CoverBureau

CoverBureau is a pay-per-call compliance checking service for US Certificates of Insurance (ACORD 25), built for AI agents. It runs as a remote MCP server at https://coverbureau.com/mcp (JSON-RPC 2.0 over HTTP) that reads a certificate, judges it against caller-supplied requirements, and returns a cryptographically signed verdict verifiable against its published JWKS signing key. Tools include extract_coi ($0.02/call), validate_coi and check_carrier. There is no signup or API key: unpaid calls return HTTP 402 with an x402 payment challenge settled in USDC on Base mainnet. It checks what a certificate says, not whether it is genuine, and does not make or advise on insurance rates.

CoverBureau is listed with 1 API on the APIs.io network. Tagged areas include Company, Insurance, Certificates of Insurance, Compliance, and MCP.

CoverBureau’s developer surface includes authentication and 10 more developer resources.

18.8/100 emerging Agent 9/100 agent aware Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →
AccessPaidOpen
1 API 1 MCP Servers
CompanyInsuranceCertificates of InsuranceComplianceMCPAI Agentsx402Payments

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for CoverBureau It updates itself when the score changes. Paste this where you link to your API docs:
<a href="https://apis.io/providers/coverbureau-com/"><img src="https://apis.io/badge/coverbureau-com/card.svg" alt="CoverBureau on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
10 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/coverbureau-com/apis.yml: open an issue on github.com/api-evangelist/coverbureau-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

measured — observed by APIs.io (documented)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

CoverBureau MCP Server

Remote MCP server (JSON-RPC 2.0 over HTTP POST) that reads US ACORD 25 Certificates of Insurance, judges them against caller-supplied requirements and returns Ed25519-signed ver...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

CoverBureau MCP Server

Official remote MCP server (JSON-RPC 2.0 over HTTP POST) from CoverBureau that reads US ACORD 25 Certificates of Insurance, judges them against caller-supplied requirements, and...

MCP SERVER

CoverBureau API pricing

Prices published by CoverBureau.

PlanPrice
extract_coi $0.02/ call
validate_coi $0.075/ call
check_carrier $0.01/ call

