Eligible website screenshot

Eligible

Eligible provides insurance billing APIs for healthcare businesses, enabling the integration of insurance billing experiences into healthcare applications. The platform supports eligibility verification, coverage discovery, claims submission and tracking, payment estimation, enrollment, and remittance processing across a large network of US payers.

Eligible is listed with 5 APIs on the APIs.io network. Tagged areas include Billing, Eligibility, Healthcare, Insurance, and Claims.

The Eligible catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Eligible’s developer surface includes documentation, API reference, engineering blog, support, pricing, signup flow, authentication, and 24 more developer resources.

51.8/100 developing ▬ flat Agent 25/100 agent aware Heartbeat 19/100 slowing saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →
AccessPaid
5 APIs
BillingEligibilityHealthcareInsuranceClaimsHealth Insurance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for Eligible It updates itself when the score changes. Paste this where you link to your API docs:
<a href="https://apis.io/providers/eligible/"><img src="https://apis.io/badge/eligible/card.svg" alt="Eligible on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
  • Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
  • Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
  • Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
8 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/eligible/apis.yml: open an issue on github.com/api-evangelist/eligible to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

MarketPositionDepthRegistered MCP serverDeclares compatibility
Payer Interoperability (CAQH CORE, X12, Da Vinci, WEDI) distribution 19.2 (thin) - 1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Eligible Coverage API

The Coverage API performs real-time insurance eligibility and benefits verification for a patient against a payer. Clients submit provider NPI, payer ID, and member identity inf...

Eligible Claims API

The Claims API supports submission, tracking, and status checking of professional and institutional healthcare claims to payers across the Eligible network. The API also provide...

Eligible Payment Estimation API

The Payment Estimation API calculates expected patient out-of-pocket amounts for a service before it is rendered, combining benefit details from a coverage check with provider c...

Eligible Enrollment API

The Enrollment API manages the trading partner enrollment workflow that providers must complete with payers in order to exchange eligibility, claims, and remittance transactions...

Eligible Payers API

The Payers API exposes the directory of insurance payers supported by Eligible, including payer identifiers, names, supported transaction types, enrollment requirements, and web...

Eligible API pricing

Prices published by Eligible, read 2026-10-28 from eligible.com/pricing.

PlanPrice
Insurance Billing APIs 1% + 25¢ per claim per dollars remitted per claim / dollars remitted
Includes: $1 per month account min fee; PTF (Passthrough Fees) fees apply
Patient Clearance APIs +30¢ per claim
Includes: Includes ten eligibility verification and/or cost estimation calls per claim.

Plan details, limits and sources →

Billed by: claim / dollars remitted · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Eligible Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Eligible Authentication

apiKey · 5 schemes

SECURITY

Eligible Domain Security

TLSv1.3 · DMARC

SECURITY

Eligible Trust Center

HITRUST r2, HITRUST CSF, NIST Cybersecurity Framework v1.1, SOC 2, CAQH CORE Phase I, CAQH CORE Phase II, CAQH CORE Phase III, CAQH CORE Phase IV, EHNAC HNAP, EHNAC CEAP, HIPAA

