Trust Payments

Trust Payments is a London-headquartered payment gateway and processor (formerly Secure Trading / SecureTrading) operating across the United Kingdom, Europe, and the United States. It offers online, in-store point-of-sale, unattended, and mobile card acceptance, acquiring, alternative and local payment methods, tokenisation, recurring billing, payouts, and 3-D Secure authentication through its TRU Connect gateway. The developer surface centres on the Secure Trading Payment Platform (STPP) - a server-to-server JSON Webservices API for processing (AUTH, ACCOUNTCHECK, REFUND, SUBSCRIPTION, TRANSACTIONUPDATE, and TRANSACTIONQUERY), a JWT-authenticated client-side JavaScript Library for PCI-reduced hosted card fields, and mobile SDKs, all documented as reference articles in the Trust Payments help centre with Python, PHP, ReactJS, and Swift libraries published under the SecureTrading GitHub organisation. Trust Payments does not publish a downloadable OpenAPI/Swagger definition; production Webservices access requires PCI certification, account approval, and credential (key) exchange, so the surface is documentation-and-SDK driven rather than open self-serve.

Trust Payments publishes 2 APIs on the APIs.io network. Tagged areas include Payments, United Kingdom, Payment Gateway, Payment Processing, and Acquiring.

The Trust Payments catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Trust Payments’ developer surface includes documentation, API reference, pricing, engineering blog, getting-started guide, support, authentication, and 21 more developer resources.

45.7/100 developing ▬ flat Agent 23/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
2 APIs
PaymentsUnited KingdomPayment GatewayPayment ProcessingAcquiringCard PaymentsTokenizationSubscriptions3-D SecurePoint of SaleWebhooksPayouts

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 45.7/100 · developing
Contract Quality 5.7 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 10.5 / 20
Operational Transparency 3.8 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 23/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/trust-payments: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

Trust Payments Webservices API

Server-to-server JSON API (the Secure Trading Payment Platform / STPP) for card processing and management on the TRU Connect gateway. Supports request types including AUTH, ACCO...

Trust Payments Payouts API

Payout / disbursement capability exposed through the Webservices API, used to send funds out (for example refunds beyond original transactions and supported payout flows) via th...

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Trust Payments Authentication