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

CoverBureau Rate Limits

0 limits

RATE LIMITS

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

check_carrier inputSchema

4 properties

JSON SCHEMA

extract_coi inputSchema

2 properties

JSON SCHEMA

validate_coi inputSchema

3 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

CoverBureau Authentication

1 scheme

SECURITY

Resources

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Access & Security 2

Authentication, authorization, and security posture

Commercial 1

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: coverbureau-com
name: CoverBureau
description: 'CoverBureau is a pay-per-call compliance checking service for US Certificates of Insurance (ACORD 25), built
  for AI agents. It runs as a remote MCP server at https://coverbureau.com/mcp (JSON-RPC 2.0 over HTTP) that reads a certificate,
  judges it against caller-supplied requirements, and returns a cryptographically signed verdict verifiable against its published
  JWKS signing key. Tools include extract_coi ($0.02/call), validate_coi and check_carrier. There is no signup or API key:
  unpaid calls return HTTP 402 with an x402 payment challenge settled in USDC on Base mainnet. It checks what a certificate
  says, not whether it is genuine, and does not make or advise on insurance rates.'
url: https://artifacts.apis.io/coverbureau-com/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-04 (modular-v1; was harvest)
accessModel:
  pricing: paid
  onboarding: open
  trial: false
  try_now: false
  public: true
  gated: none
  gated_source:
  - onboarding
  label: Paid · Open access
  confidence: medium
  probe_state: covered
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
specificationVersion: '0.20'
created: '2026-11-04'
modified: '2026-11-04'
tags:
- Company
- Insurance
- Certificates of Insurance
- Compliance
- MCP
- AI Agents
- x402
- Payments
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
image: https://coverbureau.com/coverbureau-og.png
common:
- type: Plans
  url: plans/coverbureau-com-plans-pricing.yml
- type: Conventions
  url: conventions/coverbureau-com-conventions.yml
- type: Authentication
  url: authentication/coverbureau-com-authentication.yml
- type: Conformance
  url: conformance/coverbureau-com-conformance.yml
- type: LLMsTxt
  url: llms/coverbureau-com-llms.txt
- type: MCPServer
  url: mcp/coverbureau-com-mcp.yml
- type: Hosts
  url: hosts/coverbureau-com-hosts.yml
- type: Vendors
  url: vendors/coverbureau-com-vendors.yml
- type: DomainSecurity
  url: security/coverbureau-com-domain-security.yml
- type: Website
  url: https://coverbureau.com/
- type: LLMsTxt
  url: https://coverbureau.com/llms.txt
apis:
- aid: coverbureau-com:coverbureau-mcp
  name: CoverBureau MCP Server
  description: Remote MCP server (JSON-RPC 2.0 over HTTP POST) that reads US ACORD 25 Certificates of Insurance, judges them
    against caller-supplied requirements and returns Ed25519-signed verdicts. Tools are extract_coi ($0.02/call), validate_coi
    ($0.075/call) and check_carrier ($0.01/call); no account or API key, unpaid calls return HTTP 402 with an x402 payment
    challenge settled in USDC on Base mainnet. No OpenAPI, AsyncAPI or GraphQL contract is published; the tool input schemas
    were captured from the live tools/list response.
  humanURL: https://coverbureau.com/
  baseURL: https://coverbureau.com/mcp
  tags:
  - MCP
  - Certificates of Insurance
  - Compliance
  - x402
  properties:
  - type: LLMsTxt
    url: https://coverbureau.com/llms.txt
  - type: JSONSchema
    name: extract_coi input schema
    url: json-schema/coverbureau-com-extract-coi-input.json
  - type: JSONSchema
    name: validate_coi input schema
    url: json-schema/coverbureau-com-validate-coi-input.json
  - type: JSONSchema
    name: check_carrier input schema
    url: json-schema/coverbureau-com-check-carrier-input.json
x-coverage:
  state: covered
  reason: identity-verified
  detail: Homepage title and og:site_name name the company CoverBureau; the site publishes no terms, privacy, support, blog,
    GitHub, pricing page or signup (no account is required), only llms.txt and /.well-known/jwks.json.
  evidence:
  - url: https://coverbureau.com/
    status: 200
  - url: https://coverbureau.com/llms.txt
    status: 200
  - url: https://coverbureau.com/coverbureau-og.png
    status: 200
  - url: https://coverbureau.com/.well-known/jwks.json
    status: 200
x-enrichment:
  date: '2026-11-04'
  status: enriched
  artifacts_added: 20
  pass: modular-v1
  engine: identity=anthropic,contract=anthropic,surfaces=anthropic,docs=anthropic,regulatory=anthropic

CoverBureau API — frequently asked questions

Does CoverBureau have an API?

Yes. APIs.io lists 1 API from CoverBureau, including CoverBureau MCP Server.

How do I authenticate with the CoverBureau API?

CoverBureau uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as CoverBureau Authentication.

How much does the CoverBureau API cost?

CoverBureau publishes its prices; its extract_coi plan is $0.02/ call as of 2026-11-04. APIs.io lists 3 pricing plans for CoverBureau, with each plan's price, limits and inclusions under Pricing on this page.

Does CoverBureau have an MCP server?

Yes. APIs.io lists 1 MCP server for CoverBureau: Official remote MCP server (JSON-RPC 2.0 over HTTP POST) from CoverBureau that reads US ACORD 25 Certificates of Insurance, judges them against caller-supplied requirements, and returns Ed25519-signed

Is the CoverBureau API ready for AI agents?

CoverBureau has a Kin Score of 18.8 out of 100 (emerging) and an Agent Readiness score of 8.5 (agent-aware), scored by API Evangelist on 2026-11-13.

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