Rhino

Rhino (SayRhino) is a New York based insurtech that replaces the traditional cash security deposit with low-cost security deposit insurance, alongside cash deposit management, renters insurance and a renter guarantee product. Founded in 2017 and now operating alongside Jetty, Rhino sells through property owners and managers across the United States and integrates with the major property management systems including Yardi, RealPage, Entrata, Rent Manager, MRI and Salesforce. Its public machine-readable surface is the SayRhino Partner API (v2) — an OAuth 2.0 client-credentials REST API, documented with a live OpenAPI 3.0.3 definition and a Redoc reference, for creating and updating insurance prospects, reading eligibility offers and coverage, and managing webhook endpoints and deliveries across fifteen prospect, policy, policy-application and delinquency events.

Rhino publishes 5 API contracts indexed on the APIs.io network, including Authentication API, Partner Api::V2::Test::Resident API, Partner Api::V2::Test::Sayrhino User API, and 2 more. Tagged areas include Insurance, Insurtech, Real Estate, Property Management, and Rentals.

The Rhino catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Rhino’s developer surface includes authentication, documentation, API reference, support, engineering blog, signup flow, code examples, and 30 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

46.2/100 developing ▬ flat Agent 27/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

1 published contract 2 Agent Skills

Insurance Insurtech Real Estate Property Management Rentals Security Deposits Renters Insurance Webhook Partner API

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Developer Platform & API Ecosystem Management

BC-4270

Webhooks

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 46.2/100 · developing

Contract Quality 10.0 / 19

Developer Ergonomics 6.7 / 15

Access Clarity 6.4 / 15

Operational Transparency 2.1 / 10

Contract Governance 1.6 / 9

Discoverability 5.5 / 8

Regulatory Posture 4.1 / 15

Create-or-Update Ergonomics 2.2 / 10

Agent readiness — 27/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented) Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented) Ask about this →
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too Ask about this →

5 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 53.3 — up to +11.7 composite points Ask about this →
Access Clarity scores 42.6 — up to +11.5 composite points Ask about this →
Developer Ergonomics scores 44.6 — up to +11.1 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/rhino/apis.yml: open an issue on github.com/api-evangelist/rhino to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Insurance and Insurtech	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Rhino Authentication API

The Authentication API from Rhino — 1 operation(s) for authentication.

Rhino Partner Api::V2::Test::Resident API

The PartnerApi::V2::Test::Resident API from Rhino — 1 operation(s) for partnerapi::v2::test::resident.

Rhino Partner Api::V2::Test::Sayrhino User API

The PartnerApi::V2::Test::SayrhinoUser API from Rhino — 1 operation(s) for partnerapi::v2::test::sayrhinouser.

Rhino Prospects API

The Prospects API from Rhino — 2 operation(s) for prospects.

Rhino Webhooks API

The Webhooks API from Rhino — 5 operation(s) for webhooks.

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

SayRhino Partner Authentication API

OPEN COLLECTION

SayRhino Partner API

OPEN COLLECTION

SayRhino Partner Partner Api::V2::Test::Resident API

OPEN COLLECTION

SayRhino Partner Partner Api::V2::Test::Sayrhino User API

OPEN COLLECTION

SayRhino Partner Prospects API

OPEN COLLECTION

SayRhino Partner Webhooks API

OPEN COLLECTION

Agent Skills 2

Packaged agent skills for driving this provider's APIs from an AI assistant.

Enroll a renter prospect with Rhino

AGENT SKILL

Receive and reconcile Rhino webhook events

AGENT SKILL

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Rhino

11 quoted statements, read from Rhino's own page on 2026-11-10.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Rhino

21 quoted statements, read from Rhino's own page on 2026-11-10.

PRIVACY

Eligibility 1

Who may sign up and where, quoted from its own terms.

Rhino

5 quoted statements, read from Rhino's own page on 2026-11-10.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

Rhino

1 quoted statement, read from Rhino's own page on 2026-11-10.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

Rhino

2 quoted statements, read from Rhino's own page on 2026-11-10.

