IndiaInsurances

IndiaInsurances provides free, independent readings of Indian insurance policies, comparing clauses, waiting periods, room rent, co‑pay and exclusions. It aggregates data from IRDAI registers, insurer documents, and public disclosures, offering AI‑read policy facts with citations. No commission is taken, aiming to help Indians make informed insurance decisions.

IndiaInsurances publishes 22 API contracts indexed on the APIs.io network, including Categories API, Clause API, Compare API, and 19 more. Tagged areas include Insurance, Data, Artificial Intelligence, India, and Health.

The IndiaInsurances catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

🌐 Visit website 📡 Profile data on GitHub

23.0/100 emerging Agent 32/100 agent ready Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

1 published contract 1 Agent Skills

Insurance Data Artificial Intelligence India Health

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 23.0/100 · emerging

Contract Quality 10.1 / 21

Developer Ergonomics 0.3 / 17

Access Clarity 0.0 / 17

Operational Transparency 1.0 / 11

Contract Governance 2.2 / 10

Discoverability 6.2 / 9

Regulatory Posture 2.1 / 15

Agent readiness — 32/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 8 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/indiainsurances-com/"><img src="https://apis.io/badge/indiainsurances-com/card.svg" alt="IndiaInsurances on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey) Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented) Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 0.0 — up to +20.0 composite points Ask about this →
Developer Ergonomics scores 1.8 — up to +19.6 composite points Ask about this →
Contract Quality scores 47.4 — up to +13.2 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/indiainsurances-com/apis.yml: open an issue on github.com/api-evangelist/indiainsurances-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Agent2Agent

measured — observed by APIs.io (conformant)

OpenAPI

measured — observed by APIs.io (published)

APIs 22

Individual APIs this provider publishes, each with its own machine-readable definition.

IndiaInsurances Categories API

The Categories API from IndiaInsurances — 2 operation(s) for categories.

IndiaInsurances Clause API

The Clause API from IndiaInsurances — 1 operation(s) for clause.

IndiaInsurances Compare API

The Compare API from IndiaInsurances — 1 operation(s) for compare.

IndiaInsurances Complaint Path API

The Complaint Path API from IndiaInsurances — 1 operation(s) for complaint path.

IndiaInsurances Corrections API

The Corrections API from IndiaInsurances — 1 operation(s) for corrections.

IndiaInsurances Doctor API

The Doctor API from IndiaInsurances — 1 operation(s) for doctor.

IndiaInsurances Doctors API

The Doctors API from IndiaInsurances — 2 operation(s) for doctors.

IndiaInsurances Draft Complaint API

The Draft Complaint API from IndiaInsurances — 1 operation(s) for draft complaint.

IndiaInsurances Forms API

The Forms API from IndiaInsurances — 2 operation(s) for forms.

IndiaInsurances Help API

The Help API from IndiaInsurances — 1 operation(s) for help.

IndiaInsurances Individual Agent API

The Individual Agent API from IndiaInsurances — 1 operation(s) for individual agent.

IndiaInsurances Individual Agents API

The Individual Agents API from IndiaInsurances — 2 operation(s) for individual agents.

IndiaInsurances Insurer API

The Insurer API from IndiaInsurances — 2 operation(s) for insurer.

IndiaInsurances Insurers API

The Insurers API from IndiaInsurances — 1 operation(s) for insurers.

IndiaInsurances Law API

The Law API from IndiaInsurances — 2 operation(s) for law.

IndiaInsurances Nurse API

The Nurse API from IndiaInsurances — 1 operation(s) for nurse.

IndiaInsurances Nurses API

The Nurses API from IndiaInsurances — 2 operation(s) for nurses.

IndiaInsurances Policies API

The Policies API from IndiaInsurances — 2 operation(s) for policies.

IndiaInsurances Policy API

The Policy API from IndiaInsurances — 2 operation(s) for policy.

IndiaInsurances Registered Agent API

The Registered Agent API from IndiaInsurances — 1 operation(s) for registered agent.

