OnDeck Capital

OnDeck Capital (ODK Capital, LLC) is one of the largest online small business lenders in the United States, providing term loans and business lines of credit to small and medium-sized businesses. Founded in 2007 and headquartered in New York, OnDeck uses data-driven underwriting and cash-flow analytics to deliver fast funding decisions, and has delivered more than $13 billion in financing to over 100,000 businesses across the U.S. OnDeck operates as a subsidiary of Enova International and also markets under the Headway Capital brand. It surfaced in the API Evangelist network as a portfolio company of IVP; OnDeck publishes a public marketing site and an llms.txt resource index but does not currently expose a public developer or partner API.

OnDeck Capital is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Small Business, and Business Loans.

OnDeck Capital’s developer surface includes engineering blog, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub
13.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechLendingSmall BusinessBusiness LoansWorking CapitalFinancial Services

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 13.6/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ondeck-capital: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ondeck Capital Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Ondeck Capital Vulnerability Disclosure

Hackerone

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: ondeck-capital
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/ondeck-capital.png
name: OnDeck Capital
description: OnDeck Capital (ODK Capital, LLC) is one of the largest online small business lenders in the United States, providing
  term loans and business lines of credit to small and medium-sized businesses. Founded in 2007 and headquartered in New York,
  OnDeck uses data-driven underwriting and cash-flow analytics to deliver fast funding decisions, and has delivered more than
  $13 billion in financing to over 100,000 businesses across the U.S. OnDeck operates as a subsidiary of Enova International
  and also markets under the Headway Capital brand. It surfaced in the API Evangelist network as a portfolio company of IVP;
  OnDeck publishes a public marketing site and an llms.txt resource index but does not currently expose a public developer
  or partner API.
url: https://raw.githubusercontent.com/api-evangelist/ondeck-capital/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ivp
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Lending
- Small Business
- Business Loans
- Working Capital
- Financial Services
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/ondeck-capital-vulnerability-disclosure.yml
- type: Security
  url: https://www.ondeck.com/security-policy
- type: DomainSecurity
  url: security/ondeck-capital-domain-security.yml
- type: Website
  url: https://www.ondeck.com/
- type: Blog
  url: https://www.ondeck.com/resources
- type: Support
  url: https://www.ondeck.com/contact-us
- type: TermsOfService
  url: https://www.ondeck.com/terms
- type: PrivacyPolicy
  url: https://www.ondeck.com/privacy
- type: LLMsTxt
  url: llms/ondeck-capital-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 3
  pass: local-v1