Applications › Mobile Banking & Payments Wallet

Mobile Banking & Payments Wallet

What 6 leading Mobile Banking & Payments Wallet apps are built on: the providers each one ships in its code or lists as an integration, grouped by layer and capability, and joined to the catalog.

6 reference apps 27 providers 12 observed in code 15 declared only 100.0% in the catalog 41.9 mean Kin Score 9 with a verified MCP server
How to read this. observed the integration ships in the app (SDK in a dependency file, source code, or an Android build analysis). declared the app names the integration itself (README, integrations page, store listing). Every row links the source it was read from. Providers not yet in the catalog are marked queued for profiling. Blueprint by API Evangelist, CC BY-NC-SA 4.0. Capabilities marked Turbo EA come from Turbo EA Capabilities by Vincent Verdet, CC BY 4.0 (notice); those marked API Evangelist extension are CC BY-NC-SA 4.0. Android build analyses: Exodus Privacy (reports.exodus-privacy.eu.org).

domain layer 6 capabilities
General Ledger Management 10 providers · BC-200.10 · Turbo EA

General Ledger Management capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Xero declared [1] Wise 86.7 exemplar 61.3 agent-native verified
Zoho Books declared [1] Wise 43.9 developing 18.9 agent-aware documented
Sage Business Cloud Accounting declared [1] Wise 41.8 developing 31.3 agent-ready none found
Microsoft Dynamics 365 Business Central declared [1] Wise 39.7 developing 26.4 agent-aware none found
FreeAgent declared [1] Wise 39.3 developing 25.6 agent-aware none found
QuickBooks declared [1] Wise 34.2 thin 19.7 agent-aware verified
Wave declared [1] Wise 28.1 thin 16.1 agent-aware none found
Bonsai declared [1] Wise 26.6 thin 29.9 agent-ready unknown
Odoo declared [1] Wise 26.2 thin 17.9 agent-aware none found
Oracle NetSuite declared [1] Wise 12.5 emerging 0.0 human-only none found
Core Banking Platforms 1 providers · AE-936 · API Evangelist extension

Core Banking Platforms capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Apache Fineract (Mifos platform) declared [1] [2] Mifos Mobile (openMF mifos-mobile), Mifos Pay (openMF mobile-wallet) 14.1 emerging 2.9 human-only —
Banking-as-a-Service & Sponsor Banks 1 providers · AE-935 · API Evangelist extension

Banking-as-a-Service & Sponsor Banks capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Sutton Bank declared [1] Cash App 6.2 minimal 0.0 human-only —
Buy Now, Pay Later 1 providers · AE-140.30.10 · API Evangelist extension
ProviderEvidenceAppsKin ScoreAgent readinessMCP
Afterpay declared [1] Cash App 9.3 minimal 13.0 agent-aware none found
Card Issuance Management 1 providers · BC-1340.60 · Turbo EA

Card Issuance Management capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Visa (Cash App Card) declared [1] Cash App 45.3 developing 45.4 agent-ready verified
Embedded Mobile Plans & eSIM 1 providers · AE-150.100 · API Evangelist extension

Embedded Mobile Plans & eSIM capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Gigs (Cash App Mobile) declared [1] Cash App 44.5 developing 23.6 agent-aware none found

common layer 9 capabilities
Product Usage Analytics 2 providers · BC-4280.30 · Turbo EA

Product Usage Analytics capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Google Firebase Analytics observed [1] [2] [3] Cash App, Mifos Mobile (openMF mifos-mobile), Mifos Pay (openMF mobile-wallet), Revolut, Wise 50.3 developing 14.2 agent-aware verified
Mixpanel observed [1] Wise 60.3 strong 48.3 agent-ready verified
Observability Management 2 providers · BC-4220.20 · Turbo EA

Observability Management capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Firebase Crashlytics observed [1] [2] [3] Mifos Mobile (openMF mifos-mobile), Mifos Pay (openMF mobile-wallet), Revolut, Wise 50.3 developing 14.2 agent-aware verified
Bugsnag observed [1] Cash App 78.5 exemplar 53.1 agent-ready verified
Mobile Attribution & Deep Linking 3 providers · AE-902 · API Evangelist extension

Mobile Attribution & Deep Linking capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
AppsFlyer observed [1] [2] Cash App, Revolut 69.8 exemplar 46.4 agent-ready verified
Singular observed [1] Wise 67.4 exemplar 50.0 agent-ready none found
Adjust observed [1] PayPal 30.8 thin 23.8 agent-aware none found
Social & Federated Login 2 providers · AE-160.10.30 · API Evangelist extension
ProviderEvidenceAppsKin ScoreAgent readinessMCP
Facebook Login observed [1] Wise 42.7 developing 28.2 agent-aware none found
Google sign-in observed [1] Mifos Pay (openMF mobile-wallet) 36.8 thin 19.6 agent-aware none found
Software Marketplace Listing Management 1 providers · BC-4270.70 · Turbo EA

