APOLLO Insurance website screenshot

APOLLO Insurance

APOLLO Insurance (APOLLO Insurance Agency Ltd., apollocover.com) is a Vancouver-founded Canadian digital insurance brokerage and MGA-style distribution platform that sells personal and small-commercial coverage entirely online — tenant and student tenant insurance in every province, homeowner, condo and townhouse, landlord and pet insurance on the personal side, and general liability, professional liability and directors and officers coverage on the business side. APOLLO does not underwrite; it distributes on a commission basis on behalf of A+ to A- rated Canadian carriers, and it sits in the thin digital-broker layer of a Big-Few Canadian market dominated by Intact, Definity, Co-operators and Desjardins. Its distinctive business is embedded tenant insurance for REITs and property managers: automated resident enrolment at lease signing, renewal handling, and real-time building-level compliance tracking, delivered through a Yardi Systems integration and its CoverTrack compliance product. Unusually for the Canadian insurance sector, APOLLO publishes a genuine, publicly readable developer portal at docs.apollocover.com — a Stoplight workspace with three public projects and downloadable OpenAPI definitions covering quote and application (pre-fill) for tenant insurance and compliance-status lookup for partner properties. The surface is real but partner-scoped: every call needs an affiliateId (a co-branded APOLLO subdomain) and an x-api-key token that APOLLO issues by hand to affiliates and property-manager partners, so there is no self-serve credential path and no consumer-facing API. Canada has no open-insurance mandate — OSFI supervises prudentially, the provinces (FSRA, AMF) supervise market conduct, and Consumer-Driven Banking excludes insurance entirely — so nothing forces this disclosure; APOLLO published it as a distribution strategy. No ACORD, AL3, IVANS or agency-management-system reference appears anywhere in its public site or documentation.

APOLLO Insurance publishes 3 APIs on the APIs.io network: APOLLO Affiliates API, APOLLO Public API - Affiliates, and APOLLO CoverTrack API. Tagged areas include Insurance, Canada, Insurtech, Broker, and Embedded Insurance.

The APOLLO Insurance catalog on APIs.io includes 1 event-driven AsyncAPI specification.

APOLLO Insurance’s developer surface includes sandbox, code examples, authentication, documentation, engineering blog, API reference, getting-started guide, and 37 more developer resources.

54.0/100 developing ▬ flat Agent 87/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
3 APIs 1 MCP Servers
InsuranceCanadaInsurtechBrokerEmbedded InsuranceProperty and CasualtyTenant InsuranceQuotingDistributionCompliance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 54.0/100 · developing
Contract Quality 14.8 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 87/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/apollo-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

APOLLO Affiliates API

The current APOLLO Affiliate API. Two partner-scoped POST operations — quote an application and create an application — scoped by affiliateId (the partner's co-branded APOLLO su...

APOLLO Public API - Affiliates

The earlier APOLLO public affiliate surface, still published in its own Stoplight project. Two POST operations fixed to the tenant line — generate a quote (returning contents, A...

APOLLO CoverTrack API

CoverTrack is APOLLO's tenant-insurance compliance product for REITs and property managers, served from its own api.covertrack.ca host. Three real operations plus one documented...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Apollo Insurance Authentication

apiKey · 3 schemes

SECURITY

Apollo Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Apollo Insurance Trust Center

SOC 2, ISO 27001, PCI DSS

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Apollo Insurance Agentic Access

8 operations · 6 acting

8 operations · 6 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Scroll for all 8

