Prodigal

Prodigal is an AI company building purpose-built agents and intelligence for the loan-servicing and debt-collections industry. Its products include proAgent (end-to-end collections automation across voice and digital), PIE (an intelligence layer trained on more than half a billion consumer-finance interactions), proCollect (omnichannel digital orchestration), proScore (propensity-to-pay scoring from 500+ consumer attributes), proPay (an AI-native self-serve payment portal), proNotes (automated call notes), proInsight (QA automation, scorecards, and revenue analytics), and proAssist (real-time agent assistance). Prodigal serves auto finance, collections, healthcare revenue-cycle management, and lending, integrating with dialers and contact-center platforms such as Five9, Genesys, NICE, TCN, and DialConnect. It is backed by Accel and Menlo Ventures. Prodigal exposes no public developer API; this profile captures its identity, security posture, and compliance program.

Prodigal is profiled on the APIs.io network. Tagged areas include Company, Enterprise, Artificial Intelligence, Debt Collections, and Loan Servicing.

Prodigal’s developer surface includes engineering blog, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub
15.4/100 emerging ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyEnterpriseArtificial IntelligenceDebt CollectionsLoan ServicingFinancial ServicesContact CenterHealthcare RCM

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.4/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 7.4 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 4/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/prodigal: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Prodigal Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Prodigal Trust Center

SOC 2, PCI DSS, HIPAA

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown

Access & Security 3

Authentication, authorization, and security posture

TrustCenter
TrustCenter
 Compliance
Compliance
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: prodigal
name: Prodigal
description: Prodigal is an AI company building purpose-built agents and intelligence for the loan-servicing and debt-collections
  industry. Its products include proAgent (end-to-end collections automation across voice and digital), PIE (an intelligence
  layer trained on more than half a billion consumer-finance interactions), proCollect (omnichannel digital orchestration),
  proScore (propensity-to-pay scoring from 500+ consumer attributes), proPay (an AI-native self-serve payment portal), proNotes
  (automated call notes), proInsight (QA automation, scorecards, and revenue analytics), and proAssist (real-time agent assistance).
  Prodigal serves auto finance, collections, healthcare revenue-cycle management, and lending, integrating with dialers and
  contact-center platforms such as Five9, Genesys, NICE, TCN, and DialConnect. It is backed by Accel and Menlo Ventures. Prodigal
  exposes no public developer API; this profile captures its identity, security posture, and compliance program.
url: https://raw.githubusercontent.com/api-evangelist/prodigal/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
- menlo-ventures
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
image: https://cdn.prod.website-files.com/5fcb3bbf6fdac54bdd345a59/66f54623a3eac7d7e5edab8e_home.png
tags:
- Company
- Enterprise
- Artificial Intelligence
- Debt Collections
- Loan Servicing
- Financial Services
- Contact Center
- Healthcare RCM
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.prodigaltech.com/
- type: Blog
  url: https://www.prodigaltech.com/resources
- type: Support
  url: mailto:support@prodigaltech.com
- type: TermsOfService
  url: https://www.prodigaltech.com/term-of-use
- type: PrivacyPolicy
  url: https://www.prodigaltech.com/privacy-policy
- type: TrustCenter
  url: security/prodigal-trust-center.yml
- type: Compliance
  url: https://trust.prodigaltech.com/
- type: DomainSecurity
  url: security/prodigal-domain-security.yml
- type: WellKnown
  url: well-known/prodigal-well-known.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 3
  pass: local-v1