Gravie

aid: gravie
name: Gravie
description: Gravie is a Minneapolis, Minnesota health benefits company founded in 2013 that designs and administers health
  plans for small and midsize employers. Its flagship product, Comfort, is a level-funded group health plan with zero deductibles
  and zero copays on most common healthcare services (preventive and primary care, specialist visits, labs and imaging, generic
  prescriptions and virtual care), paired with Gravie ICHRA (Individual Coverage Health Reimbursement Arrangement) administration,
  Gravie Pay for out-of-pocket cost financing, Gravie Care member navigation, and a pharmacy benefit. Gravie acts as a third-party
  administrator on top of partner provider networks (Aetna Signature Administrators, Cigna, Cigna OAP, HPS/Paymedix, and historically
  PreferredOne), settling claims under payer IDs GRV01 and 62308. Gravie publishes no public developer program or documented
  API; its machine-readable public surface is the CMS Transparency in Coverage in-network rate and allowed-amount files it
  posts on behalf of plan sponsors, alongside member, employer and provider portals and native iOS/Android member apps served
  from a private api.gravie.com backend.
url: https://raw.githubusercontent.com/api-evangelist/gravie/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment-pass
specificationVersion: '0.23'
image: https://www.gravie.com/wp-content/uploads/2023/03/gravie-logo-green.svg
created: '2026-08-01'
modified: '2026-08-01'
tags:
- Company
- Health Insurance
- Health Benefits
- Employee Benefits
- Third-Party Administrator
- ICHRA
- Level Funded
- Transparency In Coverage
- Machine-Readable Files
- Healthcare
- Insurance
- Regulatory
tags_raw:
- Company
- Health Insurance
- Health Benefits
- Employee Benefits
- Third Party Administrator
- ICHRA
- Level Funded
- Transparency In Coverage
- Machine Readable Files
- Healthcare
- Insurance
- Regulatory
apis:
- aid: gravie:transparency-in-coverage
  name: Gravie Transparency in Coverage Machine-Readable Files
  description: Public machine-readable files Gravie posts on behalf of its plan sponsors under the CMS Transparency in Coverage
    rule (45 CFR 147.211). Files cover in-network negotiated rates for the Cigna and Cigna OAP networks and the HPS/Paymedix
    network, plus out-of-network allowed amounts via Zelis. Plans effective September 1, 2022 or earlier are covered by PreferredOne's
    index; plans effective October 1, 2022 or later are covered by the Gravie-hosted files. This is a file-based regulatory
    data surface, not a REST API — the JSON payloads follow the CMS price-transparency schemas published by the Center for
    Medicare and Medicaid Services.
  humanURL: https://www.gravie.com/compliance/transparency-in-coverage/
  baseURL: https://static.gravie.com/MRFs/
  tags:
  - Transparency In Coverage
  - Machine-Readable Files
  - Pricing
  - Regulatory
  - Health Insurance
  tags_raw:
  - Transparency In Coverage
  - Machine Readable Files
  - Pricing
  - Regulatory
  - Health Insurance
  properties:
  - type: Documentation
    url: https://www.gravie.com/compliance/transparency-in-coverage/
  - type: InNetworkRates
    name: Cigna in-network rates (JSON, gzip)
    url: https://static.gravie.com/MRFs/CignaMRF.json.gz
  - type: InNetworkRates
    name: Cigna OAP in-network rates (JSON, gzip)
    url: https://static.gravie.com/MRFs/CignaOAPMRF.json.gz
  - type: InNetworkRates
    name: HPS / Paymedix in-network rates (ZIP)
    url: https://static.gravie.com/MRFs/HPSPaymedixMRF.zip
  - type: AllowedAmounts
    name: Zelis out-of-network allowed amounts (CSV)
    url: https://static.gravie.com/MRFs/ZelisMRF.csv
  - type: Index
    name: PreferredOne MRF index (plans effective 2022-09-01 or earlier)
    url: https://www.preferredone.com/mrf/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/gravie-domain-security.yml
- type: Website
  url: https://www.gravie.com/
- type: Documentation
  url: https://www.gravie.com/compliance/transparency-in-coverage/
- type: Support
  url: https://www.gravie.com/contact/
- type: Blog
  url: https://www.gravie.com/perspectives/
- type: BlogRSS
  url: https://www.gravie.com/feed/
- type: NewsBlog
  url: https://www.gravie.com/news/
- type: Podcast
  url: https://www.gravie.com/podcast/
- type: GitHubOrganization
  url: https://github.com/gravieinc
- type: Careers
  url: https://www.gravie.com/careers/
- type: Login
  url: https://member.gravie.com/login
- type: EmployerPortal
  url: https://employer.gravie.com/
- type: ProviderPortal
  url: https://gravie-mesa.javelinaweb.com/
- type: TermsOfService
  url: https://www.gravie.com/compliance/terms-of-use/
- type: PrivacyPolicy
  url: https://www.gravie.com/compliance/privacy-policy/
- type: Compliance
  url: https://www.gravie.com/compliance/
- type: TransparencyInCoverage
  url: https://www.gravie.com/compliance/transparency-in-coverage/
- type: Glossary
  url: https://www.gravie.com/compliance/glossary/
- type: Licensing
  url: https://www.gravie.com/compliance/gravie-licensing/
- type: LegalNotices
  url: https://www.gravie.com/compliance/legal-notices/
- type: ProviderDirectory
  url: https://www.gravie.com/find-providers/
- type: Conformance
  url: conformance/gravie-conformance.yml
- type: LLMsTxt
  url: llms/gravie-llms.txt
- type: LinkedIn
  url: https://www.linkedin.com/company/gravie/
- type: Twitter
  url: https://twitter.com/gogravie
- type: iOSApp
  url: https://apps.apple.com/us/app/gravie/id1626358793
- type: SecondaryMarket
  url: https://forgeglobal.com/gravie_stock/
x-enrichment:
  date: '2026-08-01'
  status: enriched
  artifacts_added: 4
  pass: local-v1