🇲🇾Financial Technology in Malaysia

5 financial technology providers in Malaysia, publishing 1 API.

5 providers 1 published API 30 indexed documents

Financial Technology in Malaysia — 5 providers on the APIs.io network sit in both cohorts, and between them they publish 1 indexed API.

1 of the 5 publishes at least one machine-readable API; 4 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 3 minimal, 1 strong, and 1 emerging.

Leading by rating: Curlec, Ejen2u, Bayapay Sdn Bhd, Vircle, and Hello Gold.

Country membership is exact-tag only. A provider lands in Malaysia when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a financial technology company headquartered in Malaysia that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (5)

Provider Description APIs Rating
Curlec Curlec (Razorpay Curlec) is a Malaysian online payment solution and part of Razorpay, the RBI-authorised full-stack payment platform. Curlec lets businesses in Malaysia accept o... 1 strong
Ejen2u Ejen2u is a Malaysian reseller and agent-management technology company that operates one of the country's largest cloud-based reseller ecosystems for MSME brand owners, stockist... 0 emerging
Bayapay Sdn Bhd BayaPay Sdn Bhd is a Malaysian fintech (incorporated 2021, registration 202101021154 / 1421454-H, based in Subang Jaya, Selangor) building programmable, permission-based busines... 0 minimal
Vircle Vircle is a Malaysian family fintech platform, operated by Debit Circles Sdn Bhd, offering a parent app paired with a prepaid card for children so families can give pocket money... 0 minimal
Hello Gold HelloGold is a Malaysian fintech company operating a mobile gold-savings app that lets everyday users buy, save, sell, send, and redeem 99.99% investment-grade gold starting fro... 0 minimal

Indexed API documents (30)

Two numbers, both real: these providers publish 1 API as their own documents, which the catalog indexes split one-per-resource into 30 documents.

Curlec Bills API

Razorpay Billme digital receipts and bills for retail, food & beverage, events, and ecommerce.

Curlec Customers API

Customer profiles store contact information for recurring billing, saved cards, and personalised checkout. Each email+contact combination...

Curlec Disputes API

Disputes (chargebacks) are raised by customers via their bank. You can accept (lose) or contest (challenge with evidence) each dispute. M...

Curlec Documents API

Document uploads for dispute evidence. Upload JPEG, PNG, or PDF files and receive a document ID to reference in dispute contest submissions.

Curlec Instant Settlements API

On-demand settlements let you transfer your available Razorpay balance to your bank account immediately, outside the normal settlement cy...

Curlec Invoices API

Invoices and payment pages for one-time or partial-payment collection. Create in draft, issue to the customer, and track payment status. ...

Curlec Items API

Reusable catalog items that can be referenced in invoice line items. Defining items once avoids repeating price and description on each i...

Curlec Linked Accounts API

Sub-merchant accounts (Linked Accounts) created under a Route marketplace. Includes account creation, stakeholder KYC, and Route product ...

Curlec Orders API

Orders are the starting point for accepting a payment. Create an order with the amount and currency, pass the order_id to Razorpay Checko...

Curlec Partner Accounts API

Sub-merchant account lifecycle management via Partners API (Aggregator/Platform model). Uses OAuth access_token authentication.

Curlec Partner Documents API

Upload and fetch KYC documents for sub-merchant accounts and their stakeholders.

Curlec Partner Stakeholders API

Manage stakeholders (directors/executives) for sub-merchant accounts. Multiple stakeholders allowed per account.

Curlec Partner Webhooks API

Configure webhooks for sub-merchant accounts to receive payment events. Maximum 30 per account.

Curlec Payment Downtimes API

Scheduled and live downtime information for card, netbanking, and UPI. Poll or subscribe to payment.downtime webhooks to detect degraded ...

Curlec Payment Links API

Payment Links are shareable URLs to collect payments without a website. Share via SMS, email, or any channel. Supports partial payments, ...

Curlec Payments API

A payment is created when a customer completes checkout. Payments can be auto-captured or manually captured. Fetch payment details to rec...

Curlec Plans API

Billing plan definitions for recurring subscriptions. A plan sets the billing period, interval, and per-cycle charge. Plans are reusable ...

Curlec QR Codes API

QR Codes enable offline and digital payment collection. Customers scan with any UPI or card app. Supports fixed-amount and variable-amoun...

Curlec Refunds API

Refunds return captured payment amounts to customers. Normal refunds take 5-7 business days. Instant (optimum) refunds settle immediately...

Curlec Settlements API

Settlements represent batch transfers of collected payment funds to your bank account. Use the recon endpoint for transaction-level recon...

Curlec Subscriptions API

Recurring billing subscriptions. Customers must authorize a payment mandate (UPI Autopay, NACH, or card-on-file) via the short_url before...

Curlec Transfers API

Fund transfers from a merchant, payment, or order to a Linked Account (Route). Supports payment-based splits, direct on-demand transfers,...

Curlec Virtual Accounts API

Virtual bank accounts and UPI VPAs that accept NEFT/RTGS/IMPS/UPI payments (Smart Collect). Each incoming payment creates a BankTransfer ...

Curlec X Account Validation API

Penny drop and reverse penny drop bank/VPA validation

Curlec X Banking Balances API

Fetch RazorpayX account balances

Curlec X Contacts API

RazorpayX payout recipients — create, fetch, update contacts

Curlec X Fund Accounts API

Payout destination accounts (bank, VPA, card) linked to contacts

Curlec X Payout Links API

Payout links for recipients without saved fund accounts

Curlec X Payouts API

Disbursements via NEFT, RTGS, IMPS, UPI, card — includes composite and approval flows

Curlec X Transactions API

Fetch RazorpayX transaction records — credits (bank_transfer inflows) and debits (payout outflows)

Other industries in Malaysia

E-Commerce Platform 10 Education & EdTech 10 Mobility & Fleet 5 Retail 5 Logistics 4 Real Estate 4 Venture Capital & Investing 4 Artificial Intelligence 3 Food Service 3 Payments & Money Movement 3 Supply Chain & Procurement 3 Accounting & Finance Operations 2 All of Malaysia →

Financial Technology elsewhere

Europe 229 North America 176 Latin America 150 India & South Asia 111 United Kingdom & Ireland 104 Africa 86 Southeast Asia 81 Middle East 65 DACH (Germany · Austria · Switzerland) 44 France & Iberia 33 Japan & Korea 21 Greater China 20 All of Financial Technology →

This page is the intersection of two independently computed cohorts: Malaysia and Financial Technology. A provider appears here only when it is already a member of both. Malaysia membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

Work with this as data

Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

MCP server

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Tools for countries

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
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curl "https://apis.io/api/v1/search?q=malaysia-financial-technology&limit=10"
Everything under a tag
curl "https://apis.io/api/v1/tags/malaysia-financial-technology"

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