Unum

Unum Group is a leading provider of financial protection benefits including disability insurance, life insurance, dental insurance, vision insurance, and critical illness coverage. Unum's developer platform offers APIs for HR system integration, eligibility management, leave and absence management, enrollment, and evidence of insurability processing.

Unum publishes 6 APIs on the APIs.io network, including Authentication API, Billing API, Eligibility API, and 3 more. Tagged areas include Insurance, Benefits Administration, HR Integration, Disability Insurance, and Life Insurance.

The Unum catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Unum’s developer surface includes authentication, documentation, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

47.2/100 developing ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessEnterpriseSelf serve

8 APIs

InsuranceBenefits AdministrationHR IntegrationDisability InsuranceLife InsuranceFortune 500

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 47.2/100 · developing

Contract Quality 17.4 / 25

Developer Ergonomics 6.1 / 20

Commercial Clarity 5.8 / 20

Operational Transparency 2.7 / 13

Governance 7.0 / 12

Discoverability 7.4 / 10

Agent readiness — 31/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

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APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Unum Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Examples 3

Example request and response payloads for these APIs.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Unum Scopes

9 scopes · clientCredentials

9 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Unum Agentic Access

18 operations · 8 acting · 1 human-in-the-loop

18 operations · 8 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Case Studies

Case Studies

Source (apis.yml)

aid: unum
name: Unum
description: Unum Group is a leading provider of financial protection benefits including disability insurance, life insurance,
  dental insurance, vision insurance, and critical illness coverage. Unum's developer platform offers APIs for HR system integration,
  eligibility management, leave and absence management, enrollment, and evidence of insurability processing.
type: Index
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/unum.png
tags:
- Insurance
- Benefits Administration
- HR Integration
- Disability Insurance
- Life Insurance
- Fortune 500
url: https://raw.githubusercontent.com/api-evangelist/unum/refs/heads/main/apis.yml
created: '2026-05-03'
modified: '2026-05-19'
specificationVersion: '0.19'
apis:
- aid: unum:benefits-enrollment
  name: Unum Benefits Enrollment API
  description: The Unum Benefits Enrollment API allows benefits administration platforms and HR systems to submit, update,
    and manage employee benefit enrollments in real time. The API enables seamless data synchronization between employer HR
    systems and Unum's benefits administration, supporting life events, open enrollment, and real-time quoting for voluntary
    benefits.
  humanURL: https://developer.unum.com/s/
  baseURL: https://api.unum.com
  tags:
  - Benefits Enrollment
  - Insurance
  - Voluntary Benefits
  properties:
  - type: Documentation
    url: https://developer.unum.com/s/
  - type: Website
    url: https://www.unum.com/employers/solutions/myunum
- aid: unum:leave-absence
  name: Unum Leave and Absence Management API
  description: The Unum Leave and Absence Management API integrates Unum's leave solutions directly with HCM platforms, automating
    leave request intake, status tracking, return-to-work coordination, and FMLA/state leave eligibility determination. The
    API eliminates manual data entry by connecting leave workflows between employer HR systems and Unum's leave management
    platform.
  humanURL: https://developer.unum.com/s/
  baseURL: https://api.unum.com
  tags:
  - Leave Management
  - FMLA
  - Absence Management
  - HR Integration
  properties:
  - type: Documentation
    url: https://developer.unum.com/s/
- aid: unum:unum-authentication-api
  name: Unum Authentication API
  description: OAuth 2.0 token management
  humanURL: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
  baseURL: https://api.unum.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/unum-authentication-api-openapi.yml
  - type: Documentation
    url: https://developer.unum.com/s/
  - type: Website
    url: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
- aid: unum:unum-billing-api
  name: Unum Billing API
  description: Premium billing and payment management
  humanURL: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
  baseURL: https://api.unum.com
  tags:
  - Billing
  properties:
  - type: OpenAPI
    url: openapi/unum-billing-api-openapi.yml
  - type: Documentation
    url: https://developer.unum.com/s/
  - type: Website
    url: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
- aid: unum:unum-eligibility-api
  name: Unum Eligibility API
  description: Member eligibility management and verification
  humanURL: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
  baseURL: https://api.unum.com
  tags:
  - Eligibility
  properties:
  - type: OpenAPI
    url: openapi/unum-eligibility-api-openapi.yml
  - type: Documentation
    url: https://developer.unum.com/s/
  - type: Website
    url: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
- aid: unum:unum-enrollment-api
  name: Unum Enrollment API
  description: Benefits enrollment and lifecycle management
  humanURL: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
  baseURL: https://api.unum.com
  tags:
  - Enrollment
  properties:
  - type: OpenAPI
    url: openapi/unum-enrollment-api-openapi.yml
  - type: Documentation
    url: https://developer.unum.com/s/
  - type: Website
    url: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
- aid: unum:unum-evidence-of-insurability-api
  name: Unum Evidence of Insurability API
  description: EOI submission and status tracking
  humanURL: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
  baseURL: https://api.unum.com
  tags:
  - Evidence of Insurability
  properties:
  - type: OpenAPI
    url: openapi/unum-evidence-of-insurability-api-openapi.yml
  - type: Documentation
    url: https://developer.unum.com/s/
  - type: Website
    url: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
- aid: unum:unum-leave-management-api
  name: Unum Leave Management API
  description: Leave and absence request management
  humanURL: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
  baseURL: https://api.unum.com
  tags:
  - Leave Management
  properties:
  - type: OpenAPI
    url: openapi/unum-leave-management-api-openapi.yml
  - type: Documentation
    url: https://developer.unum.com/s/
  - type: Website
    url: https://www.unum.com/employers/hr-trends/api-integration-with-hr-systems
common:
- type: AgenticAccess
  url: agentic-access/unum-agentic-access.yml
- type: DomainSecurity
  url: security/unum-domain-security.yml
- type: Authentication
  url: authentication/unum-authentication.yml
- type: OAuthScopes
  url: scopes/unum-scopes.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/unum
- type: Website
  url: https://www.unum.com
- type: DeveloperPortal
  url: https://developer.unum.com/s/
- type: Documentation
  url: https://developer.unum.com/s/
- type: Blog
  url: https://www.unum.com/employers/hr-trends
- type: Case Studies
  url: https://www.broadcom.com/case-studies/automation/unum-better-leverages-apis-to-deepen-customer-relationships-and-improve-customer-loyalty
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Unum

APIs 8

Open Collections 1

Pricing Plans 1

Rate Limits 1

FinOps 1

Semantic Vocabularies 1

Spectral Rules 2

JSON Schema 2

JSON Structure 1

Examples 3

Security Posture 2

Scopes 1

Agentic Access 1

Press 5

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Digital Transformation

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