Signifyd is an ecommerce fraud prevention, chargeback protection, and revenue optimization platform. Its Commerce Protection Platform applies machine learning, elastic linking, and the merchant consortium network (covering ~98% of US online shoppers) to make real-time guarantee decisions on orders. Merchants integrate via the Checkout, Sale, Transaction, Decisions, Returns, Sales Tax, and Feedback APIs (v2 and v3) with synchronous responses or asynchronous webhooks, plus device-fingerprinting scripts and Android/iOS SDKs. Signifyd financially guarantees approved orders against chargebacks and offers Account Protection, Payments Optimization, and Return Abuse Prevention as adjacent products.
Signifyd is listed with 8 APIs on the APIs.io network. Tagged areas include Fraud Prevention, Chargebacks, E-Commerce, Payments, and Risk Management.
Signifyd’s developer surface includes developer portal, documentation, getting-started guide, authentication, pricing, engineering blog, support, and 19 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
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Regulatory Posture carries 15 points of the composite.
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Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
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Agent readiness — checks not met, largest first (exact, from this profile):
Idempotency+9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics+8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
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The Kin Score Market layer reads a provider inside its market:
its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted:
not part of the Kin Score or agent readiness.
Registered MCP server and declares compatibility are report only — not weighted.
Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Submit checkout and sale events to Signifyd's Commerce Protection Platform for real-time fraud and chargeback risk evaluation. The Checkout flow supports pre-authorization scree...
Submit finalized order and payment transaction details after authorization. Enables Signifyd to reconcile the pre-auth Checkout decision with the captured transaction, evaluate ...
Programmatically retrieve guarantee decisions, case details, and policy results for orders submitted to Signifyd. Surfaces the checkpointAction (ACCEPT/HOLD/REJECT), checkpointA...
Report observed user outcomes back to Signifyd to close the loop between real-time decisions and production reality. Feedback drives model improvement, business customization, a...
Calculate and remit US sales tax across jurisdictions using Signifyd's Sales Tax product. Provides nexus-aware rate lookup, tax calculation at checkout, and the data feeds requi...
Score and protect non-purchase customer journeys — Account Opening, Login, and Modification events — against account takeover, synthetic identity, and bonus abuse. Pairs with de...
Receive asynchronous decision notifications from Signifyd. The primary topic is ORDER_CHECKPOINT_ACTION_UPDATE, covering CHECKOUT, SALE, TRANSACTION, REROUTE, MERCHANT_REVIEW, a...
Commerce Protection Platform — real-time guarantee decisions on every order
100% financial guarantee against fraudulent chargebacks on approved orders
Merchant consortium network covering ~98% of US online shoppers for elastic linking
Synchronous decision API responses typically returned in hundreds of milliseconds
Asynchronous webhook delivery (ORDER_CHECKPOINT_ACTION_UPDATE) with HMAC-SHA256 signatures
Checkout API for pre-authorization fraud screening
Sale and Transaction APIs for post-authorization order submission
Decisions API to retrieve checkpointAction, policies, and score
Account Protection for Account Opening, Login, and Modification checkpoints
Feedback API to close the loop between decisions and observed outcomes
Returns API powering Return Insights, Return Abuse Prevention, and Instant Refunds
Sales Tax API for nexus-aware US tax calculation, filing, and remittance
Payments Optimization / Fearless Payments for authorization rate uplift and 3DS routing
Device profiling JavaScript snippet and Android/iOS SDKs
Native integrations with Shopify, BigCommerce, Magento/Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce, commercetools, Stripe, Adyen, Braintree, and major marketplaces
Open-source PHP library plus Magento 1, Magento 2, and SFCC cartridges on GitHub
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