Uni Cards

Uni Cards (Uniorbit Technologies) is a Bangalore-based Indian consumer fintech backed by Accel that builds credit-card and pay-later products, best known for its Uni Pay 1/3rd Card and co-branded credit cards delivered through its consumer mobile app. Uni Cards publishes no public developer portal, API documentation, or SDKs; its api.uni.cards and docs.uni.cards hosts resolve but are closed behind a Cloudflare challenge, so its API surface is internal-only today.

Uni Cards is profiled on the APIs.io network. Tagged areas include Company, Fintech, Credit Cards, Payments, and Consumer Finance.

🌐 Visit website 📡 Source on GitHub
2.3/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
CompanyFintechCredit CardsPaymentsConsumer FinanceIndia

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 2.3/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.0 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.9 / 9
Regulatory Posture 1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/uni-cards: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Uni Cards Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: uni-cards
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/uni-cards.png
name: Uni Cards
description: Uni Cards (Uniorbit Technologies) is a Bangalore-based Indian consumer fintech backed by Accel that builds credit-card
  and pay-later products, best known for its Uni Pay 1/3rd Card and co-branded credit cards delivered through its consumer
  mobile app. Uni Cards publishes no public developer portal, API documentation, or SDKs; its api.uni.cards and docs.uni.cards
  hosts resolve but are closed behind a Cloudflare challenge, so its API surface is internal-only today.
url: https://raw.githubusercontent.com/api-evangelist/uni-cards/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Credit Cards
- Payments
- Consumer Finance
- India
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/uni-cards-domain-security.yml
- type: LLMsTxt
  url: llms/uni-cards-llms.txt
- type: Website
  url: https://www.uni.cards/
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 3
  pass: local-v1