HealthSherpa

HealthSherpa is the leading ACA (Affordable Care Act) health insurance quoting and enrollment platform, and was the first company to partner with CMS to offer Enhanced Direct Enrollment (EDE) for agents. Its developer surface, HealthSherpa ONE (one.healthsherpa.com), exposes a public OpenAPI 3.1 REST API for on- and off-exchange ACA plan quoting, county/issuer/provider reference lookups, agent and self-service enrollment sessions, and an approval-gated direct enrollment API covering the full off-exchange (ICHRA) application lifecycle — create, update, submit, cancel, terminate, supporting-document upload, and payment redirect. Authentication is a single x-api-key header; enrollment writes support Idempotency-Key with 24-hour retention. Separate ICHRA and Medicare Partner APIs provide QuoteConnect/EnrollConnect, deeplinked enrollment, and webhooks. HealthSherpa publishes first-party Agent Skills, an llms.txt, and vibe-coding prompts for agents.

HealthSherpa publishes 6 API contracts indexed on the APIs.io network, including Enrollment Sessions API, Enrollments API, Quotes API, and 3 more. Tagged areas include Company, Health Insurance, Healthcare, ACA, and Enrollment.

The HealthSherpa catalog on APIs.io includes 1 event-driven AsyncAPI specification.

HealthSherpa’s developer surface includes documentation, API reference, getting-started guide, signup flow, support, authentication, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

40.7/100 developing ▬ flat Agent 44/100 agent ready Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 published contract 1 Agent Skills

Company Health Insurance Healthcare ACA Enrollment Quoting InsuranceEnhanced Direct EnrollmentICHRA

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Distribution Management

BC-2110

Quotes

POST /v1/quotes

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 40.7/100 · developing

Contract Quality 12.6 / 21

Developer Ergonomics 10.5 / 17

Access Clarity 3.6 / 17

Operational Transparency 1.5 / 11

Contract Governance 0.5 / 10

Discoverability 5.6 / 9

Regulatory Posture 2.9 / 15

Agent readiness — 44/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/healthsherpa/"><img src="https://apis.io/badge/healthsherpa/card.svg" alt="HealthSherpa on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's

4 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 21.1 — up to +15.8 composite points
Contract Governance scores 4.5 — up to +11.5 composite points
Operational Transparency scores 13.2 — up to +11.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/healthsherpa/apis.yml: open an issue on github.com/api-evangelist/healthsherpa to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Agent Skills (SKILL.md packages)	undeclared	-	-	2

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

HealthSherpa Enrollment Sessions API

The Enrollment Sessions API from HealthSherpa — 1 operation(s) for enrollment sessions.

HealthSherpa Enrollments API

The Enrollments API from HealthSherpa — 7 operation(s) for enrollments.

HealthSherpa Quotes API

The Quotes API from HealthSherpa — 1 operation(s) for quotes.

HealthSherpa Reference API

The Reference API from HealthSherpa — 3 operation(s) for reference.

HealthSherpa Utility API

The Utility API from HealthSherpa — 1 operation(s) for utility.

HealthSherpa Policy Status API

The Policy Status API from HealthSherpa — 2 operation(s) for policy status.

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

HealthSherpa Public Enrollment Sessions API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Enrollments API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Quotes API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Reference API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Utility API

OPEN COLLECTION

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

ichra-platform-integration

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Healthsherpa Ichra Webhooks

ASYNCAPI

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Healthsherpa One Overlay

2 actions · update · healthsherpa-one-openapi.json

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Healthsherpa Authentication

apiKey · 1 scheme

SECURITY

Healthsherpa Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Healthsherpa Agentic Access