credentials/jwt · 2 schemes

SECURITY

Trust Payments Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Build 4

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: trust-payments
url: https://raw.githubusercontent.com/api-evangelist/trust-payments/refs/heads/main/apis.yml
name: Trust Payments
kind: company
description: Trust Payments is a London-headquartered payment gateway and processor (formerly Secure Trading / SecureTrading)
  operating across the United Kingdom, Europe, and the United States. It offers online, in-store point-of-sale, unattended,
  and mobile card acceptance, acquiring, alternative and local payment methods, tokenisation, recurring billing, payouts,
  and 3-D Secure authentication through its TRU Connect gateway. The developer surface centres on the Secure Trading Payment
  Platform (STPP) - a server-to-server JSON Webservices API for processing (AUTH, ACCOUNTCHECK, REFUND, SUBSCRIPTION, TRANSACTIONUPDATE,
  and TRANSACTIONQUERY), a JWT-authenticated client-side JavaScript Library for PCI-reduced hosted card fields, and mobile
  SDKs, all documented as reference articles in the Trust Payments help centre with Python, PHP, ReactJS, and Swift libraries
  published under the SecureTrading GitHub organisation. Trust Payments does not publish a downloadable OpenAPI/Swagger definition;
  production Webservices access requires PCI certification, account approval, and credential (key) exchange, so the surface
  is documentation-and-SDK driven rather than open self-serve.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United Kingdom
- Payment Gateway
- Payment Processing
- Acquiring
- Card Payments
- Tokenization
- Subscriptions
- 3-D Secure
- Point of Sale
- Webhooks
- Payouts
created: '2026-07-24'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: trust-payments:webservices-api
  name: Trust Payments Webservices API
  description: Server-to-server JSON API (the Secure Trading Payment Platform / STPP) for card processing and management on
    the TRU Connect gateway. Supports request types including AUTH, ACCOUNTCHECK, REFUND, SUBSCRIPTION, TRANSACTIONUPDATE,
    and TRANSACTIONQUERY. Authenticated with a Webservices API alias (username) and password scoped to a site reference; production
    use requires PCI certification and credential exchange. No downloadable OpenAPI is published.
  humanURL: https://help.trustpayments.com/hc/en-us/sections/360005821218-Webservices-API
  baseURL: https://webservices.securetrading.net/json/
  tags:
  - Payments
  - Card Payments
  - Processing
  - Acquiring
  properties:
  - type: Documentation
    url: https://help.trustpayments.com/hc/en-us/sections/360005821218-Webservices-API
  - type: APIReference
    url: https://help.trustpayments.com/hc/en-us/articles/11569681677713-Webservices-API-Guide-for-POS-developers
  - type: Documentation
    url: https://help.trustpayments.com/hc/en-us/articles/4402754655761--Install-our-library
- aid: trust-payments:payouts-api
  name: Trust Payments Payouts API
  description: Payout / disbursement capability exposed through the Webservices API, used to send funds out (for example refunds
    beyond original transactions and supported payout flows) via the STPP JSON interface on the TRU Connect gateway. Same
    alias/password + site reference authentication as the core Webservices API.
  humanURL: https://help.trustpayments.com/hc/en-us/articles/4402771924497-Payouts-with-Webservices-API
  baseURL: https://webservices.securetrading.net/json/
  tags:
  - Payouts
  - Disbursements
  - Payments
  properties:
  - type: Documentation
    url: https://help.trustpayments.com/hc/en-us/articles/4402771924497-Payouts-with-Webservices-API
  - type: APIReference
    url: https://help.trustpayments.com/hc/en-us/sections/360005821218-Webservices-API
common:
- type: DomainSecurity
  url: security/trust-payments-domain-security.yml
- type: Website
  url: https://www.trustpayments.com/
- type: Documentation
  url: https://help.trustpayments.com/hc/en-us
- type: APIReference
  url: https://help.trustpayments.com/hc/en-us/sections/360005821218-Webservices-API
- type: GitHubOrganization
  url: https://github.com/SecureTrading
- type: StatusPage
  url: https://status.trustpayments.com/
- type: Pricing
  url: https://www.trustpayments.com/pricing/
- type: Blog
  url: https://www.trustpayments.com/blog/
- type: HelpCenter
  url: https://help.trustpayments.com/hc/en-us
- type: Login
  url: https://myst.trustpayments.com/
- type: TermsOfService
  url: https://www.trustpayments.com/terms-of-use/
- type: PrivacyPolicy
  url: https://www.trustpayments.com/privacy-policy/
- type: DeveloperPortal
  url: https://www.trustpayments.com/developers/
- type: GettingStarted
  url: https://www.trustpayments.com/get-started/
- type: Support
  url: https://www.trustpayments.com/contact-us/
- type: Authentication
  url: authentication/trust-payments-authentication.yml
- type: Conventions
  url: conventions/trust-payments-conventions.yml
- type: ErrorCatalog
  url: errors/trust-payments-error-codes.yml
- type: DeclineCodes
  url: errors/trust-payments-decline-codes.yml
- type: Sandbox
  url: sandbox/trust-payments-sandbox.yml
- type: Lifecycle
  url: lifecycle/trust-payments-lifecycle.yml
- type: Conformance
  url: conformance/trust-payments-conformance.yml
- type: Compliance
  url: https://www.trustpayments.com/security/
- type: Webhooks
  url: asyncapi/trust-payments-webhooks.yml
- type: Packages
  url: packages/trust-payments-packages.yml
- type: SDKs
  url: packages/trust-payments-packages.yml
- type: Components
  url: components/trust-payments-components.yml
- type: LLMsTxt
  url: llms/trust-payments-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com