Insurify

Insurify is an insurance comparison marketplace licensed in all 50 U.S. states with real-time API integrations into 120+ carriers (500+ across the carrier network), covering auto, home, renters, pet, commercial auto, life, motorcycle, and travel. Consumers get side-by-side quotes in roughly two minutes and can buy online or through licensed agents. Insurify's Evia AI agent (Expert Virtual Insurance Agent) is a voice-and-chat agent that handles end-to-end shopping conversations with bind-ready quotes and renewal-cycle re-shopping. In February 2026 Insurify launched the insurance industry's first ChatGPT app via OpenAI's app library.

Insurify publishes no API. The 1 entry listed on the APIs.io network are product areas recorded for completeness, each marked as not an API. Tagged areas include Insurance, Marketplace, Comparison, AI Agents, and Auto.

Insurify’s developer surface includes engineering blog and 8 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

6.2/100 minimal ▬ flat Agent 1/100 human only Front door AI 3/6 light saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreeNo public API

1 Not an API

Insurance Marketplace Comparison AI Agents Auto Homes RentersChatGPT AppVoiceCarrier Integration

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 6.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 0.9 / 17

Operational Transparency 0.6 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 0.8 / 15

Agent readiness — 1/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 2.4 — up to +19.5 composite points
Access Clarity scores 5.3 — up to +18.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/insurify/apis.yml: open an issue on github.com/api-evangelist/insurify to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

This provider publishes no API. The entries below are product areas listed for completeness. Each one is marked NOT AN API and is not counted.

Insurify Consumer Marketplace

Consumer comparison platform pulling real-time quotes from 120+ carriers, with AI-powered declaration page scanning for policy upload and real-time price-drop alerts. No public ...

NOT AN API

Insurify API pricing

Not yet checked against Insurify's own pricing page. Compiled by API Evangelist on 2026-05-22; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Free freemium	Free

Plan details, limits and sources →

Rate limits

Free Tier Default: 10 requests per minute
Pro Tier Default: 120 requests per minute

Compiled by API Evangelist, not yet checked against Insurify's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Insurify Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Insurify Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Insurify Finops

FINOPS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Insurify Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 4

The organization behind the API

LinkedIn

Website

Website

Partnerships

Partnerships

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Wikipedia

Wikipedia

Source (apis.yml)

aid: insurify
url: https://raw.githubusercontent.com/api-evangelist/insurify/refs/heads/main/apis.yml
name: Insurify
kind: company
description: Insurify is an insurance comparison marketplace licensed in all 50 U.S. states with real-time API integrations
  into 120+ carriers (500+ across the carrier network), covering auto, home, renters, pet, commercial auto, life, motorcycle,
  and travel. Consumers get side-by-side quotes in roughly two minutes and can buy online or through licensed agents. Insurify's
  Evia AI agent (Expert Virtual Insurance Agent) is a voice-and-chat agent that handles end-to-end shopping conversations
  with bind-ready quotes and renewal-cycle re-shopping. In February 2026 Insurify launched the insurance industry's first
  ChatGPT app via OpenAI's app library.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  gated: private
  gated_source:
  - apis
  label: Free
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/insurify.png
tags:
- Insurance
- Marketplace
- Comparison
- AI Agents
- Auto
- Homes
- Renters
- ChatGPT App
- Voice
- Carrier Integration
tags_raw:
- Insurance
- Marketplace
- Comparison
- AI Agents
- Auto
- Home
- Renters
- ChatGPT App
- Voice
- Carrier Integration
created: '2026-05-23'
modified: '2026-07-25'
specificationVersion: '0.23'
apis:
- aid: insurify:consumer-marketplace
  x-published: false
  name: Insurify Consumer Marketplace
  description: Consumer comparison platform pulling real-time quotes from 120+ carriers, with AI-powered declaration page
    scanning for policy upload and real-time price-drop alerts. No public API; carrier connectivity is backend-only.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://insurify.com/
  tags:
  - Consumer
  - Marketplace
  - Quotes
  - Comparison
  tags_raw:
  - Consumer
  - Marketplace
  - Quote
  - Comparison
  properties:
  - type: ProductPage
    url: https://insurify.com/
  - type: Review
    url: https://insurify.com/reviews/
  - type: Partnerships
    url: https://insurify.com/company/partnerships/
common:
- type: DomainSecurity
  url: security/insurify-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/insurify
- type: Website
  url: https://insurify.com/
- type: Wikipedia
  url: https://en.wikipedia.org/wiki/Insurify
- type: Partnerships
  url: https://insurify.com/company/partnerships/
- type: Plans
  url: plans/insurify-plans-pricing.yml
- type: RateLimits
  url: rate-limits/insurify-rate-limits.yml
- type: FinOps
  url: finops/insurify-finops.yml
- url: https://insurify.com/sitemap-insights.xml
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Insurify API — frequently asked questions

Does Insurify have an API?

Yes. APIs.io lists 1 API from Insurify, including Insurify Consumer Marketplace.

How much does the Insurify API cost?

APIs.io lists 1 pricing plan for Insurify, with each plan's price, limits and inclusions under Pricing on this page.

Is the Insurify API ready for AI agents?

Insurify has a Kin Score of 6.2 out of 100 (minimal) and an Agent Readiness score of 0.6 (human-only), scored by API Evangelist on 2026-11-06.

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