Data Sutram

Data Sutram is an enterprise AI trust platform for the financial services sector, using external and alternative data intelligence plus agentic workflows to power fraud detection, identity and address verification, credit assessment, and collections. Its products - Trust (fraud and trust scoring), Auth (authentication and verification), and Echo (collections intelligence) - are applied across the customer lifecycle from acquisition and onboarding through portfolio monitoring and debt recovery. Data Sutram serves leading Indian banks and fintechs including HDFC, Axis, ICICI, Kotak, IndusInd, Jupiter, Navi, and Fibe, and maintains ISO 27001, ISO 27018, and SOC 2 certifications along with DPDP compliance. The company was surfaced as a portfolio company of Lightspeed Venture Partners and is also backed by B Capital.

Data Sutram is profiled on the APIs.io network. Tagged areas include Company, Fraud Prevention, Identity Verification, Financial Services, and Data Intelligence.

Data Sutram’s developer surface includes engineering blog and 6 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

11.6/100 emerging ▬ flat Agent 0/100 human only Front door AI 4/6 moderate Full breakdown ↓
scored 2026-10-17 · rubric v0.24.0

0 APIs

Company Fraud Prevention Identity Verification Financial Services Data Intelligence Address Verification Credit Risk Collection Artificial Intelligence India

Kin Score

Kin Score How this is scored →
scored 2026-10-17 · rubric v0.24.0

Composite quality — 11.6/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 3.1 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 4.1 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/data-sutram: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Data Sutram Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Blog

Blog

Website

Website

LinkedIn

Source (apis.yml)

aid: data-sutram
name: Data Sutram
description: Data Sutram is an enterprise AI trust platform for the financial services sector, using external and alternative
  data intelligence plus agentic workflows to power fraud detection, identity and address verification, credit assessment,
  and collections. Its products - Trust (fraud and trust scoring), Auth (authentication and verification), and Echo (collections
  intelligence) - are applied across the customer lifecycle from acquisition and onboarding through portfolio monitoring and
  debt recovery. Data Sutram serves leading Indian banks and fintechs including HDFC, Axis, ICICI, Kotak, IndusInd, Jupiter,
  Navi, and Fibe, and maintains ISO 27001, ISO 27018, and SOC 2 certifications along with DPDP compliance. The company was
  surfaced as a portfolio company of Lightspeed Venture Partners and is also backed by B Capital.
url: https://raw.githubusercontent.com/api-evangelist/data-sutram/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- lightspeed-venture-partners
- b-capital
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-06'
image: https://datasutram.ai/favicon.ico
tags:
- Company
- Fraud Prevention
- Identity Verification
- Financial Services
- Data Intelligence
- Address Verification
- Credit Risk
- Collection
- Artificial Intelligence
- India
tags_raw:
- Company
- Fraud Detection
- Identity Verification
- Financial Services
- Data Intelligence
- Address Verification
- Credit Risk
- Collections
- Artificial Intelligence
- India
- Financial-Services
apis: []
common:
- url: https://datasutram.ai/blog
  type: Blog
- type: DomainSecurity
  url: security/data-sutram-domain-security.yml
- type: Website
  url: https://datasutram.ai/
- type: PrivacyPolicy
  url: https://datasutram.ai/privacy
- type: LinkedIn
  url: https://www.linkedin.com/company/data-sutram/
- type: Conformance
  url: conformance/data-sutram-conformance.yml
- type: Compliance
  url: conformance/data-sutram-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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