LICENSE

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Rhino Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Rhino API Rules

46 rules · 43 error-severity 2 warn-severity 1 info-severity

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Rhino Partner Api Overlay

16 actions · servers · rhino-partner-api-openapi.json

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Rhino Authentication

http/oauth2 · 2 schemes

SECURITY

Rhino Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Rhino Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

Rhino Agentic Access

12 operations · 8 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Sandbox

Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

AIPreferences

AIPreferences

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

LLMsTxt

LLMsTxt

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

DataModel

Webhooks

Lifecycle

Conformance

Scroll for all 7

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Examples

Examples

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 5

Pricing, plans, and the legal terms of use

TermsOfService

PrivacyPolicy

Licenses

UsageTerms

DataLicense

Company 3

The organization behind the API

Website

Website

Blog

Blog

Careers

Careers

Other 5

Properties that don't map to a standard resource type

CapabilityMap

SecondaryMarket

Overlay

DataProcessing

Eligibility

Source (apis.yml)

aid: rhino
name: Rhino
description: Rhino (SayRhino) is a New York based insurtech that replaces the traditional cash security deposit with low-cost
  security deposit insurance, alongside cash deposit management, renters insurance and a renter guarantee product. Founded
  in 2017 and now operating alongside Jetty, Rhino sells through property owners and managers across the United States and
  integrates with the major property management systems including Yardi, RealPage, Entrata, Rent Manager, MRI and Salesforce.
  Its public machine-readable surface is the SayRhino Partner API (v2) — an OAuth 2.0 client-credentials REST API, documented
  with a live OpenAPI 3.0.3 definition and a Redoc reference, for creating and updating insurance prospects, reading eligibility
  offers and coverage, and managing webhook endpoints and deliveries across fifteen prospect, policy, policy-application and
  delinquency events.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
image: https://www.sayrhino.com/assets/rhino_favicon_website_144x144-b7265da417b6731f322eeccf89a6313a3387099dd046a807b4cabe32db0d228e.png
url: https://raw.githubusercontent.com/api-evangelist/rhino/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-02'
modified: '2026-08-02'
x-enrichment:
  date: '2026-08-02'
  status: enriched
  artifacts_added: 20
  pass: local-v1
tags:
- Insurance
- Insurtech
- Real Estate
- Property Management
- Rentals
- Security Deposits
- Renters Insurance
- Webhook
- Partner API
tags_raw:
- Insurance
- Insurtech
- Real Estate
- Property Management
- Rentals
- Security Deposits
- Renters Insurance
- Webhooks
- Partner API
- Real-Estate
apis:
- aid: rhino:rhino-authentication-api
  name: Rhino Authentication API
  description: The Authentication API from Rhino — 1 operation(s) for authentication.
  humanURL: https://api.prod.sayrhino.com/docs
  baseURL: https://api.prod.sayrhino.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/rhino-authentication-api-openapi.yml
  - type: Documentation
    url: https://api.prod.sayrhino.com/docs
  - type: APIReference
    url: https://api.prod.sayrhino.com/docs
- aid: rhino:rhino-partnerapi-v2-test-resident-api
  name: Rhino Partner Api::V2::Test::Resident API
  description: The PartnerApi::V2::Test::Resident API from Rhino — 1 operation(s) for partnerapi::v2::test::resident.
  humanURL: https://api.prod.sayrhino.com/docs
  baseURL: https://api.prod.sayrhino.com
  tags:
  - PartnerApi::V2::Test::Resident
  properties:
  - type: OpenAPI
    url: openapi/rhino-partnerapi-v2-test-resident-api-openapi.yml
  - type: Documentation
    url: https://api.prod.sayrhino.com/docs
  - type: APIReference
    url: https://api.prod.sayrhino.com/docs
- aid: rhino:rhino-partnerapi-v2-test-sayrhinouser-api
  name: Rhino Partner Api::V2::Test::Sayrhino User API
  description: The PartnerApi::V2::Test::SayrhinoUser API from Rhino — 1 operation(s) for partnerapi::v2::test::sayrhinouser.
