NOWPayments

NOWPayments is a crypto payment gateway that enables businesses to accept 300+ cryptocurrencies, create payment invoices, process recurring subscriptions, and manage merchant mass payouts. Founded in 2019, the platform processes over 30 million transactions monthly with 99.99% uptime and supports automatic coin conversion and fiat settlements.

NOWPayments publishes 8 APIs on the APIs.io network, including Mass Payouts API, Authentication API, Currencies API, and 5 more. Tagged areas include Crypto Payments, Cryptocurrency, Payment Gateway, Invoicing, and Subscriptions.

The NOWPayments catalog on APIs.io includes 1 Spectral governance ruleset.

NOWPayments’ developer surface includes authentication, engineering blog, pricing, sandbox, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub

46.8/100 developing ▬ flat Agent 37/100 agent ready Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1

AccessPaidSelf serve

10 APIs

Crypto PaymentsCryptocurrencyPayment GatewayInvoicingSubscriptionsMass PayoutsBitcoinEthereum

Kin Score

Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1

Composite quality — 46.8/100 · developing

Contract Quality 16.5 / 25

Developer Ergonomics 6.5 / 20

Commercial Clarity 12.1 / 20

Operational Transparency 0.0 / 13

Governance 7.0 / 12

Discoverability 7.4 / 10

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/now-payments: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

Examples 3

Example request and response payloads for these APIs.

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Sandbox

Sandbox

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

PostmanCollection

PostmanCollection

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 2

Status, limits, changes, and where to get help

RateLimits

RateLimits

Contact

Contact

Commercial 5

Pricing, plans, and the legal terms of use

Pricing

Plans

FinOps

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Email

Source (apis.yml)

