Kount

aid: kount
name: Kount
description: Kount is a Boise, Idaho-based fraud prevention and chargeback management platform, now operating as part of Equifax.
  Kount combines AI-driven risk scoring, device fingerprinting, identity intelligence, and a multi-tenant global data network
  to help merchants, payment processors, and digital businesses stop payment fraud, account takeover, and chargebacks while
  reducing false positives. The Kount 360 platform offers Payments Fraud, Account Takeover Protection, Chargeback Management,
  and Identity Trust services exposed through REST APIs, mobile SDKs, a JavaScript Data Collector, and e-commerce platform
  plugins.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/kount/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
type: Index
position: Consumer
access: 3rd-Party
tags:
- Fraud Prevention
- Fraud Detection
- Chargebacks
- Payments
- Identity
- Risk Scoring
- Device Intelligence
- Account Takeover
apis:
- aid: kount:kount-payments-fraud-api
  name: Kount Payments Fraud API
  description: The Payments Fraud API is the core REST endpoint of the Kount 360 platform for AI-driven digital fraud prevention.
    Merchants submit order, payment, customer, and device session data, and receive a real-time risk decision (Approve, Decline,
    Review) along with a risk score and reason codes. Authentication is via OAuth 2.0 bearer tokens. A sandbox is available
    at api-sandbox.kount.com and production at api.kount.com.
  humanURL: https://developer.kount.com/hc/en-us/articles/14474979202068-Payments-Fraud-v2-0-Integration-Guide
  baseURL: https://api.kount.com/commerce/v2
  tags:
  - Payments Fraud
  - Risk Scoring
  - Decisioning
  properties:
  - type: Documentation
    url: https://developer.kount.com/hc/en-us/articles/14474979202068-Payments-Fraud-v2-0-Integration-Guide
  - type: APIReference
    url: https://developer.kount.com/hc/en-us/articles/40305795712916-Get-Orders-API-Specification
  - type: Authentication
    url: https://developer.kount.com/hc/en-us/sections/4410851086356-Integration
- aid: kount:kount-risk-inquiry-service-api
  name: Kount Risk Inquiry Service (RIS) API
  description: The Risk Inquiry Service (RIS) is Kount's legacy RESTful API for transaction risk evaluation. RIS joins device
    data from the JavaScript Data Collector with merchant-supplied order data, scores each transaction, and returns Approve,
    Decline, or Review responses. Transactions continue to be evaluated and re-scored for up to fourteen days. Sub-resources
    cover VIP lists (card, email, device, address, payment, gift, UDF), order detail, refund/chargeback (RFCB), and 3DS transaction
    tagging. Test endpoint api.test.kount.net/rpc/v1 and production api.kount.net/rpc/v1.
  humanURL: https://developer.kount.com/hc/en-us/articles/4411554840980-RESTful-Endpoint-API-Specification-and-Error-Codes
  baseURL: https://api.kount.net/rpc/v1
  tags:
  - Risk Inquiry
  - Transactions
  - VIP Lists
  - Chargebacks
  properties:
  - type: Documentation
    url: https://developer.kount.com/hc/en-us/articles/4411554840980-RESTful-Endpoint-API-Specification-and-Error-Codes
  - type: APIReference
    url: https://api.kount.net/rpc/list.html
  - type: SDKs
    url: https://github.com/Kount/kount-ris-java-sdk
    title: RIS Java SDK
  - type: SDKs
    url: https://github.com/Kount/kount-ris-php-sdk
    title: RIS PHP SDK
  - type: SDKs
    url: https://github.com/Kount/kount-ris-python-sdk
    title: RIS Python SDK
  - type: SDKs
    url: https://github.com/Kount/kount-ris-dotnet-sdk
    title: RIS .NET SDK
- aid: kount:kount-data-collector
  name: Kount Data Collector
  description: The Kount Data Collector is a client-side JavaScript and mobile SDK component that gathers device fingerprinting
    and behavioral session data — including device characteristics, browser attributes, IP geolocation, and proxy detection
    — and ties it to a session identifier that is later submitted to RIS or the Payments Fraud API. The Data Collector is
    delivered as a hosted JavaScript snippet, an Android SDK, and an iOS SDK (both Objective-C/Swift bridge and pure-Swift
    variants).