Software Marketplace Listing Management capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Google Play (Integrity, In-App Review, In-App Update) observed [1] [2] Mifos Mobile (openMF mifos-mobile), Mifos Pay (openMF mobile-wallet) 31.6 thin 24.6 agent-aware none found
Base Map Tiles 1 providers · AE-120.20.10 · API Evangelist extension
ProviderEvidenceAppsKin ScoreAgent readinessMCP
Google Maps observed [1] Mifos Mobile (openMF mifos-mobile) 49.7 developing 24.5 agent-aware verified
Customer Feedback Management 1 providers · BC-430.50 · Turbo EA

Customer Feedback Management capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Qualtrics observed [1] PayPal 47.3 developing 20.0 agent-aware none found
Digital Marketing Management 1 providers · BC-400.60 · Turbo EA

Digital Marketing Management capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Adobe Experience Cloud observed [1] PayPal 67.2 exemplar 54.1 agent-ready verified
Push Notifications 1 providers · AE-150.30 · API Evangelist extension

Push Notifications capability

ProviderEvidenceAppsKin ScoreAgent readinessMCP
Firebase Cloud Messaging observed [1] Mifos Mobile (openMF mifos-mobile) 50.3 developing 14.2 agent-aware verified

Reference apps

Revolut commercial

https://www.revolut.com/

3 observed · 0 declared
  • observed ships the AppsFlyer SDK or integration code source
  • observed ships the Firebase Crashlytics SDK or integration code source
  • observed ships the Google Firebase Analytics SDK or integration code source

Read from: Android build analysis (Exodus Privacy, reports.exodus-privacy.eu.org)

Cash App commercial

https://cash.app/

3 observed · 4 declared
  • observed ships the AppsFlyer SDK or integration code source
  • observed ships the Bugsnag SDK or integration code source
  • observed ships the Google Firebase Analytics SDK or integration code source
  • declared lists Afterpay as an integration source
  • declared lists Gigs (Cash App Mobile) as an integration source
  • declared lists Sutton Bank as an integration source
  • declared lists Visa (Cash App Card) as an integration source

Read from: Android build analysis (Exodus Privacy, reports.exodus-privacy.eu.org), documentation

PayPal commercial

https://www.paypal.com/

3 observed · 0 declared
  • observed ships the Adjust SDK or integration code source
  • observed ships the Adobe Experience Cloud SDK or integration code source
  • observed ships the Qualtrics SDK or integration code source

Read from: Android build analysis (Exodus Privacy, reports.exodus-privacy.eu.org)

Wise commercial

https://wise.com/

5 observed · 10 declared
  • observed ships the Facebook Login SDK or integration code source
  • observed ships the Firebase Crashlytics SDK or integration code source
  • observed ships the Google Firebase Analytics SDK or integration code source
  • observed ships the Mixpanel SDK or integration code source
  • observed ships the Singular SDK or integration code source
  • declared lists Bonsai as an integration source
  • declared lists FreeAgent as an integration source
  • declared lists Microsoft Dynamics 365 Business Central as an integration source
  • declared lists Odoo as an integration source
  • declared lists Oracle NetSuite as an integration source
  • declared lists QuickBooks as an integration source
  • declared lists Sage Business Cloud Accounting as an integration source
  • declared lists Wave as an integration source
  • declared lists Xero as an integration source
  • declared lists Zoho Books as an integration source

Read from: Android build analysis (Exodus Privacy, reports.exodus-privacy.eu.org), integrations page

Mifos Pay (openMF mobile-wallet) self-hosted

https://github.com/openMF/mobile-wallet

4 observed · 1 declared
  • observed ships the Firebase Analytics SDK or integration code source
  • observed ships the Firebase Crashlytics + Performance SDK or integration code source
  • observed ships the Google Play (Integrity, In-App Review, In-App Update) SDK or integration code source
  • observed ships the Google sign-in SDK or integration code source
  • declared lists Apache Fineract (Mifos platform) as an integration source

Read from: dependency manifest, documentation

Mifos Mobile (openMF mifos-mobile) self-hosted

https://github.com/openMF/mifos-mobile

5 observed · 1 declared
  • observed ships the Firebase Analytics SDK or integration code source
  • observed ships the Firebase Cloud Messaging SDK or integration code source
  • observed ships the Firebase Crashlytics + Performance SDK or integration code source
  • observed ships the Google Maps SDK or integration code source
  • observed ships the Google Play (Integrity, In-App Review, In-App Update) SDK or integration code source
  • declared lists Apache Fineract (Mifos platform) as an integration source

Read from: dependency manifest, documentation

Where these apps are listed

See also the shared layer under every category.