Banking Regulation

aid: banking-regulation
name: Banking Regulation
description: Banking regulation encompasses the rules, standards, and frameworks governing banks and financial institutions.
  Key frameworks include the Basel Accords (Basel I, II, III, IV) for capital adequacy, the Dodd-Frank Act in the US, PSD2
  and CRD IV/V in Europe, and anti-money laundering (AML) / know-your-customer (KYC) requirements. Regulatory technology (RegTech)
  APIs and data services help financial institutions automate compliance reporting, risk management, and supervisory data
  submissions.
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/banking-regulation.png
tags:
- AML
- Banking
- Banking Regulation
- Basel
- Compliance
- Finance
- KYC
- RegTech
url: https://raw.githubusercontent.com/api-evangelist/banking-regulation/refs/heads/main/apis.yml
created: '2025-01-01'
modified: '2026-04-21'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/banking-regulation-domain-security.yml
- type: Website
  url: https://www.bis.org/
  name: Bank for International Settlements
- type: Website
  url: https://www.fsb.org/
  name: Financial Stability Board
- type: Website
  url: https://www.federalreserve.gov/supervisionreg.htm
  name: Federal Reserve Supervision & Regulation
- type: Website
  url: https://www.eba.europa.eu/
  name: European Banking Authority
- type: Website
  url: https://www.ffiec.gov/
  name: Federal Financial Institutions Examination Council
- type: Vocabulary
  url: vocabulary/banking-regulation-vocabulary.yaml
- type: JSONLD
  url: json-ld/banking-regulation-context.jsonld
- name: Key Frameworks
  type: UseCases
  data:
  - name: Basel III / IV
    description: International capital adequacy, leverage, and liquidity standards for banks.
  - name: Dodd-Frank Act
    description: US financial reform legislation covering derivatives, systemic risk, and consumer protection.
  - name: PSD2
    description: EU Payment Services Directive 2 governing open banking and payment security.
  - name: CRD IV / V
    description: EU Capital Requirements Directive for bank capital, liquidity, and governance.
  - name: AML / BSA
    description: Anti-Money Laundering and Bank Secrecy Act compliance and reporting requirements.
  - name: KYC
    description: Know Your Customer identity verification and due diligence requirements.
  - name: DORA
    description: Digital Operational Resilience Act for ICT risk in EU financial services.
  - name: CCAR / DFAST
    description: US Comprehensive Capital Analysis and Review stress testing requirements.
  - name: FRTB
    description: Fundamental Review of the Trading Book market risk capital requirements.
- name: RegTech Categories
  type: Features
  data:
  - name: Capital Adequacy Reporting
    description: APIs and platforms for Basel III risk-weighted asset and capital ratio calculations.
  - name: AML Transaction Monitoring
    description: Real-time transaction screening and suspicious activity reporting.
  - name: KYC Onboarding
    description: Identity verification, sanctions screening, and beneficial ownership APIs.
  - name: Regulatory Reporting
    description: Automated generation of supervisory reports (FINREP, COREP, FR Y-9C).
  - name: Stress Testing
    description: Scenario analysis and stress testing platforms for regulatory capital requirements.
  - name: Compliance Data Management
    description: Data lineage, audit trails, and regulatory change management solutions.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com