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 5

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 11

The organization behind the API

Scroll for all 11

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: apollo-insurance
url: https://raw.githubusercontent.com/api-evangelist/apollo-insurance/refs/heads/main/apis.yml
name: APOLLO Insurance
kind: company
description: 'APOLLO Insurance (APOLLO Insurance Agency Ltd., apollocover.com) is a Vancouver-founded Canadian digital insurance
  brokerage and MGA-style distribution platform that sells personal and small-commercial coverage entirely online — tenant
  and student tenant insurance in every province, homeowner, condo and townhouse, landlord and pet insurance on the personal
  side, and general liability, professional liability and directors and officers coverage on the business side. APOLLO does
  not underwrite; it distributes on a commission basis on behalf of A+ to A- rated Canadian carriers, and it sits in the thin
  digital-broker layer of a Big-Few Canadian market dominated by Intact, Definity, Co-operators and Desjardins. Its distinctive
  business is embedded tenant insurance for REITs and property managers: automated resident enrolment at lease signing, renewal
  handling, and real-time building-level compliance tracking, delivered through a Yardi Systems integration and its CoverTrack
  compliance product. Unusually for the Canadian insurance sector, APOLLO publishes a genuine, publicly readable developer
  portal at docs.apollocover.com — a Stoplight workspace with three public projects and downloadable OpenAPI definitions covering
  quote and application (pre-fill) for tenant insurance and compliance-status lookup for partner properties. The surface is
  real but partner-scoped: every call needs an affiliateId (a co-branded APOLLO subdomain) and an x-api-key token that APOLLO
  issues by hand to affiliates and property-manager partners, so there is no self-serve credential path and no consumer-facing
  API. Canada has no open-insurance mandate — OSFI supervises prudentially, the provinces (FSRA, AMF) supervise market conduct,
  and Consumer-Driven Banking excludes insurance entirely — so nothing forces this disclosure; APOLLO published it as a distribution
  strategy. No ACORD, AL3, IVANS or agency-management-system reference appears anywhere in its public site or documentation.'
image: https://platform-assets.apollocover.com/apollo.svg
tags:
- Insurance
- Canada
- Insurtech
- Broker
- Embedded Insurance
- Property and Casualty
- Tenant Insurance
- Quoting
- Distribution
- Compliance
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: apollo-insurance:apollo-affiliates-api
  name: APOLLO Affiliates API
  description: The current APOLLO Affiliate API. Two partner-scoped POST operations — quote an application and create an application
    — scoped by affiliateId (the partner's co-branded APOLLO subdomain) and insuranceType (currently only `tenant`). Creating
    an application returns a quoteLink into the affiliate's co-branded APOLLO launchpad with the customer's responses pre-filled.
    Authenticated with an x-api-key header token issued by an APOLLO contact; separate tokens for the test and production
    servers, plus a Stoplight mock server for prototyping.
  humanURL: https://docs.apollocover.com/docs/public-affiliate-api/a8a7ea17b0889-affiliates-api
  baseURL: https://fpl95knwc1.execute-api.ca-central-1.amazonaws.com/1_0_0
  tags:
  - Insurance
  - Quoting
  - Embedded Insurance
  - Tenant Insurance
  - Affiliate
  properties:
  - type: Documentation
    url: https://docs.apollocover.com/docs/public-affiliate-api/27500feeac1b7-introduction
  - type: APIReference
    url: https://docs.apollocover.com/docs/public-affiliate-api/a8a7ea17b0889-affiliates-api
  - type: OpenAPI
    url: openapi/apollo-insurance-affiliates.yml
  - type: Overlay
    url: overlays/apollo-insurance-affiliates-overlay.yaml
  - type: GettingStarted
    url: https://docs.apollocover.com/docs/public-affiliate-api/27500feeac1b7-introduction
- aid: apollo-insurance:apollo-public-api-affiliates
  name: APOLLO Public API - Affiliates
  description: The earlier APOLLO public affiliate surface, still published in its own Stoplight project. Two POST operations
    fixed to the tenant line — generate a quote (returning contents, ALE, liability and add-on premium components with a policy
    expiry date) and create an application. Same AWS ca-central-1 test and production hosts as the current Affiliates API;
    the project also carries a Webhooks page, which is present but empty.
  humanURL: https://docs.apollocover.com/docs/affiliate-api/18a87d4863056-public-api-affiliates
  baseURL: https://fpl95knwc1.execute-api.ca-central-1.amazonaws.com/1_0_0
  tags:
  - Insurance
  - Quoting
  - Tenant Insurance
  - Affiliate
  properties:
