Unum Evidence of Insurability API

openapi: 3.0.3
info:
  title: Unum HR Connect Authentication Evidence of Insurability API
  description: The Unum HR Connect API provides a secure, real-time connection between Unum benefits and major HR platforms including Workday, ADP, and UKG. It automates eligibility checks, evidence of insurability (EOI) processing, premium billing calculations, leave and absence management, and enrollment data synchronization for employers and HR technology partners.
  version: '1.0'
  contact:
    name: Unum Developer Support
    url: https://developer.unum.com/s/
  termsOfService: https://www.unum.com/legal
servers:
- url: https://api.unum.com/v1
  description: Unum Production API
security:
- OAuth2:
  - eligibility:read
  - enrollment:read
  - leave:read
  - eoi:read
  - billing:read
tags:
- name: Evidence of Insurability
  description: EOI submission and status tracking
paths:
  /eoi/submissions:
    get:
      operationId: listEoiSubmissions
      summary: List EOI Submissions
      description: Retrieve a list of evidence of insurability submissions.
      tags:
      - Evidence of Insurability
      parameters:
      - name: groupId
        in: query
        required: true
        schema:
          type: string
      - name: status
        in: query
        schema:
          type: string
          enum:
          - pending
          - approved
          - denied
          - incomplete
      - name: page
        in: query
        schema:
          type: integer
          default: 1
      - name: limit
        in: query
        schema:
          type: integer
          default: 100
      responses:
        '200':
          description: List of EOI submissions
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/EoiSubmissionList'
        '401':
          $ref: '#/components/responses/Unauthorized'
    post:
      operationId: submitEoi
      summary: Submit EOI
      description: Submit a new evidence of insurability application.
      tags:
      - Evidence of Insurability
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/EoiSubmissionRequest'
      responses:
        '201':
          description: EOI submission created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/EoiSubmission'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /eoi/submissions/{submissionId}:
    get:
      operationId: getEoiSubmission
      summary: Get EOI Submission
      description: Retrieve the status and details of a specific EOI submission.
      tags:
      - Evidence of Insurability
      parameters:
      - name: submissionId
        in: path
        required: true
        schema:
          type: string
        description: EOI submission identifier
      responses:
        '200':
          description: EOI submission details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/EoiSubmission'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
components:
  schemas:
    EoiSubmissionList:
      type: object
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/EoiSubmission'
        total:
          type: integer
        page:
          type: integer
        limit:
          type: integer
    EoiSubmission:
      type: object
      properties:
        submissionId:
          type: string
        memberId:
          type: string
        groupId:
          type: string
        productType:
          type: string
          enum:
          - life
          - disability
          - critical-illness
        requestedBenefitAmount:
          type: number
          format: double
        status:
          type: string
          enum:
          - pending
          - approved
          - denied
          - incomplete
          - more-information-required
        decision:
          type: string
        decisionDate:
          type: string
          format: date
        submittedAt:
          type: string
          format: date-time
        updatedAt:
          type: string
          format: date-time
    Error:
      type: object
      properties:
        code:
          type: string
          description: Error code
        message:
          type: string
          description: Human-readable error message
        details:
          type: array
          items:
            type: object
            properties:
              field:
                type: string
              message:
                type: string
    EoiSubmissionRequest:
      type: object
      required:
      - memberId
      - groupId
      - productType
      - requestedBenefitAmount
      properties:
        memberId:
          type: string
        groupId:
          type: string
        productType:
          type: string
          enum:
          - life
          - disability
          - critical-illness
        requestedBenefitAmount:
          type: number
          format: double
        healthAnswers:
          type: object
          description: Health questionnaire answers
  responses:
    NotFound:
      description: Resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: Invalid request parameters
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    Unauthorized:
      description: Authentication credentials missing or invalid
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    OAuth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://api.unum.com/v1/oauth/token
          scopes:
            eligibility:read: Read member eligibility
            eligibility:write: Write member eligibility
            enrollment:read: Read enrollment elections
            enrollment:write: Write enrollment elections
            leave:read: Read leave requests
            leave:write: Write leave requests
            eoi:read: Read EOI submissions
            eoi:write: Write EOI submissions
            billing:read: Read billing invoices