UrbanFox

UrbanFox is an AI-powered online payment fraud detection and prevention platform that uses generative AI and behavioral intelligence - rather than static rule-sets - to detect payment fraud, account takeover, and bot traffic across transactions, sessions, and accounts. The Techstars-backed company ships a tenant-scoped Customer API (OAuth 2.0 client credentials) for fraud case management, end-user account management, activity metrics, credential rotation, and clickstream collector integration.

UrbanFox publishes 6 API contracts indexed on the APIs.io network, including Cases API, End User Accounts API, Metrics API, and 3 more. Tagged areas include Fraud Prevention, Payment Fraud, Account Takeover, Bot Detection, and Risk Management.

The UrbanFox catalog on APIs.io includes 1 Spectral governance ruleset.

UrbanFox’s developer surface includes documentation, API reference, getting-started guide, support, pricing, signup flow, authentication, and 18 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

39.1/100 thin ▬ flat Agent 33/100 agent ready Front door AI 3/6 light saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterpriseSelf serve

1 published contract 4 Agent Skills

Fraud Prevention Payment Fraud Account Takeover Bot Detection Risk Management Security Artificial Intelligence E-Commerce

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 39.1/100 · thin

Contract Quality 10.3 / 19

Developer Ergonomics 8.5 / 15

Access Clarity 3.6 / 15

Operational Transparency 0.0 / 10

Contract Governance 1.6 / 9

Discoverability 5.5 / 8

Regulatory Posture 3.4 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 33/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 23.7 — up to +15.3 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points
Contract Quality scores 55.1 — up to +11.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/urbanfox/apis.yml: open an issue on github.com/api-evangelist/urbanfox to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

UrbanFox Cases API

Fraud case retrieval and updates.

UrbanFox End User Accounts API

End-user account retrieval, creation, updates, and deletion.

UrbanFox Metrics API

Aggregated tenant metrics and time-series reporting.

UrbanFox Snippet API

Tenant integration snippet retrieval.

UrbanFox Tenants API

Tenant details and tenant authentication credentials.

UrbanFox O Auth API

OAuth token generation for machine-to-machine authentication.

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

UrbanFox Customer Cases API

OPEN COLLECTION

UrbanFox Customer Cases End User Accounts API

OPEN COLLECTION

UrbanFox Customer Cases Metrics API

OPEN COLLECTION

UrbanFox Customer Cases OAuth API

OPEN COLLECTION

UrbanFox Customer Cases Snippet API

OPEN COLLECTION

UrbanFox Customer Cases Tenants API

OPEN COLLECTION

Agent Skills 4

Packaged agent skills for driving this provider's APIs from an AI assistant.

Authenticate and list fraud cases

AGENT SKILL

Investigate and close a fraud case

AGENT SKILL

Manage end-user accounts

AGENT SKILL

Query tenant activity metrics

AGENT SKILL

UrbanFox API pricing

Pricing Plans 1

Published pricing tiers and plan structures.

Urbanfox Plans Pricing

0 plans

PLANS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

UrbanFox API Rules

77 rules · 68 errors 4 warnings 5 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Urbanfox Customer Api Overlay

3 actions · update · urbanfox-customer-api-openapi.yml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Urbanfox Authentication

oauth2 · 1 scheme

SECURITY

Urbanfox Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Urbanfox Scopes

13 scopes · clientCredentials

13 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Urbanfox Agentic Access

14 operations · 6 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Components

DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

Packages

Packages

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

OAuthScopes

OAuthScopes

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 1

The organization behind the API

Website

Website

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: urbanfox
name: UrbanFox
description: UrbanFox is an AI-powered online payment fraud detection and prevention platform that uses generative AI and
  behavioral intelligence - rather than static rule-sets - to detect payment fraud, account takeover, and bot traffic across
  transactions, sessions, and accounts. The Techstars-backed company ships a tenant-scoped Customer API (OAuth 2.0 client
  credentials) for fraud case management, end-user account management, activity metrics, credential rotation, and clickstream
  collector integration.
url: https://raw.githubusercontent.com/api-evangelist/urbanfox/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: enriched
x-tier-reason: real API surface found (docs.urbanfox.io + OpenAPI 3.1)
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Enterprise · Self-serve signup
  confidence: medium
  source:
  - authentication
  - scopes
  - security
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Fraud Prevention
- Payment Fraud
- Account Takeover
- Bot Detection
- Risk Management
- Security
- Artificial Intelligence
- E-Commerce
tags_raw:
- Fraud Detection
- Payment Fraud
- Account Takeover
- Bot Detection
- Risk Management
- Security
- Artificial Intelligence
- eCommerce
image: https://www.urbanfox.io/hubfs/Favicon.png
apis:
- aid: urbanfox:urbanfox-cases-api
  name: UrbanFox Cases API
  description: Fraud case retrieval and updates.
  humanURL: https://docs.urbanfox.io/api-reference
  baseURL: https://api.demo-retail.urbanfox.io
  tags:
  - Cases
  properties:
  - type: OpenAPI
    url: openapi/urbanfox-cases-api-openapi.yml
  - type: Documentation
    url: https://docs.urbanfox.io/
- aid: urbanfox:urbanfox-end-user-accounts-api
  name: UrbanFox End User Accounts API
  description: End-user account retrieval, creation, updates, and deletion.
  humanURL: https://docs.urbanfox.io/api-reference
  baseURL: https://api.demo-retail.urbanfox.io
  tags:
  - End User Accounts
  properties:
  - type: OpenAPI
    url: openapi/urbanfox-end-user-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.urbanfox.io/
- aid: urbanfox:urbanfox-metrics-api
  name: UrbanFox Metrics API
  description: Aggregated tenant metrics and time-series reporting.
  humanURL: https://docs.urbanfox.io/api-reference
  baseURL: https://api.demo-retail.urbanfox.io
  tags:
  - Metrics
  properties:
  - type: OpenAPI
    url: openapi/urbanfox-metrics-api-openapi.yml
  - type: Documentation
    url: https://docs.urbanfox.io/
- aid: urbanfox:urbanfox-snippet-api
  name: UrbanFox Snippet API
  description: Tenant integration snippet retrieval.
  humanURL: https://docs.urbanfox.io/api-reference
  baseURL: https://api.demo-retail.urbanfox.io
  tags:
  - Snippet
  properties:
  - type: OpenAPI
    url: openapi/urbanfox-snippet-api-openapi.yml
  - type: Documentation
    url: https://docs.urbanfox.io/
- aid: urbanfox:urbanfox-tenants-api
  name: UrbanFox Tenants API
  description: Tenant details and tenant authentication credentials.
  humanURL: https://docs.urbanfox.io/api-reference
  baseURL: https://api.demo-retail.urbanfox.io
  tags:
  - Tenants
  properties:
  - type: OpenAPI
    url: openapi/urbanfox-tenants-api-openapi.yml
  - type: Documentation
    url: https://docs.urbanfox.io/
- aid: urbanfox:urbanfox-oauth-api
  name: UrbanFox O Auth API
  description: OAuth token generation for machine-to-machine authentication.
  humanURL: https://docs.urbanfox.io/api-reference
  baseURL: https://api.demo-retail.urbanfox.io
  tags:
  - OAuth
  - Authentication
  tags_raw:
  - OAuth
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/urbanfox-oauth-api-openapi.yml
  - type: Documentation
    url: https://docs.urbanfox.io/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/urbanfox-plans-pricing.yml
- type: Overlay
  url: overlays/urbanfox-customer-api-overlay.yaml
- type: Website
  url: https://urbanfox.io/
- type: DeveloperPortal
  url: https://docs.urbanfox.io/
- type: Documentation
  url: https://docs.urbanfox.io/
- type: APIReference
  url: https://docs.urbanfox.io/api-reference
- type: GettingStarted
  url: https://docs.urbanfox.io/tutorials/first-api-call
- type: Support
  url: https://docs.urbanfox.io/support
- type: PrivacyPolicy
  url: https://www.urbanfox.io/privacy-policy
- type: Pricing
  url: https://www.urbanfox.io/
  name: Plans (Free trial / Business / Enterprise) published on the homepage
- type: SignUp
  url: https://2ffr2z.share-eu1.hsforms.com/2wcLUdqqOSWOmGkVadK7V0g
  name: Sign Up (homepage call-to-action form)
- type: LLMsTxt
  url: llms/urbanfox-llms.txt
  name: Published at https://docs.urbanfox.io/llms.txt
- type: Authentication
  url: authentication/urbanfox-authentication.yml
- type: OAuthScopes
  url: scopes/urbanfox-scopes.yml
- type: DomainSecurity
  url: security/urbanfox-domain-security.yml
- type: AgenticAccess
  url: agentic-access/urbanfox-agentic-access.yml
- type: X-MCPServerCandidate
  url: mcp/urbanfox-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
  name: Candidate MCP tool surface derived from the OpenAPI (no official server)
- type: Conformance
  url: conformance/urbanfox-conformance.yml
- type: ErrorCatalog
  url: errors/urbanfox-problem-types.yml
- type: Lifecycle
  url: lifecycle/urbanfox-lifecycle.yml
- type: Conventions
  url: conventions/urbanfox-conventions.yml
- type: Components
  url: components/urbanfox-components.yml
- type: DataModel
  url: data-model/urbanfox-data-model.yml
- type: Packages
  url: packages/urbanfox-packages.yml
  name: Registry search record - no first-party SDKs published
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 21
  pass: local-v1

UrbanFox API — frequently asked questions

Does UrbanFox have an API?

Yes. APIs.io lists 6 APIs from UrbanFox, including UrbanFox Cases API, UrbanFox End User Accounts API and UrbanFox Metrics API, and 3 more.

Is there an OpenAPI specification for the UrbanFox API?

Yes. APIs.io indexes 6 OpenAPI specifications for UrbanFox, each linked for download from this page.

How do I authenticate with the UrbanFox API?

UrbanFox documents its authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Urbanfox Authentication.

Is the UrbanFox API ready for AI agents?

UrbanFox has a Kin Score of 39.1 out of 100 (thin) and an Agent Readiness score of 33.3 (agent-ready), scored by API Evangelist on 2026-11-06.

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