CertifID
CertifID is a wire fraud prevention, identity verification and funds protection platform for the real estate closing process, serving title agents, law firms, real estate agents, lenders and home buyers and sellers. Its products verify the identities of transaction participants, verify business and bank account ownership, securely share and confirm wiring instructions, order and verify mortgage payoffs, collect earnest money and cash-to-close payments, provide secure eSigning, and insure wires against fraud loss. CertifID exposes a public "CertifID V2 APIs" REST surface at api.certifid.com for third-party integrations, documented with a live OpenAPI 3.0.1 definition served from Swagger UI and secured with Auth0-backed OAuth 2.0.
CertifID publishes 15 API contracts indexed on the APIs.io network, including Account Verifications API, Bank Lookup API, Collect Request API, and 12 more. Tagged areas include Company, Wire Fraud Prevention, Real Estate, Title Insurance, and Identity Verification.
The CertifID catalog on APIs.io includes 1 Spectral governance ruleset.
CertifID’s developer surface includes API reference, authentication, changelog, signup flow, support, engineering blog, and 23 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Biometrics Testing (biometric recognition vendors, identity verification depth) | undeclared | - | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 15
Individual APIs this provider publishes, each with its own machine-readable definition.
CertifID Account Verifications API
The AccountVerifications API from CertifID — 4 operation(s) for accountverifications.
CertifID Bank Lookup API
The BankLookup API from CertifID — 2 operation(s) for banklookup.
CertifID Collect Request API
The CollectRequest API from CertifID — 3 operation(s) for collectrequest.
CertifID Confirm Request API
The ConfirmRequest API from CertifID — 3 operation(s) for confirmrequest.
CertifID Disbursements API
The Disbursements API from CertifID — 10 operation(s) for disbursements.
CertifID Identity Request API
The IdentityRequest API from CertifID — 4 operation(s) for identityrequest.
CertifID Integration API
The Integration API from CertifID — 12 operation(s) for integration.
CertifID Lenders API
The Lenders API from CertifID — 2 operation(s) for lenders.
CertifID Location API
The Location API from CertifID — 2 operation(s) for location.
CertifID Payoff Ordering API
The PayoffOrdering API from CertifID — 6 operation(s) for payoffordering.
CertifID Send Request API
The SendRequest API from CertifID — 3 operation(s) for sendrequest.
CertifID Test API
The Test API from CertifID — 3 operation(s) for test.
CertifID Underwriter API
The Underwriter API from CertifID — 1 operation(s) for underwriter.
CertifID Users API
The Users API from CertifID — 1 operation(s) for users.
CertifID Wiring Instructions API
The WiringInstructions API from CertifID — 1 operation(s) for wiringinstructions.
Scroll for all 15
Open Collections 16
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
CertifID V2 Account Verifications API
OPEN COLLECTIONCertifID V2 Bank Lookup API
OPEN COLLECTIONCertifID V2 Collect Request API
OPEN COLLECTIONCertifID V2 Confirm Request API
OPEN COLLECTIONCertifID V2 Disbursements API
OPEN COLLECTIONCertifID V2 Identity Request API
OPEN COLLECTIONCertifID V2 Integration API
OPEN COLLECTIONCertifID V2 Lenders API
OPEN COLLECTIONCertifID V2 Location API
OPEN COLLECTIONCertifID V2 Payoff Ordering API
OPEN COLLECTIONCertifID V2 Send Request API
OPEN COLLECTIONCertifID V2 Test API
OPEN COLLECTIONCertifID V2 Underwriter API
OPEN COLLECTIONCertifID V2 Users API
OPEN COLLECTIONCertifID V2 APIs
OPEN COLLECTIONCertifID V2 Wiring Instructions API
OPEN COLLECTIONScroll for all 16
Agent Skills 5
Packaged agent skills for driving this provider's APIs from an AI assistant.
certifid-order-and-verify-payoff
AGENT SKILLcertifid-send-wiring-instructions
AGENT SKILLcertifid-verify-account-and-business
AGENT SKILLcertifid-verify-identity
AGENT SKILLSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
CertifID API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Resources
Get Started 2
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 5
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 3
Properties that don't map to a standard resource type
Source (apis.yml)
CertifID API — frequently asked questions
Does CertifID have an API?
Yes. APIs.io lists 15 APIs from CertifID, including CertifID Account Verifications API, CertifID Bank Lookup API and CertifID Collect Request API, and 12 more.
Is there an OpenAPI specification for the CertifID API?
Yes. APIs.io indexes 15 OpenAPI specifications for CertifID, each linked for download from this page.
How do I authenticate with the CertifID API?
CertifID documents its authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Certifid Authentication.
Is the CertifID API ready for AI agents?
CertifID has a Kin Score of 40.2 out of 100 (developing) and an Agent Readiness score of 28.3 (agent-aware), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.