  humanURL: https://api.prod.sayrhino.com/docs
  baseURL: https://api.prod.sayrhino.com
  tags:
  - PartnerApi::V2::Test::SayrhinoUser
  properties:
  - type: OpenAPI
    url: openapi/rhino-partnerapi-v2-test-sayrhinouser-api-openapi.yml
  - type: Documentation
    url: https://api.prod.sayrhino.com/docs
  - type: APIReference
    url: https://api.prod.sayrhino.com/docs
- aid: rhino:rhino-prospects-api
  name: Rhino Prospects API
  description: The Prospects API from Rhino — 2 operation(s) for prospects.
  humanURL: https://api.prod.sayrhino.com/docs
  baseURL: https://api.prod.sayrhino.com
  tags:
  - Prospects
  properties:
  - type: OpenAPI
    url: openapi/rhino-prospects-api-openapi.yml
  - type: Documentation
    url: https://api.prod.sayrhino.com/docs
  - type: APIReference
    url: https://api.prod.sayrhino.com/docs
- aid: rhino:rhino-webhooks-api
  name: Rhino Webhooks API
  description: The Webhooks API from Rhino — 5 operation(s) for webhooks.
  humanURL: https://api.prod.sayrhino.com/docs
  baseURL: https://api.prod.sayrhino.com
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/rhino-webhooks-api-openapi.yml
  - type: Documentation
    url: https://api.prod.sayrhino.com/docs
  - type: APIReference
    url: https://api.prod.sayrhino.com/docs
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: CapabilityMap
  url: capabilities/rhino-capability-edges.yml
  name: Rhino Business Capability Map
- type: AgenticAccess
  url: agentic-access/rhino-agentic-access.yml
- type: DomainSecurity
  url: security/rhino-domain-security.yml
- type: Authentication
  url: authentication/rhino-authentication.yml
- type: Website
  url: https://www.sayrhino.com/
- type: Documentation
  url: https://api.prod.sayrhino.com/docs
- type: APIReference
  url: https://api.prod.sayrhino.com/docs
- type: Support
  url: https://support.sayrhino.com/hc/en-us
- type: Blog
  url: https://www.sayrhino.com/blog
- type: GitHubOrganization
  url: https://github.com/sayrhino
- type: SignUp
  url: https://www.sayrhino.com/users/sign_up
- type: Login
  url: https://portal.sayrhino.com/users/sign_in
- type: TermsOfService
  url: https://www.sayrhino.com/terms_of_service
- type: PrivacyPolicy
  url: https://www.sayrhino.com/privacy_policy
- type: Careers
  url: https://careers.sayrhino.com
- type: Licenses
  url: https://www.sayrhino.com/licenses
- type: SecondaryMarket
  url: https://forgeglobal.com/rhino_stock/
- type: Conventions
  url: conventions/rhino-conventions.yml
- type: Idempotency
  url: conventions/rhino-conventions.yml
- type: ErrorCatalog
  url: errors/rhino-problem-types.yml
- type: DataModel
  url: data-model/rhino-data-model.yml
- type: Examples
  url: examples/rhino-examples.yml
- type: Webhooks
  url: asyncapi/rhino-webhooks.yml
- type: Sandbox
  url: sandbox/rhino-sandbox.yml
- type: Lifecycle
  url: lifecycle/rhino-lifecycle.yml
- type: Conformance
  url: conformance/rhino-conformance.yml
- type: VulnerabilityDisclosure
  url: security/rhino-vulnerability-disclosure.yml
- type: Security
  url: security/rhino-vulnerability-disclosure.yml
- type: X-MCPServerCandidate
  url: mcp/rhino-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/rhino-llms.txt
- type: Overlay
  url: overlays/rhino-partner-api-overlay.yaml
- type: UsageTerms
  url: terms/rhino-terms-of-service.yml
- type: DataProcessing
  url: privacy/rhino-privacy-policy.yml
- type: Eligibility
  url: eligibility/rhino-eligibility.yml
- type: AIPreferences
  url: ai-preferences/rhino-ai-preferences.yml
- type: DataLicense
  url: data-license/rhino-data-license.yml

Rhino API — frequently asked questions

Does Rhino have an API?

Yes. APIs.io lists 5 APIs from Rhino, including Rhino Authentication API, Rhino Partner Api::V2::Test::Resident API and Rhino Partner Api::V2::Test::Sayrhino User API, and 2 more.

Is there an OpenAPI specification for the Rhino API?

Yes. APIs.io indexes 5 OpenAPI specifications for Rhino, each linked for download from this page.

How do I authenticate with the Rhino API?

Rhino uses bearer-token authentication (http/oauth2 · 2 schemes). The details are profiled on APIs.io as Rhino Authentication.

Is the Rhino API ready for AI agents?

Rhino has a Kin Score of 46.2 out of 100 (developing) and an Agent Readiness score of 27.4 (agent-aware), scored by API Evangelist on 2026-11-13.

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