Versapay

aid: versapay
url: https://raw.githubusercontent.com/api-evangelist/versapay/refs/heads/main/apis.yml
name: Versapay
kind: company
description: 'Versapay is a Toronto, Canada based B2B payments company focused on accounts receivable (AR) automation and
  integrated payment acceptance for suppliers and their buyers. Its "Collaborative AR" platform combines electronic invoicing,
  customer collaboration, cash application, and embedded payment processing so businesses can invoice, get paid, and reconcile
  inside one workflow, with ERP-adjacent integrations for order-to-cash. Versapay serves the North American mid-market and
  enterprise segment and, unlike consumer money-movement players in Canada''s Interac-dominated market, sits in the API-native
  B2B acquiring and AR/AP money-movement layer. Its API posture is genuinely public and honest: developers.versapay.com hosts
  a Redocly-rendered reference for a broad REST platform API (onboarding, wallets, orders, order transactions, gift cards,
  card-present EMV, settlement reporting, autopay, customers, invoices, divisions, notifications, and webhooks) plus a separate
  hosted-iframe Ecommerce API for PCI-reduced payment sessions. Authentication is HTTPS Basic access authentication using
  an API Token and Key issued from the account console, with a UAT sandbox alongside production and a documented webhook event
  model.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Canada
- Accounts Receivable
- AR Automation
- Order to Cash
- Payment Acceptance
- Payment Processing
- B2B Payments
- Invoicing
- Ecommerce
- Card Present
- Webhooks
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: versapay:versapay-api-reference
  name: Versapay API Reference
  description: 'The core Versapay platform REST API (v1.3.35, OpenAPI 3.0.0, 86 documented paths) covering the Collaborative
    AR and payment-acceptance surface: onboarding applications, wallets, orders and order transactions, gift cards, card-present
    EMV, reference data, settlement reporting, autopay, customers, invoices and invoicing payments, divisions, notifications,
    collaboration, file imports, and webhooks. Authenticated with HTTPS Basic access authentication (API Token and Key) against
    a UAT sandbox and production.'
  humanURL: https://developers.versapay.com/
  baseURL: https://secure.versapay.com
  tags:
  - Accounts Receivable
  - Payment Acceptance
  - Invoicing
  - Card Present
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/versapay-api-reference.json
  - type: Documentation
    url: https://developers.versapay.com/
  - type: APIReference
    url: https://developers.versapay.com/
  - type: Overlay
    url: overlays/versapay-api-reference-overlay.yaml
  - type: ToolCrosswalk
    url: mcp/versapay-tool-crosswalk.yml
- aid: versapay:versapay-ecommerce-api
  name: Versapay Ecommerce API
  description: The Versapay Ecommerce server-side API (v2.0.0, OpenAPI 3.0.0, 11 documented paths) that configures payment
    sessions, manages customer wallets (credit cards and bank accounts), creates and captures order sales and payments, checks
    gift-card balances, and validates Apple Pay merchants. It pairs with a client-side JavaScript SDK and a Versapay-hosted
    iframe so sensitive payment data never transits the merchant application, reducing PCI scope. Served from https://{subdomain}.versapay.com/api/v2.
  humanURL: https://developers.versapay.com/ecommerce/
  baseURL: https://secure.versapay.com/api/v2
  tags:
  - Ecommerce
  - Payment Sessions
  - Wallets
  - Hosted Checkout
  properties:
  - type: OpenAPI
    url: openapi/versapay-ecommerce-api.json
  - type: Documentation
    url: https://developers.versapay.com/ecommerce/
  - type: APIReference
    url: https://developers.versapay.com/ecommerce/
  - type: Overlay
    url: overlays/versapay-ecommerce-api-overlay.yaml
common:
- type: AgenticAccess
  url: agentic-access/versapay-agentic-access.yml
- type: DomainSecurity
  url: security/versapay-domain-security.yml
- type: Authentication
  url: authentication/versapay-authentication.yml
- type: OAuthScopes
  url: scopes/versapay-scopes.yml
- type: WellKnown
  url: well-known/versapay-well-known.yml
- type: MCPServer
  url: mcp/versapay-mcp.yml
- type: LLMsTxt
  url: llms/versapay-llms.txt
- type: Conventions
  url: conventions/versapay-conventions.yml
- type: ErrorCatalog
  url: errors/versapay-problem-types.yml
- type: DeclineCodes
  url: errors/versapay-decline-codes.yml
- type: Lifecycle
  url: lifecycle/versapay-lifecycle.yml
- type: Deprecation
  url: lifecycle/versapay-lifecycle.yml
- type: Conformance
  url: conformance/versapay-conformance.yml
- type: Compliance
  url: https://versapay.com/security
- type: Sandbox
  url: sandbox/versapay-sandbox.yml
- type: Components
  url: components/versapay-components.yml
- type: DataModel
  url: data-model/versapay-data-model.yml
- type: Webhooks
  url: asyncapi/versapay-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Website
  url: https://versapay.com
- type: DeveloperPortal
  url: https://developers.versapay.com/
- type: Documentation
  url: https://developers.versapay.com/
- type: APIReference
  url: https://developers.versapay.com/
- type: StatusPage
  url: https://status.versapay.com
- type: Blog
  url: https://versapay.com/blog
- type: SignUp
  url: https://secure.versapay.com/account
- type: TermsOfService
  url: https://versapay.com/terms
- type: PrivacyPolicy
  url: https://versapay.com/legal/privacy-policy
- type: Security
  url: https://versapay.com/security
- type: LinkedIn
  url: https://www.linkedin.com/company/versapay
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com