  - type: Documentation
    url: https://docs.apollocover.com/docs/affiliate-api/18a87d4863056-public-api-affiliates
  - type: APIReference
    url: https://docs.apollocover.com/docs/affiliate-api/18a87d4863056-public-api-affiliates
  - type: OpenAPI
    url: openapi/apollo-insurance-affiliates-legacy.yml
  - type: Overlay
    url: overlays/apollo-insurance-affiliates-legacy-overlay.yaml
- aid: apollo-insurance:apollo-covertrack-api
  name: APOLLO CoverTrack API
  description: CoverTrack is APOLLO's tenant-insurance compliance product for REITs and property managers, served from its
    own api.covertrack.ca host. Three real operations plus one documented callback — read a single tenant's compliance status
    (ACTIVE, PENDING, NOT_SUBMITTED or DECLINED, with optional policy detail including the third-party carrier's policy number
    and provider), read compliance status for every tenant of a property, and generate a tenant insurance quote for a partner.
    The fourth path is an example specification of a partner destination callback that APOLLO POSTs when a relevant policy
    event occurs — the only event-driven surface APOLLO documents.
  humanURL: https://docs.apollocover.com/docs/covertrack-api/fu18p9wlkzenb-cover-track-api-s
  baseURL: https://api.covertrack.ca
  tags:
  - Insurance
  - Compliance
  - Tenant Insurance
  - Property Management
  - Quoting
  properties:
  - type: Documentation
    url: https://docs.apollocover.com/docs/covertrack-api/fu18p9wlkzenb-cover-track-api-s
  - type: APIReference
    url: https://docs.apollocover.com/docs/covertrack-api/fu18p9wlkzenb-cover-track-api-s
  - type: OpenAPI
    url: openapi/apollo-insurance-covertrack.yml
  - type: Overlay
    url: overlays/apollo-insurance-covertrack-overlay.yaml
  - type: Webhooks
    url: asyncapi/apollo-insurance-covertrack-webhooks.yml
common:
- type: LLMsTxt
  url: llms/apollo-insurance-llms.txt
- type: MCPServer
  url: mcp/apollo-insurance-mcp.yml
- type: ToolCrosswalk
  url: mcp/apollo-insurance-tool-crosswalk.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Conventions
  url: conventions/apollo-insurance-conventions.yml
- type: Idempotency
  url: conventions/apollo-insurance-conventions.yml
- type: ErrorCatalog
  url: errors/apollo-insurance-problem-types.yml
- type: Lifecycle
  url: lifecycle/apollo-insurance-lifecycle.yml
- type: Sandbox
  url: sandbox/apollo-insurance-sandbox.yml
- type: DataModel
  url: data-model/apollo-insurance-data-model.yml
- type: Examples
  url: examples/apollo-insurance-examples.yml
- type: Components
  url: components/apollo-insurance-components.yml
- type: Webhooks
  url: asyncapi/apollo-insurance-covertrack-webhooks.yml
- type: Conformance
  url: conformance/apollo-insurance-conformance.yml
- type: Compliance
  url: https://apollocover.com/security
- type: SecurityPolicy
  url: https://apollocover.com/security
- type: AgenticAccess
  url: agentic-access/apollo-insurance-agentic-access.yml
- type: TrustCenter
  url: security/apollo-insurance-trust-center.yml
- type: DomainSecurity
  url: security/apollo-insurance-domain-security.yml
- type: Authentication
  url: authentication/apollo-insurance-authentication.yml
- type: Website
  url: https://apollocover.com/
- type: DeveloperPortal
  url: https://docs.apollocover.com/
- type: Documentation
  url: https://docs.apollocover.com/docs/public-affiliate-api/27500feeac1b7-introduction
- type: Partners
  url: https://apollocover.com/partnerships
- type: SupportCenter
  url: https://help.apollocover.com/
- type: CustomerPortal
  url: https://policy-portal.apollocover.com/
- type: Blog
  url: https://apollocover.com/magazine
- type: PrivacyPolicy
  url: https://apollocover.com/privacy-policy
- type: APIReference
  url: https://docs.apollocover.com/docs/public-affiliate-api/a8a7ea17b0889-affiliates-api
- type: GettingStarted
  url: https://docs.apollocover.com/docs/public-affiliate-api/27500feeac1b7-introduction
- type: Support
  url: https://help.apollocover.com/en/
- type: TermsOfService
  url: https://apollocover.com/terms-conditions/
- type: Login
  url: https://policy-portal.apollocover.com/
- type: Contact
  url: https://apollocover.com/contact-us
- type: About
  url: https://apollocover.com/about-us
- type: Careers
  url: https://apollocover.com/about-us/join-the-team
- type: InvestorRelations
  url: https://apollocover.com/about-us/investor-relations
- type: Press
  url: https://apollocover.com/about-us/in-the-news
- type: Reviews
  url: https://apollocover.com/reviews
- type: SiteMap
  url: https://apollocover.com/site-map
- type: LinkedIn
  url: https://www.linkedin.com/company/apolloexchange
- type: Twitter
  url: https://twitter.com/theapollomag
- type: Facebook
  url: https://www.facebook.com/apolloinsurance
- type: Instagram
  url: https://www.instagram.com/apolloinsurance
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com