HealthSherpa

HealthSherpa is the leading ACA (Affordable Care Act) health insurance quoting and enrollment platform, and was the first company to partner with CMS to offer Enhanced Direct Enrollment (EDE) for agents. Its developer surface, HealthSherpa ONE (one.healthsherpa.com), exposes a public OpenAPI 3.1 REST API for on- and off-exchange ACA plan quoting, county/issuer/provider reference lookups, agent and self-service enrollment sessions, and an approval-gated direct enrollment API covering the full off-exchange (ICHRA) application lifecycle — create, update, submit, cancel, terminate, supporting-document upload, and payment redirect. Authentication is a single x-api-key header; enrollment writes support Idempotency-Key with 24-hour retention. Separate ICHRA and Medicare Partner APIs provide QuoteConnect/EnrollConnect, deeplinked enrollment, and webhooks. HealthSherpa publishes first-party Agent Skills, an llms.txt, and vibe-coding prompts for agents.

HealthSherpa publishes 5 APIs on the APIs.io network, including Enrollment Sessions API, Enrollments API, Quotes API, and 2 more. Tagged areas include Company, Health Insurance, Healthcare, ACA, and Enrollment.

The HealthSherpa catalog on APIs.io includes 1 event-driven AsyncAPI specification.

HealthSherpa’s developer surface includes documentation, API reference, getting-started guide, signup flow, support, authentication, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

40.1/100 developing ▬ flat Agent 49/100 agent native Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-09-19 · rubric v0.22.0

1 APIs 1 Agent Skills

Company Health Insurance Healthcare ACA Enrollment Quoting InsuranceEnhanced Direct EnrollmentICHRA

Kin Score

Kin Score How this is scored →
scored 2026-09-19 · rubric v0.22.0

Composite quality — 40.1/100 · developing

Contract Quality 12.2 / 19

Developer Ergonomics 5.4 / 15

Access Clarity 3.2 / 15

Operational Transparency 1.0 / 10

Contract Governance 0.4 / 9

Discoverability 5.7 / 8

Regulatory Posture 5.0 / 15

Create-or-Update Ergonomics 2.8 / 10

Agent readiness — 49/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/healthsherpa: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

HealthSherpa Enrollment Sessions API

The Enrollment Sessions API from HealthSherpa — 1 operation(s) for enrollment sessions.

HealthSherpa Enrollments API

The Enrollments API from HealthSherpa — 7 operation(s) for enrollments.

HealthSherpa Quotes API

The Quotes API from HealthSherpa — 1 operation(s) for quotes.

HealthSherpa Reference API

The Reference API from HealthSherpa — 3 operation(s) for reference.

HealthSherpa Utility API

The Utility API from HealthSherpa — 1 operation(s) for utility.

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Enrollments API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Quotes API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Reference API

OPEN COLLECTION

HealthSherpa Public Enrollment Sessions Utility API

OPEN COLLECTION

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

ichra-platform-integration

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Healthsherpa Ichra Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Healthsherpa Authentication

apiKey · 1 scheme

SECURITY

Healthsherpa Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Healthsherpa Agentic Access

15 operations · 8 acting · 1 human-in-the-loop

15 operations · 8 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

AgenticAccess

AgenticAccess

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Idempotency

Conventions

ErrorCatalog

Lifecycle

DataModel

Conformance

Webhooks

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 1

The organization behind the API

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: healthsherpa
name: HealthSherpa
description: HealthSherpa is the leading ACA (Affordable Care Act) health insurance quoting and enrollment platform, and was
  the first company to partner with CMS to offer Enhanced Direct Enrollment (EDE) for agents. Its developer surface, HealthSherpa
  ONE (one.healthsherpa.com), exposes a public OpenAPI 3.1 REST API for on- and off-exchange ACA plan quoting, county/issuer/provider
  reference lookups, agent and self-service enrollment sessions, and an approval-gated direct enrollment API covering the
  full off-exchange (ICHRA) application lifecycle — create, update, submit, cancel, terminate, supporting-document upload,
  and payment redirect. Authentication is a single x-api-key header; enrollment writes support Idempotency-Key with 24-hour
  retention. Separate ICHRA and Medicare Partner APIs provide QuoteConnect/EnrollConnect, deeplinked enrollment, and webhooks.
  HealthSherpa publishes first-party Agent Skills, an llms.txt, and vibe-coding prompts for agents.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://healthsherpa-21715791.hs-sites.com/hubfs/raw_assets/public/HealthSherpa%20Theme/HealthSherpa/images/favicon/apple-touch-icon.png
url: https://raw.githubusercontent.com/api-evangelist/healthsherpa/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Health Insurance
- Healthcare
- ACA
- Enrollment
- Quoting
- Insurance
- Enhanced Direct Enrollment
- ICHRA
apis:
- aid: healthsherpa:healthsherpa-enrollment-sessions-api
  name: HealthSherpa Enrollment Sessions API
  description: The Enrollment Sessions API from HealthSherpa — 1 operation(s) for enrollment sessions.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Enrollment Sessions
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-enrollment-sessions-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-enrollments-api
  name: HealthSherpa Enrollments API
  description: The Enrollments API from HealthSherpa — 7 operation(s) for enrollments.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Enrollment
  tags_raw:
  - Enrollments
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-enrollments-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-quotes-api
  name: HealthSherpa Quotes API
  description: The Quotes API from HealthSherpa — 1 operation(s) for quotes.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-quotes-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-reference-api
  name: HealthSherpa Reference API
  description: The Reference API from HealthSherpa — 3 operation(s) for reference.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Reference
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-reference-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-utility-api
  name: HealthSherpa Utility API
  description: The Utility API from HealthSherpa — 1 operation(s) for utility.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Utility
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-utility-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
common:
- type: CapabilityMap
  url: capabilities/healthsherpa-capability-edges.yml
  name: HealthSherpa Business Capability Map
- type: DeveloperPortal
  url: https://one.healthsherpa.com/
- type: Documentation
  url: https://one.healthsherpa.com/docs.html
- type: APIReference
  url: https://one.healthsherpa.com/docs.html
- type: GettingStarted
  url: https://one.healthsherpa.com/vibe-coders.html
- type: SignUp
  url: https://one.healthsherpa.com/register.html
- type: Login
  url: https://one.healthsherpa.com/portal.html
- type: Support
  url: mailto:developers@one.healthsherpa.com
- type: Website
  url: https://www.healthsherpa.com
- type: GitHubOrganization
  url: https://github.com/healthsherpa
- type: LLMsTxt
  url: llms/healthsherpa-llms.txt
- type: Authentication
  url: authentication/healthsherpa-authentication.yml
- type: Idempotency
  url: conventions/healthsherpa-conventions.yml
- type: Conventions
  url: conventions/healthsherpa-conventions.yml
- type: ErrorCatalog
  url: errors/healthsherpa-problem-types.yml
- type: Lifecycle
  url: lifecycle/healthsherpa-lifecycle.yml
- type: DataModel
  url: data-model/healthsherpa-data-model.yml
- type: Conformance
  url: conformance/healthsherpa-conformance.yml
- type: Compliance
  url: https://www.healthsherpa.com/agents_agencies
- type: X-MCPServerCandidate
  url: mcp/healthsherpa-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Overlay
  url: overlays/healthsherpa-one-overlay.yaml
- type: Webhooks
  url: asyncapi/healthsherpa-ichra-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/healthsherpa-domain-security.yml
- type: AgenticAccess
  url: agentic-access/healthsherpa-agentic-access.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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