CRB

aid: crb
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/crb.png
name: CRB
description: CRB (Cross River Bank) is a New Jersey-chartered, FDIC-insured bank and financial technology infrastructure provider
  founded in 2008 and headquartered in Fort Lee, New Jersey. Cross River pairs a regulated bank with an API-driven core it
  calls the Cross River Operating System (COS), letting fintech companies, neobanks, lenders, and platforms embed banking,
  payments, cards, and lending products directly into their applications. Its developer platform exposes Accounts and Payments
  APIs spanning ACH, RTP, FedNow, wires, international payments, push-to-card, card issuing and processing, subledgers, lending
  origination, and onchain/stablecoin rails, secured with OAuth2 client credentials and delivered with an isolated sandbox,
  Postman collection, webhooks, and a dated changelog. Cross River is known for powering leading fintech partners including
  Stripe, Coinbase, Affirm, Upgrade, and Intuit, and was surfaced in the API Evangelist network as a Battery Ventures portfolio
  company.
url: https://raw.githubusercontent.com/api-evangelist/crb/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-tier: profiled
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Banking
- Banking as a Service
- Embedded Finance
- Payments
- Fintech
- Lending
- Cards
- ACH
- API
apis:
- name: Cross River Operating System (COS) API
  description: The Cross River Operating System (COS) API is Cross River's API-driven bank core, exposing Accounts and Payments
    products (ACH, RTP, FedNow, wires, international payments, cards, subledgers, and lending) to fintech partners. Access
    is secured with OAuth2 client credentials and available in an isolated sandbox.
  humanURL: https://docs.crossriver.com
  tags:
  - Banking
  - Payments
  - Cards
  - Lending
  properties:
  - type: Documentation
    url: https://docs.crossriver.com/concepts
  - type: APIReference
    url: https://docs.crossriver.com
  - type: GettingStarted
    url: https://docs.crossriver.com/get-started/quickstart
  - type: Authentication
    url: authentication/crb-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/crb-domain-security.yml
- type: Website
  url: https://www.crossriver.com/
- type: DeveloperPortal
  url: https://docs.crossriver.com
- type: Documentation
  url: https://docs.crossriver.com/concepts
- type: APIReference
  url: https://docs.crossriver.com
- type: GettingStarted
  url: https://docs.crossriver.com/get-started/quickstart
- type: Authentication
  url: authentication/crb-authentication.yml
- type: Sandbox
  url: sandbox/crb-sandbox.yml
- type: Webhooks
  url: https://docs.crossriver.com
- type: ChangeLog
  url: changelog/crb-changelog.yml
- type: Support
  url: https://docs.crossriver.com/faq
- type: Blog
  url: https://www.crossriver.com/insights
- type: SignUp
  url: https://crossriver.service-now.com/csm?id=cos_sandbox_request_form
- type: PrivacyPolicy
  url: https://www.crossriver.com/legal/privacy-policy
- type: Conventions
  url: conventions/crb-conventions.yml
- type: LLMsTxt
  url: llms/crb-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence