Gravie

Gravie is a Minneapolis, Minnesota health benefits company founded in 2013 that designs and administers health plans for small and midsize employers. Its flagship product, Comfort, is a level-funded group health plan with zero deductibles and zero copays on most common healthcare services (preventive and primary care, specialist visits, labs and imaging, generic prescriptions and virtual care), paired with Gravie ICHRA (Individual Coverage Health Reimbursement Arrangement) administration, Gravie Pay for out-of-pocket cost financing, Gravie Care member navigation, and a pharmacy benefit. Gravie acts as a third-party administrator on top of partner provider networks (Aetna Signature Administrators, Cigna, Cigna OAP, HPS/Paymedix, and historically PreferredOne), settling claims under payer IDs GRV01 and 62308. Gravie publishes no public developer program or documented API; its machine-readable public surface is the CMS Transparency in Coverage in-network rate and allowed-amount files it posts on behalf of plan sponsors, alongside member, employer and provider portals and native iOS/Android member apps served from a private api.gravie.com backend.

Gravie publishes 1 API on the APIs.io network. Tagged areas include Company, Health Insurance, Health Benefits, Employee Benefits, and Third Party Administrator.

Gravie’s developer surface includes documentation, support, engineering blog, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub
24.5/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
1 APIs
CompanyHealth InsuranceHealth BenefitsEmployee BenefitsThird Party AdministratorICHRALevel FundedTransparency In CoverageMachine Readable FilesHealthcareInsuranceRegulatory

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 24.5/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 3.0 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 0.7 / 13
Governance 1.5 / 12
Discoverability 8.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/gravie: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Gravie Transparency in Coverage Machine-Readable Files

Public machine-readable files Gravie posts on behalf of its plan sponsors under the CMS Transparency in Coverage rule (45 CFR 147.211). Files cover in-network negotiated rates f...

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Gravie Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Login
Login
 EmployerPortal
EmployerPortal
 ProviderPortal
ProviderPortal

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Compliance
Compliance

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 LegalNotices
LegalNotices

Company 7

The organization behind the API

Website
Website
 Blog
Blog
 BlogRSS
BlogRSS
 NewsBlog
NewsBlog
 Careers
Careers
 LinkedIn
LinkedIn
 Twitter
Twitter

Scroll for all 7

Other 7

Properties that don't map to a standard resource type

Podcast
Podcast
 TransparencyInCoverage
TransparencyInCoverage
 Glossary
Glossary
 Licensing
Licensing
 ProviderDirectory
ProviderDirectory
 iOSApp
iOSApp
 SecondaryMarket
SecondaryMarket

Scroll for all 7

Source (apis.yml)

