OnDeck Capital

OnDeck Capital (ODK Capital, LLC) is one of the largest online small business lenders in the United States, providing term loans and business lines of credit to small and medium-sized businesses. Founded in 2007 and headquartered in New York, OnDeck uses data-driven underwriting and cash-flow analytics to deliver fast funding decisions, and has delivered more than $13 billion in financing to over 100,000 businesses across the U.S. OnDeck operates as a subsidiary of Enova International and also markets under the Headway Capital brand. It surfaced in the API Evangelist network as a portfolio company of IVP; OnDeck publishes a public marketing site and an llms.txt resource index but does not currently expose a public developer or partner API.

OnDeck Capital is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Small Business, and Business Loans.

OnDeck Capital’s developer surface includes engineering blog, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.7/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Lending Small Business Business Loans Working Capital Financial-Services

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 12.7/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 4.2 / 20

Operational Transparency 1.4 / 13

Contract Governance 0.0 / 12

Discoverability 5.7 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ondeck-capital: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: ondeck-capital
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/ondeck-capital.png
name: OnDeck Capital
description: OnDeck Capital (ODK Capital, LLC) is one of the largest online small business lenders in the United States, providing
  term loans and business lines of credit to small and medium-sized businesses. Founded in 2007 and headquartered in New York,
  OnDeck uses data-driven underwriting and cash-flow analytics to deliver fast funding decisions, and has delivered more than
  $13 billion in financing to over 100,000 businesses across the U.S. OnDeck operates as a subsidiary of Enova International
  and also markets under the Headway Capital brand. It surfaced in the API Evangelist network as a portfolio company of IVP;
  OnDeck publishes a public marketing site and an llms.txt resource index but does not currently expose a public developer
  or partner API.
url: https://raw.githubusercontent.com/api-evangelist/ondeck-capital/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ivp
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Lending
- Small Business
- Business Loans
- Working Capital
- Financial-Services
tags_raw:
- Company
- Fintech
- Lending
- Small Business
- Business Loans
- Working Capital
- Financial Services
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/ondeck-capital-vulnerability-disclosure.yml
- type: Security
  url: https://www.ondeck.com/security-policy
- type: DomainSecurity
  url: security/ondeck-capital-domain-security.yml
- type: Website
  url: https://www.ondeck.com/
- type: Blog
  url: https://www.ondeck.com/resources
- type: Support
  url: https://www.ondeck.com/contact-us
- type: TermsOfService
  url: https://www.ondeck.com/terms
- type: PrivacyPolicy
  url: https://www.ondeck.com/privacy
- type: LLMsTxt
  url: llms/ondeck-capital-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 3
  pass: local-v1

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