IndiaInsurances Registered Agents API

The Registered Agents API from IndiaInsurances — 3 operation(s) for registered agents.

IndiaInsurances Stats API

The Stats API from IndiaInsurances — 1 operation(s) for stats.

Scroll for all 22

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

indiainsurances-com-get-policy-details

AGENT SKILL

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Indiainsurances Com Context

1 classes · 3 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

IndiaInsurances API Rules

48 rules · 46 error-severity 1 warn-severity 1 info-severity

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

IndiaInsurances Domain Security

TLSv1.3 · DMARC

SECURITY

IndiaInsurances Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

IndiaInsurances Agentic Access

33 operations · 3 acting

AGENTIC

Resources

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgentSkill

LLMsTxt

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

ErrorCatalog

Conformance

Access & Security 4

Authentication, authorization, and security posture

Security

Security

SecurityTxt

SecurityTxt

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Company 1

The organization behind the API

Website

Website

Other 3

Properties that don't map to a standard resource type

AgentCard

AgentCard

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: indiainsurances-com
name: IndiaInsurances
description: IndiaInsurances provides free, independent readings of Indian insurance policies, comparing clauses, waiting
  periods, room rent, co‑pay and exclusions. It aggregates data from IRDAI registers, insurer documents, and public disclosures,
  offering AI‑read policy facts with citations. No commission is taken, aiming to help Indians make informed insurance decisions.
url: https://artifacts.apis.io/indiainsurances-com/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-12 (modular-v1; was harvest)
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-11-13'
  method: derived
specificationVersion: '0.20'
created: '2026-11-12'
modified: '2026-11-12'
tags:
- Insurance
- Data
- Artificial Intelligence
- India
- Health
tags_raw:
- Insurance
- Data
- AI
- India
- Health
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/indiainsurances-com-agentic-access.yml
- type: Spectral
  url: rules/indiainsurances-com-rules.yml
- type: JSONLD
  url: json-ld/indiainsurances-com-context.jsonld
- type: Vocabulary
  url: vocabulary/indiainsurances-com-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/indiainsurances-com-data-model.yml
- type: Security
  url: https://indiainsurances.com/terms
- type: ErrorCatalog
  url: errors/indiainsurances-com-problem-types.yml
- type: Conformance
  url: conformance/indiainsurances-com-conformance.yml
- type: LLMsTxt
  url: llms/indiainsurances-com-llms.txt
- type: AgentCard
  url: a2a/indiainsurances-com-a2a.yml
- type: SecurityTxt
  url: well-known/indiainsurances-com-security.txt
- type: WellKnown
  url: well-known/indiainsurances-com-well-known.yml
- type: Hosts
  url: hosts/indiainsurances-com-hosts.yml
- type: Vendors
  url: vendors/indiainsurances-com-vendors.yml
- type: VulnerabilityDisclosure
  url: security/indiainsurances-com-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/indiainsurances-com-domain-security.yml
- type: Website
  url: https://indiainsurances.com/
apis:
- aid: indiainsurances-com:indiainsurances-com-categories-api
  name: IndiaInsurances Categories API
  description: The Categories API from IndiaInsurances — 2 operation(s) for categories.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Categories
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-categories-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-clause-api
  name: IndiaInsurances Clause API
  description: The Clause API from IndiaInsurances — 1 operation(s) for clause.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Clause
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-clause-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-compare-api
  name: IndiaInsurances Compare API
  description: The Compare API from IndiaInsurances — 1 operation(s) for compare.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Compare
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-compare-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-complaint-path-api
  name: IndiaInsurances Complaint Path API
  description: The Complaint Path API from IndiaInsurances — 1 operation(s) for complaint path.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Complaint Path
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-complaint-path-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-corrections-api
  name: IndiaInsurances Corrections API
  description: The Corrections API from IndiaInsurances — 1 operation(s) for corrections.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Corrections
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-corrections-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-doctor-api
  name: IndiaInsurances Doctor API
  description: The Doctor API from IndiaInsurances — 1 operation(s) for doctor.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Doctor
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-doctor-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-doctors-api
  name: IndiaInsurances Doctors API
  description: The Doctors API from IndiaInsurances — 2 operation(s) for doctors.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Doctors
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-doctors-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-draft-complaint-api
  name: IndiaInsurances Draft Complaint API