15 operations · 7 acting · 1 human-in-the-loop

15 operations · 7 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

AgenticAccess

AgenticAccess

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Idempotency

Conventions

ErrorCatalog

Lifecycle

DataModel

Conformance

Webhooks

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 1

The organization behind the API

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: healthsherpa
name: HealthSherpa
description: HealthSherpa is the leading ACA (Affordable Care Act) health insurance quoting and enrollment platform, and was
  the first company to partner with CMS to offer Enhanced Direct Enrollment (EDE) for agents. Its developer surface, HealthSherpa
  ONE (one.healthsherpa.com), exposes a public OpenAPI 3.1 REST API for on- and off-exchange ACA plan quoting, county/issuer/provider
  reference lookups, agent and self-service enrollment sessions, and an approval-gated direct enrollment API covering the
  full off-exchange (ICHRA) application lifecycle — create, update, submit, cancel, terminate, supporting-document upload,
  and payment redirect. Authentication is a single x-api-key header; enrollment writes support Idempotency-Key with 24-hour
  retention. Separate ICHRA and Medicare Partner APIs provide QuoteConnect/EnrollConnect, deeplinked enrollment, and webhooks.
  HealthSherpa publishes first-party Agent Skills, an llms.txt, and vibe-coding prompts for agents.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://healthsherpa-21715791.hs-sites.com/hubfs/raw_assets/public/HealthSherpa%20Theme/HealthSherpa/images/favicon/apple-touch-icon.png
url: https://raw.githubusercontent.com/api-evangelist/healthsherpa/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Health Insurance
- Healthcare
- ACA
- Enrollment
- Quoting
- Insurance
- Enhanced Direct Enrollment
- ICHRA
apis:
- aid: healthsherpa:healthsherpa-enrollment-sessions-api
  name: HealthSherpa Enrollment Sessions API
  description: The Enrollment Sessions API from HealthSherpa — 1 operation(s) for enrollment sessions.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Enrollment Sessions
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-enrollment-sessions-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-enrollments-api
  name: HealthSherpa Enrollments API
  description: The Enrollments API from HealthSherpa — 7 operation(s) for enrollments.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Enrollment
  tags_raw:
  - Enrollments
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-enrollments-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-quotes-api
  name: HealthSherpa Quotes API
  description: The Quotes API from HealthSherpa — 1 operation(s) for quotes.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-quotes-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-reference-api
  name: HealthSherpa Reference API
  description: The Reference API from HealthSherpa — 3 operation(s) for reference.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Reference
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-reference-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-utility-api
  name: HealthSherpa Utility API
  description: The Utility API from HealthSherpa — 1 operation(s) for utility.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Utility
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-utility-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-policy-status-api
  name: HealthSherpa Policy Status API
  description: The Policy Status API from HealthSherpa — 2 operation(s) for policy status.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Policy Status
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-policy-status-api-openapi.yml
common:
- type: CapabilityMap
  url: capabilities/healthsherpa-capability-edges.yml
  name: HealthSherpa Business Capability Map
- type: DeveloperPortal
  url: https://one.healthsherpa.com/
- type: Documentation
  url: https://one.healthsherpa.com/docs.html
- type: APIReference
  url: https://one.healthsherpa.com/docs.html
- type: GettingStarted
  url: https://one.healthsherpa.com/vibe-coders.html
- type: SignUp
  url: https://one.healthsherpa.com/register.html
- type: Login
  url: https://one.healthsherpa.com/portal.html
- type: Support
  url: mailto:developers@one.healthsherpa.com
- type: Website
  url: https://www.healthsherpa.com
- type: GitHubOrganization
  url: https://github.com/healthsherpa
- type: LLMsTxt
  url: llms/healthsherpa-llms.txt
- type: Authentication
  url: authentication/healthsherpa-authentication.yml
- type: Idempotency
  url: conventions/healthsherpa-conventions.yml
- type: Conventions
  url: conventions/healthsherpa-conventions.yml
- type: ErrorCatalog
  url: errors/healthsherpa-problem-types.yml
- type: Lifecycle
  url: lifecycle/healthsherpa-lifecycle.yml
- type: DataModel
  url: data-model/healthsherpa-data-model.yml
- type: Conformance
  url: conformance/healthsherpa-conformance.yml
- type: Compliance
  url: https://www.healthsherpa.com/agents_agencies
- type: X-MCPServerCandidate
  url: mcp/healthsherpa-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Overlay
  url: overlays/healthsherpa-one-overlay.yaml
- type: Webhooks
  url: asyncapi/healthsherpa-ichra-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/healthsherpa-domain-security.yml
- type: AgenticAccess
  url: agentic-access/healthsherpa-agentic-access.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

HealthSherpa API — frequently asked questions

Does HealthSherpa have an API?

Yes. APIs.io lists 6 APIs from HealthSherpa, including HealthSherpa Enrollment Sessions API, HealthSherpa Enrollments API and HealthSherpa Quotes API, and 3 more.

Is there an OpenAPI specification for the HealthSherpa API?

Yes. APIs.io indexes 6 OpenAPI specifications for HealthSherpa, each linked for download from this page.

How do I authenticate with the HealthSherpa API?

HealthSherpa uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Healthsherpa Authentication.

Is the HealthSherpa API ready for AI agents?

HealthSherpa has a Kin Score of 40.7 out of 100 (developing) and an Agent Readiness score of 43.7 (agent-ready), scored by API Evangelist on 2026-10-31.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/healthsherpa"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/healthsherpa/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/healthsherpa/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.