Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau (CFPB) is the U.S. federal agency that supervises banks, lenders, and other financial companies, enforces federal consumer financial laws, and publishes large public datasets via open APIs. The CFPB Open Tech program publishes the Consumer Complaint Database (CCDB) search API and the HMDA Platform's Data Browser and Institutions APIs at ffiec.cfpb.gov, all unauthenticated and CC0-licensed for public use.

Consumer Financial Protection Bureau publishes 7 APIs on the APIs.io network, including Aggregations API, CSV API, Filers API, and 4 more. Tagged areas include Banking, Complaints, Consumer Protection, Federal-Government, and Financial-Services.

The Consumer Financial Protection Bureau catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Consumer Financial Protection Bureau’s developer surface includes engineering blog and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

38.8/100 thin ▬ flat Agent 25/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessFreemium

7 APIs

BankingComplaintsConsumer ProtectionFederal-GovernmentFinancial-ServicesHMDAMortgagesOpen Data

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 38.8/100 · thin

Contract Quality 10.9 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 9.7 / 17

Operational Transparency 2.9 / 11

Contract Governance 1.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 5.3 / 15

Agent readiness — 25/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Regulatory Posture applies to this provider. Its tags matched the Government & Public Sector regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/consumer-financial-protection-bureau: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 11

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Rate Limits 1

Documented rate limits and quota policies.

Consumer Financial Protection Bureau Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

AGENTIC

Resources

Documentation 3

Reference material describing how the API behaves

ContributionGuide

ContributionGuide

JSONSchema

JSONSchema

JSONSchema

JSONSchema

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

JSONLD

JSONLD

Spectral

Spectral

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

IssueTracker

IssueTracker

Releases

Releases

Commercial 3

Pricing, plans, and the legal terms of use

License

License

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 4

Properties that don't map to a standard resource type

Open Tech

Open Tech

Data and Research

Data and Research

Consumer Complaints

Consumer Complaints

HMDA Platform

HMDA Platform

Source (apis.yml)

aid: consumer-financial-protection-bureau
name: Consumer Financial Protection Bureau
url: https://raw.githubusercontent.com/api-evangelist/consumer-financial-protection-bureau/refs/heads/main/apis.yml
tags:
- Banking
- Complaints
- Consumer Protection
- Federal-Government
- Financial-Services
- HMDA
- Mortgages
- Open Data
tags_raw:
- Banking
- Complaints
- Consumer Protection
- Federal Government
- Financial Services
- HMDA
- Mortgages
- Open Data
type: Index
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/consumer-financial-protection-bureau.png
access: 3rd-Party
created: '2024-11-25'
modified: '2026-05-19'
position: Consumer
specificationVersion: '0.23'
kind: government
description: The Consumer Financial Protection Bureau (CFPB) is the U.S. federal agency that supervises banks, lenders, and
  other financial companies, enforces federal consumer financial laws, and publishes large public datasets via open APIs.
  The CFPB Open Tech program publishes the Consumer Complaint Database (CCDB) search API and the HMDA Platform's Data Browser
  and Institutions APIs at ffiec.cfpb.gov, all unauthenticated and CC0-licensed for public use.
apis:
- aid: consumer-financial-protection-bureau:consumer-financial-protection-bureau-aggregations-api
  name: Consumer Financial Protection Bureau Aggregations API
  description: The Aggregations API from Consumer Financial Protection Bureau — 2 operation(s) for aggregations.
  humanURL: https://www.consumerfinance.gov/data-research/consumer-complaints/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1
  tags:
  - Aggregations
  properties:
  - type: OpenAPI
    url: openapi/consumer-financial-protection-bureau-aggregations-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/institutions-api/
- aid: consumer-financial-protection-bureau:consumer-financial-protection-bureau-csv-api
  name: Consumer Financial Protection Bureau CSV API
  description: The CSV API from Consumer Financial Protection Bureau — 2 operation(s) for csv.
  humanURL: https://www.consumerfinance.gov/data-research/consumer-complaints/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1
  tags:
  - CSV
  properties:
  - type: OpenAPI
    url: openapi/consumer-financial-protection-bureau-csv-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/institutions-api/
- aid: consumer-financial-protection-bureau:consumer-financial-protection-bureau-filers-api
  name: Consumer Financial Protection Bureau Filers API
  description: The Filers API from Consumer Financial Protection Bureau — 1 operation(s) for filers.
  humanURL: https://www.consumerfinance.gov/data-research/consumer-complaints/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1
  tags:
  - Filers
  properties:
  - type: OpenAPI
    url: openapi/consumer-financial-protection-bureau-filers-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/institutions-api/
- aid: consumer-financial-protection-bureau:consumer-financial-protection-bureau-geo-api
  name: Consumer Financial Protection Bureau Geo API
  description: The Geo API from Consumer Financial Protection Bureau — 1 operation(s) for geo.
  humanURL: https://www.consumerfinance.gov/data-research/consumer-complaints/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1
  tags:
  - Geo
  properties:
  - type: OpenAPI
    url: openapi/consumer-financial-protection-bureau-geo-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/institutions-api/
- aid: consumer-financial-protection-bureau:consumer-financial-protection-bureau-institutions-api
  name: Consumer Financial Protection Bureau Institutions API
  description: The Institutions API from Consumer Financial Protection Bureau — 2 operation(s) for institutions.
  humanURL: https://www.consumerfinance.gov/data-research/consumer-complaints/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1
  tags:
  - institutions
  tags_raw:
  - Institutions
  properties:
  - type: OpenAPI
    url: openapi/consumer-financial-protection-bureau-institutions-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/institutions-api/
- aid: consumer-financial-protection-bureau:consumer-financial-protection-bureau-search-api
  name: Consumer Financial Protection Bureau Search API
  description: The Search API from Consumer Financial Protection Bureau — 3 operation(s) for search.
  humanURL: https://www.consumerfinance.gov/data-research/consumer-complaints/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1
  tags:
  - Search
  properties:
  - type: OpenAPI
    url: openapi/consumer-financial-protection-bureau-search-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/institutions-api/
- aid: consumer-financial-protection-bureau:consumer-financial-protection-bureau-trends-api
  name: Consumer Financial Protection Bureau Trends API
  description: The Trends API from Consumer Financial Protection Bureau — 1 operation(s) for trends.
  humanURL: https://www.consumerfinance.gov/data-research/consumer-complaints/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1
  tags:
  - Trends
  properties:
  - type: OpenAPI
    url: openapi/consumer-financial-protection-bureau-trends-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/institutions-api/
common:
- type: IssueTracker
  url: https://github.com/cfpb/ccdb5-api/issues
- type: Releases
  url: https://github.com/cfpb/ccdb5-api/releases
- type: ContributionGuide
  url: https://github.com/cfpb/ccdb5-api/blob/main/CONTRIBUTING.md
- type: License
  name: CC0-1.0
  url: https://github.com/cfpb/ccdb5-api/blob/main/LICENSE
- type: AgenticAccess
  url: agentic-access/consumer-financial-protection-bureau-agentic-access.yml
- type: DomainSecurity
  url: security/consumer-financial-protection-bureau-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/consumer-financial-protection-bureau
- type: Website
  url: https://www.consumerfinance.gov/
- type: Open Tech
  url: https://cfpb.github.io/
- type: GitHubOrganization
  url: https://github.com/cfpb
- type: Data and Research
  url: https://www.consumerfinance.gov/data-research/
- type: Consumer Complaints
  url: https://www.consumerfinance.gov/data-research/consumer-complaints/
- type: HMDA Platform
  url: https://ffiec.cfpb.gov/
- type: PrivacyPolicy
  url: https://www.consumerfinance.gov/privacy/
- type: TermsOfService
  url: https://www.consumerfinance.gov/privacy/website-privacy-policy/
- type: JSONLD
  url: json-ld/consumer-financial-protection-bureau-context.jsonld
- type: JSONSchema
  url: json-schema/cfpb-complaint-schema.json
- type: JSONSchema
  url: json-schema/cfpb-hmda-institution-schema.json
- type: Spectral
  url: rules/consumer-financial-protection-bureau-rules.yml
- url: https://www.consumerfinance.gov/about-us/newsroom/feed/
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com