  description: The Draft Complaint API from IndiaInsurances — 1 operation(s) for draft complaint.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Draft Complaint
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-draft-complaint-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-forms-api
  name: IndiaInsurances Forms API
  description: The Forms API from IndiaInsurances — 2 operation(s) for forms.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Forms
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-forms-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-help-api
  name: IndiaInsurances Help API
  description: The Help API from IndiaInsurances — 1 operation(s) for help.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Help
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-help-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-individual-agent-api
  name: IndiaInsurances Individual Agent API
  description: The Individual Agent API from IndiaInsurances — 1 operation(s) for individual agent.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Individual Agent
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-individual-agent-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-individual-agents-api
  name: IndiaInsurances Individual Agents API
  description: The Individual Agents API from IndiaInsurances — 2 operation(s) for individual agents.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Individual Agents
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-individual-agents-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-insurer-api
  name: IndiaInsurances Insurer API
  description: The Insurer API from IndiaInsurances — 2 operation(s) for insurer.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Insurer
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-insurer-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-insurers-api
  name: IndiaInsurances Insurers API
  description: The Insurers API from IndiaInsurances — 1 operation(s) for insurers.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Insurers
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-insurers-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-law-api
  name: IndiaInsurances Law API
  description: The Law API from IndiaInsurances — 2 operation(s) for law.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Law
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-law-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-nurse-api
  name: IndiaInsurances Nurse API
  description: The Nurse API from IndiaInsurances — 1 operation(s) for nurse.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Nurse
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-nurse-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-nurses-api
  name: IndiaInsurances Nurses API
  description: The Nurses API from IndiaInsurances — 2 operation(s) for nurses.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Nurses
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-nurses-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-policies-api
  name: IndiaInsurances Policies API
  description: The Policies API from IndiaInsurances — 2 operation(s) for policies.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-policies-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-policy-api
  name: IndiaInsurances Policy API
  description: The Policy API from IndiaInsurances — 2 operation(s) for policy.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Policy
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-policy-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-registered-agent-api
  name: IndiaInsurances Registered Agent API
  description: The Registered Agent API from IndiaInsurances — 1 operation(s) for registered agent.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Registered Agent
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-registered-agent-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-registered-agents-api
  name: IndiaInsurances Registered Agents API
  description: The Registered Agents API from IndiaInsurances — 3 operation(s) for registered agents.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Registered Agents
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-registered-agents-api-openapi.yml
- aid: indiainsurances-com:indiainsurances-com-stats-api
  name: IndiaInsurances Stats API
  description: The Stats API from IndiaInsurances — 1 operation(s) for stats.
  humanURL: https://indiainsurances.com/api
  baseURL: https://indiainsurances.com
  tags:
  - Stats
  properties:
  - type: OpenAPI
    url: openapi/indiainsurances-com-stats-api-openapi.yml
x-enrichment:
  date: '2026-11-12'
  status: enriched
  artifacts_added: 26
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

IndiaInsurances API — frequently asked questions

Does IndiaInsurances have an API?

Yes. APIs.io lists 22 APIs from IndiaInsurances, including IndiaInsurances Categories API, IndiaInsurances Clause API and IndiaInsurances Compare API, and 19 more.

Is there an OpenAPI specification for the IndiaInsurances API?

Yes. APIs.io indexes 22 OpenAPI specifications for IndiaInsurances, each linked for download from this page.

Is the IndiaInsurances API ready for AI agents?

IndiaInsurances has a Kin Score of 23.0 out of 100 (emerging) and an Agent Readiness score of 31.5 (agent-ready), scored by API Evangelist on 2026-11-13.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/indiainsurances-com"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/indiainsurances-com/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/indiainsurances-com/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.