get help

Support

StatusPage

Deprecation

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: spektr
name: Spektr
description: Spektr is an AI-powered compliance automation platform for banks and fintechs, backed by Northzone and Seedcamp.
  It automates KYB and KYC onboarding, continuous customer monitoring, risk scoring, remediation, and transaction monitoring
  using configurable processes and a library of AI agents (KYB, document review, network/ownership discovery, address and
  license verification, source-of-funds, and false-positive reduction). The REST API (documented on ReadMe at spektr.readme.io,
  served from ingest.spektr.com) covers dataset and customer-record import, process execution and onboarding orchestration,
  event and transaction ingestion, workspace field definitions, and HMAC-signed webhooks. Authentication is via an x-api-key
  header, with idempotency-key support and Live/Sandbox/Test environments.
url: https://raw.githubusercontent.com/api-evangelist/spektr/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- northzone
- seedcamp
x-tier: active
x-tier-reason: enriched-has-api
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://cdn.prod.website-files.com/687e48ff717957204d88189a/69de85d328817d3ae0691be5_spektr-com.png
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Compliance
- RegTech
- KYB
- KYC
- Onboarding
- Transaction Monitoring
- Financial-Services
- Artificial Intelligence
- Enterprise
tags_raw:
- Company
- Compliance
- RegTech
- KYB
- KYC
- Onboarding
- Transaction Monitoring
- Financial Services
- Artificial Intelligence
- Enterprise
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: spektr:spektr-action-api-api
  name: Spektr Action API API
  description: The Action API API from Spektr — 1 operation(s) for action api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Action API
  properties:
  - type: OpenAPI
    url: openapi/spektr-action-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-events-api-api
  name: Spektr Events API API
  description: The Events API API from Spektr — 1 operation(s) for events api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Events API
  properties:
  - type: OpenAPI
    url: openapi/spektr-events-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-execution-api-api
  name: Spektr Execution API API
  description: The Execution API API from Spektr — 3 operation(s) for execution api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Execution API
  properties:
  - type: OpenAPI
    url: openapi/spektr-execution-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-import-api-api
  name: Spektr Import API API
  description: The Import API API from Spektr — 2 operation(s) for import api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Import API
  properties:
  - type: OpenAPI
    url: openapi/spektr-import-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-orchestration-api-api
  name: Spektr Orchestration API API
  description: The Orchestration API API from Spektr — 6 operation(s) for orchestration api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Orchestration API
  properties:
  - type: OpenAPI
    url: openapi/spektr-orchestration-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-records-api-api
  name: Spektr Records API API
  description: The Records API API from Spektr — 9 operation(s) for records api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Records API
  properties:
  - type: OpenAPI
    url: openapi/spektr-records-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-transaction-definitions-api
  name: Spektr Transaction Definitions API
  description: The Transaction Definitions API from Spektr — 2 operation(s) for transaction definitions.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Transaction Definitions
  properties:
  - type: OpenAPI
    url: openapi/spektr-transaction-definitions-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-transactions-api
  name: Spektr Transactions API
  description: The Transactions API from Spektr — 1 operation(s) for transactions.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/spektr-transactions-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
- aid: spektr:spektr-workspace-fields-api-api
  name: Spektr Workspace Fields API API
  description: The Workspace Fields API API from Spektr — 2 operation(s) for workspace fields api.
  humanURL: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  baseURL: https://ingest.spektr.com
  tags:
  - Workspace Fields API
  properties:
  - type: OpenAPI
    url: openapi/spektr-workspace-fields-api-api-openapi.yml
  - type: Documentation
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: APIReference
    url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
  - type: GettingStarted
    url: https://spektr.readme.io/docs/getting-started
  - type: Authentication
    url: authentication/spektr-authentication.yml
common:
- type: CapabilityMap
  url: capabilities/spektr-capability-edges.yml
  name: Spektr Business Capability Map
- type: DeveloperPortal
  url: https://spektr.readme.io/
- type: Documentation
  url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
- type: APIReference
  url: https://spektr.readme.io/reference/welcome-to-spektr-api-documentation
- type: GettingStarted
  url: https://spektr.readme.io/docs/getting-started
- type: Blog
  url: https://www.spektr.com/blog
- type: Support
  url: https://www.spektr.com/talk-to-us
- type: TermsOfService
  url: https://www.spektr.com/terms-of-service
- type: PrivacyPolicy
  url: https://www.spektr.com/privacy-policy
- type: Compliance
  url: https://www.spektr.com/trust
- type: StatusPage
  url: https://spektr.statuspage.io
- type: Deprecation
  url: lifecycle/spektr-lifecycle.yml
- type: ChangeLog
  url: changelog/spektr-changelog.yml
- type: Authentication
  url: authentication/spektr-authentication.yml
- type: Idempotency
  url: conventions/spektr-conventions.yml
- type: Conventions
  url: conventions/spektr-conventions.yml
- type: ErrorCatalog
  url: errors/spektr-problem-types.yml
- type: Lifecycle
  url: lifecycle/spektr-lifecycle.yml
- type: Sandbox
  url: sandbox/spektr-sandbox.yml
- type: Conformance
  url: conformance/spektr-conformance.yml
- type: DataModel
  url: data-model/spektr-data-model.yml
- type: Webhooks
  url: asyncapi/spektr-webhooks.yml
- type: X-MCPServerCandidate
  url: mcp/spektr-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/spektr-llms.txt
- type: Overlay
  url: overlays/spektr-openapi-overlay.yaml
- type: Packages
  url: packages/spektr-packages.yml
- type: SDKs
  url: packages/spektr-packages.yml
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/spektr-agentic-access.yml
- type: DomainSecurity
  url: security/spektr-domain-security.yml
- type: TrustCenter
  url: security/spektr-trust-center.yml
- type: Website
  url: https://spektr.com
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 18
  pass: local-v1

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