Ualá

Ualá is an Argentine financial technology company and neobank founded in 2017 by Pierpaolo Barbieri, headquartered in Buenos Aires. The company delivers a mobile-first financial ecosystem anchored by a Mastercard prepaid/debit card linked to an in-app account, with a layered product suite that includes credit cards, personal loans, savings accounts with yield, fixed-term deposits, mutual funds (FCIs), stocks, bonds, CEDEARs, insurance, bill payments, recharges, and international transfers. Its merchant arm, Ualá Bis, provides payment links, online checkout, and POS hardware (POS Mini and POS Pro) for SMBs and online stores, exposing a public Cobros Online v2 API plus SDKs and pre-built integrations for WooCommerce, Tienda Nube, Magento, and Empretienda. Ualá operates as a regulated bank in Argentina (under BCRA oversight), has acquired ABC Capital in Mexico to operate as a chartered Mexican bank, and is the first technology-based company licensed as a financing entity by Colombia's Financial Superintendence. The company reached a $3.2B valuation following $195M in new equity in 2024, and reports more than eight million users across Argentina, Mexico, and Colombia. UaláScore, the company's AI-driven credit evaluation system, powers personalized lending across markets. Public developer surface is limited to the Ualá Bis merchant payments API; the consumer banking, lending, and investing capabilities are not exposed as third-party developer APIs.

Ualá is profiled on the APIs.io network. Tagged areas include Fintech, Neobank, Digital Banking, Prepaid Card, and Mastercard.

Ualá’s developer surface includes engineering blog, YouTube channel, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

2.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Fintech Neobank Digital Banking Prepaid Card Mastercard Payments Lending Personal Loans Investing Brokerage Insurance Point-of-Sale Merchant Acquiring Payment Links Latin America Argentina Mexico Colombia Financial Inclusion

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 2.0/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/uala: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Learn 1

Tutorials, courses, talks, and written guidance

YouTube

YouTube

Operate 1

Status, limits, changes, and where to get help

Contact

Contact

Company 13

The organization behind the API

Website

WebsiteMexico

WebsiteRegional

Blog

BlogMexico

Press

PressRegional

PressMexico

Careers

Twitter

TwitterMexico

LinkedIn

Instagram

Instagram

Scroll for all 13

Other 7

Properties that don't map to a standard resource type

Merchant

MerchantMexico

Developers

Company

CompanyMexico

TikTok

Wikipedia

Scroll for all 7

Source (apis.yml)

aid: uala
name: Ualá
description: Ualá is an Argentine financial technology company and neobank founded in 2017 by Pierpaolo Barbieri, headquartered
  in Buenos Aires. The company delivers a mobile-first financial ecosystem anchored by a Mastercard prepaid/debit card linked
  to an in-app account, with a layered product suite that includes credit cards, personal loans, savings accounts with yield,
  fixed-term deposits, mutual funds (FCIs), stocks, bonds, CEDEARs, insurance, bill payments, recharges, and international
  transfers. Its merchant arm, Ualá Bis, provides payment links, online checkout, and POS hardware (POS Mini and POS Pro)
  for SMBs and online stores, exposing a public Cobros Online v2 API plus SDKs and pre-built integrations for WooCommerce,
  Tienda Nube, Magento, and Empretienda. Ualá operates as a regulated bank in Argentina (under BCRA oversight), has acquired
  ABC Capital in Mexico to operate as a chartered Mexican bank, and is the first technology-based company licensed as a financing
  entity by Colombia's Financial Superintendence. The company reached a $3.2B valuation following $195M in new equity in 2024,
  and reports more than eight million users across Argentina, Mexico, and Colombia. UaláScore, the company's AI-driven credit
  evaluation system, powers personalized lending across markets. Public developer surface is limited to the Ualá Bis merchant
  payments API; the consumer banking, lending, and investing capabilities are not exposed as third-party developer APIs.
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/uala.png
tags:
- Fintech
- Neobank
- Digital Banking
- Prepaid Card
- Mastercard
- Payments
- Lending
- Personal Loans
- Investing
- Brokerage
- Insurance
- Point-of-Sale
- Merchant Acquiring
- Payment Links
- Latin America
- Argentina
- Mexico
- Colombia
- Financial Inclusion
tags_raw:
- Fintech
- Neobank
- Digital Banking
- Prepaid Card
- Mastercard
- Payments
- Lending
- Personal Loans
- Investing
- Brokerage
- Insurance
- Point Of Sale
- Merchant Acquiring
- Payment Links
- Latin America
- Argentina
- Mexico
- Colombia
- Financial Inclusion
url: https://raw.githubusercontent.com/api-evangelist/uala/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/uala-domain-security.yml
- type: Website
  url: https://www.uala.com.ar
- type: WebsiteMexico
  url: https://www.uala.mx
- type: WebsiteRegional
  url: https://www.ua.la
- type: Merchant
  url: https://www.ualabis.com.ar
- type: MerchantMexico
  url: https://www.ualabis.com.mx
- type: Developers
  url: https://developers.ualabis.com.ar
- type: Company
  url: https://www.uala.com.ar/nosotros
- type: CompanyMexico
  url: https://www.uala.mx/nosotros
- type: Blog
  url: https://www.uala.com.ar/aula-uala/blog
- type: BlogMexico
  url: https://www.uala.mx/aula-uala/blog
- type: Press
  url: https://www.uala.com.ar/prensa
- type: PressRegional
  url: https://www.ua.la/prensa
- type: PressMexico
  url: https://www.uala.mx/prensa
- type: Careers
  url: https://www.ua.la/sumate
- type: Contact
  url: mailto:developers.ualabis@uala.com.ar
- type: Twitter
  url: https://twitter.com/uala_arg
- type: TwitterMexico
  url: https://twitter.com/uala_mex
- type: LinkedIn
  url: https://www.linkedin.com/company/uala
- type: Instagram
  url: https://www.instagram.com/uala_arg
- type: YouTube
  url: https://www.youtube.com/@uala
- type: TikTok
  url: https://www.tiktok.com/@uala_arg
- type: Wikipedia
  url: https://en.wikipedia.org/wiki/Ual%C3%A1
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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