Clearcover

Clearcover is a digital-first auto insurance company that offers customizable, affordable car insurance backed by AI-assisted claims that can resolve eligible claims in minutes rather than days. Customers buy and manage policies through a mobile app, file claims by photographing damage, and track claim status in real time, with coverage spanning liability, comprehensive and collision, medical payments, uninsured/underinsured motorist protection, roadside assistance, and alternate transportation. Clearcover operates across multiple US states through several underwriting entities, distributes through both direct and independent-agent channels, and runs a developer portal for partner and embedded insurance integrations. It was surfaced in the API Evangelist network as a portfolio company of 500 Global and enriched from its public web surface.

Clearcover is profiled on the APIs.io network. Tagged areas include Company, Insurance, Auto Insurance, Insurtech, and Financial-Services.

Clearcover’s developer surface includes documentation, engineering blog, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

10.8/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Company Insurance Auto Insurance Insurtech Financial-Services Claims Partner APIs

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 10.8/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 3.2 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/clearcover: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: clearcover
name: Clearcover
description: Clearcover is a digital-first auto insurance company that offers customizable, affordable car insurance backed
  by AI-assisted claims that can resolve eligible claims in minutes rather than days. Customers buy and manage policies through
  a mobile app, file claims by photographing damage, and track claim status in real time, with coverage spanning liability,
  comprehensive and collision, medical payments, uninsured/underinsured motorist protection, roadside assistance, and alternate
  transportation. Clearcover operates across multiple US states through several underwriting entities, distributes through
  both direct and independent-agent channels, and runs a developer portal for partner and embedded insurance integrations.
  It was surfaced in the API Evangelist network as a portfolio company of 500 Global and enriched from its public web surface.
url: https://raw.githubusercontent.com/api-evangelist/clearcover/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://clearcover.com/assets/images/meta-card-clearcover.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Insurance
- Auto Insurance
- Insurtech
- Financial-Services
- Claims
- Partner APIs
tags_raw:
- Company
- Insurance
- Auto Insurance
- InsurTech
- Financial Services
- Claims
- Partner APIs
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://clearcover.com
- type: DeveloperPortal
  url: https://developer.clearcover.com/
- type: Documentation
  url: https://developer.clearcover.com/docs/category/clearcover-apis
- type: Blog
  url: https://blog.clearcover.com/
- type: Support
  url: https://support.clearcover.com/hc/en-us
- type: GitHubOrganization
  url: https://github.com/Clearcover
- type: TermsOfService
  url: https://clearcover.com/terms/
- type: PrivacyPolicy
  url: https://clearcover.com/privacy/
- type: DomainSecurity
  url: security/clearcover-domain-security.yml
- type: LLMsTxt
  url: llms/clearcover-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence