HealthSherpa website screenshot

HealthSherpa

HealthSherpa is the leading ACA (Affordable Care Act) health insurance quoting and enrollment platform, and was the first company to partner with CMS to offer Enhanced Direct Enrollment (EDE) for agents. Its developer surface, HealthSherpa ONE (one.healthsherpa.com), exposes a public OpenAPI 3.1 REST API for on- and off-exchange ACA plan quoting, county/issuer/provider reference lookups, agent and self-service enrollment sessions, and an approval-gated direct enrollment API covering the full off-exchange (ICHRA) application lifecycle — create, update, submit, cancel, terminate, supporting-document upload, and payment redirect. Authentication is a single x-api-key header; enrollment writes support Idempotency-Key with 24-hour retention. Separate ICHRA and Medicare Partner APIs provide QuoteConnect/EnrollConnect, deeplinked enrollment, and webhooks. HealthSherpa publishes first-party Agent Skills, an llms.txt, and vibe-coding prompts for agents.

HealthSherpa publishes 5 APIs on the APIs.io network, including Enrollment Sessions API, Enrollments API, Quotes API, and 2 more. Tagged areas include Company, Health Insurance, Healthcare, ACA, and Enrollment.

The HealthSherpa catalog on APIs.io includes 1 event-driven AsyncAPI specification.

HealthSherpa’s developer surface includes documentation, API reference, getting-started guide, signup flow, support, authentication, and 19 more developer resources.

38.2/100 thin ▬ flat Agent 49/100 agent native saas Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2
AccessSelf serve
1 APIs 1 MCP Servers 1 Agent Skills
CompanyHealth InsuranceHealthcareACAEnrollmentQuotingInsuranceEnhanced Direct EnrollmentICHRA

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Distribution Management
BC-2110
Quotes
POST /v1/quotes

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2
Composite quality — 38.2/100 · thin
Contract Quality 14.0 / 21
Developer Ergonomics 6.1 / 17
Access Clarity 3.6 / 17
Operational Transparency 1.2 / 11
Contract Governance 0.5 / 10
Discoverability 6.5 / 9
Regulatory Posture 5.0 / 15
Agent readiness — 49/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/healthsherpa: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

HealthSherpa Enrollment Sessions API

The Enrollment Sessions API from HealthSherpa — 1 operation(s) for enrollment sessions.

HealthSherpa Enrollments API

The Enrollments API from HealthSherpa — 7 operation(s) for enrollments.

HealthSherpa Quotes API

The Quotes API from HealthSherpa — 1 operation(s) for quotes.

HealthSherpa Reference API

The Reference API from HealthSherpa — 3 operation(s) for reference.

HealthSherpa Utility API

The Utility API from HealthSherpa — 1 operation(s) for utility.

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Healthsherpa Authentication

apiKey · 1 scheme

SECURITY

Healthsherpa Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Healthsherpa Agentic Access

15 operations · 8 acting · 1 human-in-the-loop

15 operations · 8 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 1

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: healthsherpa
name: HealthSherpa
description: HealthSherpa is the leading ACA (Affordable Care Act) health insurance quoting and enrollment platform, and was
  the first company to partner with CMS to offer Enhanced Direct Enrollment (EDE) for agents. Its developer surface, HealthSherpa
  ONE (one.healthsherpa.com), exposes a public OpenAPI 3.1 REST API for on- and off-exchange ACA plan quoting, county/issuer/provider
  reference lookups, agent and self-service enrollment sessions, and an approval-gated direct enrollment API covering the
  full off-exchange (ICHRA) application lifecycle — create, update, submit, cancel, terminate, supporting-document upload,
  and payment redirect. Authentication is a single x-api-key header; enrollment writes support Idempotency-Key with 24-hour
  retention. Separate ICHRA and Medicare Partner APIs provide QuoteConnect/EnrollConnect, deeplinked enrollment, and webhooks.
  HealthSherpa publishes first-party Agent Skills, an llms.txt, and vibe-coding prompts for agents.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://healthsherpa-21715791.hs-sites.com/hubfs/raw_assets/public/HealthSherpa%20Theme/HealthSherpa/images/favicon/apple-touch-icon.png
url: https://raw.githubusercontent.com/api-evangelist/healthsherpa/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Health Insurance
- Healthcare
- ACA
- Enrollment
- Quoting
- Insurance
- Enhanced Direct Enrollment
- ICHRA
apis:
- aid: healthsherpa:healthsherpa-enrollment-sessions-api
  name: HealthSherpa Enrollment Sessions API
  description: The Enrollment Sessions API from HealthSherpa — 1 operation(s) for enrollment sessions.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Enrollment Sessions
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-enrollment-sessions-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-enrollments-api
  name: HealthSherpa Enrollments API
  description: The Enrollments API from HealthSherpa — 7 operation(s) for enrollments.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Enrollments
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-enrollments-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-quotes-api
  name: HealthSherpa Quotes API
  description: The Quotes API from HealthSherpa — 1 operation(s) for quotes.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-quotes-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-reference-api
  name: HealthSherpa Reference API
  description: The Reference API from HealthSherpa — 3 operation(s) for reference.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Reference
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-reference-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
- aid: healthsherpa:healthsherpa-utility-api
  name: HealthSherpa Utility API
  description: The Utility API from HealthSherpa — 1 operation(s) for utility.
  humanURL: https://one.healthsherpa.com/
  baseURL: https://api.one.healthsherpa.com
  tags:
  - Utility
  properties:
  - type: OpenAPI
    url: openapi/healthsherpa-utility-api-openapi.yml
  - type: x-openapi-source
    url: https://one.healthsherpa.com/openapi.json
  - type: Documentation
    url: https://one.healthsherpa.com/docs.html
  - type: APIReference
    url: https://one.healthsherpa.com/docs.html
common:
- type: CapabilityMap
  url: capabilities/healthsherpa-capability-edges.yml
  name: HealthSherpa Business Capability Map
- type: DeveloperPortal
  url: https://one.healthsherpa.com/
- type: Documentation
  url: https://one.healthsherpa.com/docs.html
- type: APIReference
  url: https://one.healthsherpa.com/docs.html
- type: GettingStarted
  url: https://one.healthsherpa.com/vibe-coders.html
- type: SignUp
  url: https://one.healthsherpa.com/register.html
- type: Login
  url: https://one.healthsherpa.com/portal.html
- type: Support
  url: mailto:developers@one.healthsherpa.com
- type: Website
  url: https://www.healthsherpa.com
- type: GitHubOrganization
  url: https://github.com/healthsherpa
- type: LLMsTxt
  url: llms/healthsherpa-llms.txt
- type: Authentication
  url: authentication/healthsherpa-authentication.yml
- type: Idempotency
  url: conventions/healthsherpa-conventions.yml
- type: Conventions
  url: conventions/healthsherpa-conventions.yml
- type: ErrorCatalog
  url: errors/healthsherpa-problem-types.yml
- type: Lifecycle
  url: lifecycle/healthsherpa-lifecycle.yml
- type: DataModel
  url: data-model/healthsherpa-data-model.yml
- type: Conformance
  url: conformance/healthsherpa-conformance.yml
- type: Compliance
  url: https://www.healthsherpa.com/agents_agencies
- type: MCPServer
  url: mcp/healthsherpa-mcp.yml
- type: Overlay
  url: overlays/healthsherpa-one-overlay.yaml
- type: Webhooks
  url: asyncapi/healthsherpa-ichra-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/healthsherpa-domain-security.yml
- type: AgenticAccess
  url: agentic-access/healthsherpa-agentic-access.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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