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 5

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: eligible
name: Eligible
description: Eligible provides insurance billing APIs for healthcare businesses, enabling the integration of insurance billing
  experiences into healthcare applications. The platform supports eligibility verification, coverage discovery, claims submission
  and tracking, payment estimation, enrollment, and remittance processing across a large network of US payers.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: waitlist
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  source:
  - https://eligible.com/pricing
  - https://eligible.com/signup
  generated: '2026-08-15'
  method: searched
  note: Corrected 2026-08-15. The previous "Freemium" label was derived from a scaffold plans artifact that invented a free
    tier. Eligible publishes transactional pricing (1% of dollars remitted + $0.25 per claim, $1/month account minimum) with
    no free tier, and sign-up routes to a waitlist rather than to a key.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/eligible.png
tags:
- Billing
- Eligibility
- Healthcare
- Insurance
- Claims
- Health Insurance
url: https://raw.githubusercontent.com/api-evangelist/eligible/refs/heads/main/apis.yml
created: '2024-07-02'
modified: '2026-08-15'
position: Consuming
access: 3rd-Party
specificationVersion: '0.23'
apis:
- aid: eligible:coverage
  name: Eligible Coverage API
  description: The Coverage API performs real-time insurance eligibility and benefits verification for a patient against a
    payer. Clients submit provider NPI, payer ID, and member identity information and receive structured benefit details including
    plan status, copays, coinsurance, deductibles, and out-of-pocket maximums.
  humanURL: https://eligible.com/
  baseURL: https://gds.eligibleapi.com/v1.5
  tags:
  - Coverage
  - Eligibility
  - Healthcare
  - Insurance
  properties:
  - type: Documentation
    url: https://eligible.com/docs
- aid: eligible:claims
  name: Eligible Claims API
  description: The Claims API supports submission, tracking, and status checking of professional and institutional healthcare
    claims to payers across the Eligible network. The API also provides claim acknowledgement, rejection, and remittance retrieval
    workflows for healthcare billing applications.
  humanURL: https://eligible.com/
  baseURL: https://gds.eligibleapi.com/v1.5
  tags:
  - Claims
  - Billing
  - Healthcare
  - Insurance
  properties:
  - type: Documentation
    url: https://eligible.com/docs
- aid: eligible:payment-estimation
  name: Eligible Payment Estimation API
  description: The Payment Estimation API calculates expected patient out-of-pocket amounts for a service before it is rendered,
    combining benefit details from a coverage check with provider contracted rates and accumulators. The API helps providers
    offer transparent cost estimates and collect patient responsibility at the point of service.
  humanURL: https://eligible.com/
  baseURL: https://gds.eligibleapi.com/v1.5
  tags:
  - Payment Estimation
  - Cost Transparency
  - Healthcare
  - Billing
  properties:
  - type: Documentation
    url: https://eligible.com/docs
- aid: eligible:enrollment
  name: Eligible Enrollment API
  description: The Enrollment API manages the trading partner enrollment workflow that providers must complete with payers
    in order to exchange eligibility, claims, and remittance transactions through Eligible. The API supports submission, tracking,
    and status retrieval of enrollment requests.
  humanURL: https://eligible.com/
  baseURL: https://gds.eligibleapi.com/v1.5
  tags:
  - Enrollment
  - Trading Partner
  - Healthcare
  - Insurance
  properties:
  - type: Documentation
    url: https://eligible.com/docs
- aid: eligible:payers
  name: Eligible Payers API
  description: The Payers API exposes the directory of insurance payers supported by Eligible, including payer identifiers,
    names, supported transaction types, enrollment requirements, and webhook capabilities. Clients use this API to select
    payers and check the status of supported transactions.
  humanURL: https://eligible.com/
  baseURL: https://gds.eligibleapi.com/v1.5
  tags:
  - Payers
  - Directory
  - Healthcare
  - Insurance
  properties:
  - type: Documentation
    url: https://eligible.com/docs
common:
- type: LinkedIn
  url: https://www.linkedin.com/company/eligible-api
- type: Website
  url: https://eligible.com/
- type: Documentation
  url: https://eligible.com/docs
- type: APIReference
  url: https://eligible.com/reference
- type: Blog
  url: https://eligible.com/blog/feed/
- type: Support
  url: https://eligible.com/support
- type: GitHubOrganization
  url: https://github.com/eligible
- type: Pricing
  url: https://eligible.com/pricing
- type: SignUp
  url: https://eligible.com/signup
- type: Login
  url: https://eligible.com/users/sign_in
- type: TermsOfService
  url: https://eligible.com/terms
- type: PrivacyPolicy
  url: https://eligible.com/privacy
- type: StatusPage
  url: https://status.eligible.com
- type: Compliance
  url: https://eligible.com/compliance
- type: TrustCenter
  url: security/eligible-trust-center.yml
- type: DomainSecurity
  url: security/eligible-domain-security.yml
- type: Authentication
  url: authentication/eligible-authentication.yml
- type: Conventions
  url: conventions/eligible-conventions.yml
- type: ErrorCatalog
  url: errors/eligible-error-codes.yml
- type: Lifecycle
  url: lifecycle/eligible-lifecycle.yml
- type: Conformance
  url: conformance/eligible-conformance.yml
- type: Packages
  url: packages/eligible-packages.yml
- type: SDKs
  url: packages/eligible-packages.yml
- type: Components
  url: components/eligible-components.yml
- type: DataModel
  url: data-model/eligible-data-model.yml
- type: Sandbox
  url: sandbox/eligible-sandbox.yml
- type: Webhooks
  url: asyncapi/eligible-webhooks.yml
- type: Plans
  url: plans/eligible-plans-pricing.yml
- type: RateLimits
  url: rate-limits/eligible-rate-limits.yml
- type: FinOps
  url: finops/eligible-finops.yml
- type: LLMsTxt
  url: llms/eligible-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-08-15'
  status: enriched
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: covered
  detail: Enriched. Eligible publishes no machine-readable API contract of any kind and its reference is behind an account
    login, but the pass reconstructed the surface from the vendor's own first-party clients and found real published pricing,
    a real webhook surface, a real sandbox, embeddable components, and seven public machine-readable payer/passthrough-fee
    JSON documents.
  evidence:
  - url: https://eligible.com/pricing
    status: 200
  - url: https://eligible.com/resources/payers/eligibility.json
    status: 200
  - url: https://eligible.com/docs/api
    status: 200
  - url: https://gds.eligibleapi.com/v1.5/openapi.json
    status: 401
  checked: '2026-08-15'

Eligible API — frequently asked questions

Does Eligible have an API?

Yes. APIs.io lists 5 APIs from Eligible, including Eligible Coverage API, Eligible Claims API and Eligible Payment Estimation API, and 2 more.

How do I authenticate with the Eligible API?

Eligible uses bearer-token authentication (apiKey · 5 schemes). The details are profiled on APIs.io as Eligible Authentication.

How much does the Eligible API cost?

Eligible publishes its prices; its Insurance Billing APIs plan is 1% + 25¢ per claim per dollars remitted per claim / dollars remitted as of 2026-10-28. APIs.io lists 2 pricing plans for Eligible, with each plan's price, limits and inclusions under Pricing on this page.

Is the Eligible API ready for AI agents?

Eligible has a Kin Score of 51.8 out of 100 (developing) and an Agent Readiness score of 25.2 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This provider
curl "https://apis.io/api/v1/providers/eligible"
All providers
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose
curl "https://apis.io/api/v1/providers/eligible/operations?limit=25"
How their score was established
curl "https://apis.io/api/v1/providers/eligible/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.