Moody's RMS

Moody's RMS provides advanced insurance risk solutions, combining decades of expertise with cutting‑edge technology. It offers modeling, analytics, and data services for property, casualty, life, and specialty lines, helping insurers navigate complexity, capitalize on emerging opportunities, and manage risk with confidence. The platform integrates catastrophe modeling, underwriting tools, capital management, and cyber‑risk capabilities to support insurers worldwide.

Moody’s RMS is listed with 1 API on the APIs.io network: Risk Modeler API. Tagged areas include Insurance, Risk Management, Modeling, Analytics, and Technology.

The Moody’s RMS catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Moody’s RMS’s developer surface includes engineering blog, documentation, authentication, and 14 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

27.7/100 thin Agent 41/100 agent ready Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

1 API 4 Agent Skills

Insurance Risk Management Modeling Analytics Technology Company

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 27.7/100 · thin

Contract Quality 12.0 / 21

Developer Ergonomics 4.4 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.5 / 11

Contract Governance 2.2 / 10

Discoverability 5.3 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 41/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 0 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented) Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks Ask about this →

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 0.0 — up to +20.0 composite points Ask about this →
Developer Ergonomics scores 25.6 — up to +14.9 composite points Ask about this →
Operational Transparency scores 4.8 — up to +12.4 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/rms/apis.yml: open an issue on github.com/api-evangelist/rms to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

Dynamic Client Registration

measured — observed by APIs.io (published)

OpenAPI

measured — observed by APIs.io (published)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Risk Modeler API

Risk Modeler 2.0 public API for Moody's RMS.

Agent Skills 4

Packaged agent skills for driving this provider's APIs from an AI assistant.

rms-create-account

AGENT SKILL

rms-create-and-process-portfolio

AGENT SKILL

rms-create-and-retrieve-portfolio

AGENT SKILL

rms-workflow-management

AGENT SKILL

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Rms Context

120 classes · 884 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Moody's RMS API Rules

61 rules · 40 error-severity 19 warn-severity 2 info-severity

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

Address

65 properties

JSON SCHEMA

LocationEqDetail

198 properties

JSON SCHEMA

LocationFlDetail

99 properties

JSON SCHEMA

LocationFrDetail

131 properties

JSON SCHEMA

LocationToDetail

67 properties

JSON SCHEMA

LocationWsDetail

126 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Moody's RMS Authentication

apiKey · 1 scheme

SECURITY

Moody's RMS Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

Moody's RMS Agentic Access

383 operations · 202 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

AgentSkill

AgentSkill

WellKnown

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

ErrorCatalog

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: rms
name: Moody's RMS
description: Moody's RMS provides advanced insurance risk solutions, combining decades of expertise with cutting‑edge technology.
  It offers modeling, analytics, and data services for property, casualty, life, and specialty lines, helping insurers navigate
  complexity, capitalize on emerging opportunities, and manage risk with confidence. The platform integrates catastrophe modeling,
  underwriting tools, capital management, and cyber‑risk capabilities to support insurers worldwide.
url: https://artifacts.apis.io/rms/apis.yml
x-type: company
x-source: harvest:capability-gaps
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-09 (modular-v1; was harvest)
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
specificationVersion: '0.20'
created: '2026-11-09'
modified: '2026-11-09'
tags:
- Insurance
- Risk Management
- Modeling
- Analytics
- Technology
- Company
tags_raw:
- Insurance
- Risk
- Modeling
- Analytics
- Technology
- Company
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/rms-agentic-access.yml
- type: Spectral
  url: rules/rms-rules.yml
- type: JSONLD
  url: json-ld/rms-context.jsonld
- type: Vocabulary
  url: vocabulary/rms-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/rms-data-model.yml
- type: ErrorCatalog
  url: errors/rms-problem-types.yml
- type: Conformance
  url: conformance/rms-conformance.yml
- type: WellKnown
  url: well-known/rms-well-known.yml
- type: Hosts
  url: hosts/rms-hosts.yml
- type: Vendors
  url: vendors/rms-vendors.yml
- type: Blog
  url: https://www.rms.com/blog
- type: Documentation
  url: https://developer.rms.com/
- type: GitHubOrganization
  url: https://github.com/RMS
- type: Authentication
  url: authentication/rms-authentication.yml
- type: DomainSecurity
  url: security/rms-domain-security.yml
- type: Website
  url: https://www.moodys.com/
apis:
- name: Risk Modeler API
  description: Risk Modeler 2.0 public API for Moody's RMS.
  humanURL: https://developer.rms.com/
  baseURL: https://api-euw1.rms.com/riskmodeler
  properties:
  - type: OpenAPI
    url: openapi/rms-openapi.yml
  - type: JSONSchema
    url: json-schema/rms-location-eq-detail-schema.json
  - type: JSONSchema
    url: json-schema/rms-location-fr-detail-schema.json
  - type: JSONSchema
    url: json-schema/rms-location-ws-detail-schema.json
  - type: JSONSchema
    url: json-schema/rms-address-schema.json
  - type: JSONSchema
    url: json-schema/rms-location-fl-detail-schema.json
  - type: JSONSchema
    url: json-schema/rms-location-to-detail-schema.json
  aid: rms:risk-modeler-api
x-enrichment:
  date: '2026-11-09'
  status: enriched
  artifacts_added: 25
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Moody's RMS API — frequently asked questions

Does Moody's RMS have an API?

Yes. APIs.io lists 1 API from Moody's RMS, including Risk Modeler API.

Is there an OpenAPI specification for the Moody's RMS API?

Yes. APIs.io indexes 1 OpenAPI specification for Moody's RMS, each linked for download from this page.

How do I authenticate with the Moody's RMS API?

Moody's RMS documents its authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Moody's RMS Authentication.

Is the Moody's RMS API ready for AI agents?

Moody's RMS has a Kin Score of 27.7 out of 100 (thin) and an Agent Readiness score of 40.6 (agent-ready), scored by API Evangelist on 2026-11-13.

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