name: NOWPayments
description: NOWPayments is a crypto payment gateway that enables businesses to accept 300+ cryptocurrencies, create payment
  invoices, process recurring subscriptions, and manage merchant mass payouts. Founded in 2019, the platform processes over
  30 million transactions monthly with 99.99% uptime and supports automatic coin conversion and fiat settlements.
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/now-payments.png
url: https://raw.githubusercontent.com/api-evangelist/now-payments/refs/heads/main/apis.yml
version: '0.19'
created: '2026-06-13'
modified: '2026-06-13'
tags:
- Crypto Payments
- Cryptocurrency
- Payment Gateway
- Invoicing
- Subscriptions
- Mass Payouts
- Bitcoin
- Ethereum
apis:
- name: NOWPayments Mass Payouts API
  description: Bulk cryptocurrency payout API enabling merchants to initiate thousands of transactions to different addresses
    in a single API call. Designed for payroll, affiliate rewards, and mass distribution. No service fees — only blockchain
    network fees apply.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://nowpayments.io/api/mass-payments
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Mass Payouts
  - Payroll
  - Bulk Payments
  - Cryptocurrency
  properties:
  - type: Documentation
    url: https://nowpayments.io/api/mass-payments
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  contact:
  - FN: NOWPayments Partnerships
    email: partners@nowpayments.io
    url: https://nowpayments.io/api/mass-payments
- name: NOWPayments Recurring Payments API
  description: Subscription-based recurring crypto billing API that automates payment flows for SaaS and membership platforms,
    allowing merchants to charge customers on scheduled intervals in cryptocurrency.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://nowpayments.io/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Subscriptions
  - Recurring Payments
  - Billing
  - Cryptocurrency
  properties:
  - type: Documentation
    url: https://nowpayments.io/api
  contact:
  - FN: NOWPayments Support
    email: support@nowpayments.io
    url: https://nowpayments.io/help
- name: NOWPayments Custody API
  description: Fund custody management API enabling limitless off-chain operations, sub-account creation, and controlled fund
    management for B2B flows and platform operators managing multiple merchant wallets.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://nowpayments.io/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Custody
  - Fund Management
  - Sub-accounts
  - Cryptocurrency
  properties:
  - type: Documentation
    url: https://nowpayments.io/api
  contact:
  - FN: NOWPayments Partnerships
    email: partners@nowpayments.io
    url: https://nowpayments.io/api
- aid: now-payments:now-payments-authentication-api
  name: NOWPayments Authentication API
  description: JWT authentication for mass payouts
  humanURL: https://nowpayments.io/help/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/now-payments-authentication-api-openapi.yml
  - type: Documentation
    url: https://nowpayments.io/help/api
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  - type: Sandbox
    url: https://api.sandbox.nowpayments.io/v1
- aid: now-payments:now-payments-currencies-api
  name: NOWPayments Currencies API
  description: Supported cryptocurrency listings
  humanURL: https://nowpayments.io/help/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Currencies
  properties:
  - type: OpenAPI
    url: openapi/now-payments-currencies-api-openapi.yml
  - type: Documentation
    url: https://nowpayments.io/help/api
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  - type: Sandbox
    url: https://api.sandbox.nowpayments.io/v1
- aid: now-payments:now-payments-estimates-api
  name: NOWPayments Estimates API
  description: Price estimation and minimum amounts
  humanURL: https://nowpayments.io/help/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Estimates
  properties:
  - type: OpenAPI
    url: openapi/now-payments-estimates-api-openapi.yml
  - type: Documentation
    url: https://nowpayments.io/help/api
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  - type: Sandbox
    url: https://api.sandbox.nowpayments.io/v1
- aid: now-payments:now-payments-invoices-api
  name: NOWPayments Invoices API
  description: Invoice creation for crypto payments
  humanURL: https://nowpayments.io/help/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/now-payments-invoices-api-openapi.yml
  - type: Documentation
    url: https://nowpayments.io/help/api
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  - type: Sandbox
    url: https://api.sandbox.nowpayments.io/v1
- aid: now-payments:now-payments-payments-api
  name: NOWPayments Payments API
  description: Payment creation and management
  humanURL: https://nowpayments.io/help/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/now-payments-payments-api-openapi.yml
  - type: Documentation
    url: https://nowpayments.io/help/api
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  - type: Sandbox
    url: https://api.sandbox.nowpayments.io/v1
- aid: now-payments:now-payments-payouts-api
  name: NOWPayments Payouts API
  description: Mass payouts and balance management
  humanURL: https://nowpayments.io/help/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/now-payments-payouts-api-openapi.yml
  - type: Documentation
    url: https://nowpayments.io/help/api
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  - type: Sandbox
    url: https://api.sandbox.nowpayments.io/v1
- aid: now-payments:now-payments-status-api
  name: NOWPayments Status API
  description: API health and availability
  humanURL: https://nowpayments.io/help/api
  baseURL: https://api.nowpayments.io/v1
  tags:
  - Status
  properties:
  - type: OpenAPI
    url: openapi/now-payments-status-api-openapi.yml
  - type: Documentation
    url: https://nowpayments.io/help/api
  - type: PostmanCollection
    url: https://documenter.getpostman.com/view/7907941/S1a32n38
  - type: Sandbox
    url: https://api.sandbox.nowpayments.io/v1
common:
- type: AgenticAccess
  url: agentic-access/now-payments-agentic-access.yml
- type: DomainSecurity
  url: security/now-payments-domain-security.yml
- type: Authentication
  url: authentication/now-payments-authentication.yml
- type: Website
  url: https://nowpayments.io
- type: DeveloperPortal
  url: https://nowpayments.io/help/api
- type: Blog
  url: https://nowpayments.io/blog
- type: Pricing
  url: https://nowpayments.io/pricing
- type: Sandbox
  url: https://sandbox.nowpayments.io
- type: PostmanCollection
  url: https://documenter.getpostman.com/view/7907941/S1a32n38
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/now-payments/refs/heads/main/plans/plans.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/now-payments/refs/heads/main/rate-limits/rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/now-payments/refs/heads/main/finops/finops.yml
- type: TermsOfService
  url: https://nowpayments.io/terms
- type: PrivacyPolicy
  url: https://nowpayments.io/privacy
- type: Contact
  url: https://nowpayments.io/contacts
- type: Email
  url: mailto:support@nowpayments.io
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com