Federal Deposit Insurance Corporation

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that provides deposit insurance to depositors in US commercial banks and savings institutions. The FDIC also supervises and examines banks for safety and soundness, promotes consumer protection, and publishes the BankFind Suite API for accessing data on FDIC-insured institutions.

Federal Deposit Insurance Corporation publishes 7 APIs on the APIs.io network, including Demographics API, Deposits API, Failures API, and 4 more. Tagged areas include Banking, Federal-Government, Financial Data, and Insurance.

The Federal Deposit Insurance Corporation catalog on APIs.io includes 1 Spectral governance ruleset.

Federal Deposit Insurance Corporation’s developer surface includes documentation and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.2/100 emerging ▬ flat Agent 20/100 agent aware Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessFreemium

1 APIs

Banking Federal-Government Financial Data Insurance

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 18.2/100 · emerging

Contract Quality 10.3 / 21

Developer Ergonomics 1.6 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.9 / 11

Contract Governance 0.0 / 10

Discoverability 5.0 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 20/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/federal-deposit-insurance-corporation: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Federal Deposit Insurance Corporation Demographics API

Demographic statistics

Federal Deposit Insurance Corporation Deposits API

Summary of deposits

Federal Deposit Insurance Corporation Failures API

Failed bank information

Federal Deposit Insurance Corporation Financials API

Financial reports and metrics

Federal Deposit Insurance Corporation History API

Institution historical events

Federal Deposit Insurance Corporation Institutions API

FDIC-insured institution data

Federal Deposit Insurance Corporation Locations API

Branch and office locations

Scroll for all 7

Open Collections 9

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

FDIC BankFind Suite API

OPEN COLLECTION

FDIC BankFind Suite Demographics API

OPEN COLLECTION

FDIC BankFind Suite Demographics Deposits API

OPEN COLLECTION

FDIC BankFind Suite Demographics Failures API

OPEN COLLECTION

FDIC BankFind Suite Demographics Financials API

OPEN COLLECTION

FDIC BankFind Suite Demographics History API

OPEN COLLECTION

FDIC BankFind Suite Demographics Institutions API

OPEN COLLECTION

FDIC BankFind Suite Demographics Locations API

OPEN COLLECTION

Scroll for all 9

Pricing Plans 1

Published pricing tiers and plan structures.

Federal Deposit Insurance Corporation Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Federal Deposit Insurance Corporation Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Federal Deposit Insurance Corporation Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Federal Deposit Insurance Corporation API Rules

0 rules ·

SPECTRAL

Examples 1

Example request and response payloads for these APIs.

Institution

2 fields

EXAMPLE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Federal Deposit Insurance Corporation Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Federal Deposit Insurance Corporation Agentic Access

7 operations

7 operations · 0 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 2

The organization behind the API

LinkedIn

Website

Website

Source (apis.yml)