  humanURL: https://developer.kount.com/hc/en-us
  tags:
  - Device Intelligence
  - Fingerprinting
  - Session
  properties:
  - type: Documentation
    url: https://developer.kount.com/hc/en-us
  - type: SDKs
    url: https://github.com/Kount/kount-web-sdk
    title: Web (JavaScript) SDK
  - type: SDKs
    url: https://github.com/Kount/kount-android-sdk
    title: Android SDK
  - type: SDKs
    url: https://github.com/Kount/kount-ios-sdk
    title: iOS SDK (Objective-C)
  - type: SDKs
    url: https://github.com/Kount/kount-swift-ios-sdk
    title: iOS SDK (Swift)
common:
- type: Website
  url: https://kount.com/
- type: Portal
  url: https://developer.kount.com/
- type: Developer
  url: https://developer.kount.com/
- type: Documentation
  url: https://developer.kount.com/hc/en-us
- type: GettingStarted
  url: https://developer.kount.com/hc/en-us/sections/4410851086356-Integration
- type: GitHubOrganization
  url: https://github.com/Kount
- type: Support
  url: https://support.kount.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/kount
- type: ParentCompany
  url: https://www.equifax.com/business/identity-fraud/
  title: Equifax (Parent Company)
- type: SDKs
  url: https://github.com/Kount/kount-ris-java-sdk
  title: RIS Java SDK
- type: SDKs
  url: https://github.com/Kount/kount-ris-php-sdk
  title: RIS PHP SDK
- type: SDKs
  url: https://github.com/Kount/kount-ris-python-sdk
  title: RIS Python SDK
- type: SDKs
  url: https://github.com/Kount/kount-ris-dotnet-sdk
  title: RIS .NET SDK
- type: SDKs
  url: https://github.com/Kount/kount-android-sdk
  title: Android Data Collector SDK
- type: SDKs
  url: https://github.com/Kount/kount-ios-sdk
  title: iOS Data Collector SDK (Objective-C)
- type: SDKs
  url: https://github.com/Kount/kount-swift-ios-sdk
  title: iOS Data Collector SDK (Swift)
- type: SDKs
  url: https://github.com/Kount/kount-web-sdk
  title: Web (JavaScript) Data Collector SDK
- type: Integrations
  url: https://github.com/Kount/magento2-kount-360
  title: Magento 2 Plugin (Kount 360)
- type: Integrations
  url: https://github.com/Kount/sfcc_link
  title: Salesforce Commerce Cloud Link
- type: Sample
  url: https://github.com/Kount/kount-sample-web-app
  title: Sample E-Commerce Web App
- type: Features
  data:
  - name: AI-Driven Risk Scoring
    description: Machine learning models score each transaction in real time and return Approve, Decline, or Review decisions
      with reason codes.
  - name: Device Fingerprinting
    description: JavaScript and mobile Data Collectors capture device, browser, network, and behavioral signals tied to a
      session identifier.
  - name: Identity Trust Network
    description: A multi-tenant global data network correlates personas across merchants to identify trusted customers and
      known fraudsters.
  - name: Chargeback Management
    description: Refund/Chargeback (RFCB) reporting plus dispute response workflows reduce chargeback losses and recover revenue.
  - name: Account Takeover Protection
    description: Login and account-change risk scoring detects credential stuffing, session hijacking, and synthetic account
      creation.
  - name: VIP Lists
    description: Merchant-managed allow/deny lists for cards, emails, devices, addresses, payment instruments, gift cards,
      and custom UDFs.
  - name: 3-D Secure Orchestration
    description: 3DS transaction tagging API supports step-up authentication for stronger customer authentication where required.
  - name: Custom Decisioning Rules
    description: Merchants can layer business rules on top of the model score via the Agent Web Console.
  - name: Mobile SDKs
    description: Native Android and iOS SDKs (Objective-C and Swift) for in-app device data collection.
  - name: E-Commerce Platform Plugins
    description: Out-of-the-box integrations for Magento 2, Shopify, Salesforce Commerce Cloud, and Miva.
- type: UseCases
  data:
  - name: Card-Not-Present Payment Fraud
    description: Score e-commerce CNP transactions for stolen-card and BIN-attack fraud before authorization.
  - name: Chargeback Reduction
    description: Pre-authorization screening and post-transaction chargeback tagging to reduce chargeback ratios.
  - name: Account Takeover Defense
    description: Score login and password-reset events to block credential-stuffing and ATO attempts.
  - name: New Account Fraud
    description: Screen account-creation events for synthetic identities and bot signups.
  - name: Digital Goods and Gift Card Fraud
    description: High-velocity digital goods and gift-card flows benefit from device + persona network signals.
  - name: Marketplace Trust
    description: Two-sided marketplaces use Kount to vet both buyers and sellers.
  - name: Promo Abuse and Policy Abuse
    description: Detect coupon stacking, refund abuse, and other policy-abuse patterns via custom rules and UDFs.
- type: Integrations
  data:
  - name: Magento 2
    description: Official Magento 2 plugin for the Kount 360 platform.
  - name: Shopify
    description: Shopify app integration for Kount risk decisioning.
  - name: Salesforce Commerce Cloud
    description: SFCC Link cartridge for Kount integration.
  - name: Miva
    description: Miva e-commerce platform integration documented in Miva developer docs.
  - name: Equifax
    description: Parent-company integration with Equifax identity and credit data services.
- type: Solutions
  data:
  - name: Kount 360
    description: Unified fraud prevention platform combining Payments Fraud, Account Takeover, and Chargeback Management on
      a single AI model.
  - name: Payments Fraud
    description: Real-time CNP transaction screening for merchants and payment processors.
  - name: Account Takeover Protection
    description: Login and account-event risk scoring to block credential abuse.
  - name: Chargeback Management
    description: Pre-transaction prevention plus post-transaction dispute response workflows.
  - name: Identity Trust Global Network
    description: Cross-merchant persona data network underlying all Kount decisions.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com