apis.yml Raw ↑ 
aid: gravie
name: Gravie
description: Gravie is a Minneapolis, Minnesota health benefits company founded in 2013 that designs and administers health
  plans for small and midsize employers. Its flagship product, Comfort, is a level-funded group health plan with zero deductibles
  and zero copays on most common healthcare services (preventive and primary care, specialist visits, labs and imaging, generic
  prescriptions and virtual care), paired with Gravie ICHRA (Individual Coverage Health Reimbursement Arrangement) administration,
  Gravie Pay for out-of-pocket cost financing, Gravie Care member navigation, and a pharmacy benefit. Gravie acts as a third-party
  administrator on top of partner provider networks (Aetna Signature Administrators, Cigna, Cigna OAP, HPS/Paymedix, and historically
  PreferredOne), settling claims under payer IDs GRV01 and 62308. Gravie publishes no public developer program or documented
  API; its machine-readable public surface is the CMS Transparency in Coverage in-network rate and allowed-amount files it
  posts on behalf of plan sponsors, alongside member, employer and provider portals and native iOS/Android member apps served
  from a private api.gravie.com backend.
url: https://raw.githubusercontent.com/api-evangelist/gravie/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment-pass
specificationVersion: '0.20'
image: https://www.gravie.com/wp-content/uploads/2023/03/gravie-logo-green.svg
created: '2026-08-01'
modified: '2026-08-01'
tags:
- Company
- Health Insurance
- Health Benefits
- Employee Benefits
- Third Party Administrator
- ICHRA
- Level Funded
- Transparency In Coverage
- Machine Readable Files
- Healthcare
- Insurance
- Regulatory
apis:
- aid: gravie:transparency-in-coverage
  name: Gravie Transparency in Coverage Machine-Readable Files
  description: Public machine-readable files Gravie posts on behalf of its plan sponsors under the CMS Transparency in Coverage
    rule (45 CFR 147.211). Files cover in-network negotiated rates for the Cigna and Cigna OAP networks and the HPS/Paymedix
    network, plus out-of-network allowed amounts via Zelis. Plans effective September 1, 2022 or earlier are covered by PreferredOne's
    index; plans effective October 1, 2022 or later are covered by the Gravie-hosted files. This is a file-based regulatory
    data surface, not a REST API — the JSON payloads follow the CMS price-transparency schemas published by the Center for
    Medicare and Medicaid Services.
  humanURL: https://www.gravie.com/compliance/transparency-in-coverage/
  baseURL: https://static.gravie.com/MRFs/
  tags:
  - Transparency In Coverage
  - Machine Readable Files
  - Pricing
  - Regulatory
  - Health Insurance
  properties:
  - type: Documentation
    url: https://www.gravie.com/compliance/transparency-in-coverage/
  - type: InNetworkRates
    name: Cigna in-network rates (JSON, gzip)
    url: https://static.gravie.com/MRFs/CignaMRF.json.gz
  - type: InNetworkRates
    name: Cigna OAP in-network rates (JSON, gzip)
    url: https://static.gravie.com/MRFs/CignaOAPMRF.json.gz
  - type: InNetworkRates
    name: HPS / Paymedix in-network rates (ZIP)
    url: https://static.gravie.com/MRFs/HPSPaymedixMRF.zip
  - type: AllowedAmounts
    name: Zelis out-of-network allowed amounts (CSV)
    url: https://static.gravie.com/MRFs/ZelisMRF.csv
  - type: Index
    name: PreferredOne MRF index (plans effective 2022-09-01 or earlier)
    url: https://www.preferredone.com/mrf/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/gravie-domain-security.yml
- type: Website
  url: https://www.gravie.com/
- type: Documentation
  url: https://www.gravie.com/compliance/transparency-in-coverage/
- type: Support
  url: https://www.gravie.com/contact/
- type: Blog
  url: https://www.gravie.com/perspectives/
- type: BlogRSS
  url: https://www.gravie.com/feed/
- type: NewsBlog
  url: https://www.gravie.com/news/
- type: Podcast
  url: https://www.gravie.com/podcast/
- type: GitHubOrganization
  url: https://github.com/gravieinc
- type: Careers
  url: https://www.gravie.com/careers/
- type: Login
  url: https://member.gravie.com/login
- type: EmployerPortal
  url: https://employer.gravie.com/
- type: ProviderPortal
  url: https://gravie-mesa.javelinaweb.com/
- type: TermsOfService
  url: https://www.gravie.com/compliance/terms-of-use/
- type: PrivacyPolicy
  url: https://www.gravie.com/compliance/privacy-policy/
- type: Compliance
  url: https://www.gravie.com/compliance/
- type: TransparencyInCoverage
  url: https://www.gravie.com/compliance/transparency-in-coverage/
- type: Glossary
  url: https://www.gravie.com/compliance/glossary/
- type: Licensing
  url: https://www.gravie.com/compliance/gravie-licensing/
- type: LegalNotices
  url: https://www.gravie.com/compliance/legal-notices/
- type: ProviderDirectory
  url: https://www.gravie.com/find-providers/
- type: Conformance
  url: conformance/gravie-conformance.yml
- type: LLMsTxt
  url: llms/gravie-llms.txt
- type: LinkedIn
  url: https://www.linkedin.com/company/gravie/
- type: Twitter
  url: https://twitter.com/gogravie
- type: iOSApp
  url: https://apps.apple.com/us/app/gravie/id1626358793
- type: SecondaryMarket
  url: https://forgeglobal.com/gravie_stock/
x-enrichment:
  date: '2026-08-01'
  status: enriched
  artifacts_added: 4
  pass: local-v1