aid: federal-deposit-insurance-corporation
name: Federal Deposit Insurance Corporation
description: The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that
  provides deposit insurance to depositors in US commercial banks and savings institutions. The FDIC also supervises and examines
  banks for safety and soundness, promotes consumer protection, and publishes the BankFind Suite API for accessing data on
  FDIC-insured institutions.
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/federal-deposit-insurance-corporation.png
access: 3rd-Party
created: '2024-12-25'
modified: '2026-05-19'
position: Consuming
tags:
- Banking
- Federal-Government
- Financial Data
- Insurance
tags_raw:
- Banking
- Federal Government
- Financial Data
- Insurance
url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: federal-deposit-insurance-corporation:federal-deposit-insurance-corporation-demographics-api
  name: Federal Deposit Insurance Corporation Demographics API
  description: Demographic statistics
  humanURL: https://banks.data.fdic.gov/docs/
  baseURL: https://banks.data.fdic.gov/api
  tags:
  - Demographics
  properties:
  - type: OpenAPI
    url: openapi/federal-deposit-insurance-corporation-demographics-api-openapi.yml
  - type: Documentation
    url: https://banks.data.fdic.gov/docs/
  - type: Rules
    url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/rules/bankfind-rules.yml
- aid: federal-deposit-insurance-corporation:federal-deposit-insurance-corporation-deposits-api
  name: Federal Deposit Insurance Corporation Deposits API
  description: Summary of deposits
  humanURL: https://banks.data.fdic.gov/docs/
  baseURL: https://banks.data.fdic.gov/api
  tags:
  - Deposits
  properties:
  - type: OpenAPI
    url: openapi/federal-deposit-insurance-corporation-deposits-api-openapi.yml
  - type: Documentation
    url: https://banks.data.fdic.gov/docs/
  - type: Rules
    url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/rules/bankfind-rules.yml
- aid: federal-deposit-insurance-corporation:federal-deposit-insurance-corporation-failures-api
  name: Federal Deposit Insurance Corporation Failures API
  description: Failed bank information
  humanURL: https://banks.data.fdic.gov/docs/
  baseURL: https://banks.data.fdic.gov/api
  tags:
  - Failures
  properties:
  - type: OpenAPI
    url: openapi/federal-deposit-insurance-corporation-failures-api-openapi.yml
  - type: Documentation
    url: https://banks.data.fdic.gov/docs/
  - type: Rules
    url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/rules/bankfind-rules.yml
- aid: federal-deposit-insurance-corporation:federal-deposit-insurance-corporation-financials-api
  name: Federal Deposit Insurance Corporation Financials API
  description: Financial reports and metrics
  humanURL: https://banks.data.fdic.gov/docs/
  baseURL: https://banks.data.fdic.gov/api
  tags:
  - Financials
  properties:
  - type: OpenAPI
    url: openapi/federal-deposit-insurance-corporation-financials-api-openapi.yml
  - type: Documentation
    url: https://banks.data.fdic.gov/docs/
  - type: Rules
    url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/rules/bankfind-rules.yml
- aid: federal-deposit-insurance-corporation:federal-deposit-insurance-corporation-history-api
  name: Federal Deposit Insurance Corporation History API
  description: Institution historical events
  humanURL: https://banks.data.fdic.gov/docs/
  baseURL: https://banks.data.fdic.gov/api
  tags:
  - History
  properties:
  - type: OpenAPI
    url: openapi/federal-deposit-insurance-corporation-history-api-openapi.yml
  - type: Documentation
    url: https://banks.data.fdic.gov/docs/
  - type: Rules
    url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/rules/bankfind-rules.yml
- aid: federal-deposit-insurance-corporation:federal-deposit-insurance-corporation-institutions-api
  name: Federal Deposit Insurance Corporation Institutions API
  description: FDIC-insured institution data
  humanURL: https://banks.data.fdic.gov/docs/
  baseURL: https://banks.data.fdic.gov/api
  tags:
  - Institutions
  tags_raw:
  - Institutions
  properties:
  - type: OpenAPI
    url: openapi/federal-deposit-insurance-corporation-institutions-api-openapi.yml
  - type: Documentation
    url: https://banks.data.fdic.gov/docs/
  - type: Rules
    url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/rules/bankfind-rules.yml
- aid: federal-deposit-insurance-corporation:federal-deposit-insurance-corporation-locations-api
  name: Federal Deposit Insurance Corporation Locations API
  description: Branch and office locations
  humanURL: https://banks.data.fdic.gov/docs/
  baseURL: https://banks.data.fdic.gov/api
  tags:
  - Locations
  properties:
  - type: OpenAPI
    url: openapi/federal-deposit-insurance-corporation-locations-api-openapi.yml
  - type: Documentation
    url: https://banks.data.fdic.gov/docs/
  - type: Rules
    url: https://raw.githubusercontent.com/api-evangelist/federal-deposit-insurance-corporation/refs/heads/main/rules/bankfind-rules.yml
common:
- type: AgenticAccess
  url: agentic-access/federal-deposit-insurance-corporation-agentic-access.yml
- type: DomainSecurity
  url: security/federal-deposit-insurance-corporation-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/fdic
- type: Website
  url: https://www.fdic.gov/
- type: Documentation
  url: https://banks.data.fdic.gov/docs/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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